Innovation of virtual currency
virtual currency is a growing field of innovation, where there are business opportunities as well as risks. Even though bitcoin has been developing at a high speed so far, there is no guarantee that it will continue to grow. Any investment of time and resources related to bitcoin requires entrepreneurship. There are many ways to make money with virtual currency, such as mining, speculation or new business. All of these methods are highly competitive and have no profit guarantee. Everyone should make their own appropriate assessment of the costs and risks involved in any such project
since 2013, the popular virtual currencies are bitcoin, Laite coin, Fuyuan coin, doggy coin, Yuanbao coin, Ruibo coin and so on.
Because now people are influenced by some comments on the Internet, such as bitcoin, its value has increased many times since it came into being, people think that virtual currency should be a very promising thing, so many people follow suit
if you really have a lot of spare money, you can consider investing in some stable bonds, some science and technology innovation board and stocks, but don't invest too much in virtual currency
in view of the possible risks of virtual currency, many international organizations and central banks have responded publicly to the supervision of virtual currency system. These responses can be roughly divided into four categories: warning and risk warning, supervision and registration permission, legislative norms, and explicit prohibition
(1) warning and risk warning
some central banks and regulators have issued risk warnings against the special currency and virtual currency system. The federal financial regulatory authority of Germany, the Bank of France, the central banks of the Netherlands and Belgium have issued public warnings against the possible money laundering and terrorist financing caused by the use of bitcoin. In the report released at the end of 2013, the European Banking authority (EBA) warned consumers of many risks of virtual currency, such as exchange loss, e-wallet theft, unprotected payment, price fluctuation and so on. Although Spain did not have a similar risk warning, it issued a timely information announcement related to virtual currency
(2) supervision and registration license
generally speaking, international organizations believe that the supervision of virtual currency should find a balance between risk prevention and innovation promotion. Since 2012, Sweden has required transactions related to virtual currency to be registered with financial regulators. Other countries pay attention to qualification supervision, so as to make it indirectly meet the requirements of prudential supervision. In other countries, the regulation mainly focuses on the business model of virtual currency transaction. The financial prudential regulatory authority of France regards the provision of bitcoin circulation and trading services and the act of earning funds in the process as a payment service and requires the authorization of the government. In addition, some countries focus on the intermediary institutions related to virtual currency. The German federal financial regulatory agency and Danish regulators believe that the provision of intermediary services for virtual currency needs to be authorized< (3) legislative norms
at present, some countries have proposed legislation to regulate virtual currency transactions. Canada plans to legislate to allow the government to supervise the transaction of bitcoin, and to include the transaction of more than US $10000 into the scope of suspicious supervision. The United States hopes to adjust the relevant legal structure should be compared with the development of the special currency. In order to make the Bank Secrecy Act (BSA) applicable in the context of network, the financial crime enforcement network (FinCEN) of the U.S. Department of the Treasury issued the explanatory guidance on the behavior and subject definition of private generation, holding, distribution, trading, acceptance and transmission of virtual currency in 2013. The European central bank stressed that it should strengthen international cooperation under the existing legal framework, and regulate virtual currency from the European and global level under the existing legal framework. More countries believe that bitcoin is not a currency in circulation, has no legal status, and does not meet the definition of financial instruments, such as Finland, Sweden, Malaysia and Indonesia
(4) it is forbidden
in some countries, bitcoin related transactions are prohibited. In December 2013, the people's Bank of China banned financial institutions from trading in bitcoin, which was subsequently extended to payment service providers. The central banks of Thailand and Indonesia share the same attitude. The circulation of anonymous internet currency (including bitcoin) is prohibited by the Russian judicial inspection department as a substitute for currency. The Central Bank of Russia has earlier included the provision of bitcoin services in the scope of suspicious transaction monitoring. The U.S. Securities and Exchange Commission (SEC) has banned the issue of unregistered shares in exchange for bitcoin, and unregistered online securities trading activities in virtual currency.
network virtual currency can be roughly divided into
the first category is familiar game currency. In the era of stand-alone games, the protagonist accumulates money by knocking down the enemy, entering the gambling house to win money, and using these to buy Herbs and equipment, but it can only be used in his own game console. At that time, there was no "market" between players. Since the establishment of Internet portal and community, the realization of game networking, virtual currency has a "financial market", players can trade game currency
the second type is the special currency issued by the portal website or instant messaging service provider, which is used to purchase the services in the website. The most widely used is Tencent's q-coin, which can be used to purchase membership, QQ show and other value-added services
the third kind of virtual currency on the Internet, such as bitcoin (BTC), Fuyuan coin (FTC), Wright currency (LTC), etc. bitcoin is an electronic currency proced by open-source P2P software. Some people also translate bitcoin as "bitcoin", which is a kind of network virtual currency. It is mainly used for Internet financial investment, and can also be directly used in daily life as a new currency.
The registration proceres of childbirth should be changed from the insured workers to the provincial medical insurance center to the insured units
the insured employees fill in the birth record form (the form is downloaded from the website of the provincial medical insurance management center - "Download Center - Medical Insurance Report - audit department use form"), and the family planning staff of the insured unit are responsible for reviewing and signing it. After the approval of the leader in charge, the insured unit's official seal is stamped, and the insured employees can give birth in the medical institutions accordingly
when the insured employees go through hospitalization proceres in medical institutions, they must bring birth record form, birth registration card (birth permit) and social security card to enter the birth insurance program. Among them, the of birth registration card, birth record form and hospitalization medical records are filed by medical institutions for future reference. The settlement method of maternity insurance shall still be implemented in accordance with relevant regulations
extended data:
materials required for declaration of maternity benefits:
1. Declaration of maternity medical expenses and allowances, providing:
1. Declaration form of maternity insurance benefits, 1 original< 1 of family planning service manual or birth registration certificate
3. Discharge summary or discharge record, 1
4. Hospitalization medical expense invoice, 1 original
5. If female workers have complications in childbirth, provide a list corresponding to hospitalization medical expenses invoice, 1
(1) if the spouse has no work unit, provide one original of personal "letter of commitment"(2) if the spouse participates in the maternity insurance but does not meet the conditions for enjoying the maternity insurance benefits, one original certificate of not enjoying the maternity insurance benefits issued by the social security agency of the place where the spouse participates in the insurance shall be provided
7. During the period of receiving unemployment compensation, female workers who have given birth declare medical expenses for giving birth and provide social security card with one
(2) to declare medical expenses and allowances for abortion and provide:1. Declaration form for maternity insurance benefits, 1 original< 1 of marriage certificate or personal commitment
3. Hospitalization treatment, discharge summary or discharge record, 1
4, outpatient treatment, provide disease certificate, 1
5. Medical expense invoice, 1 original
(1) if the spouse has no work unit, one original of personal "letter of commitment" should be provided(2) if the spouse participates in the maternity insurance but does not meet the conditions for enjoying the maternity insurance benefits, one original certificate of not enjoying the maternity insurance benefits issued by the social security agency of the place where the spouse participates in the insurance shall be provided
7. Declare the medical expenses of ectopic pregnancy (ectopic pregnancy) and hydatidiform mole, and provide the list corresponding to the medical expense invoice, 1 original
8. Female workers who had miscarriage ring the period of receiving unemployment compensation declared medical expenses and provided social security card with one
(3) to declare the medical expenses for removing and releasing the IUD, one original of the declaration form for maternity insurance benefits shall be provided
2. Disease certificate, 1
3. Medical expense invoice, 1 original