Virtual currency of central bank in 2020

1. After the people's Bank of China announced the launch of digital currency as soon as possible in January this year, Zhou Xiaochuan, governor of the people's Bank of China, recently gave a detailed description of the development of digital currency in an interview with Caixin weekly
Zhou Xiaochuan pointed out that as legal tender, digital currency must be issued by the central bank. The issue, circulation and transaction of digital currency should follow the idea of integration of traditional currency and digital currency, and implement the same principle of management. That is to say, q-coin and the like are definitely not good
as for whether to use blockchain technology to create digital currency. Zhou Xiaochuan said that the blockchain technology is an optional technology, but so far, the blockchain still occupies too many resources. Whether it is computing resources or storage resources, it can't cope with the current transaction scale, and whether it can be solved in the future depends on it. Zhou Xiaochuan said that in addition to blockchain technology, the digital currency research team of the people's Bank of China has also concted in-depth research on other related technologies involved in digital currency, such as mobile payment, trusted and controllable cloud computing, cryptographic algorithm, security chip, etc
it is certain that the digital currency issued by the central bank can never be the same as bitcoin, Ruitai, Qianjin card and other digital currencies. The digital currency issued by the central bank is just the digital currency.

2. The Chinese currency can not attract the attention of the central bank. Its influence is too small. If it attracts the attention of the central bank, it is certain to ban it. This kind of currency is direct selling currency without any physical support and application scenarios. There are many such currencies in China. Most players who don't know much about digital currency can make money. This kind of coin can only survive for about three months to six months
bitcoin, Ruitai coin, Laite coin and Qianjin card are only high-risk and high-yield investment procts in China. There is no such thing as "only rising but not falling" in the digital currency circle. If there is, it must be a pyramid scheme or artificial control.

3. First, most of the virtual coins issued today are decentralized, but in this regard, the virtual coins issued by the central bank must not be able to do so. It must be centralized and easy to adjust
Second, the value of money must be stable in a certain period of time, and it will not be as high as virtual currency such as BTC. The main purpose of the central bank's issuing virtual currency is to replace the current paper currency to a certain extent. That is to say, if a virtual currency assumes a fixed value of one yuan, it will be one yuan for a long time, It will not and will not be allowed that a virtual currency will rise to 100 or even more than 1000
thirdly, the most conservative estimate is that once issued, domestic enterprises or banks can choose whether to pay virtual currency or cash currency (RMB) when they pay wages or withdraw money. To a certain extent, cash will exist for a long time, instead of being issued all at once, all of them will be replaced by virtual currency, and all cash will be invalid, It's not realistic. It can only be said that it will be replaced graally
Fourth, the purpose of the central bank to issue virtual currency is to replace the current paper currency. Therefore, there must be a lot of similarities between this kind of virtual currency and the current paper currency. You can also directly replace the paper currency with the virtual currency, so you can have a good understanding of the nature of the virtual currency issued by the central bank. Therefore, the central bank's virtual currency is absolutely not allowed to appear, and the currency price is falsely high
therefore, it can be seen from the above points that the central bank's virtual currency is a new type of RMB, but it used to be physical, but now it is electronic and virtual. This is just like the use of real gold and silver in ancient times, and the appearance of "Jiaozi", that is, paper money, is only a kind of progress of the times. Other things are meaningless, just for the convenience of transaction, portability or personal property security. If you want to make money by investing in currency speculation, you can give up the idea. It's meaningless. If you just want to experience the freshness brought by the new currency, just wait quietly. Come out early, come out late, come out sooner or later. But then again, I'm looking forward to it.

4. It's not a fraud. It's a new digital Renminbi issued by the state (actually he is a disguised virtual currency). It is operated by the designated operation agencies (Alipay and large national banks) and exchanged with the public.

5.

China's monetary policy in 2020: China's economic work in 2020, clearly continue to implement positive fiscal policy and stable monetary policy

continue to implement prudent monetary policy to create a good monetary and financial environment for promoting high-quality economic development. China is one of the few major economies in the world that still adopts a normalized monetary policy

we will adhere to the fundamental requirements of financial services for the real economy, comprehensively consider economic growth, inflation expectations, macro leverage and exchange rate stability, maintain flexibility and moderation, strengthen counter cyclical adjustment, dredge the policy transmission mechanism, improve the efficiency of monetary policy, give full play to the guiding role of structural tools, and increase the investment in key areas and weak links, especially small and micro enterprises, private enterprises, and enterprises The support of manufacturing instry should be strengthened to serve the high-quality development of economy

extended data:

monetary policy's anti business cycle adjustment refers to monetary policy's "acting against the economic direction". When the economic growth is too fast and the pressure of inflation increases, we should implement a tight monetary policy, raise interest rates or the statutory deposit reserve ratio, tighten money supply and credit, cool the overheated economy and curb the excessive inflation rate

On the contrary, when the economic growth rate declines or there is a risk of recession, monetary policy should rece interest rates, increase money supply and total credit, ensure liquidity supply, and stimulate investment and consumption

at the stage of economic downturn, especially under the impact of financial crisis, when financial institutions or enterprises are faced with short-term funding shortage, the central bank should provide financing facilities for financial institutions, promote the reasonable and stable growth of money and credit, improve the financing environment, maintain the trust of investors, and provide a relatively loose financial environment for economic growth. The application of monetary policy's counter cyclical regulation aims at regulating the cyclical fluctuation of economy

6. With the rise of blockchain technology, the prototype scheme of central bank issuing legal digital currency has completed two rounds of revision. Legal digital currency has become a key research field of central banks in recent years. In addition, central banks in Britain, Canada and other countries have indicated that they will set foot in this field and put forward their own schemes.

7. What can he hype about that thing? That thing is just like the paper money now. It's just electronic, not virtual money like bitcoin. It has no investment value

8.

1. Enter the official wechat website to manually unbind

2. Select the "help and feedback" option in the upper right corner of wechat page and click to enter

3. Under the newly opened page, select the "wechat lifting restrictions" option and click to open it

4. Input each number to be filled in, click "send verification code", input verification code in the new page and confirm "request". This will lift the restrictions. It is better to log in 24 hours after the restrictions are lifted, and it is recommended to change the relevant content of the violation immediately after logging in

5. After the prompt is successful, the interface will prompt that it is being unlocked. After waiting for a period of time, wechat can be used again

precautions:

1. The mobile phone number to be filled in for self-service unsealing can be the mobile phone number of bound or unbound micro signal

2. One mobile phone number can only unseal one micro signal, and it can't release the restrictions for other numbers after use< br />