Is bank card capital virtual currency
Alipay's money is equivalent to a margin account, no interest, but there are restrictions on usage. If it is bound with a bank card, it is money after withdrawal.
in 2014, the central bank interviewed major domestic third-party payment institutions and required them not to provide clearing and payment services for bitcoin trading platforms. Subsequently, China's bitcoin trading platform's online banking recharge, Alipay, money paid and other recharge methods were interrupted. While some transaction platforms take the way of bank transfer to recharge, some develop their own recharge code, buy recharge code to recharge
at present, some domestic platforms also support Alipay recharge and online banking online recharge, and can not mention bitcoin related information in remarks.
since 2013, the well-known virtual currencies include bitcoin, Laite coin, Fuyuan coin, doggy coin, Ruibo coin, etc.
you can also use the money in wechat. Direct to the bank card. And then take it out, so it's a solid coin
types
stored value card
1. Concept: refers to IC card or magnetic card issued by a certain instry or company to replace cash. Such as telephone recharge card, China travel, etc
credit card
1. Concept: it is a kind of credit certificate issued to consumers by banks or special issuing companies, and it is a kind of business that integrates the basic functions of payment and credit. 2. Features: both credit and payment functions
e-check
1. Concept: it is a kind of e-payment method. Its main feature is that it can complete settlement by secure mobile deposit through computer communication network. 2. Use process: no matter an indivial or an enterprise, the party with debt issues a check or other bill to the party with debt to settle the debt. When the agreed date arrives, the holder submits the original of the bill to the payer to receive the cash
e-money
1. Concept: it is an encrypted serial number representing cash, which can be used to represent the currency value of various amounts in reality. With the transformation from paper-based economy to digital economy, e-cash will become the mainstream. 2. Features: anonymity, transaction cost saving, transmission cost saving, low holding risk, flexible and convenient payment, anti-counterfeiting and anti repetition, non traceability. 3. There are two kinds: (mainly) one is electronic cash which is based on Internet and keeps binary data representing currency value in the hard disk of computer terminal; One is the electronic wallet that keeps the monetary value in the IC card and can be circulated without the bank payment system.
cash refers to the visible paper money
the bank card and passbook are a voucher for the bank to keep your money. Customers can take this voucher to get their own cash back before the bank goes bankrupt.
It's not the same thing
Currency is another name for money. Cash refers to the medium of exchange that can be put into circulation immediately. Money, a contract about the right of exchange. Money, an equivalent quantitative exchange tool, is a financial circulation tool to promote social prosperity and developmentbank card is just a saving tool
extended data:
currency is the proct of commodity exchange. At the end of primitive society, the earliest currency was physical currency. Generally speaking, nomadic people used livestock and animal skins to realize their monetary functions, while agricultural people used grain, cloth, agricultural tools, pottery, seashells, pearls and jade as the earliest physical currency
according to archaeological excavation, a large number of pottery pots were unearthed from the late Neolithic sites such as Banpo as sacrificial objects; A large number of pig heads and mandibles were buried in Dawenkou Culture, which shows that pigs and pottery played the role of monetary wealth in the late primitive society< br />
Bank card is not money, but a kind of money carrier. Bank card is the carrier of currency issued by financial institutions
bank card is a kind of credit payment instrument approved by commercial banks (including postal financial institutions) to be issued to the society, which has all or part of the functions of consumption credit, transfer settlement, cash deposit and withdrawal
the bank card reces the circulation of cash and checks, which makes the banking business break through the limitation of time and space. The application of bank card automatic settlement system makes the dream of "no check, no cash society" come true
extended information:
precautions for use
1. When entering the password, pay attention to covering it with your hands. If you find that the password shield and card entry slot of ATM are abnormal, for the sake of safety, do not use it, and inform the bank immediately
2. In order to prevent the situation of fake ATM, customers should try their best to choose the self-service bank with obvious identification and use ATM under the video monitoring of the bank
3. When swiping the card for consumption, do not let the bank card out of sight, pay attention to the swiping times of the cashier, and check whether the amount on the signing order is correct and whether it is my card when getting the signing order and card
4. Open SMS service, keep track of account changes at any time, and call the bank to report the loss once abnormal transactions are found
5. If the fund is suspected to be stolen, call the customer service phone of the bank immediately and report the loss of the bank card account in time