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Withdrawal of virtual currency in Bank of China

Publish: 2021-04-23 09:20:17
1. The Bank of China has not made any transition with the virtual currency, and the central bank's attitude towards the special currency is cautious and indifferent
at the end of 2013, the central bank and other five ministries and commissions jointly issued a bitcoin risk notice, in which bitcoin was clearly defined as a special Internet commodity. People can buy and sell bitcoin freely at their own risk, denying its monetary attribute, and no financial institution can participate in bitcoin related business. Bitcoin home has the full text<

Zhou Xiaochuan, the governor of the central bank, said that bitcoin is a tradable asset like a stamp, which is not issued by the central bank, and the central bank has no right to ban bitcoin.
2. If you withdraw cash on weekends, you may have to wait until weekdays to get to the account. If you withdraw cash on weekdays, you can get to the account soon. If you don't get to the account, you are advised to consult bitcoin China customer service staff, who will give you solutions. Of course, you can also leave messages on its official WeChat official account or official website micro-blog.
3. If you need to withdraw foreign currency cash, you can handle domestic indivial foreign currency cash booking business through personal online banking, mobile banking, Bank of China micro bank and Bank of China outlets
1. Through the foreign currency cash reservation function of personal online banking and mobile banking, you can make cash withdrawal appointment on "the same day" or "within 7 days from tomorrow" for the currencies listed in the function. Bank of China will keep the corresponding foreign currency cash according to the customer's appointment, so as to ensure that you can get the foreign currency of the amount of the appointment when you go to the appointment site within the appointment date. For the time being, it only supports the reservation function of "18 ID card" customers using foreign currency cash
2. Please pay attention to "micro Bank of China", click "micro service" - "foreign currency reservation" to verify your identity as a tourist. After selecting different currencies, you can enter the function you want to make an appointment, select the nearest branch to make an appointment, and query the reservation history, which can be filtered and displayed according to different conditions
the above contents are for your reference, and the business regulations shall be subject to the actual situation
if you have any questions, you are welcome to consult the online customer service of Bank of China or download the mobile banking app of Bank of China.
4. 1 HKD = 0.879633864 RMB 879.63 yuan, Bank of China or other banks with foreign currency business can change it
take your ID card, you can change it all day, but if you have a large amount, you may have to make an appointment
5. BOC's spot settlement and sale of foreign exchange business is not a charging business (belonging to the transaction category). There are certain risks in transmitting your personal information through network channels. In order to protect your information and capital security, please call BOC's customer service hotline 95566 or credit card's customer service hotline 4006695566
the above contents are for your reference, and the business regulations shall be subject to the actual situation
if you have any questions, you are welcome to consult the online customer service of Bank of China or download the mobile banking app of Bank of China.
6. At present, the local acquiring institution does not charge additional service charge. If the service charge is collected for your bank, HSBC Global acquiring will charge an additional 1%. For reference
it is recommended to refer to the global destination information on UnionPay's official website
7. Personal firm offer foreign exchange trading business, also known as "foreign exchange treasure", refers to the transaction between indivials whose capital account can not be overdrawn, which can be handled in Bank of China and which can be freely converted into foreign exchange (or foreign currency) through counter service personnel or other electronic financial services. For more information, please consult the customer manager
the above contents are for your reference. Please refer to the official website of BOC for the latest business changes
if you have any questions, you are welcome to consult the online customer service of Bank of China or download the mobile banking app of Bank of China.
8. If you need to withdraw foreign currency cash, and the amount of foreign currency cash withdrawn on the same day is less than the equivalent of US $10000, please make an appointment with the branch and bring your valid ID card and account to the branch to withdraw the money. You can also log in to the "foreign currency cash appointment" function of mobile banking
on the same day, the accumulated value is more than 10000 US dollars, and the bank shall report to the local foreign exchange bureau in advance with my valid ID card, proof of the purpose of withdrawal and other materials
for further information, please contact the local branch of BOC
the above contents are for your reference, and the business regulations shall be subject to the actual situation
if you have any questions, you are welcome to consult the online customer service of Bank of China or download the mobile banking app of Bank of China.
9. For a corporate account, you need to settle foreign exchange on the Internet first, and then use RMB. At present, Bank of China needs anti money laundering examination on the settlement of foreign exchange, and some countries need to provide foreign exchange settlement applications such as contract declaration. For private accounts, you can settle foreign exchange directly with your ID card.
10.

There are two main provisions on large amount withdrawal in commercial banks

one is that "cash withdrawal of more than 50000 yuan (excluding 50000 yuan) in one day" requires verification of identity information

Second, if the bank withdraws more than 200000 yuan (including 200000 yuan) in cash at one time, the withdrawer must make an appointment by telephone at least one day in advance so that the bank can prepare the cash

extended data:

all depositors' deposits in the bank are liabilities of the bank. The bank should meet the depositor's reasonable demand for withdrawal. If depositors withdraw a large amount of money, and the bank can't raise enough cash to meet it, there will be a run

banks have liquidity risk, even leading to bank failure and financial system collapse. During the Great Depression of 1929-1933 in the history of the United States, a large number of depositors ran on banks, thousands of banks closed down, and the financial system suffered heavy losses, which made the American economy worse and people's life more difficult, resulting in serious consequences

therefore, in order to avoid liquidity risk and avoid the situation that depositors withdraw a large amount of cash suddenly, but the bank has insufficient cash on hand to meet the depositors' withdrawal requirements, depositors are required to notify the bank in advance, so that the bank can make overall arrangements and prepare cash in advance

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