Virtual currency pilot of Bank of China
It is illegal to issue virtual currency privately
According to Article 29 of the regulations of the people's Republic of China on the administration of RMB, no unit or indivial is allowed to print or sell token tickets to replace RMB in circulation on the market In addition, the "emergency notice of the State Council Office for rectifying unhealthy tendencies in the instry, the State Economic and Trade Commission and the people's Bank of China on prohibiting the issuance and use of various token certificates (cards)" also strictly prohibited similar issues 
extended data
virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum"
market formation
the Internet has led to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered. With the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time
With the rapid development of computer and network communication technology, the application of Internet technology has graally penetrated into various fields of human activities, and the unlimited business opportunities that it contains make businesses turn their eyes to e-commerce. E-commerce is penetrating into all aspects of social and economic life at a speed that people can hardly imaginethe traditional finance is also closely watching this irresistible trend of global economic integration and networking. As a result, value-added services take art as the selling point and can be regarded as commodities; The sword in the game is not a brand-new financial services business philosophy - e-finance came into being
from the historical development process, to understand e-finance, we must start from the electronic finance and e-commerce. The so-called e-financialization means that financial enterprises adopt modern communication, computer, network and other information technology means in addition to Internet technology to improve the work efficiency of traditional financial service business, rece operating costs, realize the automation of financial business processing, informatization of financial enterprise management and scientific decision-making, and provide customers with faster and more convenient services, And then enhance the financial enterprise is the behavior of market competitive advantage
e-finance is a transcendence of financial electronization. Different from the electronic finance, the main technical basis of e-finance operation is the increasingly perfect Internet technology. Due to the characteristics of global connectivity, openness, quickness and low marginal cost of Internet technology, e-finance strengthens the restructuring and innovation of financial services business based on Internet technology, so that customers are free from the restrictions of business hours and places, and enjoy all kinds of high-quality and low-cost services provided by financial enterprises anytime and anywhere
with the development of Internet, the form of money is becoming more virtual, and there is an electronic money that only exists in the form of electronic signal
reference source: Network: virtual currency
in 2013, China's central bank and other five ministries and commissions issued bitcoin risk notice, which clearly defined bitcoin as a special Internet commodity. People can buy and sell bitcoin freely at their own risk. At present, financial institutions are not allowed to carry out bitcoin related business
at present, the more popular virtual currencies are bitcoin, Laite coin, Fuyuan coin and doggy coin.
at the end of 2013, the central bank and other five ministries and commissions jointly issued a bitcoin risk notice, in which bitcoin was clearly defined as a special Internet commodity. People can buy and sell bitcoin freely at their own risk, denying its monetary attribute, and no financial institution can participate in bitcoin related business. Bitcoin home has the full text<
Zhou Xiaochuan, the governor of the central bank, said that bitcoin is a tradable asset like a stamp, which is not issued by the central bank, and the central bank has no right to ban bitcoin.
in the bitcoin risk notice jointly issued by the central bank and other five ministries and commissions at the end of 2013, bitcoin is clearly defined as a special Internet commodity, and people can buy and sell it freely on the premise of their own risk. At this stage, bitcoin is not a currency. Bitcoin cannot and should be used for payment, and financial institutions are forbidden to provide services related to bitcoin. In 2014, third-party payment institutions and banks have interrupted the cooperation with the trading platform
therefore, the ICC virtual currency and the Bank of China are also doing things that are nothing. They are suspected to be a pyramid scheme and should invest prudently. At present, there are numerous pyramid schemes under the guise of bitcoin. As an investor, we should learn more about virtual currency, and don't believe in the myth that virtual currency makes wealth. At present, the more well-known virtual currencies are bitcoin, Wright coin, Fuyuan coin, dog coin and so on, but these coins are always used by pyramid schemes.
although there is no clear and consistent definition of digital currency, it does not hinder the rapid development of digital currency in recent years. Since 2009, the emergence of bitcoin not only subverts our understanding of traditional currency, but also promotes countries and relevant financial institutions to pay more attention to this kind of new currency form based on modern information technology and network technology. The domestic Puyin group is the first to launch the tea standard digital currency Puyin. Puyin is a standard digital currency issued through encryption and digitization of high-quality Tibetan tea assets stored, identified, evaluated and authorized by three parties.
It should be unreliable. According to the official website of the Ministry of Commerce, the Ministry of Commerce issued a notice on printing and distributing the overall plan for comprehensively deepening the innovation and development pilot of service trade. In & lt; Comprehensively deepen the pilot tasks, specific measures and division of responsibilities for innovative development of trade in services; Part of the proposal: in the Beijing Tianjin Hebei, Yangtze River Delta, Guangdong, Hong Kong and Macao Bay area and the central and western regions with the conditions to carry out digital RMB pilot. The people's Bank of China formulates policies and safeguard measures; First, Shenzhen, Cheng, Suzhou, xiong'an new area and other relevant departments of the future Winter Olympic Games scene will assist in the promotion, and then expand to other regions as appropriate
the Chinese people's Bank of China issued the official account of the people's Bank of China, Yi Gang, President of the Chinese people's Bank of China in &ldquo. Two sessions & quot; During the interview. In this paper, aiming at digital RMB, Yi Gang said that at present, the research and development of digital RMB follows the principles of stability, safety, controllability, innovation and practicality. First, it concts internal closed pilot tests in Shenzhen, Suzhou, xiong'an, Cheng and the future Winter Olympic Games scenes, so as to test the theoretical reliability, system stability, functional usability, process convenience Scene applicability and risk controllability. However, the current pilot test is only a routine work in the process of research and development, which does not mean that the digital RMB will be officially launched. There is no timetable for its official launch
the above contents are for your reference, and the business regulations shall be subject to the actual situation
if you have any questions, you are welcome to consult the online customer service of Bank of China or download the mobile banking app of Bank of China.