What's the matter with virtual money fund
Publish: 2021-04-19 11:34:51
1. virtual currency does not belong to the fund. It is a kind of investment at the same level and has a parallel relationship
real estate, stocks, funds and virtual currency are all investment procts.
real estate, stocks, funds and virtual currency are all investment procts.
2. Virtual currency is not a fund, it is a new technology, represents a kind of encrypted digital assets, interested friends can pay attention to me, bring mutual communication, I have a group.
3. I'm really too hard. I'm too hard to draw copper fragment and silver fragment No. 8. I'm too hard to draw gold fragment No. 5. Obviously is wasting everybody's time!!!
4. Some software is too small, not included in the network, you can let your friends share with you
5.
Monetary Fund is a kind of open-end fund which gathers idle funds, operates by fund manager and keeps funds by fund trustee. It is specially invested in money market tools with low risk. Different from other types of open-end funds, it has the characteristics of high security, high liquidity, stable income and "quasi savings"
e to the emergence of digital currency, a new type of monetary fund appears in the field of Monetary Fund virtual Monetary Fund
extended data:
characteristics
1. Principal security: most money market funds have the lowest risk among all kinds of funds, and money fund contracts generally do not guarantee the security of principal, But in fact, e to the nature of the fund, the loss of the principal of the monetary fund rarely occurs in reality. Generally speaking, monetary funds are regarded as cash equivalents
2. Strong capital flow: the liquidity is comparable to that of current deposit. Fund trading is convenient, the time for funds to arrive at the account is short, and the liquidity is very high. Generally, funds can arrive at the account within one or two days after redemption. At present, fund companies have opened the immediate redemption business of Monetary Fund, which can arrive at the account on the same day
(3) higher yield: most money market funds generally have the yield level of national debt investment. Money market funds can not only invest in exchange repo and other investment tools that can be invested by ordinary institutions, but also enter the inter-bank bond and repo market and central bank bill market for investment. Their annual net return rate is generally higher than that of fixed deposit rate in the same period Low investment cost: Generally speaking, there is no service charge for buying and selling money market funds, and the subscription fee, subscription fee and redemption fee are all zero. It is very convenient for funds to enter and leave, which not only reces the investment cost, but also ensures the liquidity. The first subscription / subscription is 1000 yuan, and the second purchase is increased by 100 yuan6. Monetary Fund is a kind of open-end fund. According to the types of financial procts invested by open-end funds, open-end funds are divided into four basic types: Equity Fund, hybrid fund, bond fund and Monetary Fund. The first two types belong to capital market and the second one is money market
monetary funds mainly invest in bonds, central bank bills, repurchase and other highly secure short-term financial procts, also known as "quasi savings procts", whose main characteristics are "worry free principal, convenient demand, regular income, daily income, monthly dividend". Monetary funds only invest in the money market, such as short-term treasury bonds, repo, central bank bills, bank deposits and so on, with little risk. Its liquidity is second only to the bank's current savings, and its income is calculated every day. Generally, the income is carried forward into fund shares in a month, and the income is slightly higher than that of a year's fixed deposit, and the interest is tax-free. The principal of monetary fund is relatively safe, and the expected annual yield is 3.9%. It is suitable for liquid investment tools and is an alternative to savings. Due to the emergence of digital currency, a new type of Monetary Fund, virtual monetary fund, has emerged in the field of Monetary Fund. It is also called digital money fund. For example: BLC digital money fund. In general, the probability of investors' profit is 99.84%; It is estimated that the rate of return is between 3.8% and 5%, which is higher than the 3.5% interest of one-year fixed deposit, and there is no interest tax; It can be redeemed at any time. Generally, the funds can arrive on the second day of application for redemption. It is very suitable for units and indivials pursuing low risk, high liquidity and stable income.
monetary funds mainly invest in bonds, central bank bills, repurchase and other highly secure short-term financial procts, also known as "quasi savings procts", whose main characteristics are "worry free principal, convenient demand, regular income, daily income, monthly dividend". Monetary funds only invest in the money market, such as short-term treasury bonds, repo, central bank bills, bank deposits and so on, with little risk. Its liquidity is second only to the bank's current savings, and its income is calculated every day. Generally, the income is carried forward into fund shares in a month, and the income is slightly higher than that of a year's fixed deposit, and the interest is tax-free. The principal of monetary fund is relatively safe, and the expected annual yield is 3.9%. It is suitable for liquid investment tools and is an alternative to savings. Due to the emergence of digital currency, a new type of Monetary Fund, virtual monetary fund, has emerged in the field of Monetary Fund. It is also called digital money fund. For example: BLC digital money fund. In general, the probability of investors' profit is 99.84%; It is estimated that the rate of return is between 3.8% and 5%, which is higher than the 3.5% interest of one-year fixed deposit, and there is no interest tax; It can be redeemed at any time. Generally, the funds can arrive on the second day of application for redemption. It is very suitable for units and indivials pursuing low risk, high liquidity and stable income.
7. Money market fund
money market fund is short for money fund
1. Investment scope of Monetary Fund: as the name suggests, money market fund is a fund whose investment object is money market instruments. According to the Interim Provisions on the management of money market funds, the investment scope of China's money funds includes: fixed deposits and certificates of deposit within one year (including one year); Bonds with a resial maturity of 397 days or less; Bond repurchase within one year (including one year); Central bank bills with a maturity of less than one year (including one year); and; Other money market instruments with good liquidity approved by the CSRC and the people's Bank of China< The main difference between money market funds and other funds that invest in stocks is that the net asset value of the fund unit is fixed at 1 yuan. The implementation of dividend reinvestment makes the income accumulate continuously and increases the fund share owned by investors. 2. Good liquidity and high safety. Investors can redeem the fund at any time according to their needs. 3. The risk is low. The maturity of money market instruments is usually very short, and the average maturity of investment portfolio is generally 4-6 months, so the risk is low, and its yield is usually only affected by the market interest rate. 4. The investment cost is low. Money market funds do not charge subscription and redemption fees, and their management fees are low. 5、 Money market fund is usually regarded as a risk-free investment tool, which is suitable for short-term investment of funds to generate interest, so as to hold cash in the form of money market fund in case of emergency
for the working class who are busy with their career, if they spend a certain amount of idle funds every month to buy money market funds, the long-term accumulated compound interest return will be considerable. At the same time, unlike stocks and bonds, which occupy funds, they can be converted into cash at any time, with only one or two days of turnover time, which is very convenient. Therefore, monetary fund, also known as "quasi savings proct", has the advantages of capital preservation, regular income, monthly dividend and so on
risks and returns of money market funds: theoretically speaking, money market funds also have certain risks. There was a time when the return of 10000 fund units of indivial funds was negative on a particular day, but there was never a time when the 7-day annualized return of any money market fund was negative on a particular day. It can be very clear that, Money market fund has no risk of principal loss. It's just a matter of yield
there are two indicators reflecting the yield of money market funds: one is the 7-day annualized yield; the other is the 7-day annualized yield; The second is the income per 10000 fund units. As a short-term indicator, the 7-day annualized rate of return is the data of the average return of the first 7 days including the same day converted into the alt rate of return. It is the most intuitive indicator to reflect the performance of the fund and is easy to compare with the savings income. But that's just the profitability of the fund in the past seven days, and it doesn't mean the level of future earnings. When we examine this index, we can't ignore the attention to the return volatility. Generally speaking, if the index fluctuates greatly, there may be a big difference between the actual return rate of investors and the return rate at the time of purchase. The income per 10000 fund units refers to the data that the income from the daily operation of the monetary fund is evenly distributed to each share, and then measured and compared with 10000 shares. The higher the index is, the higher the real return of investors will be
according to the previous law, the income of monetary fund is often closely related to the capital situation in the same period. If the short-term capital situation is very tense, the short-term income of Monetary Fund will increase suddenly. From the monetary fund market situation in 2011 and 2012, the 7-day annualized yield of multiple procts is more than 1-year fixed deposit rate, and more than half year fixed deposit rate
Fourth, the comparison between one-year fixed deposit of banks and money market funds 1) The yield of money market funds is equivalent to the fixed deposit rate of banks from six months to one year, and may even exceed the fixed deposit rate of one year 2) The liquidity of time deposit is insufficient. Once the deposit is not e and needs money, the interest can only be calculated according to the demand deposit. Money market funds have high liquidity and can be redeemed at any time. Generally, they can arrive on the next day after redemption at the latest. (3) money market funds compound interest on a daily basis. For example, if you have 10000 monetary funds, the net income of every 10000 funds today is 0.8000 yuan, that is, your income today is 0.8000 yuan, and tomorrow's income will be calculated based on the principal of 10000.80 yuan 4) The income of monetary fund is generally calculated and drawn by day and carried forward by month, that is, "income per diary, dividend per month". The specific carry forward date varies from fund company to fund company. When redeemed, the proceeds that have not been carried forward will be redeemed at the same time< 5. The comparison between RMB financial procts and monetary funds 1) The scope of investment is roughly the same 2) Generally, the purchase starting point of RMB financial management plan is more than 50000 yuan; The starting point of subscription of monetary fund is 1000 yuan, which is more suitable for ordinary investors 3) All closed-end RMB financial procts have a lock-in requirement for a period of time, and can not be cashed in advance according to the agreement, while the money market fund can apply for purchase and redeem at any time without any handling charge 4) In terms of flexibility, there is no other procts for mutual conversion of RMB financing, and there is no conversion space even for the same proct with different terms. Monetary funds can be converted with other types of fund procts of the same fund company, so that investors can not only invest in the money market, but also capture other investment opportunities in the capital market in a timely and convenient manner 5) RMB financial procts. When purchasing, it indicates the "expected annualized rate of return". The actual rate of return may not be reached, and there may even be the risk of principal loss. Therefore, it is better than RMB financial procts in terms of security, liquidity, flexibility and starting point
a number of monetary funds are classified into category A and category B. The starting point for class A is 1000 yuan, while class B is much higher, at least 5 million yuan, and some fund companies are 10 million yuan. Obviously, although the yield of category B is higher than that of category A, most indivial investors cannot enter.
money market fund is short for money fund
1. Investment scope of Monetary Fund: as the name suggests, money market fund is a fund whose investment object is money market instruments. According to the Interim Provisions on the management of money market funds, the investment scope of China's money funds includes: fixed deposits and certificates of deposit within one year (including one year); Bonds with a resial maturity of 397 days or less; Bond repurchase within one year (including one year); Central bank bills with a maturity of less than one year (including one year); and; Other money market instruments with good liquidity approved by the CSRC and the people's Bank of China< The main difference between money market funds and other funds that invest in stocks is that the net asset value of the fund unit is fixed at 1 yuan. The implementation of dividend reinvestment makes the income accumulate continuously and increases the fund share owned by investors. 2. Good liquidity and high safety. Investors can redeem the fund at any time according to their needs. 3. The risk is low. The maturity of money market instruments is usually very short, and the average maturity of investment portfolio is generally 4-6 months, so the risk is low, and its yield is usually only affected by the market interest rate. 4. The investment cost is low. Money market funds do not charge subscription and redemption fees, and their management fees are low. 5、 Money market fund is usually regarded as a risk-free investment tool, which is suitable for short-term investment of funds to generate interest, so as to hold cash in the form of money market fund in case of emergency
for the working class who are busy with their career, if they spend a certain amount of idle funds every month to buy money market funds, the long-term accumulated compound interest return will be considerable. At the same time, unlike stocks and bonds, which occupy funds, they can be converted into cash at any time, with only one or two days of turnover time, which is very convenient. Therefore, monetary fund, also known as "quasi savings proct", has the advantages of capital preservation, regular income, monthly dividend and so on
risks and returns of money market funds: theoretically speaking, money market funds also have certain risks. There was a time when the return of 10000 fund units of indivial funds was negative on a particular day, but there was never a time when the 7-day annualized return of any money market fund was negative on a particular day. It can be very clear that, Money market fund has no risk of principal loss. It's just a matter of yield
there are two indicators reflecting the yield of money market funds: one is the 7-day annualized yield; the other is the 7-day annualized yield; The second is the income per 10000 fund units. As a short-term indicator, the 7-day annualized rate of return is the data of the average return of the first 7 days including the same day converted into the alt rate of return. It is the most intuitive indicator to reflect the performance of the fund and is easy to compare with the savings income. But that's just the profitability of the fund in the past seven days, and it doesn't mean the level of future earnings. When we examine this index, we can't ignore the attention to the return volatility. Generally speaking, if the index fluctuates greatly, there may be a big difference between the actual return rate of investors and the return rate at the time of purchase. The income per 10000 fund units refers to the data that the income from the daily operation of the monetary fund is evenly distributed to each share, and then measured and compared with 10000 shares. The higher the index is, the higher the real return of investors will be
according to the previous law, the income of monetary fund is often closely related to the capital situation in the same period. If the short-term capital situation is very tense, the short-term income of Monetary Fund will increase suddenly. From the monetary fund market situation in 2011 and 2012, the 7-day annualized yield of multiple procts is more than 1-year fixed deposit rate, and more than half year fixed deposit rate
Fourth, the comparison between one-year fixed deposit of banks and money market funds 1) The yield of money market funds is equivalent to the fixed deposit rate of banks from six months to one year, and may even exceed the fixed deposit rate of one year 2) The liquidity of time deposit is insufficient. Once the deposit is not e and needs money, the interest can only be calculated according to the demand deposit. Money market funds have high liquidity and can be redeemed at any time. Generally, they can arrive on the next day after redemption at the latest. (3) money market funds compound interest on a daily basis. For example, if you have 10000 monetary funds, the net income of every 10000 funds today is 0.8000 yuan, that is, your income today is 0.8000 yuan, and tomorrow's income will be calculated based on the principal of 10000.80 yuan 4) The income of monetary fund is generally calculated and drawn by day and carried forward by month, that is, "income per diary, dividend per month". The specific carry forward date varies from fund company to fund company. When redeemed, the proceeds that have not been carried forward will be redeemed at the same time< 5. The comparison between RMB financial procts and monetary funds 1) The scope of investment is roughly the same 2) Generally, the purchase starting point of RMB financial management plan is more than 50000 yuan; The starting point of subscription of monetary fund is 1000 yuan, which is more suitable for ordinary investors 3) All closed-end RMB financial procts have a lock-in requirement for a period of time, and can not be cashed in advance according to the agreement, while the money market fund can apply for purchase and redeem at any time without any handling charge 4) In terms of flexibility, there is no other procts for mutual conversion of RMB financing, and there is no conversion space even for the same proct with different terms. Monetary funds can be converted with other types of fund procts of the same fund company, so that investors can not only invest in the money market, but also capture other investment opportunities in the capital market in a timely and convenient manner 5) RMB financial procts. When purchasing, it indicates the "expected annualized rate of return". The actual rate of return may not be reached, and there may even be the risk of principal loss. Therefore, it is better than RMB financial procts in terms of security, liquidity, flexibility and starting point
a number of monetary funds are classified into category A and category B. The starting point for class A is 1000 yuan, while class B is much higher, at least 5 million yuan, and some fund companies are 10 million yuan. Obviously, although the yield of category B is higher than that of category A, most indivial investors cannot enter.
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