Will Alipay use virtual currency to freeze?
Alipay will ban virtual currency transactions. Virtual currency in China's law does not specify that the law is not illegal. Strong> recently issued a statement that Alipay banned the trading of virtual currencies, but most of them expressed support for Alipay's behavior, saying Alipay was right because there are many uses of virtual currency, which can effectively avoid being exploited by lawless elements. p> Although there is no clear regulation on virtual currency, there are some behaviors such as pyramid schemes in some virtual currencies. There are various forms of currencies, which will lead to various frauds. For those who want to invest, they must be cautious and wait until they know all about them before making a decision< however, with the rapid development of the Internet, maybe virtual currency will develop better
virtual currency is a kind of technical means, there is no such thing as whether to cheat or not in recent years, mobile phone development has been developing faster and faster, and there are also changes in the way of payment. In the life, a small number of people have paid for paper money. Most of them have started using Alipay, WeChat and so on, because they are popular with the public because of their convenience and speed, especially Alipay is the way that many people will pay when they pay. Many other procts have been used to facilitate many people, but Alipay has recently banned the trading of virtual currencies. P> Alipay is also making this decision in order to safeguard the interests of everyone. We should also pay attention to investing when we invest normally, so we can only buy it after thorough understanding. can not blindly listen to other people's views and invest carefully. strong>
10 10, two major domestic payment giants Alipay and WeChat simultaneously voicing, prohibiting the use of platforms in virtual currency transactions. Why did Alipay and WeChat voice at the same time? The reporter understands that this may be related to a dynamic trend of a virtual trading platform in the near future. P>
Alipay and WeChat: once found and resolutely retreated,
has repeatedly banned payment agencies to provide virtual
services. In fact, the central bank and its branches have repeatedly requested payment agencies not to provide services for virtual currency transactions.
as early as the end of 2013, the central bank and other ministries and commissions issued the notice on preventing bitcoin risks, which made it clear that all financial institutions and Payment institutions should not price procts or services with bitcoin, buy or sell bitcoin or act as central counterparties, underwrite insurance business related to bitcoin or include bitcoin in the scope of insurance liability, Shall not directly or indirectly provide customers with other services related to bitcoin, including: providing customers with bitcoin registration, trading, clearing, settlement and other services; Accept bitcoin or use bitcoin as a payment and settlement tool; Carry out bitcoin and RMB and foreign currency exchange services; Carry out bitcoin storage, custody, mortgage and other services; Issuing financial procts related to bitcoin; Take bitcoin as the investment target of trust, fund, etc
in September 2017, the central bank and other seven departments jointly issued the announcement on preventing the financing risk of token issuance, which stipulates that financial institutions and non bank payment institutions shall not directly or indirectly provide procts or services such as account opening, registration, trading, clearing and settlement for token issuance financing and "virtual currency"
similarly, the business management department of the central bank issued a notice in January 2018, requiring all legal person Payment institutions under its jurisdiction to carry out self inspection and rectification work in their own units and branches, forbidding to provide services for virtual currency transactions, and taking effective measures to prevent payment channels from being used for virtual currency transactions
Alipay will freeze its funds if there is a risk in Alipay's account. P>
according to the relevant provisions of the Alipay safety regulations on risk control measures:
causes user loss in the use of Alipay payment service, indicating that there is a risk of Alipay account used by users. P>
in order to protect the safety of users' funds, except for Alipay page prompts or other rules, Alipay may suspend all or part of Alipay's services to users, including, but not limited to, the use of Alipay's balance payment, bank card quick payment, and surplus treasure to outflow funds to other Alipay account bank cards. P>
extended data
according to the relevant provisions of the Alipay safety regulations on the protection of conditions of service:
, unless otherwise specified in this regulation, Users should meet the following conditions to enjoy this security service:
will notify Alipay within 180 days after the user's Alipay account or bank account has incurred unauthorized expenses. P>
if the user's Alipay account balance is not authorized by others to be paid for by others, it is necessary to enjoy this security service. In addition to meeting the above requirements, the following conditions must be met:
1, Alipay account has passed the Alipay real name authentication before the expenses incurred by the authorized person. P>
2, Alipay account has been used correctly before Alipay's expense is authorized by others, including, but not limited to, payment shield, Po Ling (mobile phone version), Bao Ling, digital certificate, SMS verification service, etc., or binding the mobile phone number I was using. p>
3. The amount of single compensation or claim shall not exceed the amount of direct loss caused by other people's expenditure without authorization