OCC virtual currency
Publish: 2021-04-06 08:55:15
1.
Policies and regulations
2. I feel that according to China's regulatory regulations, all token projects are operated in violation of regulations, let alone legal. Financial management is risky and investment needs to be cautious. It is suggested to choose legal and formal financial management projects.
3. Less money is not enough to waste time
4.
Different colors of the cream have different effects, according to their own needs to choose
1, ivory white: suitable for some skinned people who need no more skin color correction. They use them to cover defects and pore, and create the effect of nude make-up. Some people, regardless of their skin color, rashly choose ivory white in order to make them look white. In fact, it's a big mistake. In this way, the skin color of their face and body is far from natural. Most of us are not particularly white, so we should be cautious.
2. Light skin color: darker than ivory, more suitable for our Asian skin color. The skin is not black or white, and tends to be popular. Choosing this color is not too wrong
3. Dark skin color: this color is more suitable for the dark beauty, which will make the skin white. Don't choose the color number with your own skin color
Soft pink: it is suitable for people with fair complexion but not good complexion. Soft pink can add color to the skin and make people feel better. People with dark skin should choose carefully, otherwise they will appear black and red5. Purple: purple, which is very popular recently, can neutralize yellow. Girls with dark yellow skin can use it to brighten their skin and make their skin look healthy and bright
6. Green: specifically for reddish skin, covering red blood and pockmarks to make skin look clean and shiny
extended information:
isolation cream is an important item to protect skin. The essence of sunscreen is sun protection. The sunscreen used in isolation cream is the same as that used in sunscreen. It is usually divided into organic sunscreen and physical sunscreen
organic sunscreen and ultraviolet can transform the harmful ultraviolet into harmless; Physical sunscreen agents (titanium dioxide, zinc oxide, etc.) mainly rely on the principle of reflection to block ultraviolet rays
to sum up, black people choose black, white people choose white, close to their skin color, and colorful BB Cream / isolation cream can neutralize and brighten their skin color. The most reliable thing is to have a try at the store counter
5. 货币监理署：Office of the Comptroller of the Currency
6. What is MLM:
MLM refers to the way that the organizer or operator develops personnel to calculate and pay remuneration to the developed personnel based on their number of directly or indirectly developed personnel or sales performance, or require the developed personnel to obtain the qualification to join in on the condition of paying certain fees. Its purpose is to seek illegal interests, disrupt economic order and affect social stability
it is necessary to judge whether it belongs to MLM from the legal provisions and specific operation mode< According to Article 7 of the regulations on the prohibition of pyramid selling, the following acts belong to pyramid selling:
(1) organizers or business operators, through developing personnel, require other personnel developed by the developed personnel to join, and calculate and pay remuneration (including material rewards and other economic benefits, the same below) to the developed personnel based on the number of personnel developed directly or indirectly, Seeking illegal interests
(2) the organizer or business operator, through the developer, requires the developed person to pay fees or pay fees in disguised form by way of subscribing for commodities, so as to obtain the qualification of joining or developing other persons to join and seek illegal interests
(3) the organizer or business operator, through the development personnel, requests other personnel developed by the development personnel to join, forms the relationship between the upper and lower line, and calculates and pays the online remuneration based on the sales performance of the lower line, so as to seek illegal interests< The obvious characteristics of MLM are as follows:
1. The price of MLM goods deviates from the actual value of the goods. Some MLM goods have no use value and service items are fictitious
2. The income of participants does not come from the reasonable profits from selling procts or services, but from the fees paid by others when they join.
MLM refers to the way that the organizer or operator develops personnel to calculate and pay remuneration to the developed personnel based on their number of directly or indirectly developed personnel or sales performance, or require the developed personnel to obtain the qualification to join in on the condition of paying certain fees. Its purpose is to seek illegal interests, disrupt economic order and affect social stability
it is necessary to judge whether it belongs to MLM from the legal provisions and specific operation mode< According to Article 7 of the regulations on the prohibition of pyramid selling, the following acts belong to pyramid selling:
(1) organizers or business operators, through developing personnel, require other personnel developed by the developed personnel to join, and calculate and pay remuneration (including material rewards and other economic benefits, the same below) to the developed personnel based on the number of personnel developed directly or indirectly, Seeking illegal interests
(2) the organizer or business operator, through the developer, requires the developed person to pay fees or pay fees in disguised form by way of subscribing for commodities, so as to obtain the qualification of joining or developing other persons to join and seek illegal interests
(3) the organizer or business operator, through the development personnel, requests other personnel developed by the development personnel to join, forms the relationship between the upper and lower line, and calculates and pays the online remuneration based on the sales performance of the lower line, so as to seek illegal interests< The obvious characteristics of MLM are as follows:
1. The price of MLM goods deviates from the actual value of the goods. Some MLM goods have no use value and service items are fictitious
2. The income of participants does not come from the reasonable profits from selling procts or services, but from the fees paid by others when they join.
7. Why do you argue like this? Ask if you can use it in your local city. Anyway, I don't have it in my city. People are willing to use it in other provinces and foreign countries. This is their freedom.
8. The answer to the simulated test paper of the final examination of money and banking
(the X semester of 200x-200x academic year, for two class hours per week)
class____________ Student number____________ Name____________ Achievements____________< The financial market can be divided into short-term money market and long-term money market; In addition, the securities issuing market is called \\\\; The securities circulation market is also known as the stock market
2. The goal of China's monetary policy is to achieve this goal
3. According to Marx, the essence of money is money
4. Real interest rate refers to_______________ The interest rate excluding inflation< br />5、___________________ Market is the main interbank market in the United States
6. The most common financial derivatives are: financial forward contracts, financial derivatives, financial derivatives Financial options and options
2. Explanation of terms (2 points for each sub question, 10 points in total):
1. Base currency
2. Financial innovation
3. Optimal currency area
4. Adverse selection
5. Contractual savings institutions
3. Single choice question (0.5 points for each sub question, 10 points in total):
1. The following are the least likely to be used as currency ()
a Oat B, ice cream C, cigarette D, rosin
2. What kind of business does credit card overdraft belong to< According to the quantity of money, if the money supply is reced by half, then ()
A, the short-term output is reced by half, and the price level is doubled in the long run; B. Rece output by half
C. short term output is reced by half, and prices are reced by half; D. The price level fell by half
4. Which of the following is the supplier of funds in the money market ()
A, commercial bank B, instrial and commercial enterprise C, indivial D, all of the above
5. Assuming that the change of interest rate has a great impact on money demand, which of the following statements can be supported by this phenomenon? ()< The following long-term credit instruments are ()
A, stock B, check C, promissory note d, bill of exchange
7, price rise, unemployment The most likely reasons for the phenomenon of economic depression are: ()
A, inflation driven by demand B, stagnant inflation
C, inflation driven by cost D, and inflation caused by fiscal deficit
8. The most accurate description of the 1-yuan coin issued in China is: ()
A, standard currency B, metal currency C, and so on When the value of currency falls, it will promote: ()
A, creditor benefit B, debtor benefit C, both creditor and debtor benefit
D, both creditor and debtor are damaged
10. In the credit developed countries, the largest proportion of money supply is: ()
A, paper money b, coin C, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D Foreign exchange
11. Suppose an enterprise borrows foreign currency equivalent to RMB 1000 from foreign countries, sells the foreign currency to the central bank, and deposits RMB 1000 into its checking deposit account in Bank of communications. If the legal deposit reserve ratio is 20%, the change of money quantity in the whole society is as follows: () will
A, increase 1000 yuan B, increase 200 yuan C, increase 5000 yuan D, increase 4000 yuan
12. Which of the following can be used to explain that money supply is related to interest rate: ()
A, the rise of interest rate inces banks to increase their excess reserves B, the rise of interest rate inces banks to increase their excess reserves B, the increase of interest rate inces banks to increase their excess reserves B, the increase of interest rate inces banks to increase their excess One of the differences between commercial banks and other financial institutions is that they can accept ()< LIBOR refers to: ()
A, the value of the local currency of fixed income bond B relative to the currencies of other countries
C, the sensitivity of bank assets to interest rates D, LIBOR
15, the following statements are correct ()
a, LIBOR, LIBOR, LIBOR, LIBOR, LIBOR, LIBOR, LIBOR and LIBOR Although the central bank can't completely control the quantity of rediscount, it can influence the quantity of rediscount through open market business. B. the central bank can completely control the quantity of rediscount loans
C. Although the central bank can't completely control the quantity of rediscount, it can influence the quantity of rediscount through setting the rediscount interest rate The amount of rediscount by the central bank increases at a fixed proportion every year
16. The following non deposit oriented financial institutions are ()
A. commercial banks B. savings banks C. credit cooperatives D. investment funds
17. If the legal price ratio of gold and silver is 1:13 and the market price ratio is 1:15, the market will be flooded with ()
A, silver coin B Gold coin C, gold coin and silver coin D. are not
18. Which of the following economists is not the representative of the traditional theory of currency quantity< The following businesses that do not belong to the investment bank are ()
A, issuing check deposit B, securities underwriting C, fund management D, investment risk fund
20. The purpose of establishing asset management company in China is ()
A, managing state-owned assets B, and Management and disposal of non-performing assets of commercial banks
C. management of financial assets entrusted by customers D. management of real estate“ ×”， And mark the mistakes, and then give the correct and specific modification answers below For example, you can't just change "yes" to "no", or vice versa) 2 points for each question, 1 point for wrong question, 2 points for correction, 10 points in total):
1. The reason why paper money can be used as a means of circulation is that it has intrinsic value< 2. The operating principles of commercial banks are liquidity, profitability and security ()
3. The central bank is the issuing bank, so the behavior of the public does not affect the money supply< 4. The paper money issued by the central bank is also the wealth of a country. The more the paper money is issued, the more wealth it brings to the people ()
5. Keynes believes that the interest rate is determined by savings and investment< 5. Short answer questions (5 points for each sub question, 20 points in total)
1. The main content of monetary system
2. What is the relationship between interest rate and the price of securities? Why
3. What is the difference between direct financing and indirect financing< What is the intermediate target of monetary policy? What principles should be followed in choosing intermediate goals< On September 11, 2001, terrorist organizations attacked the World Trade Center building in the United States, which not only made the aviation and insurance instry in trouble, but also disrupted the normal operation of the payment and financial system in the United States, thus bringing serious consequences to the entire national economy. On the one hand, the demand of enterprises and indivials for liquidity has increased significantly. On the other hand, the increase of uncertainty and the decline of asset prices have also weakened the willingness of banks and other financial institutions to lend. All this is just like adding insult to injury to the US economy, which has fallen into recession. In order to minimize the adverse impact of the "9.11 incident" on economic recovery, the Federal Reserve has taken effective measures through various channels to restore market confidence and ensure the normal operation of the financial and payment system. Here are the six major measures taken by the Federal Reserve for the "9.11 incident". Please read them carefully and answer the questions
first of all, the Federal Reserve injected a large amount of money into the market by way of repos through its trading center in New York. On September 12, 2001, the amount of securities held by the Federal Reserve was as high as US $61 billion. Before that, the average daily securities balance of the Federal Reserve was only US $27 billion< Second, the Federal Reserve injects money directly into the banking system through rediscount. On September 12, the rediscount balance reached $45 billion, far exceeding the daily average balance of $59 million before that< Third, the Federal Reserve and the office of the Comptroller of currency (OCC) persuade commercial banks to adjust their loan structure and issue special loans to borrowers with temporary liquidity problems. And claimed that in order to help commercial banks achieve this goal, the Federal Reserve is ready to provide the necessary assistance
Fourth, e to transportation problems hindering the timely clearing of bills, the Federal Reserve expanded the check in transit funds to $23 billion on September 12, almost 30 times the average amount of the previous day
fifthly, the Federal Reserve signed currency swap agreements with foreign central banks soon, and expanded the amount of the existing currency swap agreements
finally, in the early morning of September 17, the Federal Open Market Committee (FOMC) further set the target rate of the federal funds rate at 3%, down 0.5 percentage points. Later on the same day, the New York Stock Exchange reopened<
question:
1. What are the differences between the above six policies of the Federal Reserve? Which policies use general policy tools and which are seldom used
2. By what means did the federal reserve increase the money supply? What is the impact of increasing money supply on a country's economy? Try to compare and analyze the different views of Keynesianism, monetarism and rational expectation school on this issue< What is the currency swap agreement between central banks? What's the use? Which central banks do the people's Bank of China have currency swap agreements with
4. What are the effects of lowering interest rates on the economy? Is it a coincidence that the Federal Reserve cut the federal funds rate and the New York Stock Exchange reopened on the same day? If not, what is the purpose of the Fed? What is its theoretical basis
5. Which economic sectors have been greatly affected by the current SARS epidemic in China? If China's macroeconomic performance is affected, what measures can the people's Bank of China take? What is the expected effect< 7. Discussion question (20 points):
please elaborate the factors that affect a country's currency exchange rate and the current determination mechanism of RMB exchange rate, and analyze the impact of exchange rate changes on the macro economy. On this basis, this paper discusses whether the RMB exchange rate should appreciate and its future development trend
1. Multiple choice questions (2 points for each sub question, 20 points in total). The main functions of instrial and financial intermediaries are as follows:
(a) recing the difficulty of financing caused by information asymmetry (b) risk management
(c) transforming short-term funds into long-term funds (d) providing means of payment
2, The functions of the central bank are as follows:
(a) monopolizing the issuance of bank notes (b) granting loans to enterprises
(c)
(the X semester of 200x-200x academic year, for two class hours per week)
class____________ Student number____________ Name____________ Achievements____________< The financial market can be divided into short-term money market and long-term money market; In addition, the securities issuing market is called \\\\; The securities circulation market is also known as the stock market
2. The goal of China's monetary policy is to achieve this goal
3. According to Marx, the essence of money is money
4. Real interest rate refers to_______________ The interest rate excluding inflation< br />5、___________________ Market is the main interbank market in the United States
6. The most common financial derivatives are: financial forward contracts, financial derivatives, financial derivatives Financial options and options
2. Explanation of terms (2 points for each sub question, 10 points in total):
1. Base currency
2. Financial innovation
3. Optimal currency area
4. Adverse selection
5. Contractual savings institutions
3. Single choice question (0.5 points for each sub question, 10 points in total):
1. The following are the least likely to be used as currency ()
a Oat B, ice cream C, cigarette D, rosin
2. What kind of business does credit card overdraft belong to< According to the quantity of money, if the money supply is reced by half, then ()
A, the short-term output is reced by half, and the price level is doubled in the long run; B. Rece output by half
C. short term output is reced by half, and prices are reced by half; D. The price level fell by half
4. Which of the following is the supplier of funds in the money market ()
A, commercial bank B, instrial and commercial enterprise C, indivial D, all of the above
5. Assuming that the change of interest rate has a great impact on money demand, which of the following statements can be supported by this phenomenon? ()< The following long-term credit instruments are ()
A, stock B, check C, promissory note d, bill of exchange
7, price rise, unemployment The most likely reasons for the phenomenon of economic depression are: ()
A, inflation driven by demand B, stagnant inflation
C, inflation driven by cost D, and inflation caused by fiscal deficit
8. The most accurate description of the 1-yuan coin issued in China is: ()
A, standard currency B, metal currency C, and so on When the value of currency falls, it will promote: ()
A, creditor benefit B, debtor benefit C, both creditor and debtor benefit
D, both creditor and debtor are damaged
10. In the credit developed countries, the largest proportion of money supply is: ()
A, paper money b, coin C, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D, deposit currency D Foreign exchange
11. Suppose an enterprise borrows foreign currency equivalent to RMB 1000 from foreign countries, sells the foreign currency to the central bank, and deposits RMB 1000 into its checking deposit account in Bank of communications. If the legal deposit reserve ratio is 20%, the change of money quantity in the whole society is as follows: () will
A, increase 1000 yuan B, increase 200 yuan C, increase 5000 yuan D, increase 4000 yuan
12. Which of the following can be used to explain that money supply is related to interest rate: ()
A, the rise of interest rate inces banks to increase their excess reserves B, the rise of interest rate inces banks to increase their excess reserves B, the increase of interest rate inces banks to increase their excess reserves B, the increase of interest rate inces banks to increase their excess One of the differences between commercial banks and other financial institutions is that they can accept ()< LIBOR refers to: ()
A, the value of the local currency of fixed income bond B relative to the currencies of other countries
C, the sensitivity of bank assets to interest rates D, LIBOR
15, the following statements are correct ()
a, LIBOR, LIBOR, LIBOR, LIBOR, LIBOR, LIBOR, LIBOR and LIBOR Although the central bank can't completely control the quantity of rediscount, it can influence the quantity of rediscount through open market business. B. the central bank can completely control the quantity of rediscount loans
C. Although the central bank can't completely control the quantity of rediscount, it can influence the quantity of rediscount through setting the rediscount interest rate The amount of rediscount by the central bank increases at a fixed proportion every year
16. The following non deposit oriented financial institutions are ()
A. commercial banks B. savings banks C. credit cooperatives D. investment funds
17. If the legal price ratio of gold and silver is 1:13 and the market price ratio is 1:15, the market will be flooded with ()
A, silver coin B Gold coin C, gold coin and silver coin D. are not
18. Which of the following economists is not the representative of the traditional theory of currency quantity< The following businesses that do not belong to the investment bank are ()
A, issuing check deposit B, securities underwriting C, fund management D, investment risk fund
20. The purpose of establishing asset management company in China is ()
A, managing state-owned assets B, and Management and disposal of non-performing assets of commercial banks
C. management of financial assets entrusted by customers D. management of real estate“ ×”， And mark the mistakes, and then give the correct and specific modification answers below For example, you can't just change "yes" to "no", or vice versa) 2 points for each question, 1 point for wrong question, 2 points for correction, 10 points in total):
1. The reason why paper money can be used as a means of circulation is that it has intrinsic value< 2. The operating principles of commercial banks are liquidity, profitability and security ()
3. The central bank is the issuing bank, so the behavior of the public does not affect the money supply< 4. The paper money issued by the central bank is also the wealth of a country. The more the paper money is issued, the more wealth it brings to the people ()
5. Keynes believes that the interest rate is determined by savings and investment< 5. Short answer questions (5 points for each sub question, 20 points in total)
1. The main content of monetary system
2. What is the relationship between interest rate and the price of securities? Why
3. What is the difference between direct financing and indirect financing< What is the intermediate target of monetary policy? What principles should be followed in choosing intermediate goals< On September 11, 2001, terrorist organizations attacked the World Trade Center building in the United States, which not only made the aviation and insurance instry in trouble, but also disrupted the normal operation of the payment and financial system in the United States, thus bringing serious consequences to the entire national economy. On the one hand, the demand of enterprises and indivials for liquidity has increased significantly. On the other hand, the increase of uncertainty and the decline of asset prices have also weakened the willingness of banks and other financial institutions to lend. All this is just like adding insult to injury to the US economy, which has fallen into recession. In order to minimize the adverse impact of the "9.11 incident" on economic recovery, the Federal Reserve has taken effective measures through various channels to restore market confidence and ensure the normal operation of the financial and payment system. Here are the six major measures taken by the Federal Reserve for the "9.11 incident". Please read them carefully and answer the questions
first of all, the Federal Reserve injected a large amount of money into the market by way of repos through its trading center in New York. On September 12, 2001, the amount of securities held by the Federal Reserve was as high as US $61 billion. Before that, the average daily securities balance of the Federal Reserve was only US $27 billion< Second, the Federal Reserve injects money directly into the banking system through rediscount. On September 12, the rediscount balance reached $45 billion, far exceeding the daily average balance of $59 million before that< Third, the Federal Reserve and the office of the Comptroller of currency (OCC) persuade commercial banks to adjust their loan structure and issue special loans to borrowers with temporary liquidity problems. And claimed that in order to help commercial banks achieve this goal, the Federal Reserve is ready to provide the necessary assistance
Fourth, e to transportation problems hindering the timely clearing of bills, the Federal Reserve expanded the check in transit funds to $23 billion on September 12, almost 30 times the average amount of the previous day
fifthly, the Federal Reserve signed currency swap agreements with foreign central banks soon, and expanded the amount of the existing currency swap agreements
finally, in the early morning of September 17, the Federal Open Market Committee (FOMC) further set the target rate of the federal funds rate at 3%, down 0.5 percentage points. Later on the same day, the New York Stock Exchange reopened<
question:
1. What are the differences between the above six policies of the Federal Reserve? Which policies use general policy tools and which are seldom used
2. By what means did the federal reserve increase the money supply? What is the impact of increasing money supply on a country's economy? Try to compare and analyze the different views of Keynesianism, monetarism and rational expectation school on this issue< What is the currency swap agreement between central banks? What's the use? Which central banks do the people's Bank of China have currency swap agreements with
4. What are the effects of lowering interest rates on the economy? Is it a coincidence that the Federal Reserve cut the federal funds rate and the New York Stock Exchange reopened on the same day? If not, what is the purpose of the Fed? What is its theoretical basis
5. Which economic sectors have been greatly affected by the current SARS epidemic in China? If China's macroeconomic performance is affected, what measures can the people's Bank of China take? What is the expected effect< 7. Discussion question (20 points):
please elaborate the factors that affect a country's currency exchange rate and the current determination mechanism of RMB exchange rate, and analyze the impact of exchange rate changes on the macro economy. On this basis, this paper discusses whether the RMB exchange rate should appreciate and its future development trend
1. Multiple choice questions (2 points for each sub question, 20 points in total). The main functions of instrial and financial intermediaries are as follows:
(a) recing the difficulty of financing caused by information asymmetry (b) risk management
(c) transforming short-term funds into long-term funds (d) providing means of payment
2, The functions of the central bank are as follows:
(a) monopolizing the issuance of bank notes (b) granting loans to enterprises
(c)
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