Xinyada virtual currency
Publish: 2021-04-17 04:44:44
1. Three paths can be cut into the blockchain from the bitcoin instrial chain: core personnel start their own businesses, mainly represented by onchain (ant shares system for non listed equity registration, settlement, etc.), Taiyi technology; 2) Bitfury, a typical representative of bitcoin instrial chain company, is a blockchain service provider transformed from miner chip proction. It is suggested that bitquan, Jianan Yun and bitmainland, the three major miner chip manufacturers in China, should be paid attention to. In addition, it is suggested to pay attention to the exchange's fire coin network and BTCC; 3) Cooperate with fintech listed companies to promote the application of blockchain through technology authorization or direct merger and acquisition. It is suggested to pay attention to the layout progress of Feitian integrity, radio and television express, win win win, Royal Bank, Westone, sinyada and Hang Seng electronics in blockchain technology.
2. On the afternoon of May 17, Yang Guanlan, marketing director of Beijing Management Department of China Galaxy Securities, and Yu Nan, general manager of Shanghai Investment Morgan Beijing Branch, talked with readers about how to control risks and invest stocks and funds reasonably through the public service information desk of Beijing Evening News - 11616609. Ms. Peng asked: does the fund buy new or old? Yu Nan: Frankly speaking, I've been asking this question for a long time. In fact, I think there is a principle that I hope you can consider. Whether it's new or old, pure new or "closed to open", or it's already 2 or 3 yuan, you must think that its investment is relatively strong before you buy it. On the other hand, it's not necessary to say that it's cheap or 1 yuan, I think whether it's cheap or new or not depends on whether it performs well in the strong and weak through its past performance, or its style is very suitable for me, such as paying more dividends. If it is not an old one, but a pure new one, how can you judge it? Do you think the same type of fund managed by the company every year is good, because a team is basically not far behind? I think this is the most important factor. According to this, even an old fund is sold for 1.8 yuan or 3.2 yuan, It is said that its management ability has been relatively good and stable. What does it matter? Buy it. Don't buy it because it's expensive or cheap. Ms. Peng: I don't understand all the time. I always think that if I buy 10000 yuan for one yuan, I can buy 10000 shares. But if I buy 2 or 3 yuan, I may buy less. Does less buying mean less dividend opportunities in the future< Yu Nan: I'll probably help you to make an account. Let's say 100000 yuan. If you buy one yuan, you can buy 100000 yuan. Don't talk about the cost. If you buy two yuan, you can also ignore the cost. If you buy 50000 yuan, you can say a percentage in this market. If you go up by 10%, 1 yuan will become 1.1, and you'll go up 10 cents, If you buy 100000 copies in total, you must know how much money you have earned, 100000 yuan. If you multiply one dime by 100000 copies, the price of two yuan will increase by 10% to 2.2 yuan, and the price of two dime multiplied by 50000 copies will also be 100000 yuan. You just feel that if I buy more copies, I will earn more, and if I buy less copies, I will earn less. In fact, it is the same in proportion, I think it's necessary to turn around and pick up those cheap ones. I think they are very strong for one yuan. I think they are very good in the later stage. I can buy them if I have no problem. Ms. Peng asked: what kind of fund are the two funds of double interest balance and alpha< Yu Nan: the reason why we recommended these two funds some time ago is that although the market is very good and everyone is very happy with the rise, in fact, no matter how you make investment, you must think of risks and profits. Whether you really want to or subconsciously, you must have this concept, Let's say that this year, we also advocate investors to consider from the perspective of risk that we can make money. On the other hand, we hope that everyone can have a balanced allocation. For example, the Balanced Fund may not rise as fast as the stock fund, but its anti risk ability may also be relatively strong. So the more people are happy, the better the market will be, We must remind you that there are certain things in asset allocation. For example, our double interest balanced fund is a typical Balanced Fund. Therefore, from this point of view, we say that you can consider more and pay more attention to this kind of fund allocation
another one includes alpha fund, which is also a very stable investment. I think the company mainly makes money from this angle, and we should never forget the risk. Mr. Wang asked: when will the wind turn on< Yu Nan: This is an open-end fund. It has a closed area according to the regulations. At present, we basically think that if the redemption time is about two months from the establishment of the fund, when to open the subscription depends on the changes in the market and the company's decision. Mr. Wang asked: the internal interest motive power belongs to the stock fund. Is the risk higher than the double interest balance and alpha< Yu Nan: compared with double interest balance, it must be higher, because double interest is a balanced fund. Compared with alpha, they are both stock funds, but their investment principles and philosophy are slightly different. Mr. Wang asked: do I turn to buy domestic interest or alpha
A: from the perspective of fund investment, fund investment depends on the long term. It is difficult to grasp one point. For example, I buy every 20 days, every 30 days, and I buy next month. If you are optimistic for a long time, you can buy it at any time. Ms. Shao asked: now the stock market has been very high, do you still dare to invest in stocks
Yang Guanlan answer: the stock market's spot height is a trend of the whole. At present, from the market point of view, everyone says that there are bubbles and adjustments. In fact, there are some stocks with unequal performance and stock prices that need to be adjusted and need foam to squeeze them out. For some really good stocks with long-term growth stocks, they still have great investment value. At this time, we should select the stocks, and the stocks of China's economic growth will benefit from long-term holding. Q: as a fund investor, for example, I have a sum of money that I am not in a hurry to spend. After I buy the fund, if the fund rises very well, should I hold it all the time, or should I redeem it to buy another fund when it reaches a certain level, such as 1.5 or 1.6 Mr. Wang asked)
Yu Nan answered: the fund is a kind of long-term investment. When you buy a fund, don't use the money around you. You can find a fund manager to help us analyze the growth of the fund, select some good instries and listed companies, and share the growth of China's economy for a long time. This is the meaning of entrusting other people with capital management. Now, especially in the recent period, funds are also very popular. The bull market pattern is generally accepted by everyone. The cost is really high. First of all, the funds go backwards and forwards, and you have 2% of the cost as soon as you sell and then buy them. Second, if the bull market continues, it is very likely that you will sell it and buy another fund, and the original price will rise even higher. If you want to buy it again, the cost will be even higher. Do fund, very do not recommend everybody to walk wave band. In addition, if you have determined the company, you should continue to trust it. If the market and team remain unchanged, the fund should continue to rise. There are some differences between funds and stocks. Some stocks are suitable for band, while more stocks are suitable for long-term investment. From the perspective of the fund, it must be suitable for long-term investment. Of course, the premise is to follow the right fund and the right fund company. There are two parts of the fund's benefit, spread benefit and dividend. Investors have different preferences. Even if some people make money, they are willing to hold it for a long time. In addition, they take a fund that pursues rapid growth of net worth. There are different types of funds. Some of them pay more attention to the growth of net worth, while others pay dividends continuously. These are all ways to make money. As an investor, there are different choices. Readers asked through the message: at present, ST shares will rise more, and relatively cheaper, but some people think it is risky. How should this be done<
Yang Guanlan: cheap price is not a judgment basis for investment. We should pay more attention to whether it is worth so much money, especially for stocks. For a good stock, it is worth holding for a long time, even if its current price is relatively high, because it has the potential for continuous performance growth. The main thing is to focus on performance and adaptability. At present, the dynamic utilization rate of some stocks in the market is still on the low side, including some stocks listed as a whole and stocks injected with advantageous assets, which have a significant increase in the early earnings. After the share reform, great changes have taken place in the whole corporate governance structure. It is inappropriate to judge the applicability rate based on the past financial statements, and it has changed. These stocks are still of great investment value. The applicable rate of many stocks is underestimated, so we can refer to the investment suggestions of experts. Ms. Li asked: I have sinyada's stock in my hand now. Now it's higher. Should I hold it or give it up<
Yang Guanlan: This is not a good comment. The evaluation of the stock should dig deep into the internal things of the company, understand the company and its real business situation, position in the same type of instry, performance and so on, and judge whether it should continue to hold or give up according to this basic standard. Mr. Chu asked: now the stock market point is so high, but there will always be a time when it will be low. Will the fund be low sooner or later<
Yu Nan A: the types of funds are different. Theoretically speaking, they are related to the operation of the market. Generally speaking, the stock fund may be relatively related to the market and fluctuate a little bit, and the fund with a small proportion of stocks will have less relevance. This is the basic principle. However, funds are professional financial management. Some fund managers, including researchers, will conct in-depth research on listed companies and different types of bonds. They will choose one or two thousand funds in the market and put them into the portfolio. The funds are related to the securities market. However, if the fund team has something unique, it can surpass the market, Opportunities to get rich returns. Last year, the market rose 130%, and some funds exceeded this point. In 2005, the market fell by 8%, but many funds still have a positive return of more than 10%. Whether it is stock or fund, it is a way of financial management. If we manage money for a long time and have confidence in the whole economy, including the securities market, we can buy the fund at any time; The fund should be the concept of long-term investment. If it is sold in two months, there will be no long-term return. Naturally, it is a pity. If you really need money and need to redeem it, it's right to withdraw at this time. If you don't have confidence in the market, you can switch to other fields. Financial management is personalized and needs planning. The bond market is relatively low in risk and yield, and the yield is relatively stable. According to the situation of the stock market and the economy, it is very idealistic and difficult to operate. When investing, we should pay attention not to put all the eggs in one basket. Ms. Zhang asked: I'm a new shareholder. I opened an account when the market broke through 4000 points, but now I'm at a loss. I don't know what kind of stock is better to invest as a retail investor<
Yang Guanlan: the market is now at 4000 o'clock. It's better not to enter the market blindly ring this period. It's necessary to open an account. It's not recommended to invest in stocks now. New investors had better learn and understand the market first, and then invest in the market according to their risk tolerance. However, although the current point is high, there are still many companies worthy of investment. For example, blue chips and high performance listed companies are also worth investing. The fund is not a short-term wealth tool, but a long-term financial tool. Index funds are relatively good
another one includes alpha fund, which is also a very stable investment. I think the company mainly makes money from this angle, and we should never forget the risk. Mr. Wang asked: when will the wind turn on< Yu Nan: This is an open-end fund. It has a closed area according to the regulations. At present, we basically think that if the redemption time is about two months from the establishment of the fund, when to open the subscription depends on the changes in the market and the company's decision. Mr. Wang asked: the internal interest motive power belongs to the stock fund. Is the risk higher than the double interest balance and alpha< Yu Nan: compared with double interest balance, it must be higher, because double interest is a balanced fund. Compared with alpha, they are both stock funds, but their investment principles and philosophy are slightly different. Mr. Wang asked: do I turn to buy domestic interest or alpha
A: from the perspective of fund investment, fund investment depends on the long term. It is difficult to grasp one point. For example, I buy every 20 days, every 30 days, and I buy next month. If you are optimistic for a long time, you can buy it at any time. Ms. Shao asked: now the stock market has been very high, do you still dare to invest in stocks
Yang Guanlan answer: the stock market's spot height is a trend of the whole. At present, from the market point of view, everyone says that there are bubbles and adjustments. In fact, there are some stocks with unequal performance and stock prices that need to be adjusted and need foam to squeeze them out. For some really good stocks with long-term growth stocks, they still have great investment value. At this time, we should select the stocks, and the stocks of China's economic growth will benefit from long-term holding. Q: as a fund investor, for example, I have a sum of money that I am not in a hurry to spend. After I buy the fund, if the fund rises very well, should I hold it all the time, or should I redeem it to buy another fund when it reaches a certain level, such as 1.5 or 1.6 Mr. Wang asked)
Yu Nan answered: the fund is a kind of long-term investment. When you buy a fund, don't use the money around you. You can find a fund manager to help us analyze the growth of the fund, select some good instries and listed companies, and share the growth of China's economy for a long time. This is the meaning of entrusting other people with capital management. Now, especially in the recent period, funds are also very popular. The bull market pattern is generally accepted by everyone. The cost is really high. First of all, the funds go backwards and forwards, and you have 2% of the cost as soon as you sell and then buy them. Second, if the bull market continues, it is very likely that you will sell it and buy another fund, and the original price will rise even higher. If you want to buy it again, the cost will be even higher. Do fund, very do not recommend everybody to walk wave band. In addition, if you have determined the company, you should continue to trust it. If the market and team remain unchanged, the fund should continue to rise. There are some differences between funds and stocks. Some stocks are suitable for band, while more stocks are suitable for long-term investment. From the perspective of the fund, it must be suitable for long-term investment. Of course, the premise is to follow the right fund and the right fund company. There are two parts of the fund's benefit, spread benefit and dividend. Investors have different preferences. Even if some people make money, they are willing to hold it for a long time. In addition, they take a fund that pursues rapid growth of net worth. There are different types of funds. Some of them pay more attention to the growth of net worth, while others pay dividends continuously. These are all ways to make money. As an investor, there are different choices. Readers asked through the message: at present, ST shares will rise more, and relatively cheaper, but some people think it is risky. How should this be done<
Yang Guanlan: cheap price is not a judgment basis for investment. We should pay more attention to whether it is worth so much money, especially for stocks. For a good stock, it is worth holding for a long time, even if its current price is relatively high, because it has the potential for continuous performance growth. The main thing is to focus on performance and adaptability. At present, the dynamic utilization rate of some stocks in the market is still on the low side, including some stocks listed as a whole and stocks injected with advantageous assets, which have a significant increase in the early earnings. After the share reform, great changes have taken place in the whole corporate governance structure. It is inappropriate to judge the applicability rate based on the past financial statements, and it has changed. These stocks are still of great investment value. The applicable rate of many stocks is underestimated, so we can refer to the investment suggestions of experts. Ms. Li asked: I have sinyada's stock in my hand now. Now it's higher. Should I hold it or give it up<
Yang Guanlan: This is not a good comment. The evaluation of the stock should dig deep into the internal things of the company, understand the company and its real business situation, position in the same type of instry, performance and so on, and judge whether it should continue to hold or give up according to this basic standard. Mr. Chu asked: now the stock market point is so high, but there will always be a time when it will be low. Will the fund be low sooner or later<
Yu Nan A: the types of funds are different. Theoretically speaking, they are related to the operation of the market. Generally speaking, the stock fund may be relatively related to the market and fluctuate a little bit, and the fund with a small proportion of stocks will have less relevance. This is the basic principle. However, funds are professional financial management. Some fund managers, including researchers, will conct in-depth research on listed companies and different types of bonds. They will choose one or two thousand funds in the market and put them into the portfolio. The funds are related to the securities market. However, if the fund team has something unique, it can surpass the market, Opportunities to get rich returns. Last year, the market rose 130%, and some funds exceeded this point. In 2005, the market fell by 8%, but many funds still have a positive return of more than 10%. Whether it is stock or fund, it is a way of financial management. If we manage money for a long time and have confidence in the whole economy, including the securities market, we can buy the fund at any time; The fund should be the concept of long-term investment. If it is sold in two months, there will be no long-term return. Naturally, it is a pity. If you really need money and need to redeem it, it's right to withdraw at this time. If you don't have confidence in the market, you can switch to other fields. Financial management is personalized and needs planning. The bond market is relatively low in risk and yield, and the yield is relatively stable. According to the situation of the stock market and the economy, it is very idealistic and difficult to operate. When investing, we should pay attention not to put all the eggs in one basket. Ms. Zhang asked: I'm a new shareholder. I opened an account when the market broke through 4000 points, but now I'm at a loss. I don't know what kind of stock is better to invest as a retail investor<
Yang Guanlan: the market is now at 4000 o'clock. It's better not to enter the market blindly ring this period. It's necessary to open an account. It's not recommended to invest in stocks now. New investors had better learn and understand the market first, and then invest in the market according to their risk tolerance. However, although the current point is high, there are still many companies worthy of investment. For example, blue chips and high performance listed companies are also worth investing. The fund is not a short-term wealth tool, but a long-term financial tool. Index funds are relatively good
3. The following information is extracted from the network library with the same name. I hope it can help you:
characteristics of online banking
1. Personalization
according to their own market positioning and market creativity, major banks tailor online enterprise banking to serve large and medium-sized customers with their own characteristics, making it unique among the increasingly competitive commercial banks, (1) network security
① the Internet inside the banking system is completely isolated from the Internet public network, which improves the network security
② the system uses a level-1 firewall to separate the external network from the internal network of the bank
③ the system uses a level-2 firewall, The internal network of the bank is isolated from the accounting host
④ the system also uses hardware firewall for real-time intrusion detection, which can alarm or directly link with the router, Block intruders
(2) communication security
① sinyada SSL security agent uses sinyada SSL security agent certified by the Ministry of public security as the security guarantee between web server and client browser. SSL plays the role of HTTP protocol proxy and security encryption in the client, and checks the server certificate to ensure the verification of web content
② the sinyada SSL security gateway runs on the front end of the web server and only recognizes the certificate issued by the enterprise e-banking system ca. The security gateway also provides audit function to record each connection for subsequent query
(3) data security
① key data such as operator password and customer key are encrypted in the system
② passwords and user permissions are set in the database
(4) payment security, for example, On the one hand, the payment cipher system certified by the State Password Administration Commission ensures the security of customers' funds by means of electronic seal; on the other hand, the payment cipher generated by the payment cipher is non repudiation, which also ensures the legitimate rights and interests of the bank
(5) business security
① system control. The opening and closing of the control system can start and cut off all kinds of connections; Through the parameter control system for business time, 24-hour continuous opening can be realized; It can realize the authorization control of the transaction subsystem
2. Banks and enterprises set up multi-level operation authority respectively, and use IC card system to ensure operator's operation authority control, so as to avoid damage to the system e to intentional or unintentional reasons
③ transaction security. Online enterprise bank transaction account control: the account number that enterprises are allowed to do transactions in the enterprise e-banking system; Account business scope control; Allowed business scope of each trading account; Account limit control; The maximum amount of transfer on the day of transaction account number; Operator authority control; Control the operator's operational account number, the maximum amount of single transfer and the maximum amount of daily transfer
3. Print the work log directly, automatically record the system log for any operation of the operator, and query and check at any time according to the needs of management, or print directly
4 High expansibility
(1) the system has strong network expansibility and business expansibility
(2) it supports a variety of software and hardware platforms, and can effectively adapt to the different needs of different banks
(3) it provides a variety of financial data file formats for enterprises]
(4) the system adopts template configuration to meet the needs of different banks, Provide a complete set of application moles of bank transactions and services
(5) support multiple payment password system interfaces
5. Effective fund management of group enterprises. The online enterprise banking service adopts intelligent network authorization mode, so that group customers can flexibly monitor and mobilize funds between subordinate institutions, The internal financial management of group enterprises, such as "two lines of revenue and expenditure" and "centralized allocation of funds", has been realized. The internal control of group enterprises has been strengthened and the utilization rate of funds has been improved.
6. The zero maintenance and zero training system is based on Web, and the client of online banking adopts public browser, which does not need the bank to maintain and upgrade, It can greatly save the bank's customer maintenance and training costs
the characteristics of online personal banking system
1, personalized proct service
2, network distribution channels
3, card payment tools
4, coexistence of competition pattern
5, internationalization of personal banking business
6, graal expansion of market share
characteristics of online banking
1. Personalization
according to their own market positioning and market creativity, major banks tailor online enterprise banking to serve large and medium-sized customers with their own characteristics, making it unique among the increasingly competitive commercial banks, (1) network security
① the Internet inside the banking system is completely isolated from the Internet public network, which improves the network security
② the system uses a level-1 firewall to separate the external network from the internal network of the bank
③ the system uses a level-2 firewall, The internal network of the bank is isolated from the accounting host
④ the system also uses hardware firewall for real-time intrusion detection, which can alarm or directly link with the router, Block intruders
(2) communication security
① sinyada SSL security agent uses sinyada SSL security agent certified by the Ministry of public security as the security guarantee between web server and client browser. SSL plays the role of HTTP protocol proxy and security encryption in the client, and checks the server certificate to ensure the verification of web content
② the sinyada SSL security gateway runs on the front end of the web server and only recognizes the certificate issued by the enterprise e-banking system ca. The security gateway also provides audit function to record each connection for subsequent query
(3) data security
① key data such as operator password and customer key are encrypted in the system
② passwords and user permissions are set in the database
(4) payment security, for example, On the one hand, the payment cipher system certified by the State Password Administration Commission ensures the security of customers' funds by means of electronic seal; on the other hand, the payment cipher generated by the payment cipher is non repudiation, which also ensures the legitimate rights and interests of the bank
(5) business security
① system control. The opening and closing of the control system can start and cut off all kinds of connections; Through the parameter control system for business time, 24-hour continuous opening can be realized; It can realize the authorization control of the transaction subsystem
2. Banks and enterprises set up multi-level operation authority respectively, and use IC card system to ensure operator's operation authority control, so as to avoid damage to the system e to intentional or unintentional reasons
③ transaction security. Online enterprise bank transaction account control: the account number that enterprises are allowed to do transactions in the enterprise e-banking system; Account business scope control; Allowed business scope of each trading account; Account limit control; The maximum amount of transfer on the day of transaction account number; Operator authority control; Control the operator's operational account number, the maximum amount of single transfer and the maximum amount of daily transfer
3. Print the work log directly, automatically record the system log for any operation of the operator, and query and check at any time according to the needs of management, or print directly
4 High expansibility
(1) the system has strong network expansibility and business expansibility
(2) it supports a variety of software and hardware platforms, and can effectively adapt to the different needs of different banks
(3) it provides a variety of financial data file formats for enterprises]
(4) the system adopts template configuration to meet the needs of different banks, Provide a complete set of application moles of bank transactions and services
(5) support multiple payment password system interfaces
5. Effective fund management of group enterprises. The online enterprise banking service adopts intelligent network authorization mode, so that group customers can flexibly monitor and mobilize funds between subordinate institutions, The internal financial management of group enterprises, such as "two lines of revenue and expenditure" and "centralized allocation of funds", has been realized. The internal control of group enterprises has been strengthened and the utilization rate of funds has been improved.
6. The zero maintenance and zero training system is based on Web, and the client of online banking adopts public browser, which does not need the bank to maintain and upgrade, It can greatly save the bank's customer maintenance and training costs
the characteristics of online personal banking system
1, personalized proct service
2, network distribution channels
3, card payment tools
4, coexistence of competition pattern
5, internationalization of personal banking business
6, graal expansion of market share
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