1. Alipay and so on are only electronic payment methods. The money used in the transaction is coming through bank accounts, that is, the money in Alipay actually corresponds to a banknote, and the digital money is money. In the actual use experience, digital money and electronic payment may feel similar, but they are still quite different in essence
digital currency is also different from
virtual currency. For example, the well-known Q coin and the money recharged in various games are virtual currency. These virtual currencies can only be purchased with real currency, but cannot be converted into real currency
in the world,
bitcoin is probably the most famous digital currency. In addition, there are "Wright coin", "Dog Coin" and "Yuan Bao coin" in China.
2. It's 2. The bank account password is still in your own hands. You just put money into Alipay account. When you pay, there will be a bank interface, not a direct transaction on Alipay. When you receive the goods, you will confirm that Alipay will sell the money to the seller again. If a transaction is cancelled or a refund is applied, Alipay will return the money back to the account you previously paid,
3. It's virtual currency! And the balance of treasure on the direct realization, is a ratio of one to one! Direct cash withdrawal, payment and transaction are all OK.
4. Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy
digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. The European Banking authority defines the virtual currency as the digital representation of value, not issued by the central bank or the authorities, nor linked to legal tender. But because it is accepted by the public, it can be used as a means of payment, and can also be transferred, stored or traded in electronic form.
Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China. Committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world
5. The internal test of digital currency is carried out in Agricultural Bank of China. At the same time, pilot projects are also carried out in Shenzhen, xiong'an, Cheng, Suzhou and other cities. The process behind the digital money is different from that of WeChat Alipay. It does not need assistance from the third party payment institutions. At the moment of transfer, the physical relationship of money has shifted, so there is no credit risk problem.
6. The biggest difference between the digital money introced by the state and Alipay and WeChat is that after downloading the mobile phone software, the mobile phone can complete the transaction if the cell phone has electricity.
7. No, although it feels like payment, deposit and transfer are carried out on the virtual network, the real account funds in the bank account will also carry out the corresponding real operation with the network operation, which has a one-to-one effect on the objective world, so it is not a virtual currency.
8. Alipay is the way of electronic payment. The money used in the transaction is from bank account. That is to say, the money in Alipay actually corresponds to a banknote, and the digital money is money. Jinfu fortune editor thinks that in the actual use experience, digital currency may feel similar to electronic payment, but there is still a big difference between them in essence.
