Will virtual currency impact RMB

As a proct of e-commerce, virtual currency is playing a more and more important role, and it is more and more connected with the real world. However, with the growth of virtual currency, the relevant laws and regulations are lagging behind, which has laid many hidden dangers. Since 2004, the discussion on whether virtual currency represented by Q currency will impact RMB has been concerned by all parties. But officials have not been clear about this. The trading mode of virtual currency also expanded rapidly. A series of events triggered the attention of the community to the virtual currency. People have expressed their views on it. Some people think that virtual currency will have an impact on RMB, so we should take compulsory measures to prohibit the issuance of virtual currency; Some people hold a reserved attitude that virtual currency will not have an impact on RMB and should not stifle the development vitality of commercial organizations too early. Zhang Jie of Huawei group thinks so
with the continuous progress of technology, electronic payment (including electronic money) not only changes people's payment habits, but also imperceptibly changes people's consumption habits and promotes the expansion of consumer credit. It is necessary to pay close attention to the innovation of the form, the evolution of the nature, the difference of the operation mode and the possible impact on the credit risk and moral hazard of this new thing, and properly supervise it. But the more important thing is to give the market main body corresponding development space, avoid strangling the development vitality of the corresponding business organization in the early stage of market development. Therefore, the best way to treat e-money is to observe its changes and strengthen research. In the face of such remarks as "q-coin impacts the RMB financial market", we need to discuss them in the context of scientific and technological progress. The key to understand the problem is how to design relevant policies and encourage the development of electronic payment instruments such as electronic money, rather than the harm of speculative virtual money and electronic money. We call for strengthening supervision

of course not. Neither is a concept. Alipay and digital RMB are not in the same dimension. Alipay is the financial infrastructure and “ Wallet;, The digital RMB is the payment instrument and & lt; Wallet & quot; In the electronic payment, Alipay's “ Wallet & quot; Including commercial bank deposit money, after the issuance of digital renminbi, everyone can still use WeChat payment and Alipay to pay, but “ Wallet & quot; There has been an increase in the content of

when more money is collected, digital wallets become rich people like banks. We see that although Alipay payment seems to be isolated from platform payment, in fact, they are growing with the support of payment data and funds, especially when banks and wallets are pools of funds under non bank accounts, forming the ability to create money, creating new regulatory dimensions for central banks, and they are different concepts. As for the impact of digital money on Alipay, there is only more choice between them in terms of currency payment, which is equivalent to a few extra coins in our original wallet. p>