CCB opens virtual currency exchange

1. This is impossible
at the end of 2013, the central bank and other five ministries jointly issued the bitcoin risk notice, which clearly defined bitcoin as a special Internet commodity, but denied its monetary attribute According to the notice, at this stage, financial institutions and Payment institutions shall not price procts or services with bitcoin, buy or sell bitcoin or act as central counterparties, underwrite insurance business related to bitcoin or include bitcoin into the scope of insurance liability, or directly or indirectly provide customers with other services related to bitcoin, Including: providing bitcoin registration, trading, clearing, settlement and other services for customers; Accept bitcoin or use bitcoin as a payment and settlement tool; Carry out bitcoin and RMB and foreign currency exchange services; Carry out bitcoin storage, custody, mortgage and other services; Issuing financial procts related to bitcoin; Take bitcoin as the investment target of trust, fund, etc
as a financial institution, it is impossible for banks to provide virtual currency exchange services. But virtual currency can be traded on the trading platform in China. For example, Fuyuan currency can be traded on the Fuyuan currency trading platform, and bitcoin can be traded on the bitcoin trading platform.

2.

Foreign currency exchange of CCB needs to go to CCB outlets with foreign currency exchange business, carry valid identity documents for foreign currency exchange, and fill in the foreign currency exchange form according to the regulations of the bank

according to CCB's "convertible foreign currency varieties", you need one of the following valid documents to change into RMB: ID card (Chinese citizen), household register (Chinese citizen under 16 years old), military ID card (Chinese people's Liberation Army), armed police ID card (Chinese people's armed police) Hong Kong and Macao residents' mainland pass (Hong Kong and Macao residents), Taiwan residents' mainland pass (Taiwan residents), passport (foreign citizens or Chinese citizens with passport), and fill in the foreign exchange form according to the regulations of the bank

extended information:

Article 2 of the detailed rules for the implementation of the measures for the administration of indivial foreign exchange implements the annual total amount management on indivial foreign exchange settlement and domestic indivial foreign exchange purchase. The annual total amount is equivalent to US $50000 per person per year. The State Administration of foreign exchange may adjust the annual total amount according to the balance of payments

The settlement and purchase of foreign exchange within the annual total amount of an indivial shall be handled in the bank with his / her valid identity card; In case of exceeding the annual total amount, Articles 10, 11 and 12 of these Rules shall apply to the current account, and relevant provisions of "indivial foreign exchange management of capital account" of these Rules shall apply to the capital account

Article 3 foreign exchange purchased by indivials can be remitted abroad, deposited in their own foreign exchange savings account, or carried out of the country in accordance with relevant regulations

3. No, you need to go to the counter, the procere is very simple

at present, online banking of China Merchants Bank supports self-service settlement of foreign exchange (exchange of foreign currency into RMB), online banking of ICBC supports purchase of foreign exchange from the East (purchase of foreign currency in RMB), and other banks do not support online banking, so you need to go to the counter

RMB is equivalent to 50000 US dollars (accumulated by all banks), More than part of the need to provide proof of foreign exchange

4.

At present, CCB foreign currency exchange can be operated at the counter, smart teller machine, mobile banking and online banking:

1. the electronic channel (mobile banking and online banking) can enter the operation of investment and financial management foreign exchange investment settlement and sales of foreign exchange

2. the smart teller machine and the counter need to go to the bank outlets for the help of staff, and the counter needs to fill in two foreign exchange statements, It is cumbersome and not recommended< br />

5. You don't need to go to the bank to make an appointment for exchange. Do you want to make money investment? I'm also doing a good job

6.

Yes. CCB includes credit loans, residents' savings deposits, foreign exchange business, credit card business, policy oriented housing reform finance, personal housing mortgage and other businesses. Among them, foreign currency exchange belongs to foreign exchange business and can be handled

CCB's "going abroad" business can be converted into the currencies of US dollar, Hong Kong dollar, Japanese yen, euro, Australian dollar, British pound, Canadian dollar, Swiss franc and other countries / regions. Other related business of CCB:

1. Five exemptions: ATM withdrawal of Bank of America is free, and currency conversion fee of global payment credit card is free. Personal credit certificate, foreign currency carrying certificate, foreign currency universal deposit and exchange handling fee rection

2. Five preferential policies: preferential interest rate for foreign currency savings, preferential price for foreign exchange remittance, preferential spot difference for settlement and sale of foreign exchange, preferential interest rate for studying abroad financing

Since the end of 1970s and the beginning of 1980s, CCB has continued to expand its functions while inheriting its original functions, and has successively opened a variety of businesses, such as credit loans, residents' savings deposits, foreign exchange business, credit card business, policy oriented housing reform finance and personal housing mortgage loan

Yinxing international express remittance business of CCB is a personal international express remittance business jointly launched by CCB and Yinxing international express remittance company. It refers to the small international remittance business of CCB, which is entrusted by customers to pay indivial overseas foreign exchange remittance or remit indivial foreign exchange funds overseas through Yinxing international express remittance company

7.

CCB can exchange foreign currency. CCB needs to go to CCB outlets with foreign currency exchange business, carry valid identity documents for foreign currency exchange, and fill in the foreign currency exchange form according to the regulations of the bank

the Agricultural Bank of China mainly exchanges 15 foreign currencies, including US dollar, Japanese yen, Hong Kong dollar, British pound, euro, Swiss franc, Canadian dollar, Australian dollar, New Zealand dollar, Singapore dollar, Swedish krona, Danish krona, Norwegian krona, Macao dollar and Thai baht Singapore dollar, Swedish krona, Danish krona, Norwegian krona, Japanese yen, Canadian dollar, Australian dollar, Macao dollar, Philippine Peso, Thai baht, New Zealand dollar, Korean won, etc. In addition, foreign currency is not convertible in our country

Foreign currency savings deposits are divided into three types: current deposit, fixed deposit and indivial call deposit:

1. Foreign currency current deposit refers to a passbook depositor whose initial deposit amount is not less than 20 yuan of equivalent foreign exchange. The interest is charged once a year and the interest date is December 20 of each year

Foreign currency fixed deposit is a deposit in which the depositor deposits the principal and withdraws the principal and interest at one time. The initial deposit amount shall not be less than 50 yuan of equivalent foreign exchange. The term of time deposit is divided into five grades: one month, three months, six months, one year and two years

3. Personal call deposit refers to the deposit that the customer must notify the bank several days in advance when withdrawing or paying the deposit. The minimum withdrawal amount of call deposit is RMB 50000 equivalent to foreign exchange. Call deposit is only 7 days. It is a call deposit. Personal call deposit is attractive to customers with large short-term income, because its deposit term is much shorter than ordinary time deposit, and its interest rate is higher than current deposit

source of reference:

official website of China Construction Bank - indivial foreign exchange trading

Network Network foreign exchange exchange

8. sure. You can apply for foreign exchange settlement business at the business outlets of the account opening branch (please refer to 95533 for details) and exchange US dollars into RMB. If you need to apply, please go to CCB outlets with your valid ID card and foreign currency deposit account. It is necessary to remind you that the State Administration of foreign exchange implements the annual total amount management for indivial foreign exchange settlement, which is equivalent to 50000 US dollars per person per year
there are certain risks in storing foreign currency. If a currency circulates to a foreign country, its circulation rate will decrease, and its quantity will decrease in its official circulation area. In this way, its official central bank will be forced to increase its number, which will lead to the devaluation of the currency under certain conditions. For example, in 2002, the US dollar depreciated 15% against the euro in the short term, leading to the depreciation of the US dollar and foreign currency reserves in the euro area.

9. ID card and a of ID card are required
the common remittance steps are as follows:
1. Go to the counter to exchange foreign currency. If the amount is huge, you need to make an appointment in advance
2. Fill in the remittance form and fill in the information according to the above instructions
3. Go to the counter to go through the relevant proceres and sign after reviewing the information

can be exchanged. Need ID card and cash to handle at the foreign exchange counter. If the amount is large, you need to make an appointment in advance
it is suggested that you find CCB with foreign exchange business, such as local branches or provincial branches. Small CCB outlets may not have foreign exchange business.

10. If the meeting is realized, it depends on whether the card has this authority. You can call or go to the counter for staff to check. If you have this authority, you can directly settle and purchase foreign exchange. If not, you need to open a card with this authority. If it's cash, you don't need a card to go directly to the bank counter.