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90% of buying virtual currency

Publish: 2021-04-14 23:56:26
1.

1、 Common analysis of virtual currency (1) bitcoin solution is designed and created by Japanese programmer Nakamoto (alias) in 2009, and it is the most successful and controversial network currency at present. Bitcoin scheme is based on P2P network architecture, which has been operating in the world, and can be used for all kinds of virtual and real goods and services transactions

In theory, if the existence of network currency affects the demand for the central bank's liabilities, and then interferes with the central bank's open market operation, it will have an impact on a country's monetary policy and price stability. However, from a practical point of view, the premise of network currency affecting price stability includes the following three aspects:

(1) from the analysis of the impact on the amount of money, although it is difficult to analyze the extent to which the network currency scheme creates money in the case of lack of information

However,
however, most Internet money systems operate in prepaid mode, that is, issuing Internet money when the real money is exchanged in and withdrawing money when the real money is exchanged out. In the famous network currency scheme, the supply of money is stable and the supply is small, but we still need to be vigilant whether it can ensure that the money supply will maintain a stable level in the long run, and the impact of the change of exchange rate between network currency and real currency

(2) from the analysis of the impact on the speed of money circulation, the use of cash and money statistics, the impact of the technological innovation brought by the network currency scheme on the speed of money circulation is not clear

as an Internet instry, it largely depends on the number of active internet currency scheme users. If the network currency is widely accepted, it will have a substitution effect on the real currency of the central bank, thus recing the use of cash in transactions
in this case, the scale of the central bank's balance sheet will be reced, and its ability to influence short-term interest rates will also be weakened. The central bank will need to fight against risks through ways such as setting minimum reserves for cyber currencies. Substitution effect will aggravate the difficulty of monetary statistics and affect the relationship between monetary statistics and inflation, which is not concive to the realization of long-term price stability. In addition, the issuance of network currency outside the central bank and the expansion of virtual credit will have an impact on the central bank's interest rate decision in the economy and weaken the central bank's monetary control

(3) from the analysis of the interaction between network currency and real economy, network currency can act as a real commodity trading medium and have an impact on real GDP

The influence of network money on real money supply depends on two aspects: one is the substitution effect of virtual economy on real economy; the other is the substitution effect of virtual economy on real economy; The second is the crowding out effect of Internet money on real money, that is, with the increase of the total amount of Internet money, the amount of cash held by the public in real life decreases, resulting in the decrease of cash / deposit ratio and the increase of money multiplier. In reality, the network virtual currency scheme will not affect the price stability at this stage, and the money flow speed will not be significantly affected in the short and medium term. However, the interaction between network currency and real economy deserves attention

(2) financial stability risk when the virtual currency scheme operates outside the banking system, the most important factor of financial instability lies in its connection with the real economy, namely exchange rate and exchange market. Obviously, the closed network currency scheme and the one-way flow network currency scheme are not affected, so we should focus on the two-way flow network currency scheme. The value of two-way network currency depends on the level of money supply and demand in the exchange market. A big difference between network currency and real currency is that the network currency scheme is not based on the country or currency region, and the influence of virtual economy intensity, trade or proction capacity on its exchange rate is limited. The price of virtual money and its fluctuation depend on five factors:

(1) money supply and other actions taken by currency issuers. For example: to achieve a fixed or semi fixed exchange rate by intervening in the market

(2) the network currency scheme shows network externality, and its monetary value depends on the number of users and merchants. As the number of consumers and businesses increases, their monetary value will increase accordingly. In addition, the exchange rate of network currency with small transaction volume fluctuates more

(3) the virtual community with clear and transparent policies and advanced security measures is easier to boost confidence and the currency is stronger

(4) the reputation of network currency issuers in fulfilling their commitments. There is no "lender of last resort" in the virtual community, and the trust gained by the issuer is crucial to the exchange rate of internet currency

(5)
speculation on the future value of Internet money and cyber attacks on virtual communities. Due to the immaturity of the system, low trading, speculative activities and network attacks, the two-way network currency scheme is inherently unstable
qualitative. At present, the trading volume of these network currencies is small and the correlation with the real economy is low, so the stability of the financial system will not be affected. However, if Internet money becomes a substitute for traditional money in the future, it will bring instability to the financial system and even distort the relative prices of goods and services. The impact of network currency system on the financial system largely depends on the number of active users and the number of merchants who are willing to accept virtual currency for real transactions. In addition, virtual currency has only exchange value and no use value. Generally, network currency is not based on assets with intrinsic value and is not supported by central bank credit. At present, these network monetary systems are not allowed to lend
or borrow funds, so it can not pose a threat to the stability of the financial system, but we should pay close attention to its development. If there is any change in the future, it will undoubtedly have an impact on the financial system

(3) stability risk of payment system

in a specific virtual community, virtual currency payment activities have evolved into a "real" payment system, facing typical risks related to the payment system: credit risk, liquidity risk, operational risk and legal risk. The nature, scale and ration of these risks are largely determined by the design of the system or the degree of lack of liquidity, so it is difficult for the network virtual currency scheme to avoid or control these risks. According to the core principles of payment system (CP) issued by the bank for International Settlements (BIS), the network virtual currency scheme does not conform to most of the contents of CP, and does not belong to the systemically important payment system. Therefore, it will not cause
or transmit shocks in the global financial system. At present, there is no systematic risk in the network currency system outside these virtual communities

2. Lack of corresponding supervision and protection mechanism

in the real economy, the central bank plays the role of lender of last resort and has no default risk, so it can take actions in the case of payment crisis or unpredictable liquidity shortage to avoid chain reaction. However, in the network virtual currency scheme
it is impossible to use network currency as settlement asset. Because network currency simply depends on the credibility of the issuer, it can not be widely accepted as a means of payment, so network currency can not be regarded as a safe currency. In addition, commercial banks are required to accept prudential supervision, which reces the possibility of default, and the security of money in commercial bank accounts is higher than that of network currency. A fundamental risk of network currency is that the settlement institution of network currency scheme is not subject to any supervision, no institution is responsible for its behavior, and there is no investor / depositor protection mechanism, which causes the user to bear all the risks

(4) risk of absence of supervision generally speaking, supervision lags behind the development of science and technology. The network virtual currency program was established in the late 1990s, but it was not until 2006 that some government agencies in the United States began to analyze these programs. Due to the lack of
supervision and the anonymity, invisibility and difficulty in tracking of its transactions, the network virtual currency scheme is very easy to be used by terrorist activities, fraud, money laundering and other illegal activities. At present, many government departments in many countries are considering whether to recognize or
legalize these virtual schemes and bring them into the scope of supervision, so as to support the innovation of currency and payment forms, protect the rights and interests of consumers and financial stability, and inhibit the use of virtual currency schemes to engage in criminal activities
at present, the uncertainty of the legal status of the virtual currency scheme may also bring challenges to the government authorities

(5) reputation risk of monetary authority the reputation of Monetary Authority (central bank) is the key factor to determine the effectiveness of monetary policy. The public's trust in fiat money is closely related to the image of the central bank, which pays close attention to its reputation. The ECB defines reputation risk as the risk of deterioration of reputation, credit or public image. As the network currency scheme is related to money and payment, it is generally believed that it belongs to the responsibility of the central bank, so we should be alert to the reputation risk it may bring to the central bank. However, in the case of small scale, the impact of the failure of the network currency scheme is limited, but its high volatility and instability also aggravate the possibility of failure and attract extensive media coverage. If the network currency is allowed to develop continuously without
regulation, the central bank may be considered as dereliction of ty and affect its reputation

(6) the risk of investors' loss
for exchange value, the public has a higher recognition of the investment value of network virtual currency, and it is investment based transactions that accelerate the formation of virtual currency market. Like other investment markets, participants in virtual money market will also face potential losses caused by market risk, credit risk and policy risk. Take bitcoin as an example: from 2009 to early 2010, bitcoin was worthless; In the summer of 2010, bitcoin trading began to enter the golden
period. As the supply was far less than the demand, the value of online trading began to rise. In early November, bitcoin was silent at 29 cents for many days, and then jumped to 36 cents; In February 2011, bitcoin continued to appreciate, and its exchange rate with us dollar
reached 1:1; In 2013, the price of bitcoin achieved a "Big Bang" growth, and hit US $1242 on November 29, 2013, surpassing the gold price of US $1241.98/ounce in the same period. Fierce price fluctuations make market participants face huge speculative risks. Unlike mature capital markets such as stocks and bonds, the depth of bitcoin market is insufficient, and it is mainly held in the hands of large investors with low degree of diversification. Bitcoin price is easily affected by large investors' buying and selling behavior, and also easily manipulated by speculators. At the same time, different countries have different attitudes towards bitcoin, Germany, the United States and other countries hold an open and supportive attitude, and Thailand, Brazil and other countries regard bitcoin related activities
as illegal. Every country's attitude and measures will have a significant impact on the price of bitcoin, especially in the short term

virtual currency is always inferior to real currency< br />

2. In winter, don't come in, especially Shanzhai coin. 90% of the so-called good projects went crazy in June. Bitcoin, Ethereum and other real virtual currencies can be bought for speculation, which has gone crazy in the last half month.
3. As a typical representative of virtual currency, bitcoin's fall has directly or indirectly affected related instries. The news of players' wealth shrinking and mining machinery selling by Jin emerge one after another. As investors become cautious about virtual currency investment, the market is in a downturn. Facing the sluggish market, players can not see the hope of investment, so it is inevitable that virtual currency has no future. However, there are also players in low-key bottom hunting, that bitcoin led virtual currency, has great investment value< br />
The essential value of any kind of currency is that it can be used as the value scale to measure other things and has stability. The virtual currency here is not game currency, but a digital cryptocurrency like bitcoin. The bottom layer uses blockchain technology, which has the characteristics of decentralization, information tampering and anonymity. At present, cryptocurrency headed by bitcoin can not bear the property of currency. It is not fair to conclude that there is no value

a consensus has been reached in the currency circle by default, that is, bitcoin is similar to diamonds in the real world. The value of diamonds is given by businessmen, and it has been agreed that diamonds can symbolize love and have practical properties. Mining diamonds and gold also need to consume a lot of costs, but it is because a lot of costs are consumed that the constant intrinsic value of diamonds and gold can be ensured. The resources that can be obtained casually are prone to inflation< br />
The fall in 2018 makes investors return to rationality, which is actually concive to the standardized development of the currency circle. Now, regardless of the practical value of digital currency, this capital harvest makes investors further understand the importance of risk management. Money circle and Internet Finance allow investors to see that they are profitable, so they don't have to think about investing in it. It is ultimately their own loss. Whether this bear market can make investors understand the essence of money circle is still unknown. However, the future development of the coin circle still needs government regulation, as well as the regular operation of platforms and projects. Of course, only with the support of capital can the coin circle develop healthily and systematically. Therefore, capital outflow is the biggest reason for bitcoin's sharp decline.
4. Virtual currency refers to non real currency. Well known virtual currency, such as network company's network currency, Tencent company's Q currency, Q point, Shanda company's voucher; The popular digital currencies in 2013 include bitcoin, Leyte coin, Fuyuan coin, doggy coin and so on
network virtual currency can be roughly divided into

the first category is familiar game currency. In the era of stand-alone games, the protagonist accumulates money by knocking down the enemy, entering the gambling house to win money, and using these to buy Herbs and equipment, but it can only be used in his own game console. At that time, there was no "market" between players. Since the establishment of Internet portal and community, the realization of game networking, virtual currency has a "financial market", players can trade game currency
the second type is the special currency issued by the portal website or instant messaging service provider, which is used to purchase the services in the website. The most widely used is Tencent's q-coin, which can be used to purchase membership, QQ show and other value-added services
the third kind of virtual currency on the Internet, such as bitcoin (BTC), Fuyuan coin (FTC), Wright currency (LTC), etc. bitcoin is an electronic currency proced by open-source P2P software. Some people also translate bitcoin as "bitcoin", which is a kind of network virtual currency. It is mainly used for Internet financial investment, and can also be directly used in daily life as a new currency.
5. Whether it is a virtual money pyramid scheme fraud, you can bring evidence to the police
if you are really cheated, you can bring the evidence to the police
the police will conct screening and investigation
in case of fraud, the police will file a case and actively solve it. If the case is solved,
it will recover the loss for the victim.
6. Star customer is a company deeply loved by users, because they regard the security of user assets as the top priority, and constantly improve the user experience, and always take the user as the center
7. Nowadays, the post-90s' favorite investment is non virtual currency. Virtual currency mostly refers to overseas markets, and there is no need for an overseas bank account for virtual currency trading. At present, the most practical one is Hong Kong bank account, which is not explicitly prohibited in Hong Kong. Therefore, as long as the transaction complies with the banking regulations, it can be operated
Hong Kong bank account, we can help the landlord to open successfully, The information is simple. We know most managers
8. In the appreciation of misprinted currency, some of them are as high as several million. We must treasure them carefully after we find them, and then we need to find opportunities to sell them
the identification method of misprinted coins: mainly compared with coins of the same year in design and decoration, the greater the difference between the two, the more serious the misprinted coins are, and the higher the value is, so there is no need to find experts. Secondly, the instrument identification is to cheat the identification fee
for the identification and sale of the collection with wrong version coins, you must go to a regular registration unit in the instry. You don't need to worry about whether the company is formal or not, because the cost of registering an auction company is less than 15000 yuan now, so registration is very convenient. Collectors don't need to worry about whether the company is fake. They contact the staff more often, and participate when they can accept the fees and services
###################################################, There is no guarantee of marriage and children
(if the auction is so easy to make a fortune, the master who sets up the stall in Beijing Panjiayuan antique market will not pay the stall fee. He has suffered all day in the cold and heat, and the antique shop has already closed down. The stall owners and the antique shop owners can save the rent to participate in the auction, so the auction can only make some lucky people rich, so everyone should participate carefully, If it's so easy to get rich, people all over the country will go into antique business.)
there are a lot of units dealing in antiques. Before you participate, you must ask clearly and think it is suitable to participate again. Once the shooting is over, you should accept the reality of the loss of expenses. Otherwise, it will be too late to regret, because no unit can guarantee that you can make a deal. If there is a guarantee, you will meet a cheater
secondly, the safest way to sell the collection is to set up a stall. Although it's a little bit hard, it's a loss of 100 yuan per day. If you like to trade in cash immediately, it's relatively less risky. If you encounter an irregular auction unit, you can pay 10000 or 20000 yuan. If you don't get a deal, the loss is too big. Secondly, if your family is in trouble, try not to participate in the auction
the following is the common sense of collection trading and auction:
please read it carefully to avoid being cheated. I have participated in the auction for seven or eight years, with a total cost of more than 250000 yuan, with blood and tears. Here is a fair and objective answer, in order to let more collectors suffer less damage. Amitabha, the sea of suffering is boundless, and I will turn back
Tibetan friends ask if XX company is formal
is it a liar? Is it reliable? Any unit is registered and operated under the legal system. As for the quality of service and the standard of charges, we have to examine and measure them by ourselves. We must be careful to avoid the harm caused by high charges and non transaction of collections
in particular, companies boasting that they can make a deal belong to those that cheat 10% of the fees. Secondly, according to the law, regular units can't buy and resell antiques. Secondly, indivial units buy antiques in the name of cash. They let collectors identify them first, and then buy the real ones in cash. In fact, they don't have buyers. After the collectors pay the identification fee, they deliberately tell you that something is fake. The identification fee won't be refunded, and the deposit won't be refunded
secondly, many salesmen call themselves managers, directors, and general manager Wang, and they cheat collectors every day. In fact, they are ordinary salesmen who pimp and cheat ignorant honest people. Then they say that they can introce you to five or six auction companies to pay. After you entrust to pay, the salesmen and the company will share half of your commission fee. Do you think this is a regular company
in addition, you can always post photos of more than a dozen well-known experts on the website to deceive the collectors, especially a unit on the East Third Ring Road in Beijing. On the website, there is a piece of equipment refitted from a used refrigerator. When the cultural relic identification instrument is used to deceive the collectors, do not go to such a unit
attention:
1. At present, domestic poly, Jiade, Christie's and Sotheby's do not collect collections from outside, nor send them in, nor set up any office. Indivial auctioneers say that I can send them in for you, which is deceitful
poly and Jiade belong to international auction brands, but ordinary people can't participate. Poly only receives collectors who can afford to live in the presidential suite when they go out. You can't reach this one. Therefore, the living level of ordinary collectors is too low to participate, because you can't afford 3% of the auction fee
2. There is another kind of collector who deliberately says no deal when it's done. This kind of person can't see other people getting rich. Secondly, some collectors' things are not selected, and they deliberately say that the other company is not good
3. The salesmen of auction companies pimp, but they can't get business and slander each other. As a result, there seems to be few good companies in China<
collection auction transaction reference 1:
instry division, antique auction, appraisal, transaction most of the units are concentrated in Shanghai, Beijing and Qing
before the collectors participate, they must compare and understand more to avoid being cheated. I wish you a fortune<
collection auction transaction reference 2:
about auction qualification and cultural relic auction qualification "cultural relic" refers to the collection excavated on the national record, or the collection purchased from the cultural relic store, which is called cultural relic. The collection in the hands of ordinary people belongs to folk art collection, not cultural relics. The collection in the hands of the common people can freely open antique shops, set up stalls, etc., and freely participate in business transactions
some collectors ask if your unit is qualified for auction? This is a question with little knowledge. As long as your collection is not purchased from a cultural relic store, 98% of domestic auction companies and art management companies can auction and trade for you
for the qualification of cultural relics auction, the state designated trading court confiscates the assets and non-performing assets, deals with the company of antiques, and the collection in the hands of the common people has nothing to do with cultural relics. It is a free trade and does not need any qualification. In 2015, in order to encourage the development of the cultural market, the state banned the obstacles of various qualifications and simplified everything. As long as any unit registered in the instry and commerce can have the right to operate the art collection business<
collection auction transaction reference 3:
crazy chaos identification about the current chaos of antique identification, an antique to eight experts to see, can proce four different results, each expert has his own point of view, so don't go to tangle, the collection put on the market, someone bought, is the real thing, many experts rely on the identification certificate fee to cheat
in addition, machine detection is manual operation, which mainly defraudes identification fees. Many collectors buy a lot of identification certificates for their collections, but they can't sell them in the end
in view of the crazy chaotic identification market, buyers now believe in their own eyes to buy the collection. As a collector, as long as the collection can be put into a reliable unit, it is equivalent to more than half of the success, and there is no need to buy any useless certificates<
collection of auction transaction reference 4:
auction risks, auction risks, we recommend that you carefully participate in, top brand units in recent years the real payment turnover rate is less than 50%, the overall market is not optimistic. If you have a collection, try to find the owner of an antique city store to sell it, or set up a stall to dispose of it. "Auction" belongs to the venture capital of the rich and is not suitable for ordinary people to participate
in particular, the companies that call you every day are not valuable for your collections. They mainly charge you the fees for cataloguing, identification, customs clearance and trading margin. You are waiting to get into the traps one by one
domestic regular units, who talks to you and who calls you? For some collectors with low income and financial difficulties, wake up. Millions or tens of millions are not so dreamy
collect auction transaction reference 5: correctly judge and learn market knowledge,
many collectors are only annoyed after being cheated in the auction, and then sue and protect their rights will not work, which makes the situation worse. Before you participate, you should make an investigation in March to compare the corporate culture and service characteristics of each company. Secondly, you should know your weight. You go to an auction to seek wealth. It's similar to going to a bank to borrow money. You've seen the rich man give you five calls a day. That's to trick you into paying fees, Good companies don't have to be fooled. They are always full of people<
collection of auction transaction reference 6:
abnormal fortune mentality, because many farmers lack knowledge, family difficulties, and ignorant friends have no concept of money, they are lured by the huge valuation of the auction company to pay a service fee of 50000-200000 for the collection valued at 20 million yuan. Such farmers think that as long as I collect enough 200000 yuan and pay the fee, it will be 20 million yuan soon, Therefore, those who have mortgaged real estate, sold off their proction tools, cattle and sheep, borrowed 200000 yuan from the west, handed over 200000 yuan to the auction company, quit their jobs, and their fields were in short supply. They were busy booking famous BMW cars. As a result, the auction ended without a deal, and 200000 yuan of them went to pieces. Blind participation led to the destruction of their families from time to time
it's a very simple problem. Many collectors have problems in their analysis. Just think about it. If you entrust four things and at least one transaction can be made, you will be a millionaire immediately. If it's so easy to get rich, simply sell 600000 houses, entrust 100 things, and at least two transactions can be made. It's also cost-effective to get 5 million, right
at Poly auction, there are more than 7000 items in each auction, but not 40 items are sold for more than 10 million items, less than 15% are sold for one million items, and more than half of them are sold off. Is that a liar? If you want to close an antique auction, you have to participate more. Why don't poly and Jiade accept things from low-end collectors? We are happy when the deal is done, but we say it's a liar when it's failed. So the collectors pay for some things. It's not easy to deal with some things, which makes the collectors very depressed. It's unreasonable to conclude that it's a cheat< In addition, 95% of the small auction units in the instry rent a small office with an actual area of 60 square meters. After signing the entrustment contract for the collection, they can rent a small office with an actual area of 60 square meters, Stack nearly a thousand pieces of the collection in a damp basement and store them in the dark for half a year. Then wait until a few days after the auction to take out the collection. Go to a small hotel and rent a place for 5000 or 6000 yuan. If you can't sell a few pieces in one or two days, it's equivalent to completing the auction. There's almost no hope of selling things in this way. You must cooperate with powerful large units< At present, 90% of the auction companies often call people who have no brains to participate in the auction. After collecting 1000 pieces, they begin to prepare for the auction. The whole process of the auction is to rent a venue in the hotel for two days and show 1000 pieces of the collection, which is equivalent to two days' Preview, If you observe carefully, the people who went to watch the collection, except for dozens of clients who wandered back and forth in the preview site, hardly any buyers came to watch, and the preview ended in two days. On the third day, the auction started. 95% of the people present at the auction venue were the collectors' clients, that is, the sellers. In order to cover up the collectors, these auction companies paid 100 yuan to hire some unemployed vagrants, the elderly, the sick and the disabled as buyers,
9. Using the proportion method can have a formula, I first set 25 yuan, you can buy X game currency. So the formula is 90:25 equals 10000: X. Then we use the solution proportion method, in which the inner proct is equal to the outer proct. That is to say. twenty-five × 10000 is 90x. X is 250000, divided by 90. The result is the answer you want to know. If you don't use the formula method and the general mathematical method, 90 yuan can buy 10000 game coins, then how many can you buy for one yuan? That's 10000 ÷ 90 How many can I buy for a dollar? You can multiply the game currency you want to buy by how much. Because some numbers are not divisible, we can also use fractions to express accurate numbers.
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