Virtual currency with recharge
link: https://www.hu.com/question/22023800/answer/22741288
source: Zhihu
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the first conclusion: ripple is not a currency, but a payment network; XRP currency used in the network is a kind of currency. Compared with bitcoin, the former is a payment system, while the latter is money, which is not the same kind of things, so there is no substitutability
bitcoin has been fried rotten, and hushang's answer is close to saturation, so we don't need to repeat our work. Let's focus on ripple
what is ripple
ripple is an open payment network. Just like ripple, the word ripple emphasizes the flow and transmission of funds
in life, acquaintances borrow money from each other and may not write IOU. Sometimes, several friends borrow money from each other, generate multi angle debts, and may adjust the relationship of debts and creditor's rights according to the alienation of relatives. For example, a owes B 5 yuan, B owes C 5 yuan, and a and C are familiar with each other. Once three people discuss, they may directly ask a to repay C. In fact, not only between acquaintances, many small shops and small companies will allow acquaintances to write off on credit
that is to say, everyone is more willing to have debt relationship with the people they trust or are familiar with, and through the trust network between people, funds can flow smoothly
the above is the money network between people in the real world. If all this happens in the Internet world, it is the money flow system that ripple is trying to achieve
but in this network, the relationship between you and your trusted acquaintances is transformed into the relationship between you and your trusted gateway. As the name suggests, a gateway is a "gateway" between one network and another, that is, a network gateway. To go from one room to another, you have to go through a door. Similarly, to send information from one network to another, you have to go through a "gateway", which is the gateway. As the interface between network and network, network and the real world, gateway is like a bank counter, which converts your currency into a series of numbers in your account
what happens in ripple is just like the reality. When you change 100 RMB into FCY issued by gateway a through gateway a, you will have an extra amount of 100fcy in your ripple account. You can transfer the 100fcy to a stranger through gateway a, such as Xiao Ming, Xiaoming can exchange the money into real-world RMB through gateway a. In the whole process, the relationship between creditor's rights and debt changes as follows:
1. You deposit 100 RMB into gateway a, and gateway a owes you 100 RMB and gives you a 100fcy IOU
2. You pass the IOU of 100fcy to Xiaoming through gateway A. at this time, gateway a no longer owes you money, but owes Xiaoming RMB 100, because the IOU is in Xiaoming's hands
3. Xiao Ming takes the IOU to go to gateway a to cash RMB 100
in the whole process, you and Xiao Ming only establish a trust relationship with gateway a, but you and Xiao Ming do not need to establish a trust relationship
what is XRP coin
what is XRP coin at the beginning? Its main function is to pay transaction costs
XRP is a kind of cryptocurrency embedded in ripple system. Unlike bitcoin, ripple issued 100 billion XRP coins at the beginning of its establishment, and the total amount is no longer increasing, that is to say, it has g up the mine ahead of time. Each transaction (for example, you transfer 100fcy to Xiaoming) requires a small amount of XRP currency, which is technically destroyed directly. At the same time, XRP coins are also used as margin. When you open a ripple account, you need to put 50 XRP coins in it as a guarantee
according to opencoin, the issuing and maintenance company of ripple, the first 100 billion XRP coins will be given to investors and founders, 50 billion will be distributed free of charge (that is, opening accounts for free for a period of time), and the other 30 billion will be held by opencoin, which will be sold from time to time to make profits. Opencoin also admits that holding and selling XRP coins is the only way to make a profit<
ripple's influence
at the beginning of ripple's birth, rumors abound. Many people claim that ripple is more in line with the operation mode of money flow in reality, and will replace bitcoin in the future
but in fact, it is too early to judge whether ripple system can succeed. As soon as ripple started to operate, many problems have been exposed, including that its security is not as good as the official propaganda
at the beginning, ripple itself is just a new currency circulation system or payment network, and the essence of XRP currency is the lubricant to assist the currency circulation in the system. If this system is successful one day, it will only have a positive impact on the circulation of bitcoin. To say that "Ripple can replace bitcoin" is actually equivalent to saying that "Alipay can replace the renminbi" is wrong: the former is the payment system, the latter is the currency, not the same thing, so there is no replaceability. The emergence of Alipay has facilitated the payment and flow of RMB. Similarly, if the Ripple system is successful, its role is only to facilitate the payment and circulation of legal tender and bitcoin.
editor on February 22, 2014
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the operation of not chasing new fans is not a good code farmer
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@ Feng Chiyu
only mentioned the scene of ripple when users and users pay, but ripple is far more than that. I add two points: trading system and automatic path search
through a gateway, you can deposit RMB, US dollars or virtual currencies, such as bitcoin and Leyte currency, into ripple wallet. And in this system, you can achieve any currency to buy or sell a single transaction. Trading here is better than trading platform. The transaction information of traditional trading platform is not open and opaque. In ripple, every order, cancellation and transaction record can be fully inquired. Through websocket interface, developers can also implement automatic trading program, and basically get real-time data in addition to network delay Network delay depends on the situation, the delay of using US server may be less than 0.1 second!) However, most of the traditional trading platforms have a certain cache time for the API interface. A few seconds of cache time may be fatal to the automatic trading program
with this trading market, ripple can realize a very advanced means of payment - automatic path search
to give a practical example, if I was a Chinese programmer working for a company in the United States, I might get us dollars through Western Union remittance or other ways before, and then I would go to the bank to exchange them for RMB. In the middle of this, the handling cost is relatively high. With ripple, I can do this now:
I trust a RMB gateway, such as ripplecn or ripplechina gateway, which is one of the best RMB gateways in China. Then American companies deposit bitcoin or US dollars through bitsmap gateway and send them to ripple. The service charge is only about 0.000012xrp, It is equivalent to about RMB 0.00000108. Then I will directly receive the CNY quota in the ripple system and withdraw it at the RMB gateway. The service charge for withdrawal is 3% for ripple CN gateway and 6% for ripple China gateway. It only takes a few seconds to complete the automatic exchange payment in ripple system
the full-automatic exchange in the payment step is the automatic path search of ripple, which is the essence of ripple system. Path automatic search relies on the above-mentioned hanging single transaction system. If the above American company deposits bitcoin, the system will complete the following calculation in a few seconds: query the amount of XRP after BTC / XRP exchange, and then the amount of CNY after XRP / CNY exchange. If there is a more appropriate path, such as BTC / USD - & gt; USD/XRP-> XRP / CNY, or BTC / USD - & gt; USD / CNY, the system will also automatically calculate and find the cheapest path for the sender to complete the exchange payment
once, I used ripplecn gateway CNY, and my friend only trusted ripplechina. He wanted me to give him 10 yuan, so I entered the sending interface to input 10 yuan, but the system showed that I only needed to send 9.9998 yuan. Because there is a price difference between the two gateways in the CNY / XRP trading market, the system automatically realizes the path search and provides me with the cheapest payment path
there will be many applications on ripple in the future, and ripple's second payment experience is excellent. If you have a ripple wallet, try clicking send in the wallet and the recipient enters it [email protected] perhaps [email protected] There will be a call fee and Q coin recharge interface, which is an application I made for ripple. You can use XRP, U.S. dollar, RMB, bitcoin and other currencies to purchase q-coin, and exchange it into RMB in seconds to complete the recharge request automatically
ripple is likely to go against the weather in the future. As for bitcoin? His role in the virtual currency instry is similar to that of legal currency, which is totally different from ripple's payment system<
editor on February 27, 2014
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ripple basic concept and principle, others have answered, simply speaking, it is a payment network, anyone can become a node of this network to issue currency and then circulate throughout the network. There are some innovations
but in the long run, it must grow faster than bitcoin, otherwise it is likely to lose in the competition, because at present, most of its functions can be realized in bitcoin network
from a technical point of view, because bitcoin has "dyeing" technology, anyone can issue currency, stocks, funds and so on by becoming a node on the bitcoin network. Assuming that the bitcoin is fully legalized, Alipay will turn 1 bitcoin "dyed" into the one and only special bitcoin that is unique and unforgery in the bitcoin network. Then it will promise the public that the stained coin can be exchanged for Alipay by 1 yuan. So the public can use Renminbi to exchange Alipay's "bit yuan" for consumption and payment. So these special bitcoins have what experts call "guarantee" or "anchor". As long as Alipay is credible, these "bit yuan" will always be valuable and can be used safely. At the same time, as bitcoin transactions are open throughout the network, everyone can see how much Alipay has issued "bit yuan", whether it has spammed money and oversold its own assets to guarantee the currency. So the only advantage of ripple in technology is that it can transfer money quickly. It doesn't need bitcoin to wait for dozens of minutes. But in the long run, bitcoin can speed up the transfer speed to a few minutes in the future through technical upgrading
I haven't used any other links, and it's hard to recommend them. I've used this webpage link for more than half a year, and it's very stable except for one system upgrade. I mainly can RMB recharge direct transactions, for beginners like me really convenient!!! At the beginning, it bought some virtual coins, bought a mining machine behind them, and sold awesome coins. p>
PS: and you can get platform points when you buy and sell virtual coins on the platform, which is equivalent to a part of the discount
you can buy
you recharge to Alipay, he buys you the selected application
thank you for recharging the network privileges that are difficult and need many
Oh, I said the recharge should be based on the actual situation.
see how the application of your application is
click in: I'm the buyer, I'm the seller, and I'm in the world. Choose my world. I've been panning for gold in the world.
Hangzhou Hukou settlement can be divided into collective settlement, student settlement, birth settlement, husband and wife settlement, elderly settlement, minor children settlement, talent introction settlement, overseas Chinese settlement, etc Collective settlement of employees of a unit
having worked in the same employing unit in Hangzhou urban area for three consecutive years means that they have signed a labor contract with the employing unit in the urban area (the parent and subsidiary companies with continuous relationship can be regarded as the same employing unit) and have fulfilled the labor contract for more than three years, and have paid social insurance for more than three consecutive years in the employing unit (excluding supplementary payment)
Article 14 of the regulations of Zhejiang Province on the administration of permanent residence registration (for Trial Implementation) the full-time ordinary colleges and universities and ordinary secondary schools (hereinafter referred to as colleges and technical secondary schools) meeting the following conditions shall be approved by the household registration administration department of the public security organ at or above the county level, We can set up student collective households:(1) have the corresponding qualification of academic ecation enrollment
(2) having the qualification of recruiting foreign students (3) there is a special person responsible for the management of collective account Article 16 within one month after the birth of an infant (including those born beyond family planning or out of wedlock), the infant's guardian or household shall preside over the birth medical certificate and report the birth registration to the public security police station where the infant's father or mother's permanent residence is locatedfour, husband and wife settle down
, both men and women have been married for 2 years. One party has a legally registered residence in the urban area of Hangzhou and the same household. The other party can apply for a residence in Hangzhou spouse voluntarily and transfer the account to Hangzhou. P>
five, the elderly who seek refuge in the
80 and above are placed in Hangzhou children. They or their children have a legal fixed residence in the urban area, and are not subject to the conditions of "no children outside the country" and "valid residence permit" in Hangzhou. They can voluntarily choose to take residence in Hangzhou children and transfer their registered residence to Zhejiang. p>
6. Minor children who have settled with their parents (except those registered in Colleges and universities) under the age of 18 can join their parents in Hangzhou on a voluntary basis
(7) personnel introction and settlement (P >relax the household registration and migration policy for the introction of high skilled talents, that is, personnel under the age of 45 with professional qualification of technician or above and personnel under the age of 35 with professional qualification of senior worker, who have worked in the same employer in Hangzhou city for three consecutive years and have legal fixed residence in Hangzhou City, can apply to settle down in Hangzhou city
ring the employment period in Hangzhou, advanced proction workers and outstanding migrant workers awarded by various ministries and commissions of the State Council and evaluated by provincial and above instry authorities; They are selected as the city level and above labor models (including those who enjoy treatment), and the top ten innovative youth, moral model and advanced indivials who come to Hangzhou for pioneering work, can apply to settle down in the urban area of Hangzhou
(8) overseas Chinese who are allowed to return to China for settlement shall, within the time limit specified in the notice of approval for settlement, apply to the local police station for household registrationextended information
Article 33 of Zhejiang Province permanent residence registration management regulations (Trial)
allows the transfer of the registered accounts of the relatives and friends of the registered accounts according to the regulations, and the head of the registered account is the settlement guarantor, who is responsible for notifying and urging the registered accounts to declare the registered accounts according to the regulations
Article 37 If a citizen reports to move in outside the city for reasons such as relatives' refuge, job transfer, talent introction, house purchase settlement, investment and tax settlement, it shall comply with the provisions of the state or the province on settlement. The term "moving in from outside the city" as mentioned in these Provisions refers to the moving in of registered permanent residence across districts, municipal districts or counties (cities, districts)
Article 38 freshmen who are admitted to universities and technical secondary schools can voluntarily choose to move their registered permanent residence to the school on the strength of the freshmen's admission certificate. After the opening of the school, the public security organ of the place where the new students move out will no longer handle the proceres for the new students to move out of their registered permanent residence
freshmen admitted to military academies, who are active servicemen, shall cancel their household registration with the freshmen admission certificate; Those who are not in active service shall be dealt with in accordance with the provisions of the preceding paragraph. The freshmen admitted by religious colleges and universities are generally not allowed to go through the household registration proceres
Article 39 When applying for the registration of new students, universities and technical secondary schools shall issue to the local police station a list of new students with the special seal for admission issued by the Department in charge of enrollment and a residence transfer certificate for the new students. Those who have moved their registered permanent residence to the collective student household of the school at the time of enrollment shall not go through the proceres of moving their registered permanent residence out ring the semester, unless otherwise stipulated by the state or the province
Article 40 freshmen of colleges and universities who have moved their registered permanent residence out of their places of origin but have not declared the collective household of the students who have moved into the school within the valid date of the residence transfer certificate shall apply to the police station of the place where they have moved out to resume their registered permanent residence with the residence transfer certificate
The materials and classification of Hangzhou city household registration migration are as follows:
1. Due to housing relocation, I moved to my real estate
1. One original of my ID card
2. One original of my household register
3. Certificate of legal fixed residence, one original and one respectively There is no need to provide the house property certificate, real estate certificate, public rental housing lease contract and directly managed public housing lease Certificate in the main urban area of Hangzhou (excluding Xiaoshan, Yuhang, Fuyang, Lin'an and dajiangdong)]
4. Letter of consent to settle down (if there is a co owner, it needs to be issued and clearly agrees that the applicant becomes the head of household), 1 original
Second, e to the loss of residence or collective households moved to non relatives1. One original of my ID card
2. One original of my household register
3. One original of the household register of the place where they moved in
4. One original and one of the house property certificate of the place of moving in The real estate certificate, real estate ownership certificate, public rental housing lease contract and directly managed public housing lease Certificate in the main urban area of Hangzhou (excluding Xiaoshan, Yuhang, Fuyang, Lin'an and dajiangdong) need not be provided, but the homeowner's ID card is required, the same below]
< P > 5. The homeowner and the homeowner's statement of consent to settle down, 1 original Third, the transfer of collective household registration e to work change1. One original of my ID card
2. My collective account page, 1 original
3. One original letter of approval for settlement issued by the new unit
Fourthly, e to the transfer of relatives1. One original of ID card and household register of the migrants
2. One original of the resident ID card and household register of the person to be taken refuge in
3. Marriage certificate, one original and one (to be provided by husband and wife) or one original certificate of parent-child relationship or birth medical certificate (to be provided by parents and children) issued by local township and Street Family Planning Commission
4. One original of the house property certificate and the householder's consent to settle down
extended data :
I. application conditions of Hangzhou City account migration:
City migration refers to the account migration within the jurisdiction of cities divided into districts or counties (cities, districts). Citizens who apply for their registered permanent residence in the city shall comply with the provisions of household registration and go directly to the local police station to go through the migration proceres
under any of the following circumstances, citizens should move their registered permanent residence to their legal fixed residence; If he does not have a legal fixed residence, he may move to a relative or friend who agrees to be taken refuge in and has a household registration; If I have no legal fixed residence and no place to take refuge, I should move to the community, village (neighborhood) committee or community collective household of township (town, street):
1. I have lost the ownership or use right of the house in the place where my registered residence is located e to the transfer of house property right, divorce and other reasons
2. Due to land acquisition, house demolition and other reasons, losing the ownership or use right of the house where the current registered address is located
3. The registered permanent residence is in the collective household of the unit, the current unit does not exist, I leave the unit or I have family members
(4) other situations where the registered residence should be moved according to the regulations 2. The process of Hangzhou city household registration migration:
1
The local police station agreed to move in3
4, registered residence certificate of the local police station; P>
5, registered residence certificate and related supporting materials (property certificate), apply for immigration to the Municipal Public Security Bureau household branch of the Immigration Department; p>
6
7. Go back to the local police station with the permit to move out and issue the permit
8. Go to the local police station with the migration card and ID card
address: local police station, Public Security Bureau, Hangzhou Public Security Bureau
3. The function of Hukou transfer certificate in Hangzhou City:
1. Hukou transfer certificate is the certificate for a citizen to move from his original hukou to his new address when his Hukou location changes. It is issued by the public security organ of the place where the registered permanent residence is moved out (the university is issued by the school police station). After the holder arrives at the place to move in, he / she shall submit the certificate to the household registration authority for registration within the validity period
Household registration migration is an important system of national administration. It is an important part of the public security organ in the household registration management, and also a kind of procere for citizens to exercise their legal rights and fulfill their obligations3. The household registration certificate is an important certificate for citizens in the process of household registration. Therefore, citizens should take good care of the household registration certificate after they move out. They should not lose, alter or lend it. If they lose it carelessly, they should report it to the local household registration authority immediately
reference materials :
Hangzhou Public Security Bureau household administration: Service Guide for urban household registration migration (except collective land)
if you have anything you don't understand, please ask me. I can teach you. I have taught more than 100 apprentices, hee hee.
The first conclusion is that ripple is not a currency, but a payment network; XRP currency used in the network is a kind of currency. Compared with bitcoin, the former is a payment system, while the latter is money, which is not the same kind of things, so there is no substitutability
bitcoin has been fried rotten, and Zhihu's answer is close to saturation, so we don't have to repeat our work. Let's focus on ripple
what is ripple
ripple is an open payment network. Just like ripple, the word ripple emphasizes the flow and transmission of funds
in life, acquaintances borrow money from each other and may not write IOU. Sometimes, several friends borrow money from each other, generate multi angle debts, and may adjust the relationship of debts and creditor's rights according to the alienation of relatives. For example, a owes B 5 yuan, B owes C 5 yuan, and a and C are familiar with each other. Once three people discuss, they may directly ask a to repay C. In fact, not only between acquaintances, many small shops and small companies will allow acquaintances to write off on credit
that is to say, everyone is more willing to have debt relationship with the people they trust or are familiar with, and through the trust network between people, funds can flow smoothly
the above is the money network between people in the real world. If all this happens in the Internet world, it is the money flow system that ripple is trying to achieve
But in this network, the relationship between you and your trusted acquaintances is transformed into the relationship between you and your trusted gateway. As the name suggests, a gateway is a "gateway" between one network and another, that is, a network gateway. To go from one room to another, you have to go through a door. Similarly, to send information from one network to another, you have to go through a "gateway", which is the gateway. As the interface between network and network, network and the real world, gateway is like a bank counter, which converts your currency into a series of numbers in your accountwhat happens in ripple is the same as reality. When you change 100 RMB into FCY issued by gateway a through gateway a, you can transfer the amount of 100fcy to a stranger, such as Xiao Ming, Xiaoming can exchange the money into real-world RMB through gateway a. In the whole process, the relationship between creditor's rights and debt changes as follows:
1. You deposit 100 RMB into gateway a, and gateway a owes you 100 RMB and gives you a 100fcy IOU
2. You pass the IOU of 100fcy to Xiaoming through gateway A. at this time, gateway a no longer owes you money, but owes Xiaoming RMB 100, because the IOU is in Xiaoming's hands
3. Xiao Ming takes the IOU to ask gateway a to cash 100 RMB
in the whole process, you and Xiao Ming only establish a trust relationship with gateway a, but you and Xiao Ming do not need to establish a trust relationship
what is an XRP coin? Its main function is to pay transaction costs
XRP is a kind of cryptocurrency embedded in ripple system. Unlike bitcoin, ripple issued 100 billion XRP coins at the beginning of its establishment, and the total amount is no longer increasing, that is to say, it has g up the mine ahead of time. Each transaction (for example, you transfer 100fcy to Xiaoming) requires a small amount of XRP currency, which is technically destroyed directly. At the same time, XRP coins are also used as margin. When you open a ripple account, you need to put 50 XRP coins in it as a guarantee
Opencoin, ripple's distribution and maintenance company, said that the initial 100 billion XRP coins, 20 billion will be given to investors and founders, 50 billion will be distributed free of charge (that is, opening an account for free within a period of time), and the other 30 billion will be held by opencoin, which will be sold from time to time to make profits. Opencoin also admits that holding and selling XRP coins is the only way to make a profit At the beginning of the birth of ripple, rumors abound. Many people claim that ripple is more in line with the operation mode of money flow in reality and will replace bitcoin in the future But in fact, it is too early to judge whether ripple system can succeed. As soon as ripple started to operate, many problems have been exposed, including that its security is not as good as the official propaganda At the beginning, ripple itself is just a new currency circulation system or payment network, and the essence of XRP currency is the lubricant to assist the currency circulation in the system. If this system is successful one day, it will only have a positive impact on the circulation of bitcoin. To say that "Ripple can replace bitcoin" is actually equivalent to saying that "Alipay can replace the renminbi" is wrong: the former is the payment system, the latter is the currency, not the same thing, so there is no replaceability. The emergence of Alipay has facilitated the payment and flow of RMB. Similarly, if the Ripple system is successful, its role is only to facilitate the payment and circulation of legal tender and bitcoin. p>