Why can't Jingdong Baitiao buy virtual currency
Wanda e-commerce general points signed a strategic agreement on points exchange with Jingdong group. Jingdong group has become a strategic point interchange partner of Wanda e-commerce general points in the field of e-commerce. Li Weilong, general manager of Wanda e-commerce general points division, said that the strategic cooperation with Jingdong group will be based on members' points experience. As the mainstream business in the field of e-commerce, Jingdong group has a large number of users and rich online shopping consumer goods. Wanda e-commerce general points and Jingdong join hands to take points as the breakthrough point, which can expand the consumption scene of points, increase user stickiness, and achieve a win-win result for both sides
Li Weilong, general manager of Wanda e-commerce general points division, pointed out: "Wanda e-commerce general points is committed to becoming the largest cross instry and open general points platform in China. To provide members with cross instry integration of scattered points, so that members can integrate and swap the points accumulated everywhere through Wanda e-commerce general points platform, and trade as a more widely circulated virtual currency. This cooperation with Jingdong is also an important step for Wanda e-commerce to expand its points accumulation and consumption channels. "
in the future, Jingdong members can convert Wanda e-commerce general points into Jingdong steel, which can be directly used to offset cash or investment gold and silver, collectibles and some virtual procts when Jingdong is shopping.
1. Account status is abnormal. If the white note is stopped, it will not be consumed
2. Limit: the monthly limit of mobile phone, traffic and QQ recharge is 300-1000 yuan; The monthly limit is from 3000 yuan, please subject to the actual payment
if the front-end page indicates that you have exceeded the limit ring consumption, it means that you can't continue to use this method for white bill consumption in that month. Please change other payment methods
3. If it is not a limit problem and the status of the white Note account is normal, the white note system will make a comprehensive evaluation according to the type of goods purchased and the trading environment when purchasing goods. If the white note payment is not supported, other payment methods can be tried
extended data:
withdrawal steps of white note:
1. Jingdong financial app: click [white note], [white note limit], [white note withdrawal]
when purchasing goods, the white note system will make a comprehensive evaluation according to the type of goods purchased and the transaction environment. If this transaction does not support white note payment according to the system evaluation, please try other payment methods
there are also the following reasons for the failure to pay the white note:
1. It may be caused by the limit problem. The monthly limit of white note payment for mobile phone, traffic and QQ recharge in the mall is 300-1000 yuan; The monthly limit is from 3000 yuan, please subject to the actual payment. If the front page prompts that you have exceeded the limit when you consume, it means that you cannot continue to consume in this way in the month. Please change other payment methods
2. If it is not the limit problem and your white Note account is in normal status, when you purchase goods, the white note system will make a comprehensive evaluation according to the type of goods you purchase and the transaction environment. According to the system evaluation, you do not support white note payment for this transaction. You can try other payment methods. At the same time, you are welcome to use white note payment when you pay other orders
3. If you can use it before, but can't use it now, because your account has not passed the comprehensive evaluation of the system, and can't provide you with the service of white note payment for such orders, please try other payment methods
to apply for Jingdong Baitiao, you need to open an online banking wallet, bind a bank card or credit card, and allocate the amount of Baitiao according to your membership level and conditions. Jingdong white bar application also looks at the commodity categories that consumers buy. For example, consumers who often buy children's procts and household cleaning procts show that they are people with families and children. Such people will have more sense of responsibility for their families and children, so they have higher credibility
the existing big data of JD evaluates users. Instry insiders pointed out that it is not that the more you consume in Jingdong, the greater the chance of getting a white note. The credit line of Jingdong Baitiao is not granted according to the purchase amount. The users who often buy 3C consumer goods and commonly use credit card installment payment may be the target users of Jingdong Baitiao, and the credit line is expected to be larger
the activation result of the white note is determined by the system according to the comprehensive evaluation of the materials you fill in, which cannot be intervened manually
1. If the system prompts "unable to provide white note service for you temporarily", it means that you cannot use white note temporarily, and frequent operation may affect the success rate
2. If the system prompts "you can buy a financial card or a small white card", you can also try to operate it
the following are some suggestions for the opening of white bar:
1. Increase and maintain a better consumption record of Jingdong
2. Purchase and use financial procts and services of Jingdong finance
3 Click Open & (160;)
4. Try to activate it twice a month without frequent operation.
The reason why we can't apply is that we don't meet the risk control conditions
conditions for the opening of JD Baitiao:
identify users through risk control big data model. The background risk control system will "identify" the user according to the shopping habits, credit status, stability of receiving address, etc., combined with a variety of factors and data, and then quickly give the evaluation result of whether the "white note" can be activated
the evaluation basis of big data model is the accumulation of user data, and the data needs to be updated dynamically in real time. Therefore, with more accurate big data modeling, the activation probability of user "white bar" will also increase
extended data:
repayment form
if the payment is not made by installments, Jingdong Baitiao can postpone the payment after 30 days without any rate. The service can be divided into 3 phases, 6 phases, 12 phases and 24 phases. The standard rate is 0.5% - 1.2%, and the penalty rate is 0.05% / day
repayment can be made through the PC and client of JD finance, the client of JD wallet and the official website of Tiao
if you are prompted by the front page that you have exceeded the limit, it means that you cannot continue to use this method for white bill consumption in this month, please change other payment methods
warm tips:
if it is not a limit problem and your white Note account is in normal status, when you purchase goods, the white note system will conct a comprehensive evaluation according to the type of goods you purchase and the transaction environment. According to the system evaluation, you do not support white note payment for this transaction, you can try other payment methods, At the same time, you are welcome to pay other orders with a white note
if you can use it before, but can't use it now, because your account has not passed the comprehensive evaluation of the system, and can't provide you with the service of white note payment for such orders, please try other payment methods.
the activation result of the white note is determined by the system according to the comprehensive evaluation of the materials you fill in, and cannot be intervened manually. If the system prompts "temporarily unable to provide white note service for you", it means that you cannot use the white note temporarily, and frequent operation may affect the success probability. After the activation of JD white bar fails, you can try to activate it again. It is recommended to try to activate it twice a month
if your activation result page prompts that you can purchase a financial card or a small white card, you can also try to follow the prompts
When you purchase goods, the system will make a comprehensive evaluation according to the type of goods you purchase and the trading environment, so you may not be able to use JD white card to pay for your hotel reservation. If you do not support white note payment according to the system evaluation, you can try other payment methods
"Jingdong Baitiao" is the first Internet credit payment proct in the instry, which enables users to enjoy the consumption experience of "consumption first, payment later, real-time approval, and installment at will". It has quickly become an instry model and established the leading brand position of Jingdong finance in the consumer finance instry
in terms of positioning, "Jingdong Baitiao" is a credit payment service provided by big data for users with high credit rating and consumption demand. In Jingdong Mall, users can enjoy the service of payment after use and installment shopping, up to 24 installments. The bill can also be paid in installments and the lowest repayment, and the executive interest rate is lower than that of bank credit card. The number of users of Jingdong financial consumer finance has exceeded 100 million