Virtual currency investment list

Background: the financial application of blockchain technology brings high investment value

2018 China international big data instry Expo opened in Guiyang City, Guizhou Province on the 26th. At the meeting, it was pointed out that China will vigorously develop the digital economy in the future, deeply implement the action plan for the development of big data and cloud computing, and deeply study blockchain technology and application. Especially in the field of finance, the landing application has become the focus of the scientific and financial circles

1. The value source of blockchain is that it can perfectly solve the pain points of the current financial instry:

in today's asset securitization, insurance, supply chain finance, commodity trading, asset custody and other financial scenarios, e to many participants, high cost of credit evaluation, low settlement efficiency of intermediary institutions and other reasons, Traditional financial service methods are difficult to effectively solve the long-standing core pain points in the instry, such as information asymmetry, complex and rendant processes, and high information verification cost

2. Why can blockchain solve the above pain points:

blockchain technology integrates many basic technologies, such as distributed accounting, tamper proof, built-in contract, etc., and constructs a trust building mechanism with lower cost. The financial application based on blockchain technology can realize the ability of all market participants to obtain all transaction information and asset ownership records in the market without discrimination, and effectively solve the problem of information asymmetry; Smart contract embedding reces the error rate of payment and settlement, simplifies the process and improves efficiency; At the same time, based on transparent information and brand-new trust mechanism, there is no need to spend manpower, material resources and financial resources to confirm information among participants, which will greatly rece the trust cost between institutions, and then rece the price of financial services and transaction costs

3. The application of blockchain technology in the financial field mainly includes the following aspects:

① digital currency

among which bitcoin is the most famous. On the basis of bitcoin, a large number of other types of decentralized digital currencies have been derived. Such as: the heyday of bits

③ digital bills

④ bank credit management: the advantage of blockchain is that it can rely on program algorithm to automatically record credit related information and store it on every computer in the blockchain network, with transparent information, tamper proof and low cost

4. The development prospect of blockchain. The future development of blockchain technology will have the most vitality with alliance chain as the entry point, and will have a significant effect and far-reaching impact on the transformation of traditional financial instry pain points

in response to the good investment prospects of blockchain, domestic enterprises such as Alibaba, Jingdong and Netcom have entered the market. The application of financial scenarios based on blockchain technology not only brings us security and convenience, but also provides us with broader investment space. The rise and price surge of digital currency represented by bitcoin (bitcoin was about RMB 20 cents when it was first listed in 2009, and its current price is about US $7300!) It's the best proof that people with a keen sense of smell have made a lot of money from it

bitcoin provides pseudonym transaction, realizes the one-to-one transaction relationship between sender and receiver, and can always record the transactions occurred in the whole network. Bitcoin only provides low-level privacy protection, which is well known in academia. Despite this deficiency, many people still believe in the transfer history recorded by blockchain

based on Nakamoto's achievements, bitshengshi is an encrypted digital currency with the purpose of protecting privacy. We have made a series of improvements on the basis of the concept of bitcoin, resulting in a decentralized cryptocurrency with good anonymity. It supports tamper proof real-time transactions, and has a point-to-point sub network that can provide service reward system for bitsheng network

2. Master node network

the whole node is the server running on the P2P network, so that small nodes can use them to accept the dynamic changes from the whole network. These all nodes need significant traffic and other resources that consume a lot of cost. Therefore, it will be observed that the number of these nodes on the bitcoin network presents a steady downward trend over a period of time, so that the block broadcast time needs an additional 40 seconds. In order to solve this problem, many solutions have been put forward, such as the introction of Microsoft Research's new incentive plan and bitnodes incentive plan

Figure 6: Mining reward model

two, registered company's required registration information:
(1) personal data (ID card, legal person account or registered residence certificate, residence address, telephone number)
(2) registered capital
(3) to prepare the registration company name
(4) company's camp
(5) rental property certificate, Lease contract
(6) domicile of the company
(7) register of shareholders, telephone number and address of shareholders
(8) organization of the company and its formation method, authority and rules of procere
(9) articles of association

3. Steps of company registration:

1. Name verification: go to the Administration for Instry and commerce to get a "application form for pre approval of enterprise (shop name)", Fill in the name of the company you are going to take, and the instry and Commerce Bureau will search the intranet of the instry and Commerce Bureau to see if there is a plicate name. If there is no plicate name, you can use the name, and a "Notice of pre approval of enterprise (shop name)" will be issued. The examination and approval fee for instrial and commercial name is 40 yuan, which shall be handed over to the Administration for Instry and commerce. 40 yuan can help you search 5 names, many names are repeated, so common names don't need to try, so as not to waste money

2. Rent a house: rent an office in a special office building. If you own a factory or an office, you can also rent an office. Some places are not allowed to work in residential buildings (in Guangzhou, you need to know more about it). According to the general process, the rent should be paid to the landlord (owner) of the rented office. Assuming that the rent of the office is 1000 yuan / month, the average starting rent is at least 6 months, and the rent for 6 months is 6000 yuan

3. Sign a rental contract: sign a rental contract with the landlord of the rented office, and ask the landlord to provide a of the house property certificate. The rental contract printing fee is 15 yuan for 5 copies and 2.5 yuan for 5 copies of house property certificate

4. The stamp tax for buying a rental house: you should go to the tax bureau to buy the stamp tax, and buy it at the rate of one thousandth of the annual rent, which is pasted on the front page of the rent contract. For example, if our annual rent is 12000 yuan, we need to buy a stamp ty of 12 yuan. Where we need to use the rent contract, we need to paste a of the contract with stamp ty

5. Write the "articles of association": you can download the sample of the "articles of association" on the website of the Administration for Instry and Commerce and modify it. The last part of the articles of association shall be signed by all shareholders. Suppose five copies of the articles of association are printed (two for each shareholder, one for the instrial and commercial bureau, one for the bank, and one for the accounting firm), the printing fee of the articles of association is 15 yuan, and the online fee of downloading the articles of association is 2 yuan

6. Carve a private chapter: go to the place where you carve a private chapter on the street and tell them about carving a corporate private chapter (square). The cost of engraving is 20 yuan 7. Get the "bank inquiry letter" from the accounting firm: contact an accounting firm to get a "bank inquiry letter", which must be the original and sealed by the accounting firm. If you don't know, you can read classified advertisements in newspapers. There are many advertisements in accounting firms. Bank inquiry letter 200 yuan / (Guangzhou)

8. Go to the bank to open a company's capital verification account: all shareholders should bring the part of their shares to the bank, the articles of association, the name verification notice issued by the Administration for Instry and commerce, the private seal of the legal representative, the ID card, the money used for capital verification, and the blank form of inquiry letter, and go to the bank to open a company's account. After opening the company's account, each shareholder deposits the corresponding money into the company's account according to his own contribution. The bank will issue the payment slip to each shareholder and stamp the bank's seal on the inquiry letter. The opening fee of the company's capital verification account is 20 yuan

note: the company law stipulates that when a company is registered, the investor (shareholder) must pay full amount of capital, either in the form of loan currency (that is, RMB) or in kind (such as automobile, real estate, intellectual property, etc.). If you have physical objects, real estate and so on as the capital contribution, you need to go to the accounting firm to identify its value and then make the capital contribution according to its actual value, which is more troublesome. Therefore, it is generally recommended to make the capital contribution directly. No matter what the source of the money is, the company law only needs to pay the full amount of the capital contribution

9. Handle the capital verification report: take the shareholder's payment slip issued by the bank, the inquiry letter sealed by the bank, as well as the copies of the articles of association, the notice of name verification, the rent contract and the house property certificate to the accounting firm to handle the capital verification report, and the accounting firm's capital verification report is charged according to the registered capital. The fee for verification of registered capital below 500000 yuan is 500 yuan

10. Registered company: collect various forms of company establishment registration from the Administration for Instry and commerce, including application form for establishment registration, list of shareholders (promoters), supervision of directors and managers, registration form of legal representative, registration form of designated representative or entrusted agent. The registration fee shall be charged at 8 / 10000 of the registered capital. After completion, it shall be submitted to the instry and Commerce Bureau together with the name verification notice, articles of association, rent contract, of house property certificate and capital verification report. You can get a license in about three working days. The service charge of registered company is 300 yuan

11. With the business license, go to the seal engraving agency designated by the special branch of the public security bureau to engrave the official seal and financial seal. In the following steps, you need to use the official seal or financial seal. 50 yuan for official seal and 50 yuan for financial seal

12. Apply for enterprise organization code certificate: apply for the organization code certificate in the Bureau of technical supervision with the business license, and the fee is 80 yuan. It will take half a month to apply for this certificate. The Bureau of technical supervision will first issue a certificate of pre acceptance code. With this document, we can go through the proceres of tax registration certificate and basic bank account opening

13. To open a basic account in a bank: to open a basic account in a bank with business license and organization code certificate. It's better to go to the same branch of the bank where the original capital verification was concted, otherwise, the capital verification account fee of 100 yuan will be charged. To open a basic account, you need to fill in many forms. You'd better take everything you can, or you'll have to go many times, including the original business license, ID card, organization code card, public finance seal and legal person seal

when opening a basic account, you also need to buy a cipher (since the second half of 2005, most banks have this rule). In the future, when companies write cheques and remit money, they need to use the cipher to generate passwords. The company's basic account fee is 20 yuan and the password is 280 yuan

14. Tax registration: apply to the local tax bureau for the tax registration certificate within 30 days after obtaining the license. General companies need to handle two kinds of tax registration certificate, namely national tax and local tax. The cost is 40 yuan each, 80 yuan in total

15. Part time accountant: when handling tax registration certificate, there must be an accountant, because one of the materials required by the tax bureau is the accounting qualification certificate and ID card. Can hire a part-time accountant, small company just started to hire part-time accountant, general 200 yuan salary is OK

16. Apply for invoice: if your company is selling goods, you should apply for an invoice at the state tax. If it is a service company, you should apply for an invoice at the local tax. At the beginning, you can get 500 yuan invoice first

it's finally open< 4. Registered company fee:
1. Approved by the instrial and commercial name of the instrial and commercial bureau, 40 yuan
2. Rent of the company's office for 6 months, 6000 yuan
3. Printing fee of 5 rental contracts, 15 yuan, 5 copies of house property certificate, 2.5 yuan
4. Stamp ty of renting house, 12 yuan
5. Online fee of downloading articles of association, 2 yuan, printing fee of articles of association, 15 yuan
6. Engraving legal person's private seal, 20 yuan
7 The bank inquiry letter of the accounting firm is 200 yuan
8. The opening fee of the company's capital verification account is 20 yuan
9. The capital verification report of the accounting firm is 500 yuan
10. The service fee of the registered company of the instrial and commercial bureau is 300 yuan, the information card is 120 yuan
11. Two official seals are 120 yuan, and one financial seal is 60 yuan
12. The organization code certificate of the technical supervision bureau is 148 yuan
13 The fee for opening a company's basic account is 20 yuan, the password is 280 yuan, the national tax registration certificate is 60 yuan, and the local tax registration certificate is 60 yuan

the minimum registered capital is 30000 yuan<

the registration fee is charged at 0.08% of the registered capital (within 10 million yuan) and 0.04% of the registered capital (over 10 million yuan).

Business Tax: for companies selling goods, the proliferation tax is charged at 4% of the developed tickets; The company providing services shall levy a business tax of 5% of the developed tickets

income tax: 18-33% enterprise income tax is levied on the net profit of the enterprise
the tax rate is 18% when the profit income is less than 30000 yuan (including 30000 yuan), 27% when the profit income is more than 30000 yuan (including 100000 yuan), and 33% when the profit income is more than 100000 yuan< 5. Notes on registered companies:

1 It will take less than half a year to register a company, and the fastest time is 20 days. The fees for registering companies vary from region to region< br />2、 In the early stage of feasibility analysis and investigation, we need to carry out detailed investigation according to the division of labor
3 The company must establish a sound accounting system. The newly established company has less business and less workload for accounting. You can ask a part-time accountant to help build accounts in the company every month. Two or three days is enough. You can pay 200-500 salary< br />4、 From the 1st to the 10th of each month, tax returns should be made on time. Even if there is no business and no need to pay tax, zero returns should be made. Otherwise, a fine will be imposed. The fine exceeds 100 yuan a day. The business license must be registered within one month. Annual inspection of business license from March to June every year< br />5、 For enterprise income tax, accounting is the key. If there are a lot of profits on the book, the tax rate will be high. Therefore, the usual purchase of equipment must be invoiced, and the tickets for meals and buses can be reserved, which can be used as the operating cost of the enterprise< br />6、 Business tax is a tax on turnover. No matter whether you make money or not, only when there is a transaction and an invoice, you have to tax it; Income tax is a tax on profits. Profits are the surplus money after decting various costs from turnover. Only after making money can income tax be levied< br />7、 A limited liability company may register a branch< br />8、 Start up expenses refer to the expenses incurred by an enterprise ring the preparation period, including wages, office expenses, training expenses, travel expenses, printing expenses, registration fees, exchange gains and losses and interest expenses not included in the purchase and construction costs of fixed assets and intangible assets