Long Yongtu's view on virtual currency
As a proct of e-commerce, virtual currency is playing a more and more important role, and it is more and more connected with the real world. However, with the growth of virtual currency, the relevant laws and regulations are lagging behind, which has laid many hidden dangers. Since 2004, the discussion on whether virtual currency represented by Q currency will impact RMB has been concerned by all parties. But officials have not been clear about this. The trading mode of virtual currency also expanded rapidly. A series of events triggered the attention of the community to the virtual currency. People have expressed their views on it. Some people think that virtual currency will have an impact on RMB, so we should take compulsory measures to prohibit the issuance of virtual currency; Some people hold a reserved attitude that virtual currency will not have an impact on RMB and should not stifle the development vitality of commercial organizations too early. Zhang Jie of Huawei group thinks so
with the continuous progress of technology, electronic payment (including electronic money) not only changes people's payment habits, but also imperceptibly changes people's consumption habits and promotes the expansion of consumer credit. It is necessary to pay close attention to the innovation of the form, the evolution of the nature, the difference of the operation mode and the possible impact on the credit risk and moral hazard of this new thing, and properly supervise it. But the more important thing is to give the market main body corresponding development space, avoid strangling the development vitality of the corresponding business organization in the early stage of market development. Therefore, the best way to treat e-money is to observe its changes and strengthen research. In the face of such remarks as "q-coin impacts the RMB financial market", we need to discuss them in the context of scientific and technological progress. The key to understand the problem is how to design relevant policies and encourage the development of electronic payment instruments such as electronic money, rather than the harm of speculative virtual money and electronic money. We call for strengthening supervision
from q-coin and counting roll used to buy props to bitcoin which can be exchanged with us dollar and euro today. It shows that the utilization rate and universality of virtual currency are graally increasing. I think this kind of virtual currency has both advantages and disadvantages. Virtual currency makes up for the deficiency of currency, but it will not replace the real currency
1. Security of virtual currency. The day before yesterday, a bitcoin trading platform headquartered in Japan was favored by many people. However, e to the loss of 750000 bitcoins from customers and 100000 bitcoins of its own, the company had to file for bankruptcy protection. This fully shows that the security of virtual currency is difficult to guarantee
2. The use of money cannot be regulated. The problem is that there is no manager similar to the central bank. Due to the strong anonymity, it is easy to be used for illegal transactions such as speculation and drugs, as well as money laundering. Without the network of financial institutions, it is difficult to grasp their liquidity, which will bring difficulties to taxation
although it has many uncertainties, virtual currency is very effective and reliable to a certain extent
1. The possibility of inflation of virtual currency is small, and it is not affected by policy. Avoiding the influence of the central government on finance, virtual currency can prove the stability of its value because of its limited circulation. It will not raise prices and lower the value of money because of the increase of money supply
2. Strong circulation. People can use bitcoin to trade anywhere in the world where there are networks and computers, which is very convenient
it not only saves time, but also saves a lot of transaction costs
after comparison, I think that the virtual currency will be saturated and will not pose a threat to the real currency. On the one hand, in the backward regions and countries, they rely more on currency, resulting in a gap with the developed regions. On the other hand, with the development of network technology, the security of virtual currency will be more and more difficult to determine. It is also very difficult for people to use a lot of money in the form of virtual currency in huge investment. Especially in a country with traditional culture such as China, people are more confident that they will hand over their property to the financial instry such as banks, rather than in the online world like flowers in the mirror< There is no comparability between bitcoin and stock. Stock is people's profit expectation for a company. For example, a company constantly proces new procts to increase its wealth. People can obtain wealth growth with the company by holding shares of the company. And the stock is an investment proct, without monetary attribute, it is impossible to say how much ICBC stock an iPad is worth. On the contrary, like bitcoin, the stock can be converted into legal currency through the exchange to purchase the iPad. Similarly, in the so-called companies that accept bitcoin payment, all of them are marked with legal currency. They accept bitcoin through a third-party company, and finally receive legal currency from a third-party company
therefore, stock is people's expectation for the future development of a company, and it is an investment proct. There is no comparison with bitcoin, which clamors to become a currency
2. The existence of money lies in circulation and pricing. A thing that has been reced to a speculative tool since its existence, expecting appreciation and redistributing wealth can not become money
3. As cndx God said, bitcoin will have 2.0 in the future, which will be seamlessly connected with 1.0. That's funny. Why should the inventor of 2.0 connect with 1.0? Just as bitcoin does not connect with RMB, it is another opportunity for wealth redistribution
4. The existence of virtual currency can only meet the money laundering needs of a small number of people, so there is a market. For example, if someone wants to launder US $1 million recently, the ratio of bitcoin to legal currency will change, which is also in line with the market rules. Of course, money laundering is risky. If you buy one million dollars of bitcoin, you will hold it forever without losing any money
5. My legal currency is in the bank. If I lose it, I can still get it back with my ID card. Is my bitcoin password gone? Who should I go to
6. The currency expected by cndx will not be lost. At most, it will play in a certain circle just like Q currency
7. This thing is the proct of anarchism. If you want to embody value, you can only do it without government. The distribution of wealth depends on power and blood. For example, if you hold 10000 bitcoins, ZF says not to use them, and you say I'll use them. Bang, you're dead. Oh, bitcoin has appreciated again, because the total amount is less than 10000.
you can search directly on the Internet, and then find the relevant website. The website is the wallet address
users are required to register, and personal accounts can be used in the background; You can also find the addresses of bitcoin, Leyte and other currencies.
Virtual currency, like bitcoin, is emerging again. What do you think of the emergence of virtual currency? For the emergence of virtual currency, I have three views:
- the emergence of virtual currency is a trend of market development. In fact, many times, the emergence of some goods is e to the market, and also inseparable from the development of the market
- the emergence of virtual currency brings business opportunities. In any case, the emergence of virtual currency can make people invest, and many people can make profits from it
- the emergence of virtual currency brings more competition, and the emergence of virtual currency will make more people compete, and also make the competition more intense < / OL >
in fact, there is a growing trend in the development of virtual currency, and more and more people want to invest in virtual currency. Many people have a certain investment from virtual currency, and they get a certain return, but the emergence of virtual currency also brings some risks
First, the emergence of virtual currency is really e to the development of the marketin fact, I think it is because of the rapid development of the market economy that virtual currency has the opportunity to appear. Because if the virtual currency can appear based on the development of the market, it will make more people pay more attention to the virtual currency, and also enable more people to invest in the virtual currency{ RRRRR}
the emergence of virtual currency is a double-edged sword, good and bad
E-money, in fact, is a revolutionary change in the clearing transaction and convenience of money. For example, if Taobao's online transaction develops well, China can completely get rid of the problem of slow development of banking instry e to the lack of clearing banks abroad. This is the weakness of European and American banking instry. They are still in the development stage of personal checks and credit accounts
However, China's use of online clearing and trading system, cloud computing and big data analysis and processing can better grasp the economic trend, better control the real assets, and bring about a sharp drop in the cost of currency transactionsthe future development of money must be combined with the new achievements of human instrial economic development, including the application of technology, such as the changes of trade direction and rules (the former petrochemical instry brought light instrial proction efficiency and great convenience to people's life), so that the future form of money can be well grasped
The results showed that: 1; E-money is a kind of money that exists in non materialized form. Of course, that's right, because it is now the mainstream form, many times larger than the number of banknotes. If you ask about virtual currencies, such as bitcoin, it should be said that they will not become mainstream in the future, but they are an important form
extended data:
features of e-money:
(1) based on computer technology, it can store, pay and circulate
(2) it can be widely used in the fields of proction, exchange, distribution and consumption (3) it integrates multiple functions such as financial savings, credit and non cash settlement (4) e-money is easy to use, safe, rapid and reliable(5) at present, the use of e-money usually uses bank cards (magnetic cards, smart cards) as the media