Can virtual currency be used as consideration for payment

1.

It is illegal to issue virtual currency privately

According to Article 29 of the regulations of the people's Republic of China on the administration of RMB, no unit or indivial is allowed to print or sell token tickets to replace RMB in circulation on the market

In addition, the "emergency notice of the State Council Office for rectifying unhealthy tendencies in the instry, the State Economic and Trade Commission and the people's Bank of China on prohibiting the issuance and use of various token certificates (cards)" also strictly prohibited similar issues

extended data

virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum"

market formation

the Internet has led to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered. With the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time

With the rapid development of computer and network communication technology, the application of Internet technology has graally penetrated into various fields of human activities, and the unlimited business opportunities that it contains make businesses turn their eyes to e-commerce. E-commerce is penetrating into all aspects of social and economic life at a speed that people can hardly imagine

the traditional finance is also closely watching this irresistible trend of global economic integration and networking. As a result, value-added services take art as the selling point and can be regarded as commodities; The sword in the game is not a brand-new financial services business philosophy - e-finance came into being

from the historical development process, to understand e-finance, we must start from the electronic finance and e-commerce. The so-called e-financialization means that financial enterprises adopt modern communication, computer, network and other information technology means in addition to Internet technology to improve the work efficiency of traditional financial service business, rece operating costs, realize the automation of financial business processing, informatization of financial enterprise management and scientific decision-making, and provide customers with faster and more convenient services, And then enhance the financial enterprise is the behavior of market competitive advantage

e-finance is a transcendence of financial electronization. Different from the electronic finance, the main technical basis of e-finance operation is the increasingly perfect Internet technology. Due to the characteristics of global connectivity, openness, quickness and low marginal cost of Internet technology, e-finance strengthens the restructuring and innovation of financial services business based on Internet technology, so that customers are free from the restrictions of business hours and places, and enjoy all kinds of high-quality and low-cost services provided by financial enterprises anytime and anywhere

with the development of Internet, the form of money is becoming more virtual, and there is an electronic money that only exists in the form of electronic signal

reference source: Network: virtual currency

2.

In 2013, the people's Bank of China issued the notice on preventing bitcoin risks. Later, it was reported that the people's Bank of China had an interview with more than 10 third-party payment companies, explicitly requiring them not to provide payment and clearing services to bitcoin, lightcoin and other trading websites. The price of bitcoin in China has dropped all the way from about 7000 yuan to 3300 yuan. More analysis says that bitcoin will withdraw from China. Is that true

However, at present, the security risks of bitcoin have not been fully exposed

the overall risk increases

it must be admitted that the government's increased supervision leads to the further increase of the risk of bitcoin trading

moreover, the transaction threshold is obviously higher than before

In essence, as a means of investment, the risk of bitcoin is self-evident. If there is no final person to take over the offer, even if bitcoin is in short supply, it lacks real value and only has limited online use value. If you can't find the last recipient, bitcoin will probably disappear like a bubble. p>

3. This view is controversial. China's central bank defines bitcoin as a special Internet commodity, while the United States recently classifies bitcoin as a commodity. Of course, the attitude of European countries towards bitcoin is relatively ambiguous. Germany is the first country in the world to recognize bitcoin as a unit of account. However, most people in the currency circle regard virtual currency as currency. Let me take bitcoin as an example to illustrate:

bitcoin has value because it is useful as a form of currency. Bitcoin has the mathematical characteristics of money (persistence, portability, interchangeability, scarcity, separability and identifiability) rather than relying on physical characteristics (such as gold and silver) or the trust of central power (such as fiat money). In short, bitcoin is backed by mathematics. With these characteristics, a form of money to have value requires trust and use. This can be reflected in the growing number of users, businesses and start-ups. Like all currencies, the value of bitcoin comes directly from people who are willing to accept it as a means of payment, which is the only source

of course, some domestic digital currency scholars began to take bitcoin not as a kind of currency, but as a shortcut. Teacher Shaqian proposed the concept of currency business circle. Perhaps inspired by the recent emergence of a currency called Fuyuan coin in the jewelry instry, it is very innovative to use Fuyuan coin to replace the traditional business integral system.

4. Chain Ke is a money company made by Ji Jun, a cheater. He once cheated countless investors with minimally invasive treasure sharing and various kinds of air currency. Later, he invested in chain Ke ShuoKe and other enterprises in Hainan and continued to sell dog meat. He caught people's greed. Why do you think an enterprise let you make money in vain? Wake up, everyone? Enterprise check Tianyan check his list of dishonesty. How long is the life span of the enterprises that once worked

5. Top 10 in the list of Qualcomm snapdragon processors: snapdragon 888

1. Process: it is equipped with the latest generation of 5nm manufacturing process to bring the strongest processor performance to users. The 5nm manufacturing process brings the most top technology, cost and functional performance requirements

2. Core: the three cluster architecture of super core + big core + small core is used, in which the super core is cortex x1, the big core is cortex A78, and the small core is cortex A55

3. Experience: Super core cortex-x1 has 1MB L2 cache, while A78 has 256Kb L2 cache, which can give you better performance experience,

brings the strongest architecture for users at present, with A78 20% higher in performance and machine learning 100% higher in performance

4. Optimization: for game optimization, provide users with variable coloring rate, It can improve the performance by 30%

5. Other aspects: for other aspects of the game, 144hz high refresh rate / high frame rate, true 10 bit HDR, surreal enhanced image quality, fast mixing,

GPU driver update, Xbox cloud / Google stadia / Amazon Luna cloud game, etc<

second place: snapdragon 870

1. Process: 1 * 3.19ghz + 3 * 2.42ghz + 4 * 1.8GHz eight core configuration,

2. Architecture: one large core and three medium cores adopt a77 architecture, and four small cores adopt a550 +

3. Other aspects: the GPU of snapdragon 870 is the frequency upgraded adreno650, and the baseband is still x55 modem< GPU: the performance of the new generation kryo 585 CPU is improved by 25%, and the overall performance of the new Adreno 650 GPU is also improved by 25% compared with the previous generation platform

5. Experience: it brings 7Nm proction technology, which brings the best mobile phone performance experience for users

6. Pixel: 1 billion pixel high-speed ISP, processing speed up to 2 billion pixels per second, supporting new shooting features and functions

7. Video: users can take 4K HDR video with 1 billion colors, 8K video or capture photos up to 200 million pixels<

third place: snapdragon 865

1. CPU: new kryo 585 architecture, up to 2.84ghz

2. GPU: with Adreno 650, the performance is 25% higher than that of snapdragon 855

3. With snapdragon x55 5g baseband, it can support up to 7.5gbps download speed and WiFi 6 protocol

4. It adopts the fifth generation AI engine and supports the computing power of 15 tops

5. It supports lpddr5 memory, 144hz screen refresh rate, 200 megapixel camera, 8K 30 frame video recording and 960 frame slow motion shooting

6. The main frequency of CPU is consistent with snapdragon 855. The new cortex-a77 architecture should have about 20% performance improvement according to the official data of arm

7. GPU is 25% higher than snapdragon 855, and the overall performance is 20% higher. Lpddr5 memory is also a bonus

fourth place: snapdragon 855 +

1. Both snapdragon 855 and snapdragon 855 + CPU adopt the same architecture kyro485. The difference is that their large core frequency is different. The large core frequency of 855 + is 2.96ghz higher than that of 855< In terms of GPU, 855 and 855 + are both adreno640, but their frequencies are also different. The frequency of 855 + is 672mhz, while that of 855 + is only 585mhz. The graphics ability of 855 + is 15% higher than that of 855

3. The same 7Nm process, both of them adopt the 1 + 3 + 4 8-core design. Except for the different frequencies of the large cores, the frequencies of the other 7 small cores remain unchanged< So in theory, snapdragon 855 + has stronger mononuclear ability

5. The iqoo equipped with Xiaolong 85 and Nubia z20 equipped with Xiaolong 855plus are compared. According to the running points, the actual performance of Xiaolong 855 + is more than that of Xiaolong 855 in both single core and multi-core performance. The actual performance of 855 + is still better than that of 855

fifth place: Xiaolong 855

1 CPU: the memory delay is higher than that of the Kirin 980, but the overall performance of the CPU is still slightly higher than that of the Kirin 980. The performance of specint2006 is 51% higher than that of the 845, and the CPU energy efficiency ratio is 39% higher than that of the 845. In specfp2006, it is 61% higher than that of the 845, and it is 4% and 9% higher than that of the Kirin 980. Although the highest core reaches 2.85ghz, the energy efficiency is still excellent

2. AI: after the blessing of hexagon 690, compared with 845, AI performance has been greatly improved, which is about 2.5-3 times that of 845

3 and application: it is not awesome in terms of system application performance, stronger than 845, but weaker than 980, official expression may be the relationship of scheling on the engineering machine, and the official commercial equipment will be improved. GPU: the peak performance of Adreno 640 GPU is still far behind A12, but the energy efficiency ratio is good. The average power consumption of off screen rendering of gfxbench3.1 is 4.44w. In terms of energy efficiency, the peak state of A12 is 17.36fps/w, the down frequency state is 20.18fps/w, 855 is 16.05fps/w, 845 is 11.99fps/w, 980 is 11.93fps/w, and the overall energy efficiency ratio is 30% higher than 845<

sixth place: snapdragon 845

1. Snapdragon 845 still adopts eight cores of 10nm process, which is the most advanced technology in the market. Compared with snapdragon 835, it has made improvements in both large and small cores. The four cores are A75 architecture and the four small cores are A55 architecture

2. At the same time, snapdragon 845 introces a new security processing unit SPU, while GPU adopts Adreno 630, which improves the overall efficiency by 25% - 30% compared with Adreno 540 of snapdragon 835

3. Snapdragon 845 is equipped with 5g frequency regulator; In terms of overall performance, 845 is 20% - 25% better than 835

4. Snapdragon 845 supports Gigabit LTE connection through X20 LTE modem, and supports 2x2 al channel Wi Fi and 4x4 MIMO technology, providing more stable and faster network connection for players<

seventh place: snapdragon 730g

1. The multi-core performance of snapdragon 730g processor is not as good as that of snapdragon 845 processor, and the single core performance is better than that of snapdragon 845 processor. Each processor has its own victory or defeat

2. Snapdragon 730g has built-in CPU with kryo470 architecture, which is built by instry-leading 8nm process technology

3. Snapdragon 730g integrates frequency enhanced adreno618gpu, which makes its graphics processing performance 25% higher than snapdragon 710 and graphics rendering speed 15% higher than snapdragon 730. The g of snapdragon 730g refers to game

4. The snapdragon 730g also supports some of the snapdragon elitegaming functions, which can bring more amazing game screen effects

5. Snapdragon 730g also supports qcommaqstic audio technology, which can bring clear and smooth surround sound<

eighth place: snapdragon 730 AIE

1. 730 has surpassed 835 as a whole. If the price control is in place, it will be a god u, which can replace 835 in all aspects. 730 Angou has exceeded 835

2. Snapdragon 730 chip is made by 8nm process. According to Angou's running score test, Lenovo Z6's running score is as high as 200000, And Master Lu's running score is 250000

3. Xiaolong 730g is equipped with the enhanced version of Adreno 618 GPU (supporting Vulkan version 1.1), and its performance is 15% higher than the ordinary version of Xiaolong 730

4. With the support of the new A76 architecture, the CPU performance of snapdragon 730g has caught up with that of snapdragon 845 with only two A76 cores, and the daily application experience is very smooth

5. The CPU frequency of snapdragon 730g is 2.4GHz, and the GPU frequency is 825mhz; The main CPU frequency of snapdragon 730 is 2.2GHz, and the main CPU frequency is 700MHz. This means that the CPU and GPU frequency of snapdragon 730g is higher than that of snapdragon 730<

No.9: snapdragon 765G

1. Compared with the previous generation snapdragon 730 processor, the main frequency of snapdragon 765G is increased to 2.4GHz, adopting the architecture of 1 * kryo 475 prime (2.3 / 2.4GHz) + 1 * kryo 475 gold (2.2GHz) + 6 * kryo 475 silver (1.8GHz)

2. The processor adopts the 7Nm EUV process manufactured by Samsung, which reces the power consumption by 35% compared with the 8nm snapdragon 730. The GPU is upgraded to the Adreno 620

3. Snapdragon 765G supports up to 192mp pixels, single shot 3600W pixels and zero delay shooting, which is equivalent to the previous generation's level. It supports Bluetooth 5.0, WiFi 6 and 120Hz refresh rates, and AI 5.5tops

4. The most important feature of snapdragon 765G is that it integrates snapdragon x525g baseband and and supports SA / NSA al-mode networking. Its theoretical maximum peak download rate is as high as 3.7 Gbps and upload rate is 1.6 Gbps. At the same time, it also supports 5g millimeter wave, band below 6GHz, global 5g roaming, WiFi 6 and other features<

No.10: snapdragon 765

1. Snapdragon 765 adopts kryo 475 CPU, with a maximum dominant frequency of 2.3ghz; The Adreno 620 GPU is 20% faster than the previous generation< 2. The fifth generation AI engine adopts hexagon 696 tensor processor; Spectrum 355 ISP supports up to 192 megapixel camera, 480fps 720p slow motion video capture and 4K HDR video capture capability

3. Built in X52 modem, it supports millimeter wave, TDD and FDD band below 6GHz, and can achieve 3.7 Gbps download peak and 1.6 Gbps upload peak.

6.

NBA nickname is: katino Mobley

cutino Mobley, born in Philadelphia, Pennsylvania, USA on September 1, 1975, is a former American professional basketball player and a point guard, nicknamed the cat

catino Mobley graated from the University of Rhode Island (URI). He was chosen by the Rockets in the second round of the 1998 NBA draft. He has played for the Houston Rockets, Orlando Magic, Sacramento Kings, Los Angeles Clippers and New York Knicks

on December 10, 2008, catino Mobley announced his retirement e to heart problems

extended materials:

catino Mobley graated from the University of Rhode Island. In 1998, he was selected by the Houston Rockets in the second round and played until the end of the 2003-04 season; Later, he was involved in the T-Mac deal and sent to Orlando with Francis; Mid season (June 2004) was traded to Sacramento Kings

he joined the Los Angeles Clippers as a free agent in the summer of 2005, was traded to the New York Knicks in November 2008, and retired e to heart disease in 2008. Mobley has a variety of scoring methods, such as frontal cross, sudden stop jump shot, three-point shot and even back to back play. During the period of rockets, Mobley and Steve Francis formed a rocket backcourt double shot

At the same time, Mobley is an excellent defender. Although his height is not dominant, his fast movement is enough to limit most of the shooting guards in the league. In the Rockets, Kobe's defense in the playoffs is a classic example

7. It is illegal to support only virtual currency payment. In any domestic situation, RMB is legal tender and should not be rejected.

8. The digital currency researched and developed by the central bank belongs to digital currency electronic payment. The electronic payment itself has the attribute of digital currency. The development of digital currency has technical inevitability. In the future, paper and coins may graally shrink or even disappear. We don't accept virtual currency such as bitcoin as a payment tool, nor does the banking system.