Credit card is virtual currency

1. Walk to Xueyuan Street Wenze Road West Station, take No.223, get off at No.1 intersection station, take no.566, get off at Citizen Center West Gate Station

walk to Xuelin Street Wenze intersection station, take No.525, get off at Caihe new village station, take No.6 (or No.1) of B branch, and get off at Citizen Center (BRT transfer station south) station

2. Will be forced to repay, with all the property under the name of a repayment, and included in the blacklist, no longer can borrow money, go abroad, take the train

3.

Credit card is money, which belongs to electronic money in credit money

e-money is one of the forms of credit money, which uses computers or stored value cards to carry out financial transactions and payment activities, such as various credit cards, stored value cards, e-wallets, etc. In addition, it can be operated by computer, ATM or telephone to supplement the amount of money stored

the form of credit currency:

1. Promissory note

in commodity credit transaction, when a capitalist purchases a certain commodity, he only needs to issue a debt certificate to the other party to pay the debt regularly. When e, the holder can ask the drawer for cash according to the face value

2. Banknotes are proced on the basis of commercial paper circulation and guaranteed by bank credit, which is also a kind of credit currency

Check has become the main form of debt payment and transfer settlement between depositors instead of currency

The subsidiary coins are mostly made of base metals, which are generally issued exclusively by the government and minted by a special mint

Paper money is issued by the Central Bank of a country, and its main function is to undertake the purchase means of people's daily necessities

6. Bank deposit is the creditor's right of the depositor to the bank, which is also the debt currency for the bank

Electronic money is usually used for financial transaction and payment by computer or stored value card

extended information:

precautions for safe use of credit card:

1. Learn the correct consumption card swiping posture

first is to set the password for the payment of silver cards carefully, and do not use simple numbers, ID number, birthday date, telephone number as passwords, so as to avoid being deciphered by criminals. Secondly, when swiping the card for consumption, "eyes should be clear" to ensure that the card is in their own line of sight, and the operation should be blocked when entering the password, so as to prevent criminals from peeping

The third-party intermediary should be careful when handling credit cards

the Bank of China has not entrusted a third party to handle any credit card. The information you hear and see, especially the information of high value card, is illegal. Do not listen to it. Once the cash out occurs, the credit card account will be frozen and the legal responsibility will be investigated

3. If you want to transfer money by SMS, you should be suspicious

prevent Telecom fraud, and keep a high vigilance on suspicious calls, points exchange, credit increase, judicial investigation and other information. Public security organs do not set up security accounts, let alone let people transfer money to security accounts

4. Don't click the pop-up links of web pages and SMS

many criminals use the fake base station to fake the official customer service number of banks and telecom operators to send short messages or make phone calls to cardholders, to lure cardholders to dial the phone number specified in the fake short messages, or to click on the pop-up link, so as to further lure cardholders to transfer money

5, the number on the back of the card and SMS verification code, don't give it

don't tell others the important payment information of the credit card, such as card number, validity period, digital verification code on the back of the card, mobile phone verification code and so on, especially the digital verification code on the back of the card

6. Don't touch the online illegal trading of credit cards

the bank card is for personal use only, and can not be rented or lent. The process of buying and selling credit cards may be accompanied by illegal holding a large number of credit cards, buying and selling ID cards and other illegal activities

4. Credit card belongs to the type of electronic currency.

5. Money is a fixed commodity that acts as a general equivalent. Strictly speaking, only precious metals such as gold and silver are money, while paper money is just a currency symbol. Credit card is not a currency. Electronic money in credit card is a currency symbol

6. Are you known by the bank when you withdraw cash to invest in virtual currency?? Then you might as well cash out

7. Re apply for a virtual card

8. Can credit card be regarded as currency
Yes. Credit card can also be called electronic money. Why do you think of credit card as money
(1) first of all, money and credit card are all kinds of commodities, which are special commodities serving as the medium of exchange
(2) credit cards are also involved in commodity circulation
(3) as a means of payment, credit card is an advanced payment tool
in view of the above characteristics of credit card, as a medium of exchange, credit card can replace cash circulation to a large extent and enter the so-called cashless society, so people regard it as a new kind of currency after paper money.

9.

Credit card is not electronic currency, credit card is the identification of the owner of electronic currency

e-money refers to the exchange of a certain amount of cash or deposit from the issuer and obtaining data representing the same amount, or the quick payment service launched by the bank and the third party to transfer the balance in the bank through some electronic ways, so that transactions can be carried out

strictly speaking, it is a kind of currency that consumers use the bank's Internet banking service to store value and make quick payment to the issuers of e-money, and make consumers trade electronically through media (two-dimensional code or hardware device)

the concept of e-money is an encrypted serial number of cash, which can be used to represent the currency value of various amounts in reality. With the transformation from paper-based economy to digital economy, e-cash will become the mainstream

extended data:

e-money mainly has the following four functions:

1. Transfer settlement function: direct consumption settlement, instead of cash transfer

2. Saving function: using e-money to deposit and withdraw money

3. Cash function: when the currency is used in other places, the currency exchange is carried out

The function of consumer loan is to borrow from the bank first and use money in advance

source of reference: Internet e-money

10. Credit cards are not money. English: credit card, which is a non cash transaction payment method, is a simple credit service< First of all, money is the general equivalent acting as the medium of exchange, and the function of value scale is the most basic function of money, while credit card is different. It is not an equivalent and has no role of value scale, but a means of value transfer and a carrier of money< Secondly, as a means of circulation, money and goods are constantly exchanged between buyers and sellers, while credit card is always subordinate to one owner. When it completes commodity transactions as a medium, the value is transferred, but credit card is not. What it mediates is still the exchange of money and goods< Thirdly, credit card is an advanced payment tool, which is the expansion and extension of monetary means of payment. It breaks through the limitations of currency, can complete transactions for its holders in one or several places, and can pay money in large or small amount within the bank credit line in exchange for the goods and services needed by cardholders. When serving the same cardholder, it greatly expands the means of payment in time and space
4. Finally, the layout of credit card has storage means. When it serves customers, it only performs the function of a savings passbook
5. It will not become a world currency. Although credit card breaks the limitation of national boundaries and is widely used in the world, because it does not have the function of value scale, what it transfers is still currency, and it is still a payment tool when currency performs the function of world currency.