Ant financial virtual currency
definition of currency
digital gold currency is a form of electronic currency named after the weight of gold. The typical unit of measurement for this currency is the Troy gram or troy ounces, although sometimes the golden Dinar is used. Digital gold currency is funded by gold storage without quota or decentralized quota. By January 2006, digital gold currency suppliers held more than 8.6 metric tons of gold as reserves, worth about $154 million
future trend
in November 2016, the central bank prepared digital currency, and it is likely that cash will not exist in ten years
in November 2016, China digital currency Research Institute was established to cultivate high-level talents of digital currency, carry out digital currency research, consultation, development planning and related activities. It is a non-profit unit with legal license approved by relevant ministries and commissions, and is committed to promoting the integrated development of scientific research and practice of digital currency instry
up to now, Hangzhou, Shenzhen and Guizhou have become three hot areas for the central bank's digital currency pilot. It is reported that Hangzhou is actively promoting the planning and construction of Qiantang River financial harbor, including the blockchain instry. Hangzhou will build the first blockchain Instrial Park in China, which is located in the Internet Finance town of Xihu District, surrounded by ant financial services, e-commerce bank, Zhejiang University and its science and Technology Park and other well-known enterprises and parks
in February 2020, digital currency was selected by MIT Technology Review as one of the top ten breakthrough technologies in the world in 2020
each person's subscription price, days and time are different from the market price. According to the calculation of market price, if 1000 is the capital, the capital divided by (0.1 + 0.01N) = the number of ant coins. N means that the number of days and time of each person's purchase is different, and then the price of each person's purchase in the market also changes. Today, ant coin goes up by 0.01 yuan every day for 30 consecutive days, starting from 0.1 yuan... It goes up to 0.4 yuan in 30 days of a month, and 1000 yuan is invested for 30 days. The number of ant coins subscribed multiplied by the current price on the 30th day = the final profit Capital + final profit + dividends) multiplied by 5% commission = total amount of money in one month of investment.
financial services instry is the driving force of global economic development and one of the instries with the highest degree of centralization. The information asymmetry of both sides in the financial market leads to the failure to establish an effective credit mechanism. There are a large number of centralized credit intermediaries and information intermediaries in the instrial chain, which slow down the operation efficiency of the system and increase the cost of capital exchange
the open and unchangeable nature of blockchain technology provides the possibility for decentralized trust mechanism, and has the potential to change the financial infrastructure. Various financial assets, such as equity, bonds, bills, warehouse receipts, fund shares, etc., can be integrated into the blockchain ledger to become digital assets on the chain, which can be stored, transferred and traded on the blockchain. It has a broad application prospect in the financial field. For example, it has typical applications in cross-border payment, insurance claims, securities trading, bills, etc.
if the amount involved in fraud is more than 2000 yuan or the circumstances are serious, the criminal responsibility will be investigated according to law
legal link: Article 266 of the criminal law, whoever swindles public or private property, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or if there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than 10 years and shall also be fined; If the amount is especially huge or if there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment and shall also be fined or have his property confiscated. Where there are other provisions in this law, such provisions shall prevail.
Ant financial services refers to ant financial services group P>
ant financial services group (hereinafter referred to as "ant gold clothing") started in 2004, Alipay. In March 2013, Alipay's parent company announced that it would build small and micro financial services group (hereinafter referred to as "small and micro gold clothing") as its main body, and small and micro finance (chips) became the predecessor of ant gold clothing. In October 2014, ant financial services was officially established Small and micro businesses and indivial consumers provide financial services to p>
and the Internet plus. Based on mobile Internet, big data and cloud computing, it is an important practice for China to practice Inclusive Finance P>
extended data
ant Alipay has its own sub business plates including Alipay, balance treasure, recruit treasure, ant treasure, network business bank, ant flower, sesame credit, ant financial cloud, ant and so on. P>
1, Alipay
Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China, and is committed to providing a simple, safe and fast payment solution. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world
2. Yu'ebao
yu'ebao is a balance value-added service and current fund management service proct of ant financial services, which was launched in June 2013. Tianhong fund is the fund manager of yu'ebao
yu'ebao is connected with the yu'ebao monetary fund of Tianhong fund, which is characterized by simple operation, low threshold, zero handling charge and can be used at any time. In addition to financial functions, yu'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. At present, yu'ebao is still the largest Monetary Fund in China