Is the fund a virtual currency
Publish: 2021-05-07 13:16:21
1. Virtual currency is not a fund, it is a new technology, represents a kind of encrypted digital assets, interested friends can pay attention to me, bring mutual communication, I have a group.
2. Scam. Now there are many similar software apps on the Internet, such as novel collection fragment wins mobile phone, walking collection fragment wins mobile phone, etc. In fact, the first nine pieces don't take much effort, but the last one will. Take your time. I don't know when it will come true.
3. (1) The sources of funds of RMB fund and US dollar fund are different
RMB funds are divided into foreign-funded RMB funds and domestic funded RMB funds. Part of the funds of foreign-funded RMB funds come from foreign investors, but RMB is used when investing in China. The capital sources of domestic funded RMB funds and US dollar funds are just as they literally mean< (2) the legal basis of RMB fund and US dollar fund is different
the establishment of RMB fund is governed by Chinese law; The establishment of the US dollar fund is governed by the laws of the United States, the Caymans, the British Virgin Islands and other jurisdictions
(3) the investment restrictions of RMB fund and US dollar fund are different
the investment of US dollar funds in Chinese enterprises is restricted by the catalogue for the guidance of foreign investment instries, and some fields cannot be controlled or invested; The investment direction of foreign-funded RMB funds is still limited by the law of the people's Republic of China on foreign invested enterprises, while the investment direction of domestic funded RMB funds is similar to that of other domestic funded companies, with less restrictions and more flexibility< (4) the exit paths of RMB fund and US dollar fund are different
the US dollar funds usually set up offshore holding structure when they invest, and when they exit, the investment enterprises will be listed on overseas exchanges or transfer the equity of overseas holding companies; RMB funds generally seek to be listed in China, or transfer equity or assets in China
(5) RMB fund and US dollar fund enjoy different tax preferences
the biggest problem of RMB funds is that they can't enjoy the same complete tax preference as US dollar funds, and some RMB funds still face the problem of double taxation e to the lack of convergence of laws
(6) it is only a few years since RMB fund was recognized by law, most of its investment projects are still in the mature stage, and there are few exit cases. Compared with the "two ends out" US dollar funds, it still needs time to test whether the more localized RMB funds can achieve the same brilliant success as some US dollar funds under the approval system (although many investors come from these US dollar funds). It is also worth observing whether the US dollar fund can replicate its past success in the environment of the reputation damage of "China capital stock" and the tightening of China's overseas listing policy.
RMB funds are divided into foreign-funded RMB funds and domestic funded RMB funds. Part of the funds of foreign-funded RMB funds come from foreign investors, but RMB is used when investing in China. The capital sources of domestic funded RMB funds and US dollar funds are just as they literally mean< (2) the legal basis of RMB fund and US dollar fund is different
the establishment of RMB fund is governed by Chinese law; The establishment of the US dollar fund is governed by the laws of the United States, the Caymans, the British Virgin Islands and other jurisdictions
(3) the investment restrictions of RMB fund and US dollar fund are different
the investment of US dollar funds in Chinese enterprises is restricted by the catalogue for the guidance of foreign investment instries, and some fields cannot be controlled or invested; The investment direction of foreign-funded RMB funds is still limited by the law of the people's Republic of China on foreign invested enterprises, while the investment direction of domestic funded RMB funds is similar to that of other domestic funded companies, with less restrictions and more flexibility< (4) the exit paths of RMB fund and US dollar fund are different
the US dollar funds usually set up offshore holding structure when they invest, and when they exit, the investment enterprises will be listed on overseas exchanges or transfer the equity of overseas holding companies; RMB funds generally seek to be listed in China, or transfer equity or assets in China
(5) RMB fund and US dollar fund enjoy different tax preferences
the biggest problem of RMB funds is that they can't enjoy the same complete tax preference as US dollar funds, and some RMB funds still face the problem of double taxation e to the lack of convergence of laws
(6) it is only a few years since RMB fund was recognized by law, most of its investment projects are still in the mature stage, and there are few exit cases. Compared with the "two ends out" US dollar funds, it still needs time to test whether the more localized RMB funds can achieve the same brilliant success as some US dollar funds under the approval system (although many investors come from these US dollar funds). It is also worth observing whether the US dollar fund can replicate its past success in the environment of the reputation damage of "China capital stock" and the tightening of China's overseas listing policy.
4. Generally speaking, it is called money market fund. In addition, we can see its investment direction. Generally, it is short-term bills that are invested, but it is definitely not stocks and bonds that are invested.
5. According to different investment targets, funds can be divided into stock funds, hybrid funds, bond funds and monetary funds< More than 80% of the assets invested in stock assets are equity funds
more than 80% of the assets invested in bond assets are bond funds
those only invested in money market instruments are money funds
those with mixed investment of the three and no more than 80% of the assets are hybrid funds
it can be seen that, The main difference between monetary funds and other types of funds lies in the different investment targets.
more than 80% of the assets invested in bond assets are bond funds
those only invested in money market instruments are money funds
those with mixed investment of the three and no more than 80% of the assets are hybrid funds
it can be seen that, The main difference between monetary funds and other types of funds lies in the different investment targets.
6. Introction to money market fund (MMF)
1. What is a MMF?
a MMF is a fund that invests in short-term securities in the money market. The fund's assets are mainly invested in short-term monetary instruments, such as treasury bonds, commercial bills, certificates of deposit, government short-term bonds, corporate bonds, interbank deposits and other short-term securities< Second, proct characteristics of money market funds. First, principal security. Second, most money market funds mainly invest in low-risk securities such as treasury bonds, financial bonds, central bank bills, bond repurchase and interbank deposits with a resial maturity of less than one year, In fact, it ensures the security of the principal
2. Strong capital flow
liquidity is comparable to current deposit. Fund trading is convenient, the time for funds to reach the account is short, and the liquidity is very high. Generally, funds can reach the account in two or three days after redemption
3. High yield
most money market funds generally have the yield level of national debt investment. Money market funds can invest not only in exchange repo and other investment tools that can be invested by ordinary institutions, but also in inter-bank bond and repo market and central bank bill market. Their annual net return rate can generally reach 2% - 3%, and the recent return rate can reach 2.6% - 2.7%, which is far higher than that of bank savings in the same period. Moreover, money market funds can avoid hidden losses and resist inflation. When there is inflation, the real interest rate may be very low or even negative. The money market fund can grasp the change of interest rate and inflation trend in time, obtain stable income, and become a tool to resist the rise of prices
4. The investment cost is low
generally, the transaction of money market funds is free of service charge, and the subscription fee, subscription fee and redemption fee are all zero. It is very convenient for the capital to go in and out, which not only reces the investment cost, but also ensures the liquidity< Most money market funds have a face value of 1 yuan forever, and their income is calculated every day. They have interest income every day. Investors enjoy compound interest, while bank deposits only enjoy simple interest. Monthly dividends are carried forward to fund shares, and dividends are exempt from income tax
in addition, the general money market fund can also be converted with other open-end funds of the fund management company, which is efficient, flexible and low-cost. When the stock market is good, it can be turned into stock funds, and when the bond market is good, it can be turned into bond funds. When the stock market and bond market have no good opportunities, the money market fund is a good haven for funds, and investors can grasp all kinds of opportunities in the stock market, bond market and money market in time< Third, what kinds of money market funds are there at present?
at present, there are several money market funds in the market, such as Hua'an cash income, Boshi cash income, China Merchants cash appreciation, southern cash profit increase and Huaxia cash profit increase
4. Monetary Fund overview
Southern cash profit increasing fund (202301)
Hua'an cash profit increasing fund (040003)
Huaxia cash profit increasing fund (003003)
Boshi Cash Income Fund (050003)
China merchants cash value-added Fund (217004)
Yinhe Yinfu Monetary Fund (150005)
Yinhua money market fund (currency a: 180008; currency a: 180008; Currency B: 180009)
Changxin interest income fund (519999)
noan money market fund (320003)
Haifutong money market fund (510005)
e-fonda money market fund (110006)
1. What is a MMF?
a MMF is a fund that invests in short-term securities in the money market. The fund's assets are mainly invested in short-term monetary instruments, such as treasury bonds, commercial bills, certificates of deposit, government short-term bonds, corporate bonds, interbank deposits and other short-term securities< Second, proct characteristics of money market funds. First, principal security. Second, most money market funds mainly invest in low-risk securities such as treasury bonds, financial bonds, central bank bills, bond repurchase and interbank deposits with a resial maturity of less than one year, In fact, it ensures the security of the principal
2. Strong capital flow
liquidity is comparable to current deposit. Fund trading is convenient, the time for funds to reach the account is short, and the liquidity is very high. Generally, funds can reach the account in two or three days after redemption
3. High yield
most money market funds generally have the yield level of national debt investment. Money market funds can invest not only in exchange repo and other investment tools that can be invested by ordinary institutions, but also in inter-bank bond and repo market and central bank bill market. Their annual net return rate can generally reach 2% - 3%, and the recent return rate can reach 2.6% - 2.7%, which is far higher than that of bank savings in the same period. Moreover, money market funds can avoid hidden losses and resist inflation. When there is inflation, the real interest rate may be very low or even negative. The money market fund can grasp the change of interest rate and inflation trend in time, obtain stable income, and become a tool to resist the rise of prices
4. The investment cost is low
generally, the transaction of money market funds is free of service charge, and the subscription fee, subscription fee and redemption fee are all zero. It is very convenient for the capital to go in and out, which not only reces the investment cost, but also ensures the liquidity< Most money market funds have a face value of 1 yuan forever, and their income is calculated every day. They have interest income every day. Investors enjoy compound interest, while bank deposits only enjoy simple interest. Monthly dividends are carried forward to fund shares, and dividends are exempt from income tax
in addition, the general money market fund can also be converted with other open-end funds of the fund management company, which is efficient, flexible and low-cost. When the stock market is good, it can be turned into stock funds, and when the bond market is good, it can be turned into bond funds. When the stock market and bond market have no good opportunities, the money market fund is a good haven for funds, and investors can grasp all kinds of opportunities in the stock market, bond market and money market in time< Third, what kinds of money market funds are there at present?
at present, there are several money market funds in the market, such as Hua'an cash income, Boshi cash income, China Merchants cash appreciation, southern cash profit increase and Huaxia cash profit increase
4. Monetary Fund overview
Southern cash profit increasing fund (202301)
Hua'an cash profit increasing fund (040003)
Huaxia cash profit increasing fund (003003)
Boshi Cash Income Fund (050003)
China merchants cash value-added Fund (217004)
Yinhe Yinfu Monetary Fund (150005)
Yinhua money market fund (currency a: 180008; currency a: 180008; Currency B: 180009)
Changxin interest income fund (519999)
noan money market fund (320003)
Haifutong money market fund (510005)
e-fonda money market fund (110006)
7. Changsheng total bond index enhanced bond (510080) fund belongs to bond type; Established on October 25, 2003
monetary fund is an open-end fund that gathers idle funds, operates by the fund manager and keeps the funds in custody by the fund trustee. It is specially invested in money market tools with low risk. Different from other types of open-end funds, it has the characteristics of high security, high liquidity, stable returns and "quasi savings"
e to the emergence of digital currency, a new type of Monetary Fund, virtual monetary fund, has emerged in the field of Monetary Fund. It is also called digital money fund. For example: BlackRock digital money fund
bond fund, also known as bond fund, refers to the fund that specially invests in bonds. By concentrating the funds of many investors, it makes portfolio investment in bonds to seek more stable returns. According to the classification standard of China Securities Regulatory Commission for fund categories, bond funds are defined as those with more than 80% of fund assets invested in bonds. Bond funds can also have a small part of funds invested in the stock market. In addition, investing in convertible bonds and new shares is also an important channel for bond funds to obtain income.
monetary fund is an open-end fund that gathers idle funds, operates by the fund manager and keeps the funds in custody by the fund trustee. It is specially invested in money market tools with low risk. Different from other types of open-end funds, it has the characteristics of high security, high liquidity, stable returns and "quasi savings"
e to the emergence of digital currency, a new type of Monetary Fund, virtual monetary fund, has emerged in the field of Monetary Fund. It is also called digital money fund. For example: BlackRock digital money fund
bond fund, also known as bond fund, refers to the fund that specially invests in bonds. By concentrating the funds of many investors, it makes portfolio investment in bonds to seek more stable returns. According to the classification standard of China Securities Regulatory Commission for fund categories, bond funds are defined as those with more than 80% of fund assets invested in bonds. Bond funds can also have a small part of funds invested in the stock market. In addition, investing in convertible bonds and new shares is also an important channel for bond funds to obtain income.
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