Bank virtual currency transaction report

1.

It is illegal to issue virtual currency privately

According to Article 29 of the regulations of the people's Republic of China on the administration of RMB, no unit or indivial is allowed to print or sell token tickets to replace RMB in circulation on the market

In addition, the "emergency notice of the State Council Office for rectifying unhealthy tendencies in the instry, the State Economic and Trade Commission and the people's Bank of China on prohibiting the issuance and use of various token certificates (cards)" also strictly prohibited similar issues

extended data

virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum"

market formation

the Internet has led to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered. With the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time

With the rapid development of computer and network communication technology, the application of Internet technology has graally penetrated into various fields of human activities, and the unlimited business opportunities that it contains make businesses turn their eyes to e-commerce. E-commerce is penetrating into all aspects of social and economic life at a speed that people can hardly imagine

the traditional finance is also closely watching this irresistible trend of global economic integration and networking. As a result, value-added services take art as the selling point and can be regarded as commodities; The sword in the game is not a brand-new financial services business philosophy - e-finance came into being

from the historical development process, to understand e-finance, we must start from the electronic finance and e-commerce. The so-called e-financialization means that financial enterprises adopt modern communication, computer, network and other information technology means in addition to Internet technology to improve the work efficiency of traditional financial service business, rece operating costs, realize the automation of financial business processing, informatization of financial enterprise management and scientific decision-making, and provide customers with faster and more convenient services, And then enhance the financial enterprise is the behavior of market competitive advantage

e-finance is a transcendence of financial electronization. Different from the electronic finance, the main technical basis of e-finance operation is the increasingly perfect Internet technology. Due to the characteristics of global connectivity, openness, quickness and low marginal cost of Internet technology, e-finance strengthens the restructuring and innovation of financial services business based on Internet technology, so that customers are free from the restrictions of business hours and places, and enjoy all kinds of high-quality and low-cost services provided by financial enterprises anytime and anywhere

with the development of Internet, the form of money is becoming more virtual, and there is an electronic money that only exists in the form of electronic signal

reference source: Network: virtual currency

2. Virtual currency mainly refers to the overseas market, so it is necessary to have an overseas bank account for virtual currency trading. At present, the most practical one is the Hong Kong bank account, which is not explicitly prohibited in Hong Kong, so it can be operated as long as the transaction complies with the bank regulations
of course, the Bank of Hong Kong can not directly open an account in the past, Banks in Hong Kong are no longer afraid of money laundering and fraud. They are domestic accounts
the landlord really wants to open a Hong Kong bank account, which we can help you to open successfully. The information is simple

3.

China's regulatory authorities have stopped the issuance and trading of virtual currency, and China's policy does not allow the issuance of any virtual currency

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announcement on preventing the financing risk of token issuance:

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accurately understand the essential attribute of token issuance financing activities

no organization or indivial is allowed to illegally engage in token issuance and financing activities

strengthen the management of token financing trading platform

all financial institutions and non bank payment institutions are not allowed to carry out business related to token issuance financing transactions

the public should be highly alert to the risks of token issuance financing and transaction

give full play to the self-discipline role of instry organizations

4. The app of trading virtual currency needs the flow of the bank. There may be other problems, so it is recommended to handle them carefully.

5. Refer to the physical transfer contract, but write clearly the value, time limit and existing status of the virtual goods.
the format of the transfer contract is:
Party A: (signature, address, ID card, etc.)
Party B: (signature, address, ID card, etc.)
specific terms:
name, existing form, existing location, value, etc.
delivery method Dispute resolution can be expressed in different points
at last, both parties sign and take effect< There are four ways to obtain virtual currency:
1. Purchase or subscribe on the trading platform. The subscription currency is risky and needs to be cautious
2. Get virtual currency through mining, bitcoin, Leyte, dogcoin and other cryptocurrencies are all
3. Companies such as Microsoft and Dell accept bit payment by selling goods or services in exchange for virtual currency
4. Get virtual currency rewards by purchasing goods, similar to business points, such as buying jewelry to get Fuyuan coin.

6. Trading share refers to the amount you pay when you buy a fund minus the handling charge and then divide it by the transaction price. The cash you get after redemption is the trading share multiplied by the unit price of the fund. Whether there is a handling charge depends on the provisions of the fund

7. Anti money laundering Bureau of the people's Bank of China

the main responsibilities are: to undertake, organize and coordinate the national anti money laundering work; To study and formulate anti money laundering rules and policies of financial institutions; To undertake international cooperation and exchange on anti money laundering; Collect, track and analyze the information of suspicious payment transactions such as RMB and foreign currency provided by various departments. Those suspected of crimes shall be transferred to the judicial department for handling, and assist the judicial department in investigating suspected cases of money laundering.

8. Any risk control first lies in their own grasp, no matter who the error is, first find out the source of the error, and then decide whose fault is yo! Don't worry, don't panic, seriously analyze the problem, the final winner is yourself. I hope you can find some money of your own.