Three virtual currencies of time
warm tips: the above contents are for reference only
response time: September 27, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
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according to the notice and announcement issued by the people's Bank of China and other departments, virtual currency is not issued by the monetary authority, does not have legal compensation and mandatory monetary attributes, is not a real currency, does not have the same legal status as currency, cannot and should not be used as currency in the market, and citizens' investment and transaction of virtual currency are not protected by law
response time: January 19, 2021. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
Second, the value of money must be stable in a certain period of time, and it will not be as high as virtual currency such as BTC. The main purpose of the central bank's issuing virtual currency is to replace the current paper currency to a certain extent. That is to say, if a virtual currency assumes a fixed value of one yuan, it will be one yuan for a long time, It will not and will not be allowed that a virtual currency will rise to 100 or even more than 1000
thirdly, the most conservative estimate is that once issued, domestic enterprises or banks can choose whether to pay virtual currency or cash currency (RMB) when they pay wages or withdraw money. To a certain extent, cash will exist for a long time, instead of being issued all at once, all of them will be replaced by virtual currency, and all cash will be invalid, It's not realistic. It can only be said that it will be replaced graally
Fourth, the purpose of the central bank to issue virtual currency is to replace the current paper currency. Therefore, there must be a lot of similarities between this kind of virtual currency and the current paper currency. You can also directly replace the paper currency with the virtual currency, so you can have a good understanding of the nature of the virtual currency issued by the central bank. Therefore, the central bank's virtual currency is absolutely not allowed to appear, and the currency price is falsely high
therefore, it can be seen from the above points that the central bank's virtual currency is a new type of RMB, but it used to be physical, but now it is electronic and virtual. This is just like the use of real gold and silver in ancient times, and the appearance of "Jiaozi", that is, paper money, is only a kind of progress of the times. Other things are meaningless, just for the convenience of transaction, portability or personal property security. If you want to make money by investing in currency speculation, you can give up the idea. It's meaningless. If you just want to experience the freshness brought by the new currency, just wait quietly. Come out early, come out late, come out sooner or later. But then again, I'm looking forward to it.
The latest virtual currency / digital currency market in China should only exist in the UK
seeing the answers from other friends, most of them are foreign websites, or the market is incomplete
the website of Yingwei Caiqing can view up to 2500 + digital currencies
at the same time, the app of Yingwei Caiqing can also be downloaded from major mobile app stores
suspected of financial pyramid selling,
suggest not to participate,
in order to avoid economic losses.
The three major currencies in the world are euro, US dollar and Asian dollar
Asia dollar is a monetary idea put forward by Robert Mundell, the Nobel Laureate in economics and known as the "father of euro". During the 2001 APEC meeting in Shanghai, he predicted: "in the next 10 years, there will be three major currency areas in the world, namely the euro area, the US dollar area and the Asian currency area." The Asian dollar is the first stage to realize the Asian common currency, which can be used as a reference index for countries to formulate exchange rate policies. At present, an agreement has been reached on a specific plan for the Asian dollar to be as common as the euro. If the Asian dollar is used as a real currency, the world will be divided into three polar currency circles: the US dollar, the euro and the Asian dollar
introction of euro, one of the three major currencies in the world
euro is the most significant result of European monetary reform since the Roman Empire. The euro not only makes the European single market perfect and the free trade among euro zone countries more convenient, but also is an important part of the process of EU integration
The euro became the only legal currency in the euro area in July 2002. The euro is managed by the European central bank system, which consists of the European Central Bank and the central banks of the euro area countries In addition, the euro is also the currency of six non EU countries (regions), namely, Monaco, San Marino, Vatican, Andorra, Montenegro and Kosovogenerally, we will judge whether a currency is in a weak or strong position from the transaction volume, circulation range, strength or weakness of currency, and what supports the strong and weak position of currency is often related to the economic development level of the currency issuing country itself. In international trade, both parties are more willing to use a more stable currency as the settlement currency. In the rapidly changing global economy, today's three major currencies will not always be the three major currencies. Some time ago, in the economic downturn in Europe, Japan's economy is still recovering, and the internationalization of RMB is graally strengthening. Many people are also discussing whether RMB will be among the three major currencies in the world
here are some introctions of the three major currencies:
[US dollar]
as the base currency in foreign exchange, US dollar is the main currency in international payment and foreign exchange transaction, and plays a very important role in the international foreign exchange market. There have been two dollar crises in history: the first one was in October 1960. Due to the "cheap currency" policy adopted by the United States in the Marshall Plan, a large number of US dollars poured into Europe. At the same time, the deterioration of the balance of payments situation of the United States caused the pressure of US dollar devaluation and shaken people's confidence in the fixed exchange rate between us dollar and gold. The second dollar crisis refers to March 1968. Since the subprime mortgage crisis in 2007, the Federal Reserve has cut interest rates seven times in a row, and some international capital has withdrawn from the United States, resulting in the continuous depreciation of the US dollar. However, depending on the strong economic strength of the United States, up to now, the US dollar is still the main international unit of valuation, means of payment and reserve. The fluctuation of exchange rate does not mean that the international currency status of US dollar has changed greatly
[Euro]
as the single currency of the European Monetary Union countries, euro is the most stable among the major non US currencies, and has become the second largest currency in the world after the US dollar. In January 1999, when the euro was officially launched, its exchange rate was US $1.018. Since then, the exchange rate has been declining all the way, with the biggest drop of about 25%. On January 1, 2002, with the official circulation of the euro, the exchange rate of the euro against the US dollar rebounded, once showing a unilateral upward trend. In recent years, with the continuous expansion of the use of the euro, the exchange rate against the US dollar is also rising. On December 28, 2007, the ratio of euro to us dollar has reached 1 euro to 1.4714 US dollars, an increase of about 80% compared with the lowest value in 2000
[yen]
in 1964, the yen became an international currency. After the collapse of the Bretton Woods system, the floating exchange rate of yen was implemented in 1971, and then it became stronger and stronger. Since the Plaza Accord in 1985, the fluctuation of the yen exchange rate against the US dollar has replaced the fluctuation of the US economic growth rate and become the most important factor influencing the economic prosperity of Asia. However, after the collapse of the bubble economy in the late 70s, early 80s and 90s, the Japanese yen also experienced several significant devaluation. From 1995 to 1998, for example, the yen depreciated more than 70% ring this period. In 1998, Japan entered into the most difficult year of economic situation. By June 15, the lowest exchange rate of yen against the US dollar in the US trading market was 146.60:1, falling to the lowest point in eight years. The devaluation of yen has become an important source of world economic instability.