Focus interview on virtual currency
1. The price fluctuates violently and the consumer protection is lacking:
virtual currency is the proct of network, and the digital information flowing in the network is beyond the control of all people. The code of cyberspace is the basis of the operation of virtual currency, investors can only operate through the front-end interface, seemingly "control" the virtual currency. The operator of the virtual currency service organization may become the actual controller of the virtual currency through the control code<
2. Avoiding supervision and becoming the "accomplice" of criminal activities
virtual currency transaction is not protected by law:
virtual currency transaction is not illegal, and it is not illegal to invest in virtual currency. But how to get involved in virtual currency transactions is illegal and illegal. It may be suspected of illegal fund-raising.
in view of the possible risks of virtual currency, many international organizations and central banks have responded publicly to the supervision of virtual currency system. These responses can be roughly divided into four categories: warning and risk warning, supervision and registration permission, legislative norms, and explicit prohibition
(1) warning and risk warning
some central banks and regulators have issued risk warnings against the special currency and virtual currency system. The federal financial regulatory authority of Germany, the Bank of France, the central banks of the Netherlands and Belgium have issued public warnings against the possible money laundering and terrorist financing caused by the use of bitcoin. In the report released at the end of 2013, the European Banking authority (EBA) warned consumers of many risks of virtual currency, such as exchange loss, e-wallet theft, unprotected payment, price fluctuation and so on. Although Spain did not have a similar risk warning, it issued a timely information announcement related to virtual currency
(2) supervision and registration license
generally speaking, international organizations believe that the supervision of virtual currency should find a balance between risk prevention and innovation promotion. Since 2012, Sweden has required transactions related to virtual currency to be registered with financial regulators. Other countries pay attention to qualification supervision, so as to make it indirectly meet the requirements of prudential supervision. In other countries, the regulation mainly focuses on the business model of virtual currency transaction. The financial prudential regulatory authority of France regards the provision of bitcoin circulation and trading services and the act of earning funds in the process as a payment service and requires the authorization of the government. In addition, some countries focus on the intermediary institutions related to virtual currency. The German federal financial regulatory agency and Danish regulators believe that the provision of intermediary services for virtual currency needs to be authorized< (3) legislative norms
at present, some countries have proposed legislation to regulate virtual currency transactions. Canada plans to legislate to allow the government to supervise the transaction of bitcoin, and to include the transaction of more than US $10000 into the scope of suspicious supervision. The United States hopes to adjust the relevant legal structure should be compared with the development of the special currency. In order to make the Bank Secrecy Act (BSA) applicable in the context of network, the financial crime enforcement network (FinCEN) of the U.S. Department of the Treasury issued the explanatory guidance on the behavior and subject definition of private generation, holding, distribution, trading, acceptance and transmission of virtual currency in 2013. The European central bank stressed that it should strengthen international cooperation under the existing legal framework, and regulate virtual currency from the European and global level under the existing legal framework. More countries believe that bitcoin is not a currency in circulation, has no legal status, and does not meet the definition of financial instruments, such as Finland, Sweden, Malaysia and Indonesia
(4) it is forbidden
in some countries, bitcoin related transactions are prohibited. In December 2013, the people's Bank of China banned financial institutions from trading in bitcoin, which was subsequently extended to payment service providers. The central banks of Thailand and Indonesia share the same attitude. The circulation of anonymous internet currency (including bitcoin) is prohibited by the Russian judicial inspection department as a substitute for currency. The Central Bank of Russia has earlier included the provision of bitcoin services in the scope of suspicious transaction monitoring. The U.S. Securities and Exchange Commission (SEC) has banned the issue of unregistered shares in exchange for bitcoin, and unregistered online securities trading activities in virtual currency.
Yes, yunzun coin has been confirmed as MLM. Yunzun coin and Wuxing coin belong to the virtual currency of yunzun group
Relevant reports:in 2013, an organization called "Cloud Data Trade" was designated as one of the top ten pyramid schemes by the State Administration for Instry and Commerce and the Ministry of public security, and its leader Zhang Jian fled to Southeast Asia
I thought that this MLM organization would be wiped out, but what I didn't expect was that the reporter of jinyang.com recently received a report from the masses, and "Cloud Data Trade" not only didn't disappear, but made a big comeback with a new "vest"
according to the police's notice, since 2012, the suspect Song Ming autumn (Zhang Jian is the pseudonym of song) relies on the cloud number trade alliance website, with high rebate as t, requires participants to pay different amounts of fees, become indivial certified merchants, enterprise certification merchants and alliance certification merchants, and then pay dividends and bonus according to the participants' offline development. Participants in accordance with the time to join and the amount of investment to form a certain level
by the end of the case, more than 190000 members from 28 provinces had been developed, involving 160 million yuan
this case was also listed as one of the top ten MLM cases in that year
After that, Zhang Jian fled to Southeast Asia and other countries. First, he came to Malaysia to continue to carry out pyramid selling and develop 80000 people. Then, he came to Thailand to set up a company named Cloud Data Trade under a false identity and continue to engage in pyramid selling activities in Thailandat the end of October 2014, Zhang Jian was arrested by Thai police
according to people familiar with the matter, Zhang Jian was released from prison in Thailand on November 25, 2016, and then began to make a comeback of "five element coin"
at this time, Zhang Jian, packaged by his friends, became "the richest man in the world" and shouldered a "major mission"
the reporter saw all kinds of astonishing boasting on some publicity materials of Cloud Data Trade: "three secret weapons have been arranged, that is, three people have been trained to revitalize China. One of them is Zhang Jian, who is responsible for establishing a local Internet with 100% equity in China, The purpose is to make common people become shareholders, create rich income and create a large number of middle class... "
people of cloud data trade even tampered with the CCTV news broadcast, making people mistakenly think that the news broadcast is promoting cloud data trade
the comeback of cloud data trade is not low-key
recently, Su Shi, the female host of Sichuan TV station, apologized on her micro blog, saying that she did not distinguish and mistakenly thought that she was hosting a charity party, but did not think that it was actually an activity organized by a pyramid marketing organization
CCTV host Zhang Luxin also apologized
and the two so-called charity parties held in Cheng and Beijing are just hosted by "Beijing Digital Trade film", the transformation of cloud digital trade
Su Shi, who didn't know about it, also said in his hosting speech: "under the wise leadership of general manager Zhang Jian, we are marching towards one honor after another with firm and steady steps...and the reason why cloud data trade wants to make great efforts is precisely to promote its so-called" five element currency "project
in the publicity of cloud data trade, this is the digital currency in the research and development of the central bank. Cloud Data Trade launched a special "five element coin" disk, which is known as the global limited issue of 500 million pieces
"boss (referring to Zhang Jian) went through the customs... He personally launched the five element coin. Following the five element system, all virtual currencies will belong to the five element coin. Ten thousand yuan will be unified, and the world will be unified with the five element coin..." according to the investment plan of the five element coin obtained by the reporter, its form is nothing more than a variety of toutoujiao es: according to the amount of investment, Participants can get different levels and different amounts of five line coins, and then get the corresponding level recommendation bonus through the registration point of recommended friends
in the interview, the reporter found that most of the people who participated in the "five element coin" were middle-aged and old people, and many people were "obsessed" with it, so they could not extricate themselves
correspondingly, their children are particularly sober, knowing that cloud data trade is a pyramid selling organization, but it is difficult to make their parents go back
a woman told the Yangcheng Evening News that her mother, Ms. Xu, has also joined the "Cloud Data Trade" and become a member. Now she is a group leader. Ms. Xu becomes a "shareholder" through a recommender. If the other party takes out 7700 yuan, Ms. Xu can get 1000 five lines of currency, and the exchange ratio between e-currency and cash is 1:1.65
"all dividends are paid in electronic currency. It's equivalent to getting real gold and silver, and only getting a virtual number on an unrecognized system. "
for her mother, the daughter can do nothing. The reporter opened Ms. Xu's circle of friends and found that all the contents shared were related to the "five element coin" project. However, the logic of the content was very poor and it was not convincing. People with poor image and low-quality video would not believe it
extended materials:
related reports:
Zhang Jian is no stranger. He founded cloud data trade, gathered a large number of believers around the world, and finally became a street mouse. Even after he was arrested and put into prison, Zhang Jian's capital market is still running smoothly, and various other capital markets have evolved, such as cloud data trade, five element coin, cloud smart, Jianye coin, and yunzun coin, which have direct or indirect relations with Zhang Jian, forming a huge capital market group
yunzun coin is said to be a blockchain proct, but the real way to play is not mining proction, but hierarchical purchase by pulling down the line
the pyramid selling nature of the five element coin has been exposed by focus interview, and Zhang Jian has also been arrested by the Public Security Bureau
the procts of yunzun group are not worth investing, and the risk is very high, so illegal fund-raising is no doubt
1. The official websites and websites are all in foreign countries. China has not found the corresponding filing proceres, but the funds and operations are all in China. Once they run away, they can not catch "criminals"
2 and Yun Zun are all registered in the name of indivials. They dare not register in the name of the company. There are no domestic entities at all. They are all offline in China
3. There is only one email, company address, telephone and other information in the official website. The IP address in the United States is pyramid selling under the guise of digital currency
in order to protect the right of privacy, the specific name will not be released, such as the case of "Wanfu coin of future city" organized and led pyramid selling activities cracked in Xuzhou, and the official name of its leader is Liu Mou Ben
reporters in some "Wan Fu" promotion website and official account, many of the title of Liu, including the president of the global future city group, former vice governor of California, etc., and many pictures of Liu and foreign dignitaries and celebrities. In order to develop more members, Mr. Liu also held a huge investment promotion conference in Bali, Indonesia, Hong Kong and other places, attracting thousands of people from China
Liu also claimed that "Wanfu coin" was approved by the US Securities Regulatory Commission and the China Banking Regulatory Commission and would soon apply for a direct sales license in China. According to police investigation, "Wanfu coin" as a virtual digital currency has no legal basis to apply for direct marketing license in China, which is purely fictitiousaccording to the relevant person in charge of Xuzhou public security bureau, "Wanfu coin" reflects the new characteristics of the current MLM
1. In the name of virtual currency, virtual currency is a new thing for pyramid selling. At the same time, it is attractive under the banner of e-commerce, personal finance and distance ecation, which is not understood by the general public and easy to be deceived
2. Development members on the Internet are all carried out on the Internet, and members can only join the MLM through the website, and the user names used are pseudonyms or code names, and they all have their own login passwords. They chat with each other mainly through wechat. This has changed the traditional mode of setting up a studio and a newspaper center to organize activities, and increased the concealment of MLM
3. Spread on the Internet
the Internet makes the pyramid selling break through the restrictions of regions and national boundaries. The backbone personnel of pyramid selling often set their headquarters abroad, hide abroad and issue orders. It is difficult to arrest, recover stolen goods and get rid of the roots when funds are transferred abroad
according to the police, there are 100 or 200 kinds of "virtual currency" publicized on the Internet, which is hard to distinguish between true and false. The use of virtual currency for illegal fund-raising, pyramid selling, fraud and other criminal activities are frequent, investors should carefully screen
has the final say:
virtual currency network platform features
1, hype "new concept"
virtual currency network platform has very flexible form, often make only superficial changes, many are just made some concepts, all "game rules" are all platform based, there is a very big black box operation space. p>
2. Advocate "zero risk"
"real zero risk, only make no loss financial project", "China's first FC virtual currency is born, will create countless millionaires again"... The reporter saw that on a flyer page of FC virtual currency, there is such a slogan. A "player" told reporters that other "players" also claimed that in the future, a coin can buy a house
In the case of Yiyang network platform, many participants are over 60 years old, and the oldest is close to 80 years old. They usually spend most of their time at home with their grandchildren. They don't understand the Internet, and they listen to others. The elderly have accumulated a certain amount of wealth, and they don't know much about new things, so it's difficult to identify false propaganda, so it's easy to become the target of these network platformsthe first category is familiar game currency. In the era of stand-alone games, the protagonist accumulates money by knocking down the enemy, entering the gambling house to win money, and using these to buy Herbs and equipment, but it can only be used in his own game console. At that time, there was no "market" between players. Since the establishment of Internet portal and community, the realization of game networking, virtual currency has a "financial market", players can trade game currency. For example, the token of various physical assets on the European crowdfunding platform
the second type is the special currency issued by the portal website or instant messaging service provider, which is used to purchase the services in the website. The most widely used is Tencent's q-coin, which can be used to purchase membership, QQ show and other value-added services
the third kind of virtual currency on the Internet, such as bitcoin (BTC), Wright currency (LTC), etc. bitcoin is an electronic currency proced by open-source P2P software. Some people also translate bitcoin as "bitcoin", which is a kind of network virtual currency. It is mainly used for Internet financial investment, and can also be directly used in daily life as a new currency.