High school politics choose virtual currency
1. The essence of interpretation is different:
virtual currency: virtual currency refers to non real currency
currency: currency (CCY) is the medium of purchasing goods and preserving wealth. It is the contract between the owner of property and the market about the right of exchange. In essence, it is the agreement between the owners
2. Different types:
virtual currency: game currency, special currency, etc.
currency: coin, paper currency, deposit currency, etc.
extended data:
formation of virtual currency market:
Internet leads to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered
with the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time
for example, the current electronic transfer is actually virtual currency
of course, paper money itself is a currency symbol, not a currency
the goods ratio is the general equivalent
nowadays, paper money or virtual currency are all transactions based on national credit or enterprise credit
in these economic activities, virtual currency acts as a measure of value and a means of circulation.
money is not a commodity, but a general equivalent for commodity exchange
e-money is a virtual currency with the same value as paper money.
in the third party's money, the currency implements the means of payment, not the loan consumption
The impact of RMB appreciation:
1
in the process of modern market economy, the change of exchange rate is not only related to the balance of international payments, but also provides a very important price signal
2. Promote technological innovation
In real life, technological innovation in various countries mainly depends on the regulation of market mechanism, which mainly lies in the function of effective price leverage On the one hand, the appreciation of RMB will make the prices of imported goods relatively lower and outbound tourism relatively cheaper, which will directly increase the level of consumer welfare The appreciation of RMB will significantly increase the relative market price of domestic financial assets, which will lead to structural changes in the financial market. Under other conditions unchanged, these will enable domestic residents to obtain greater wealth effect, and then stimulate domestic consumption demandthe impact of RMB devaluation:
1. For ordinary people, the biggest impact of RMB devaluation is probably to travel abroad
the data shows that in 2014, the number of outbound tourists of mainland citizens exceeded 100 million. For those who are keen on buying cosmetics, bags and watches, they may have to pay more
The devaluation of RMB will objectively affect the import and export enterprises Wang Jun, Vice Minister of the consulting and Research Department of China International Economic Exchange Center, pointed out that the main purpose of the adjustment is to promote the marketization of the exchange rate formation mechanism. The depreciation of 2% or 3% is unlikely to stimulate exports, but it will help stabilize exports
extended data:
correct understanding and treatment of RMB devaluation:
for export enterprises, we should not only see the short-term benefits brought by RMB devaluation, but also see the risk of exchange rate fluctuations and actively strengthen risk management
In order to correctly understand the role of exchange rate hedging tools, we should not regard exchange rate hedging as a tool to make money, but as a means of risk management, and appropriately hedge foreign exchange exposure to avoid excessive speculationthe impact of RMB depreciation on indivials is more reflected in the management of financial assets. For those who have a large number of financial assets, we should pay attention not to concentrate the assets in a single currency, and we can moderately increase the dollar assets
1. The essence of money is a general equivalent, q-money is a virtual money
2, the basic function of money has a value scale. That is, it can measure the value of all other commodities. Obviously, q-coin can't
personal ideas, for reference only. But not money is for sure!