Which is safe between fund and virtual currency
real estate, stocks, funds and virtual currency are all investment procts.
it is best to use professional testing software, such as passmark, 3dmark, etc
Bank financing (no commitment of capital preservation): according to the requirements of the new asset management regulations, financial procts can not promise capital preservation and interest preservation, including bank financing procts. Of course, not promising to keep the principal and interest does not mean that the financial procts have great "risk", nor does it mean that the bank's financial management is unreliable or the risk is "big". It mainly depends on the risk level of the underlying assets invested in the procts
bank deposit: enjoy deposit insurance, and pay 100% within 500000
Monetary Fund: high security, high liquidity assets, the probability of "loss" is very small, but the current yield has fallen below 2.5%. According to the regulatory provisions, the daily "quick redemption" limit of a single monetary fund is 10000 yuan, that is, the redemption within 10000 yuan can be delivered to the account in real time. With the decline of the yield of the monetary fund and the limit of the 10000 yuan fast redemption line, it is suitable for the allocation of small funds
you can also search "download link of xiaoman financial app" in the application market or follow "xiaomanlicai" for detailed proct information there are risks in investment, so be careful in financial management
therefore, if investors pay more attention to safety, they should try to choose procts with moderate leverage and strict control of credit risk, counterparty risk and liquidity risk. When investing in monetary funds, we should try to choose monetary funds with larger scale and longer historical performance. This is because the larger the scale, the more room for fund operation, and more concive to investment operation. At the same time, the older the money market funds are, the more popular they are. The older the funds are, the more mature their operation is, the higher their team running in degree is, and they have more rich investment experience.