Five million virtual currency for financial planning

1. ”Wallace virtual currency to create the fourth generation of encrypted digital applied virtual currency "this sentence is very good, but it seems that this kind of counterfeit currency does not have any application. To put it bluntly, it's just a cover. Most of the virtual currencies that dare to guarantee that you can make money are MLM currencies. Even when bitcoin is the most popular, only a few people make money, and most people still lose money. This is the same as playing stocks, relying on luck and the overall trend

when it comes to applied cryptocurrency, I feel that the theory of currency business circle mentioned by Mr. Shaqian is very good, but the progress of shaqiantong project is slow. At the same time, Fuyuan coin was at the forefront of the times. Fuyuan coin is a member of the global jewelry instry association, which is proced by operation and circulation. The purchase of jewelry procts of member enterprises can obtain a certain amount of Fuyuan coin (similar to business points). Users can use Fuyuan coin to buy and sell freely on the trading platform, or they can shop in cooperative businesses, which is similar to a closed-loop business system

personal views, for reference only, not as investment advice!

2. Virtual currency refers to non real currency
there are mainly three kinds:
first, game currency. Mainly used in the game between the players can trade with each other< Second, special currency. Generally speaking, the website (or service provider) issued, more for the purchase of internal services
Third, virtual currency on the network, such as bitcoin (BTC), Wright currency (LTC), etc. Mainly used for Internet financial investment; However, several major trading platforms in China have graally implemented virtual currency trading

generally speaking, virtual currency investment is not recommended
because virtual currency is not legal tender, it lacks supervision mechanism; If you want to invest, it is recommended to choose the right financial procts through formal legal institutions.

3.

in investment and financial management, we should pay attention to the risks and returns of investment, do our homework in advance before investment, and spread the money prepared for investment in different fields. we must pay attention not to put eggs in the same basket, so as to effectively disperse the risks of investment. Recently, when a woman invests in virtual currency, she loses 50000 yuan in half an hour. The loss rate of 50000 yuan in half an hour is relatively high, which also reminds us that we must pay attention to the prevention and control of risks when we invest in financial management{ RRRRR}

for example, if you want to manage money, you can choose virtual currency, lottery fund and other aspects to invest, and then put the money in different fields, so as to ensure the reasonable allocation of risk. Don't do all the high-risk investment, otherwise once the loss, many people are unable to bear, to ensure that they do not affect the normal life of the financial conditions< br />

4. It's better to find a financial management company to manage the funds

5. It depends on how you manage your money? Do stock, fund, insurance, or other aspects! Financial risk is directly proportional to profit return. For example, if you do gold and foreign exchange, its return is 3% per month, not including the part that you exceed the income. The risk lies in whether you can reasonably and step by step to complete your financial plan, otherwise it will cause account loss. Loss.

6. Hello, risk example of zhouzhoufa financial management plan (Code: 8191) of CMB Jinbao series:
1. If an investor subscribes to 1 million financial management plans and holds them to maturity, if the net value of financial management plan shares on the maturity date is 0.9533, then the investor's e capital is:
investor's e capital = 1000000 × 9533 = 953300.00
at this time, the investor loses 46700 and the return on investment is - 4.67%
2. If the investor holds 1 million shares of the financial management plan and the unit cost is 1 yuan, then in the redemption application period, the investor redeems 500000 shares and the net redemption value is 0.9654, then the investor's e capital is:
investor's e capital = 500000 × 9654 = 482700.00
at this time, the investor loses RMB 17300.00, and the return on investment when the 500000 financial management plans are redeemed is - 3.46%
3. If the investment and financial management plan is terminated in advance, the investor's share of the financial management plan is 800000, the purchase price is 1.0500, and the net share of the financial management plan is 1.0788 when the investment and financial management plan is terminated in advance, then the investor's e capital is:
investor's e capital = 800000 × 0788 = 863040.00
at this time, the profit of investors is 863040.00 – 800000 × 0500
= 23040.00, the return on investment is 2.74%
4. If the investor applies for the financial management plan with RMB 500000 on September 12, 2012, and the net value of the financial management plan is RMB 1.0230, the subscription share of the investor is RMB 500000 ÷ 1.0230 = 488758.55 (shares)
(1) assuming that the investor redeems the shares in full on November 25, 2012, if the net value of each unit share of the financial management plan is RMB 1.0630 at this time, the redemption amount of the investor is 488758.55 × 1.0630 =
519550.33 yuan, the return is 519550.33 – 500000 = 19550.33 yuan, the return on investment is about 3.91%
(2) assuming that the investor redeems his shares in full on November 25, 2012, if the net value of each unit share of the financial management plan is RMB 1.0110, the redemption amount of the investor is 488758.55 × 1.0110 =
494134.89 yuan, the return is 494134.89 – 500000 = - 5865.11 yuan, the return on investment is about - 1.17%
all the data in the above risk examples are hypothetical data, which are only for investors' reference, and do not represent the actual financial income data of this financial management plan
calculation of redemption amount of financial management plan:
the financial management plan adopts the "share redemption" method, and the redemption price is calculated based on the net share value of financial management plan on the trading day of subscription and redemption, and the calculation formula is as follows:
redemption amount = total redemption share × The net value of the shares of the financial management plan on the trading day of subscription and redemption
(the redemption amount shall be kept to 2 decimal places and rounded after 2 decimal points)
redemption fee: there is no redemption fee for this financial management plan
example: suppose an investor redeems 100000 shares of the financial management plan, and the net value of the shares of the financial management plan on the trading day of subscription and redemption is RMB 1.0530:
redemption amount = 100000 × 1.0530 = 105300 yuan
redemption fee = 105300 yuan × 0% = 0 yuan
please check the proct manual for details.

7. If I have 5 million yuan, I may not go to work any more. I will choose to do it myself. After all, I already have the capital. Don't be as timid as before. You will lose all your wealth if you lose once. I will use this money to invest in my future, instead of going to work and living the same life with a dead salary.

8. A: the starting amount of guaranteed income financial management plan shall not be less than 50000 yuan (or equivalent foreign currency); The sales threshold of other financial management plans and investment procts shall not be less than 50000 yuan (or equivalent foreign currency); And according to the risk perception and tolerance of potential customers.

9. If you have CMB all-in-one card, you can try to handle the "smart fixed investment fund". You can refer to CMB's five-star selection fund ("home page" - "fund" - "open-end fund"), warm tips: the fund has risks, investment should be cautious.