The development of virtual currency Panda
remember to adopt it
SF = Science Fiction (sci fi), (science fiction, including science fiction, is a kind of fantasy fiction, which mainly describes the imaginary Science (or the imagination of the impact of technology on society or indivials). It was first translated into "science fiction" in Chinese The abbreviated title of the word. Originally, it is a style of telling stories based on the setting of future time and space. Since Mary Shelley's Frankenstein, it has become an independent genre with its detached imagination and strange future. And this meaning is used by animation, after 40 years of development, graally formed a unique animation faction
available limit
=
credit limit
-
outstanding amount recorded
-
used amount not recorded
+
excess payment amount
+
temporary limit
therefore, if you find a situation like this, one may be that you didn't pay in time before and there was a phenomenon of delay in payment, and the other may be that you bought something for installment payment and occupied the limit. You can call the credit card service center to ask the customer service staff
precautions for the use of credit card:
first move: consumption on the bill day, and the credit card bill day is the deadline of the current transaction record, that is, the day when the bill is issued. The transaction on this day is usually included in the next bill. If the payment is made on the repayment day of one month, there is no need to pay in that month
the second move: you can get annual fee free by swiping more cards. The secret of annual fee free is that you need to charge an annual fee for a credit card. Generally, the annual fee will be charged the next year, ranging from 80 yuan to 200 yuan, or even more
the third move: make good use of installment repayment. If you accidentally swipe your credit card out of the amount you can't afford, you may feel that the repayment pressure is high. You might as well consider installment repayment, which can not only rece the repayment pressure, but also help increase the amount
the fourth move: exchange points for gifts. Every bank has its own credit card app. It's very cost-effective to download these apps and enter the mall to exchange points for corresponding commodities and discount coupons
this answer is provided by KangBo finance and economics. KangBo finance and economics focuses on the interpretation of financial hot events and the popularization of financial knowledge. It adheres to the profession and pursues fun. It is a financial content that people can understand and transmits financial value in a variety of vivid ways. I hope this answer will help you.
the holding limit is the holding share
for example, the net value of a fund is 21000, which is 2000 yuan.
1. Credit line refers to the stock management index of short-term credit business approved by commercial banks for customers, which can be generally divided into single loan credit line, loan enterprise line and group loan enterprise line
as long as the credit balance does not exceed the corresponding business indicators, regardless of the cumulative amount and number of payments, commercial bank business departments can quickly provide short-term credit to customers, that is, enterprises can easily recycle the bank's short-term credit funds, so as to meet customers' requirements for the rapidity and convenience of financial services
2. Available limit refers to the available limit of credit card. Definition of credit card available limit refers to the credit limit that your credit card has not been used. The available amount will decrease with each consumption and recover with each repayment
available limit = the credit limit approved by the bank - the amount owed on the bill that has not been returned - the amount of transaction that has not been recorded but has occurred - other related interests and expenses
note: the recorded amount that has not been paid off refers to the card transaction amount that has been billed but has not been returned by you; The used but unrecorded accumulated amount refers to the amount of card swiping transactions that have occurred but have not yet been billed; Other relevant interests and expenses refer to the interest on cash withdrawal or installment payment
extended data:
all independent corporate customers who are credit objects of commercial banks can approve credit line according to regulations
The customer must comply with the basic conditions and requirements of the general loan rules and the credit management policy of the commercial bank for the borrower The customers should be large and medium-sized manufacturing enterprises, import and export enterprises, commercial enterprises or joint ventures with good business and financial conditions, and have good development prospects and competitive advantages in the instry3. Customers have established a stable cooperative relationship in BOC with a good historical record
4. The customer business operation characteristics are consistent with the credit line operation mode, and the business progress can be fully and effectively supervised by our bank
5. The way of customer guarantee meets the requirements of our bank
Unprotected risks; The stock management index of short-term credit business approved by commercial banks for customers
risk exposure is an unprotected risk. The credit balance that may bear the risk e to the debtor's default behavior, the risk actually undertaken, is connected with the specific risk. Credit line is the stock management index of short-term credit business approved by commercial banks for customers, which can be divided into single loan credit line, loan enterprise line and group loan enterprise line
as long as the credit balance does not exceed the corresponding business indicators, regardless of the cumulative amount and number of payments, commercial bank business departments can quickly provide short-term credit to customers, and enterprises can easily recycle the bank's short-term credit funds, so as to meet customers' requirements for the rapidity and convenience of financial services
extended information:
credit line requirements:
1. Through credit investigation, enterprises can timely, systematically and objectively understand and master the credit status of target enterprises, which has a very important reference value in the decision-making of choosing partners, determining settlement methods or dealing with disputes
In order to rece or avoid risks, credit investors need to make decisions when providing credit funds to enterprises and other customers. After the credit line review report is approved by the risk management department or the corresponding proceres, the credit line enters the implementation stage 3. For self operated loans and special loans, no other fees shall be charged except for the interest charged according to the regulations of the people's Bank of China; The entrusted loan shall not be charged any other fees except for the handling fees as stipulated by the people's Bank of China