Taoyoule sells virtual currency
Publish: 2021-05-29 14:40:46
1. Let's start with a formula: the proportion of high-risk investment procts = 100 - your age
that is to say, if you are 20 years old, you can invest 80% of your money in high-risk procts. As we have said before, what are you afraid of when you are young
but if you are 40 years old this year, the proportion of investment in high-risk procts should be controlled within 60%. After all, the older you are, the more you will be afraid of risks and be safe
in addition, it is also related to your income
if your salary is not high, you can only save one or two thousand yuan after paying the rent or mortgage every month, excluding various living expenses. The 100000 yuan is saved by your hard work for two or three years, so it's better to be conservative in investment
if your income keeps rising, the 100000 yuan is only a matter of a few months for you. Naturally, you can use it to invest in more risky procts
if the investment style is conservative and you can't accept the loss of principal, you can invest in bank financial management, currency or bond funds, which have low risk but low return, and can barely beat the inflation, at least the principal will not be damaged
if the investment style is steady, pay attention to the allocation of various investments, control the varieties of risk categories between 20% and 30%, and invest more in fixed income procts
if you have a radical style, you can appropriately improve your high-risk income varieties. Of course, don't know a suoha. After all, it's not easy to move bricks
if there is a large demand for money in the short term, such as buying a house, buying a car, giving birth to a baby and so on, it is better to use this money mostly in fixed income procts with lower risk. For those procts with higher risk or longer investment cycle, try to invest less or not
if this money will not be used in recent years and is only used to increase investment value, it can be allocated to procts with higher risk and longer investment cycle, and some procts with low risk can be allocated appropriately
the investment of 100000 yuan can be roughly allocated in this way:
Insurance: within 10000 yuan, with severe illness, medical and accident insurance outside social security. For consumer goods, severe illness is a little more expensive, and the expected and accident costs only a few hundred yuan a year
money and bond funds: about 20000-30000 yuan, which can be invested in fixed income procts with little risk such as money and bond funds, and the yield is about 4% - 5%
P2P: 10000-20000 yuan, you can choose a relatively reliable large platform, and do not pursue a high rate of return, ranging from 8% to 10%
Fund: about 20000 yuan. Beginners can invest in undervalued index funds first, and then graally buy instry index or active funds after understanding
stock: about 20000 yuan. In the early stage, you can buy blue chip stocks with high dividend, small fluctuation and not too much increase. After you are familiar with them, you can choose the appropriate stock operation mode
gold and US dollar: about 10000 yuan, which can be bought or sold in the event of a major event or at an obvious low point, or simply used as a means of value preservation, and can be inhaled for a long time
of course, there is no standard recommendation. If you are more professional in some aspects, such as stocks and funds, you can naturally invest more in this aspect; If you don't understand or are not interested in something, such as gold and US dollars, you don't need to configure it. The key is to suit yourself
in the end, although we're talking about 100000 yuan, we don't have to reach this number to start. The earlier we cultivate financial awareness, the better
even if you only have a few thousand yuan or 20000 yuan now, while trying to improve your earning power, you can buy a stock and invest in a fund first to try to understand it. In this way, when you have 100000 yuan or 1 million yuan, you will know what to do
hope to adopt
that is to say, if you are 20 years old, you can invest 80% of your money in high-risk procts. As we have said before, what are you afraid of when you are young
but if you are 40 years old this year, the proportion of investment in high-risk procts should be controlled within 60%. After all, the older you are, the more you will be afraid of risks and be safe
in addition, it is also related to your income
if your salary is not high, you can only save one or two thousand yuan after paying the rent or mortgage every month, excluding various living expenses. The 100000 yuan is saved by your hard work for two or three years, so it's better to be conservative in investment
if your income keeps rising, the 100000 yuan is only a matter of a few months for you. Naturally, you can use it to invest in more risky procts
if the investment style is conservative and you can't accept the loss of principal, you can invest in bank financial management, currency or bond funds, which have low risk but low return, and can barely beat the inflation, at least the principal will not be damaged
if the investment style is steady, pay attention to the allocation of various investments, control the varieties of risk categories between 20% and 30%, and invest more in fixed income procts
if you have a radical style, you can appropriately improve your high-risk income varieties. Of course, don't know a suoha. After all, it's not easy to move bricks
if there is a large demand for money in the short term, such as buying a house, buying a car, giving birth to a baby and so on, it is better to use this money mostly in fixed income procts with lower risk. For those procts with higher risk or longer investment cycle, try to invest less or not
if this money will not be used in recent years and is only used to increase investment value, it can be allocated to procts with higher risk and longer investment cycle, and some procts with low risk can be allocated appropriately
the investment of 100000 yuan can be roughly allocated in this way:
Insurance: within 10000 yuan, with severe illness, medical and accident insurance outside social security. For consumer goods, severe illness is a little more expensive, and the expected and accident costs only a few hundred yuan a year
money and bond funds: about 20000-30000 yuan, which can be invested in fixed income procts with little risk such as money and bond funds, and the yield is about 4% - 5%
P2P: 10000-20000 yuan, you can choose a relatively reliable large platform, and do not pursue a high rate of return, ranging from 8% to 10%
Fund: about 20000 yuan. Beginners can invest in undervalued index funds first, and then graally buy instry index or active funds after understanding
stock: about 20000 yuan. In the early stage, you can buy blue chip stocks with high dividend, small fluctuation and not too much increase. After you are familiar with them, you can choose the appropriate stock operation mode
gold and US dollar: about 10000 yuan, which can be bought or sold in the event of a major event or at an obvious low point, or simply used as a means of value preservation, and can be inhaled for a long time
of course, there is no standard recommendation. If you are more professional in some aspects, such as stocks and funds, you can naturally invest more in this aspect; If you don't understand or are not interested in something, such as gold and US dollars, you don't need to configure it. The key is to suit yourself
in the end, although we're talking about 100000 yuan, we don't have to reach this number to start. The earlier we cultivate financial awareness, the better
even if you only have a few thousand yuan or 20000 yuan now, while trying to improve your earning power, you can buy a stock and invest in a fund first to try to understand it. In this way, when you have 100000 yuan or 1 million yuan, you will know what to do
hope to adopt
2. It's a scam. Many unknown new ones are all scams and pyramid schemes. Don't believe them. Internet companies only believe in Alibaba Tencent's Jingdong system
3. Never heard of this software, it's best to use 360 mobile guard to check and kill security
4. I bought 200 yuan worth of chain beans in taoyouyi. Now it's a whiteboard! I feel cheated! Can no one manage these swindlers?
5. Brief introction: taoyoule is a shopping guide platform of shopping mall, which connects with major e-commerce platforms and allows users to enjoy preferential shopping by receiving coupons; Including Taobao, tmall, Jingdong, vipshop, mushroom street, pinoo, etc; Through taoyoule to enter the above platform shopping, the same proct can enjoy more discounts, shoppers and recommenders can also get a certain shopping Commission - anyone can enjoy free preferential shopping
legal representative: Xia Wei
time of establishment: December 5, 2017
registered capital: RMB 5 million
business registration number: 500103010126566
enterprise type: limited liability company
address: 19-23, building 3, 160 Daping street, Yuzhong District, Chongqing#
legal representative: Xia Wei
time of establishment: December 5, 2017
registered capital: RMB 5 million
business registration number: 500103010126566
enterprise type: limited liability company
address: 19-23, building 3, 160 Daping street, Yuzhong District, Chongqing#
6. It's up to you to see for yourself how to choose a genuine store when you're on Taobao. It's better to check whether it's a genuine store now. Generally, you can see it by looking at the sales volume and the evaluation. You can also check when the goods arrive at you. It's not true that the genuine goods will be refunded.
7. I was cheated 3000 when I did Taobao online, and it was useless when I called the police. At the beginning, I was cheated 600, and said that I would return it to me if I paid another 2400. As a result, I paid 2400, a total of 3000, and asked me to pay 9000 yuan, so I didn't pay it, and then I called the police. As a result, the police just recorded it, but it didn't work, and it didn't work after two years
8. It's impossible to know if it's cheating. It depends on how to assist? If it's helping you get rich, it may not be true. It's easy to open a Taobao store, but it's not easy to open a good one.
9. Zhengzhou Central Station has buses directly to Yuntaishan, where there are long-distance buses to all parts of the country and the whole province
10.
Bus route: Kunshan No.122, 8.6km
1. Walk 340 meters from Kunshan bus station to south bus station
2. Take Kunshan No.122, pass 13 stops, and get to Kuntai Road Station (or Kunshan No.58)
3. Get off and continue to move forward, walk 180 meters along North Changjiang Road, turn left for 10 meters, and turn right for 140 meters, Reach Hanpu new village
bus line: Kunshan No.126 → Kunshan No.24 ring line, the whole journey is about 8.2km
1, walk about 220m from Kunshan bus station to south bus station
2, take Kunshan No.126, pass 4 stops, and reach huaniao market station (you can also take Kunshan No.122, Kunshan No.111, Kunshan No.125, Kunshan No.6, Kunshan No Kunshan No.4 Ring Road)
3. Take Kunshan No.24 Ring Road, pass 8 stops, and reach Hanpu Xincun station (you can also take Kunshan No.23 Ring Road)
3
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