The relationship between network virtual currency and Finance
virtual currency and electronic currency are not the same concept
the definition of e-money is to convert a certain amount of cash or deposit from the issuer and obtain data representing the same amount. By using some electronic methods, the data can be directly transferred to the payment object, so as to pay off the debt. E-money means that consumers pay traditional money to issuers of e-money, and issuers store legal money of equal value with traditional money in electronic devices held by consumers
electronic currency is the electronization of the legal tender, including our common bank cards, Internet banking, electronic cash, etc., as well as the third party payment developed in recent years, such as Alipay, fortune paid and so on. No matter what form these electronic currencies are and through which institutions they circulate, their original source is the legal money issued by the central bank
but virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. For example, Tencent Q currency and other game currency, such virtual currency is mainly limited to circulation in a specific virtual environment. After the emergence of bitcoin, through the blockchain technology to better solve the problem of decentralization, distrust, to achieve global circulation, is sought after in the world. Electronic currency and virtual currency are collectively referred to as digital currency
1. Network virtual currency can be roughly divided into two categories:
the first category is familiar game currency. In the era of stand-alone games, the protagonist accumulates money by knocking down the enemy, entering the gambling house to win money, and uses these virtual game data to buy Herbs and equipment, or in some special games as a scoring unit to increase the fun of the game, which is an embodiment of the player level. But it can only be used in your own game console. At that time, there was no "market" between players. Since the establishment of Internet portal and community and the realization of game networking, there has been a "financial market" for virtual currency, where players can trade game currency
the second type is the special currency issued by the portal website or instant messaging service provider, which is used to purchase the services in the website. The most widely used is Tencent's q-coin, which can be used to purchase membership, QQ show and other value-added services
the third category refers to bitcoin, Ruitai coin, Laite coin, Weimeng coin and other digital cryptocurrencies
2. Electronic money refers to the exchange of a certain amount of cash or deposit from the issuer and the acquisition of data representing the same amount. By using some electronic methods, the data can be directly transferred to the payment object, so as to pay off the debt.
1. The essence of interpretation is different:
virtual currency: virtual currency refers to non real currency
currency: currency (CCY) is the medium of purchasing goods and preserving wealth. It is the contract between the owner of property and the market about the right of exchange. In essence, it is the agreement between the owners
2. Different types:
virtual currency: game currency, special currency, etc.
currency: coin, paper currency, deposit currency, etc.
extended data:
formation of virtual currency market:
Internet leads to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered
with the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time
following such a development idea, combined with the experience of some of the first developed Silicon Valley and the comprehensive judgment of China's national conditions, we have invested in many related companies in the fields of lending, credit, data, micro payment, etc. these investments are in different stages and amount, and many of them have not been disclosed.
however, once it is legally linked with fiat money, it means that fiat money has the obligation to convert virtual money into fiat money. This is very dangerous
because there is no limit to the issuance of virtual currency, once there is a legal link, it is equivalent to the unlimited issuance of legal currency
although QQ coin seems to have the function of currency and can buy a lot of things on QQ, in the final analysis, it is all virtual things, and its essence is commodity.
1. Yuanzhou Decoration Co., Ltd.
in 1997, Beijing Yuanzhou group was founded and became the leader of Beijing home decoration instry. After more than ten years of steady development, Yuanzhou has become a group home decoration enterprise integrating home design service, engineering design service, home experience store, home design / proct / service R & D and home proct proction
Light boat decoration, founded in 1996, is the governing unit of China Architectural Decoration Association and has won many national and municipal honors; It is the most influential decoration company in China's home decoration instry, a famous decoration enterprise in China and a brand enterprise of home decoration; With our sincerity, for customer satisfaction & quot; It is one of the top 50 high growth chain enterprises in China in 2008Qingzhou company is a well-known decoration enterprise with professional qualification grade certificate, a member of China Architectural Decoration Association and a director of Beijing Architectural Decoration Association
Zhejiang Jiuding Architectural Decoration Engineering Co., Ltd., founded in August 1998, is a decoration company specializing in the design and construction of residences, hotels, shops and office buildings. It has the first-class qualification for residential decoration and the second-class qualification for architectural decoration. It is the largest interior decoration enterprise in Zhejiang Provincein the new century, the enterprise has comprehensively developed eight provinces and one city, including Zhejiang, Jiangsu, Anhui, Hunan, Hubei, Shandong, Jiangxi, Fujian and Shanghai, successively established more than 80 branches, eight Dingwang material distribution centers, Zhejiang Jiuding Guarantee Co., Ltd. and Hangzhou Jiuding Aoli home private Co., Ltd., and established a professional website "Jiuding decoration" network, which has initially formed a collectivization The scale of factory and network operation
Beijing City home decoration (Group) Co., Ltd., established in 2002, is a large home decoration enterprise invested by large domestic real estate companies and financial investment institutions. With strong economic strength, the company is a member of China Architectural Decoration Association and Beijing interior decoration Association, and has double B-level qualification of national decoration design and construction Beijing KuoDa decoration group was founded in 1997. Since its establishment, the company has been awarded "grade II qualification of architectural decoration construction", executive director unit of China Architectural Decoration Association, vice president unit of Beijing Architectural Decoration Association and vice president unit of furniture decoration instry association of all China Federation of instry and commerce After 21 years of development, the company is a leading brand in China's home decoration instry Dongyi Risheng decoration company was founded in 1996, which was praised by the media as "a heavy load-bearing wall of China's decoration instry". The brand value is estimated at 1.32 billion. With the home furnishing instry chain as the main line and the customer as the center, we constantly innovate the service system standards, and base ourselves on the middle and high-end home furnishing design and construction, material and furniture and accessories supply, real estate fine decoration design, national franchise brand development, instry professional research and analysis, etc Beijing Yefeng Decoration Co., Ltd.was established in 1997, with the second grade qualification of national construction and the second grade qualification of design. It is mainly engaged in the design, construction and building material supply of residential and large public buildings. It is one of the largest home decoration companies in China, and the only vice president unit of China Building Decoration Association for home decoration enterprises in Beijing
Longfa Group decoration company was founded in Beijing in 1997. It is an AAA level enterprise in the construction instry. It has more than 500 senior construction teams and has many years of decoration construction experience. It has trained the first-class technical level. Environmental protection material high quality environmental protection material is the quality foundation of "perfect home service" Guangdong Xingyi Decoration Co., Ltd.
Guangzhou Huangpu company of Guangdong Xingyi Decoration Group specializes in the decoration design and construction of homes, villas, office buildings, shops, hotels and hotels, as well as building materials, furniture and ornaments, cultural media and other instries
established in 1992 in Guangdong, it is a large-scale enterprise in the national decoration instry and a famous flagship brand in the instry. It has obtained the qualification certificate of the second class enterprise of building decoration engineering construction and the qualification certificate of the second class enterprise of building decoration design, and passed the ISO9001 international quality certification system in 2002
Oufang decoration company, founded in 1998, is a national decoration enterprise with grade II and design grade B qualification; City Decoration Instry Association executive director unit. After more than ten years of steady development, it has won many awards, such as Shanghai famous brand enterprise, Shanghai service integrity advanced enterprise, Shanghai decoration instry pacesetter enterprise, national top 100 enterprises in residential decoration instry, etc
1: decentralized (one technology: closed loop structure, source code permanently locked background; 2; After going to the center, there is no income subject, just like gold, which belongs to every participant)
2: no central processing unit (block connection)
3: third party open source (following the international practice of open source: third party open source, third party public trust, third party trusteeship)
4: quantitative issuance (resisting inflation)
5: third party matchmaking (no capital chain, no capital chain), Show the freedom and equality of money)
6: bonus system without distributing the principal of the recipient (recommending others to join, no recommendation award, no confrontation award, no sharing of the principal of the latecomer)
7: free registration, free access, no threshold at the bottom, no ceiling at the top (the same as bank deposits)
8: the price will fluctuate up and down e to the influence of the market There is no currency that goes up but doesn't go down.)
At present, ICO (initial token issue) has been included in the special rectification of Internet finance, and China Internet Finance Association also calls on its members not to participate in any centralized transactions related to the so-called "virtual currency" or provide services for such transactions. Yang Dong believes that the purpose of implementing a series of strict regulatory measures is to crack down on illegal fund-raising, money laundering, fraud and other criminal activities, and maintain the security and stability of the financial market, whether it is to clean up the ICO or close the virtual currency trading platform