Problems in virtual currency

1. digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy
digital currency is a kind of unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form
according to the notice on preventing the financing risk of token issuance, there is no approved digital currency trading platform in China. According to China's digital currency regulatory framework, investors have the freedom to participate in digital currency transactions at their own risk

warm tips: the above information is for reference only. Before investing, it is recommended that you first understand the risks existing in the project, and understand the investors, investment institutions, chain activity and other information of the project, rather than blindly investing or mistakenly entering the capital market. Investment is risky, so we should be cautious when entering the market
response time: December 11, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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2.

As a proct of e-commerce, virtual currency is playing a more and more important role, and it is more and more connected with the real world. However, with the growth of virtual currency, the relevant laws and regulations are lagging behind, which has laid many hidden dangers

1. fraud

2. impact on financial system

3. network security problems

   
   

4. solutions

   with the continuous progress of technology, electronic payment (including electronic money) is changing people's payment habits, but also changing people's consumption habits, promoting the expansion of consumer credit. It is necessary to pay close attention to the innovation of the form, the evolution of the nature, the difference of the operation mode and the possible impact on the credit risk and moral hazard of this new thing, and properly supervise it. But the more important thing is to give the market main body corresponding development space, avoid strangling the development vitality of the corresponding business organization in the early stage of market development. Therefore, the best way to treat e-money is to observe its changes and strengthen research. In the face of such remarks as "q-coin impacts the RMB financial market", we need to discuss them in the context of scientific and technological progress. The key to understand the problem is how to design relevant policies and encourage the development of electronic payment instruments such as electronic money, rather than the harm of speculative virtual money and electronic money. We call for strengthening supervision

3. The possible problems of virtual currency are as follows:
1. The existence of pyramid selling currency and air currency
2. Forget the secret key of wallet and never find back bcbot
3. Too many leeks
4. Money laundering
5. Jiuzhuang

4. Hacker attack
bitcoin can exist only because both sides of the transaction recognize its transaction value, so anyone can design virtual currency independently. Ars technica, for example, announced this week that it would create its own cryptocurrency, arscoin[ 2]

Cohen believes that the main threat to digital cryptocurrency is how to keep it safely, and the loss of mt.gox bitcoin once again highlights this problem. Recently, the US Congress has also launched a debate on digital cryptocurrency. Some members believe that the supervision of the bitcoin should be strengthened to avoid risks. Another congressman, Jared polis, believes that the US dollar has similar defects to bitcoin, so if bitcoin is banned, then the US dollar note should also be banned[ 2]

digital currency has a short history of development in the world, but it develops rapidly. Many countries are trying to sum up experiences and lessons through official or non-governmental efforts.

5. The virtual currency is hyped by the makers. When the new transaction was just launched, because there were few participants, the basic chips were all in the hands of the makers, so it was easy to pull up. At the same time, substantial speculation can also attract people.

6. Virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading
books, etc.), chivalrous Yuanbao (used for chivalrous Dao game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Leyte coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies
(Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum".

7. 1. It needs strong support from a third party. Only when bank deposits are guaranteed by financial institutions with good reputation, abundant funds and high-quality services can depositors dare to deposit their cash in the bank. E-money needs the support of computer network platform. Without platform support, e-money cannot be used
2. New risks arise. The existence of these platforms and third parties also brings new risks. For example, hacker attacks have occurred before, resulting in many cases of stolen funds in customers' bank cards
3. The scope of application is limited. In the current real life, many places still can not use bank deposits and electronic money, such as buying vegetables in the market, must pay cash and so on< br />4 Once widely accepted, it will threaten the existence of traditional commercial banks.

8.

We should consider recing the CPU consumption

CPU utilization rate is actually the CPU resources occupied by running programs, which indicates the running situation of your machine at a certain point in time. The higher the utilization rate, it means that the machine runs a lot of programs at this time, and vice versa

the utilization rate is directly related to the strength of your CPU. Modern time-sharing and multitasking operating systems use CPU in time slices: for example, process a takes 10 ms, process B takes 30 ms, and then idle for 60 ms, process a takes 10 ms, process B takes 30 ms, and idle for 60 ms; If this is true for a period of time, then the occupancy rate ring this period is 40%. The response of CPU to thread is not continuous, usually it will interrupt thread automatically after a period of time. The increase of unresponsive threads will increase the CPU utilization. There are many reasons for high CPU utilization, but they are generally caused by too many virus Trojans or boot items. High CPU utilization may also indicate poor tuning or design of the application. Optimizing applications can rece CPU utilization
memory usage refers to the memory consumed by this process. The program with large memory does not necessarily occupy a lot of CPU resources, and the program with large CPU does not necessarily spend too much memory. If the CPU occupancy rate of a program is too high, it will affect the operation of other programs. And a program occupies too much memory, which will affect the overall performance of the machine

9. In the current process of using virtual currency, we need to have a certain understanding of the security and operability of virtual currency. In the process of operation, we suggest stability strategy, such as the new development of bock currency and other security virtual currencies in China, which can be paid attention to.