The influence of fictitious economy on money
Publish: 2021-04-17 01:43:50
1. This question can be used as a topic to write a complete report. As far as the simple question of network knowledge is concerned, it can be divided into two aspects. The first aspect is the exchange of RMB into virtual currency. Subjective judgment is that it can. If there is no impact, Tencent will not be so easy to make huge profits. If we analyze GDP, it will not pose a threat to the real economy in a short time. The second aspect is the exchange of virtual currency into RMB, which is an extremely serious issue. Then from the micro perspective, in the future, the virtual economy will develop faster, and the network will not only be a platform for real economy promotion, but also become a perfect self-protection economy. In other words, the threat and impact will be great and more unavoidable. Macroscopically, it is a microcosm of society. The long economic reform will pave the way for future economic collision.
2. For example, QQ currency and silver in online games are all virtual currencies. Often real money can be directly converted into virtual money. Although virtual money can not be directly converted into real money, it can still be converted into real money through private transactions of netizens
currency is issued by the state, but virtual currency is issued by indivial operators, and there is no relevant laws and regulations to limit its circulation. When this kind of virtual currency issued for the commercial interests of operators and real currency exchange circulation is more and more frequent, more and more widely, and partially replace the real currency to buy goods or services in the market, it is equal to increasing the real money supply
at present, virtual currency is becoming more and more prosperous. Some virtual currencies have evolved into the characteristics of general currency, such as value scale, means of circulation and means of payment. Therefore, it is easy to have an impact on general currency in reality, thus affecting the normal financial order.
currency is issued by the state, but virtual currency is issued by indivial operators, and there is no relevant laws and regulations to limit its circulation. When this kind of virtual currency issued for the commercial interests of operators and real currency exchange circulation is more and more frequent, more and more widely, and partially replace the real currency to buy goods or services in the market, it is equal to increasing the real money supply
at present, virtual currency is becoming more and more prosperous. Some virtual currencies have evolved into the characteristics of general currency, such as value scale, means of circulation and means of payment. Therefore, it is easy to have an impact on general currency in reality, thus affecting the normal financial order.
3. If virtual currency and traditional currency can be exchanged freely, it will inevitably impact the traditional economy. Including but not limited to money laundering, monetary policy implementation and regulation.
4. It should have an impact. Because money is a means of circulation, virtual money in the virtual situation, will certainly have a certain impact on the regional economy, which is a trial for economics, but the specific impact can not be said.
5. There's no fake defense
6. In my opinion, many people today will lay an impermeable thing under the bottom of the fish pond. I don't know what it is. It looks like canvas or plastic cloth. We can learn from it.
7. Real economy is the foundation of virtual economy
8. Virtual economy is a "double-edged sword". It is proced to meet the needs of the real economy and can promote the development of the real economy; It may also bring great negative impact or even destructive damage to the real economy, as long as the performance is:
1. The virtual economy increases the possibility of turbulence and crisis in the national economy. Virtual economy is independent of physical capital and has great liquidity. It is a paradise for speculators. With the development of derivative financial instruments, the virtual capital is far away from the physical capital, the liquidity is stronger, and the holders can operate in a large amount and a long distance, which will have an impact on a country, a region and even the global economy. From "crazy tulip", "Mississippi hoax" to "bubble on the South China Sea"; From "Black Monday", "October Massacre" to "this time is really different", every financial crisis has caused serious dislocation of inverted pyramid structure in some countries, interrupted the effective economic growth of important regions, and led to a serious recession in the world economy
2. The excessive issuance of virtual currency and the sharp increase of bank credit bad debts will shake the order and credit foundation of the normal operation of the real economy. Since the emergence of paper money, especially the later book money and electronic money, human beings have entered the era of virtual money. Although the emergence of virtual money makes the money supply flexible enough to adapt to the development of real economy, it also makes it possible for excessive issuance and inflation of money. Especially when the modern commercial banks with the function of credit creation break away from the actual needs of the real economy and provide credit by creating a large number of deposits, the whole real economy will inevitably suffer from inflation. If a large number of loans issued by banks fail to recover and form a large number of bad debts, they will not only cause the financial assets of banks to generate financial bubbles e to the fact that the real value is much lower than the book value, but also destroy the normal credit relations and shake the credit basis of the stable operation of the real economy.
3. Virtual economy distorts the way of resource allocation, reces the efficiency of resource allocation, and hinders the development of physical economy such as agriculture and instry. In the bubble economy stage, investing in stock market, currencies and real estate can get a high rate of return which is far from the real economy. The high rate of return makes a large amount of capital flow from the real economy into the stock market, foreign exchange market or real estate market. The imbalance of funds will lead to a sharp rise in interest rates, which will make the development of the real economy shrink or even stagnate e to the high financing cost; At the same time, the high returns of stock market, currencies and real estate make large numbers of talents flow into the bubble economy, and the labor costs increase rapidly e to the shortage of human capital. The excessive expansion of proction costs will rece the international competitiveness of the physical economy sector
4. Virtual economy destroys the operation of financial system, reces the ability of banks to resist risks, and causes financial crisis. Speculative activities prevailed on the basis of the bubble economy, and demand for funds increased sharply, which led banks to raise interest rates to get higher returns. High interest rates encourage banks to expand credit, relax the review of credit quality and feasibility study, and make a large number of funds from banks and other financial institutions flow into the stock market, foreign exchange market, real estate and other excessive speculative markets. The physical economy can not bear the high bank interest rates, which greatly inhibits its normal capital. As vested interest groups, banks and other financial institutions have great influence on the stock market, foreign exchange market and real estate market Foreign exchange market and real estate speculation played a negative role< 5. Fictitious economy distorts consumption behavior and worsens the balance of payments. The virtual prosperity caused by the bubble economy distorts the consumption behavior of consumers, which is an important source of over consumption. Excessive consumption can easily lead to a large increase in imports. At the same time, because of the high cost of borrowing and the increase of labor costs, enterprises will rece the competitiveness of exports. A sharp increase in imports and a sharp decline in exports, undermining the balance of trade in current account, a huge deficit in current account, a sharp decrease in foreign exchange savings, worsening the balance of payments situation. In addition, the bubble economy can redistribute national income, aggravate polarization between the rich and the poor, and seriously lead to a series of social problems, which pose a threat to social stability.
6. Excessive growth of virtual economy leads to financial risk. According to the IMF, if a country's fiscal deficit exceeds 3% of GDP and its total domestic and foreign debts exceed 60% of GDP, there will be fiscal risks. Theory and practice show that fiscal risk originates from the excessive growth of virtual economy and directly results from the hollowing out of instry. This is because the decline of old instries and the failure of new instries to form in time will lead to two consequences: one is that the slowdown or interruption of economic growth will lead to a sharp drop in fiscal revenue; Second, we can not achieve full employment, increase fiscal expenditure in vain, expand the deficit, increase debt dependence too quickly, strengthen the transformation from fiscal risk to financial risk, and force economic development into difficulties
7. The excessive growth of virtual economy objectively requires redistribution of national income, and the joining of many speculators is bound to aggravate the polarization between the rich and the poor, which leads to a series of social problems and political unrest“ The collapse of "intelligence miracle" and "Japanese myth", the impeachment of the president of the Philippines, the bankruptcy of Daewoo in South Korea and the continued instability of Indonesian political situation are all related to this. http://ke..com/view/145310.htm
1. The virtual economy increases the possibility of turbulence and crisis in the national economy. Virtual economy is independent of physical capital and has great liquidity. It is a paradise for speculators. With the development of derivative financial instruments, the virtual capital is far away from the physical capital, the liquidity is stronger, and the holders can operate in a large amount and a long distance, which will have an impact on a country, a region and even the global economy. From "crazy tulip", "Mississippi hoax" to "bubble on the South China Sea"; From "Black Monday", "October Massacre" to "this time is really different", every financial crisis has caused serious dislocation of inverted pyramid structure in some countries, interrupted the effective economic growth of important regions, and led to a serious recession in the world economy
2. The excessive issuance of virtual currency and the sharp increase of bank credit bad debts will shake the order and credit foundation of the normal operation of the real economy. Since the emergence of paper money, especially the later book money and electronic money, human beings have entered the era of virtual money. Although the emergence of virtual money makes the money supply flexible enough to adapt to the development of real economy, it also makes it possible for excessive issuance and inflation of money. Especially when the modern commercial banks with the function of credit creation break away from the actual needs of the real economy and provide credit by creating a large number of deposits, the whole real economy will inevitably suffer from inflation. If a large number of loans issued by banks fail to recover and form a large number of bad debts, they will not only cause the financial assets of banks to generate financial bubbles e to the fact that the real value is much lower than the book value, but also destroy the normal credit relations and shake the credit basis of the stable operation of the real economy.
3. Virtual economy distorts the way of resource allocation, reces the efficiency of resource allocation, and hinders the development of physical economy such as agriculture and instry. In the bubble economy stage, investing in stock market, currencies and real estate can get a high rate of return which is far from the real economy. The high rate of return makes a large amount of capital flow from the real economy into the stock market, foreign exchange market or real estate market. The imbalance of funds will lead to a sharp rise in interest rates, which will make the development of the real economy shrink or even stagnate e to the high financing cost; At the same time, the high returns of stock market, currencies and real estate make large numbers of talents flow into the bubble economy, and the labor costs increase rapidly e to the shortage of human capital. The excessive expansion of proction costs will rece the international competitiveness of the physical economy sector
4. Virtual economy destroys the operation of financial system, reces the ability of banks to resist risks, and causes financial crisis. Speculative activities prevailed on the basis of the bubble economy, and demand for funds increased sharply, which led banks to raise interest rates to get higher returns. High interest rates encourage banks to expand credit, relax the review of credit quality and feasibility study, and make a large number of funds from banks and other financial institutions flow into the stock market, foreign exchange market, real estate and other excessive speculative markets. The physical economy can not bear the high bank interest rates, which greatly inhibits its normal capital. As vested interest groups, banks and other financial institutions have great influence on the stock market, foreign exchange market and real estate market Foreign exchange market and real estate speculation played a negative role< 5. Fictitious economy distorts consumption behavior and worsens the balance of payments. The virtual prosperity caused by the bubble economy distorts the consumption behavior of consumers, which is an important source of over consumption. Excessive consumption can easily lead to a large increase in imports. At the same time, because of the high cost of borrowing and the increase of labor costs, enterprises will rece the competitiveness of exports. A sharp increase in imports and a sharp decline in exports, undermining the balance of trade in current account, a huge deficit in current account, a sharp decrease in foreign exchange savings, worsening the balance of payments situation. In addition, the bubble economy can redistribute national income, aggravate polarization between the rich and the poor, and seriously lead to a series of social problems, which pose a threat to social stability.
6. Excessive growth of virtual economy leads to financial risk. According to the IMF, if a country's fiscal deficit exceeds 3% of GDP and its total domestic and foreign debts exceed 60% of GDP, there will be fiscal risks. Theory and practice show that fiscal risk originates from the excessive growth of virtual economy and directly results from the hollowing out of instry. This is because the decline of old instries and the failure of new instries to form in time will lead to two consequences: one is that the slowdown or interruption of economic growth will lead to a sharp drop in fiscal revenue; Second, we can not achieve full employment, increase fiscal expenditure in vain, expand the deficit, increase debt dependence too quickly, strengthen the transformation from fiscal risk to financial risk, and force economic development into difficulties
7. The excessive growth of virtual economy objectively requires redistribution of national income, and the joining of many speculators is bound to aggravate the polarization between the rich and the poor, which leads to a series of social problems and political unrest“ The collapse of "intelligence miracle" and "Japanese myth", the impeachment of the president of the Philippines, the bankruptcy of Daewoo in South Korea and the continued instability of Indonesian political situation are all related to this. http://ke..com/view/145310.htm
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