In fact, paper money is also a virtual currency
Publish: 2021-04-23 17:11:35
1. Not yet. Bitcoin is better. It can only be used in some places.
2.
Digital RMB, also known as digital currency electronic payment (that is, entering RMB into the client for consumption in a virtual form) . Digital currency is the same as RMB, which is legal digital currency. It is based on the generalized account system (different from paper RMB, it is born with the attribute of natural person, which means that the circulation of digital currency has traces to follow). Its value is equivalent to banknotes, coins and other currencies, and has no other value. It is just a way of mimicry development of people's currency with the development of society. Digital RMB can exchange prices like cash to facilitate circulation. In addition, e to its special form, it is more concive to the circulation and internationalization of RMB. Of course, users can achieve controllable anonymity when necessary{ RRRRR}
3. Lin is a virtual currency. But now many people pay directly by wechat. The function is basically the same as cash. But after all, it's invisible, so it's virtual currency
you can also use the money in wechat. Direct to the bank card. And then take it out, so it's a solid coin
you can also use the money in wechat. Direct to the bank card. And then take it out, so it's a solid coin
4. Blasting value is generally to dig into digital currency. The following is illustrated by Wright coin:
Wright coin needs to pass & quot; Miner mining & quot; Generated, mining is through the computer graphics card hash operation, if calculated to & quot; Blasting & quot; At present, the computing power of lightcoin is growing rapidly, and the miners can't find the mine through several computers, so they need to join the mine pool. The mine pool collects all the computing power of everyone, and it's estimated that they can calculate to & quot; Blasting & quot; The probability of the value is greater. Ruitai coin and Weimeng coin, which are one-time mining digital currencies, also have explosive value. As long as it's mining, it exists.
Wright coin needs to pass & quot; Miner mining & quot; Generated, mining is through the computer graphics card hash operation, if calculated to & quot; Blasting & quot; At present, the computing power of lightcoin is growing rapidly, and the miners can't find the mine through several computers, so they need to join the mine pool. The mine pool collects all the computing power of everyone, and it's estimated that they can calculate to & quot; Blasting & quot; The probability of the value is greater. Ruitai coin and Weimeng coin, which are one-time mining digital currencies, also have explosive value. As long as it's mining, it exists.
5. The issue of virtual currency needs careful consideration, which involves several issues:
first, regulatory issues: virtual currency must be within the scope of effective supervision to ensure that it will be used in legal channels
Second, generation: virtual currency only generates Internet, which other people can't control and is not within the scope of effective supervision
Third, network security: network problems are the biggest problems of virtual currency, including network security, technical level, etc< Fourth, essence: virtual currency is essentially just a piece of computer code; Of course, it is only a proct of the development of social economy and network technology to a certain level
therefore, virtual currency can not replace paper money; It is similar to the stock, can be used as a natural investment channel, with a certain risk.
first, regulatory issues: virtual currency must be within the scope of effective supervision to ensure that it will be used in legal channels
Second, generation: virtual currency only generates Internet, which other people can't control and is not within the scope of effective supervision
Third, network security: network problems are the biggest problems of virtual currency, including network security, technical level, etc< Fourth, essence: virtual currency is essentially just a piece of computer code; Of course, it is only a proct of the development of social economy and network technology to a certain level
therefore, virtual currency can not replace paper money; It is similar to the stock, can be used as a natural investment channel, with a certain risk.
6. Of course, paper money is money, and virtual money is money
money is not a commodity, but a general equivalent for commodity exchange
e-money is a virtual currency with the same value as paper money.
money is not a commodity, but a general equivalent for commodity exchange
e-money is a virtual currency with the same value as paper money.
7. It can't be called virtual currency, it should be called digital currency. The people's Bank of China is really studying the feasibility of implementing digital currency. Once it is launched, paper currency will be replaced
8. The functions of the central bank are: (1) to draft relevant laws and administrative regulations; Improve the operation rules of financial institutions; Issue orders and regulations related to the performance of ties< (2) formulate and implement monetary policy in accordance with the law< (3) supervise and manage the interbank market, interbank bond market, foreign exchange market and gold market
(4) to prevent and resolve systemic financial risks and maintain national financial stability< (5) determine the RMB exchange rate policy; Maintain a reasonable level of RMB exchange rate; Implement foreign exchange management; To hold, manage and manage the state's foreign exchange reserves and gold reserves< (6) issue RMB and manage the circulation of RMB< (7) managing the national treasury< (8) formulate payment and settlement rules with relevant departments to maintain the normal operation of payment and settlement systems< (9) to formulate and implement a comprehensive statistical system for the financial instry, and to be responsible for data collection, macroeconomic analysis and forecast
(x) organize and coordinate the national anti money laundering work, guide and deploy the anti money laundering work of the financial instry, and undertake the fund monitoring responsibility of anti money laundering< (11) to manage the credit reference instry and promote the establishment of a social credit system< (12) as the Central Bank of a country, it is engaged in relevant international financial activities< (13) to engage in financial business activities in accordance with relevant regulations< (14) to undertake other tasks assigned by the State Council
from which we can know that issuing paper money or electronic money is the function of the central bank< The functions of commercial banks are (1) credit intermediary function 2) Payment intermediary function 3) Credit creation function 4) Financial service function
its function mainly belongs to the scope of operating currency
therefore, the central bank is responsible for issuing paper money or e-money, while the commercial banks are responsible for operation, and they are only performing their respective functions! And commercial banks are profit-making institutions! It is necessary to make profits by operating money!
(4) to prevent and resolve systemic financial risks and maintain national financial stability< (5) determine the RMB exchange rate policy; Maintain a reasonable level of RMB exchange rate; Implement foreign exchange management; To hold, manage and manage the state's foreign exchange reserves and gold reserves< (6) issue RMB and manage the circulation of RMB< (7) managing the national treasury< (8) formulate payment and settlement rules with relevant departments to maintain the normal operation of payment and settlement systems< (9) to formulate and implement a comprehensive statistical system for the financial instry, and to be responsible for data collection, macroeconomic analysis and forecast
(x) organize and coordinate the national anti money laundering work, guide and deploy the anti money laundering work of the financial instry, and undertake the fund monitoring responsibility of anti money laundering< (11) to manage the credit reference instry and promote the establishment of a social credit system< (12) as the Central Bank of a country, it is engaged in relevant international financial activities< (13) to engage in financial business activities in accordance with relevant regulations< (14) to undertake other tasks assigned by the State Council
from which we can know that issuing paper money or electronic money is the function of the central bank< The functions of commercial banks are (1) credit intermediary function 2) Payment intermediary function 3) Credit creation function 4) Financial service function
its function mainly belongs to the scope of operating currency
therefore, the central bank is responsible for issuing paper money or e-money, while the commercial banks are responsible for operation, and they are only performing their respective functions! And commercial banks are profit-making institutions! It is necessary to make profits by operating money!
9. The essence of money is an important part of money theory. From the previous analysis, we can see that money is a special commodity separated from goods and fixed as a general equivalent, which also reflects certain social relations
1. Money is a special commodity that acts as a general equivalent in a fixed way.
the reason why money can act as a general equivalent is that money is also a commodity, the unity of value and use value, which is the basis of exchange between money and other commodities; Secondly, money is a kind of special commodity. This particularity is reflected in that it can show the value of all other commodities and can be directly exchanged with all other commodities
2. Money embodies certain social relations of proction
money, as a general equivalent, is only a superficial phenomenon no matter what form it appears
in essence, money reflects a kind of social relationship, that is, the proction exchange relationship between commodity procers, that is, the procts proced and occupied by different procers realize the social connection between people through equivalent exchange.
1. Money is a special commodity that acts as a general equivalent in a fixed way.
the reason why money can act as a general equivalent is that money is also a commodity, the unity of value and use value, which is the basis of exchange between money and other commodities; Secondly, money is a kind of special commodity. This particularity is reflected in that it can show the value of all other commodities and can be directly exchanged with all other commodities
2. Money embodies certain social relations of proction
money, as a general equivalent, is only a superficial phenomenon no matter what form it appears
in essence, money reflects a kind of social relationship, that is, the proction exchange relationship between commodity procers, that is, the procts proced and occupied by different procers realize the social connection between people through equivalent exchange.
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