Virtual currency together
virtual currency is a growing field of innovation, where there are business opportunities as well as risks. Even though bitcoin has been developing at a high speed so far, there is no guarantee that it will continue to grow. Any investment of time and resources related to bitcoin requires entrepreneurship. There are many ways to make money with virtual currency, such as mining, speculation or new business. All of these methods are highly competitive and have no profit guarantee. Everyone should make their own appropriate assessment of the costs and risks involved in any such project
since 2013, the popular virtual currencies are bitcoin, Laite coin, Fuyuan coin, doggy coin, Yuanbao coin, Ruibo coin and so on.
in the era of stand-alone games, the protagonist accumulates money by knocking down the enemy, entering the gambling house to win money, etc., which can be used to buy Herbs and equipment, but only in his own game console; The special currency issued by the portal website or instant messaging service provider is used to purchase the services within the website
there are four types of virtual currency in the market:
1. Game currency developed by game operators for players to use as a trading medium in online games
2. A special virtual currency issued by the portal or instant messaging tools for use in the operating cyberspace
3. Interactive virtual currency, which can be used in the issuing entity of virtual currency and can purchase goods and services from non issuing entities
4. Based on cryptography and modern network P2P technology, a special electronic and digital network cryptocurrency is proced through complex mathematical algorithm
the instrialization of virtual money will form a virtual money market. If the emergence of the stock market is the proct of the combination of instrial capital and financial capital, then virtual currency will be the proct of the combination of service capital and financial capital. Modern service instry, especially personalized modern information service instry, will become the instrial foundation of personalized virtual currency
the personalized virtual money market is different from the stock market and derivative financial instrument market. The latter is more established for the needs of instrialization, which is also reflected in meeting the needs of the so-called modern service instry; The instrial foundation of the former is closely related to the demand of informatization
The future of the tertiary instry is different from the service instry, its development direction is the post-modern service instry, that is, the experience instry, that is, more personalized instry to meet the development needs of spirit, culture and entertainment. The stock market will make more use of information to guide the rational investment of instry and service instry, while the personalized virtual money market will make more use of information to guide the perceptual consumption of experience instryIt is illegal to issue virtual currency privately
According to Article 29 of the regulations of the people's Republic of China on the administration of RMB, no unit or indivial is allowed to print or sell token tickets to replace RMB in circulation on the market In addition, the "emergency notice of the State Council Office for rectifying unhealthy tendencies in the instry, the State Economic and Trade Commission and the people's Bank of China on prohibiting the issuance and use of various token certificates (cards)" also strictly prohibited similar issues
extended data
virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum"
market formation
the Internet has led to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered. With the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time
With the rapid development of computer and network communication technology, the application of Internet technology has graally penetrated into various fields of human activities, and the unlimited business opportunities that it contains make businesses turn their eyes to e-commerce. E-commerce is penetrating into all aspects of social and economic life at a speed that people can hardly imaginethe traditional finance is also closely watching this irresistible trend of global economic integration and networking. As a result, value-added services take art as the selling point and can be regarded as commodities; The sword in the game is not a brand-new financial services business philosophy - e-finance came into being
from the historical development process, to understand e-finance, we must start from the electronic finance and e-commerce. The so-called e-financialization means that financial enterprises adopt modern communication, computer, network and other information technology means in addition to Internet technology to improve the work efficiency of traditional financial service business, rece operating costs, realize the automation of financial business processing, informatization of financial enterprise management and scientific decision-making, and provide customers with faster and more convenient services, And then enhance the financial enterprise is the behavior of market competitive advantage
e-finance is a transcendence of financial electronization. Different from the electronic finance, the main technical basis of e-finance operation is the increasingly perfect Internet technology. Due to the characteristics of global connectivity, openness, quickness and low marginal cost of Internet technology, e-finance strengthens the restructuring and innovation of financial services business based on Internet technology, so that customers are free from the restrictions of business hours and places, and enjoy all kinds of high-quality and low-cost services provided by financial enterprises anytime and anywhere
with the development of Internet, the form of money is becoming more virtual, and there is an electronic money that only exists in the form of electronic signal
reference source: Network: virtual currency
Virtual currency is the currency used for electronic circulation. Now the scope of virtual currency is very large, including q-coin, bitcoin and so on. With the development of digital currency, virtual currency is becoming more and more abundant, which may become the mainstream in the future. For example, BTC, EOS, bcbot and so on are not only virtual currencies, but also algorithms, landing projects and technologies
virtual currency is mainly issued by online game service providers to purchase game props, such as equipment, clothing, etc. But at present, the use of virtual currency has gone far beyond this category. Virtual currency can be used to buy game cards, physical objects and download services of some movies and software
extended data:
real risk
as the proct of e-commerce, virtual currency has begun to play an increasingly important role, and it is more and more connected with the real world. However, with the growth of virtual currency, the relevant laws and regulations are lagging behind, which has laid many hidden dangers
fraud
the private transaction of online virtual currency has realized the two-way circulation between virtual currency and RMB to a certain extent. The activity of these traders is to buy all kinds of virtual currencies and procts at a low price, and then sell them at a high price to earn profits. With the increase of such transactions, there are even virtual mints. In addition to the virtual currency provided by the main company, there are also some people who specialize in "virtual coin making" to obtain virtual currency by playing games and then resell it to other players
Taking Wenzhou as an example, there are about seven or eight such "virtual mints" with four or five hundred practitioners. This not only creates a bubble for the price of the virtual currency itself, but also causes trouble for the normal sale of the issuing company. It also provides a platform for selling and collecting money and money laundering for various cyber crimes. p>
impact system
in modern financial system, the issuers of money are generally central banks, which are responsible for the management and supervision of money operation. As the equivalent exchange goods used to replace the real currency circulation on the Internet, the virtual currency on the Internet is essentially the same as the real currency. The difference is that the issuers are no longer central banks, but Internet companies
if the development of virtual currency makes it form a unified market, each company can exchange with each other, or virtual currency is integrated and unified, and all of them are based on the same standard and price, then in a sense, virtual currency is currency, which is likely to form a threat impact on the traditional financial system or economic operation
reference: network virtual currency
in the era of material abundance, money can buy what you want and enrich your life. Therefore, people have a dream of realizing wealth freedom and entering a better life there are many such dreams, which are often used. With the development of the Internet, online transactions have become more convenient and fast, people's financial management ideas have improved, and they will take spare money to invest, but the bank interest is low, the fund will not choose, and the stock water is too deep. Generally speaking, the income can't tempt greedy people
1. It is illegal to have a financial trading platform that is not recognized by China Securities Regulatory Commission and China Banking and Insurance Regulatory Commission. With the concept of blockchain being put forward, virtual currency has become popular. In China, there are bitcoin, Leyte coin, Ruitai coin, etc. the income of these virtual currencies has been blown to be amazing. People who listen to these virtual currencies will be envious and have new illusions. They don't know that this is just a Ponzi scheme, and the virtual currency trading platform will trick investors into inviting them, After the investors' funds are cheated, there will be a series of figures. Some of them will fall sharply as soon as they buy, and smart people can stop losses. Some of them will go up sharply when they buy, and investors will continue to add chips, and finally they can't cash out
virtual currency and electronic currency are not the same concept
the definition of e-money is to convert a certain amount of cash or deposit from the issuer and obtain data representing the same amount. By using some electronic methods, the data can be directly transferred to the payment object, so as to pay off the debt. E-money means that consumers pay traditional money to issuers of e-money, and issuers store legal money of equal value with traditional money in electronic devices held by consumers
electronic currency is the electronization of the legal tender, including our common bank cards, Internet banking, electronic cash, etc., as well as the third party payment developed in recent years, such as Alipay, fortune paid and so on. No matter what form these electronic currencies are and through which institutions they circulate, their original source is the legal money issued by the central bank
but virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. For example, Tencent Q currency and other game currency, such virtual currency is mainly limited to circulation in a specific virtual environment. After the emergence of bitcoin, through the blockchain technology to better solve the problem of decentralization, distrust, to achieve global circulation, is sought after in the world. Electronic currency and virtual currency are collectively referred to as digital currency
ledger wallet is a hardware wallet with general ease of use and high security
ledger, a manufacturer of bitcoin hardware wallet, is one of the leading companies in the field of digital currency security, which can provide reliable hardware for consumers and enterprises. Ledger is a bitcoin hardware wallet based on smart card, which provides the highest level of protection with advanced technology, as well as usability and controllability. Ledger hardware wallet is a multi-functional wallet. It is a hardware device that can store private key safely. When viewing wallet and sending transaction, hardware wallet needs to cooperate with software wallet to use. At the same time, it supports secure storage of bitcoin, Ethereum and platform token, zcash, etc. Its project is already open source on GitHub. Based on its hardware devices, you can use either the software wallet developed by ledger or the software wallet developed by other teams, that is, you can use ledger with Ethereum web wallet myetherwallet or parity wallet
2. Trezor
trezor is easy to use and safe, so it belongs to hardware wallet
trezor is a high-tech data encryption memory. The proct is proced in Czech Republic. This brand is recognized in the instry as the earliest, most cautious and most secure encrypted memory, and has been verified by global digital currency players as a reliable brand with excellent company record and rich software support. Trezor's security model is based on the principle of zero trust. The principle of zero trust is a security system that assumes that any part of it may be attacked successfully
3. Opendime
opendime is a hardware wallet with general usability and high security
opendime, a manufacturer of bitcoin hardware wallets, is one of the "leading technology" companies in the field of digital currency security. It is affiliated to coinkite, a bitcoin enterprise in Canada, which provides services for bitcoin and lightcoin wallets, as well as payment terminals. Legal currencies supported include US dollar, RMB, euro, Canadian dollar, British pound, Polish zloty, Russian ruble, Australian dollar, Japanese yen, Brazilian currency, Swedish krona, etc. Opendime is a hardware wallet, its private key is generated inside the device, and will not be known by anyone, not even you! Opendime multilingual user interface: Chinese, Japanese, English, Portuguese, French, German, French bring convenience to you
4. Kushen wallet
Kushen wallet is easy to use and safe, and belongs to mobile phone and hardware wallet
the English name of Kushen wallet is coldlar. Kushen wallet belongs to Beijing Kushen Information Technology Co., Ltd. It is a technology company focusing on providing secure storage solutions for encrypted assets. Kushen company is deeply engaged in blockchain security technology, providing various forms of personal wallet procts such as hardware wallet, mobile app wallet, cloud wallet and multi signature wallet, as well as professional enterprise wallet procts. The hardware wallet adopts the "hot and cold separation" architecture, and uses various data encryption transmission methods such as QR code, Bluetooth, NFC, etc. to make the private key never touch the network, completely eliminate the risk of private key being stolen by network hackers, and realize the safe storage of a variety of encrypted assets
5. Bitgo
bitgo is a computer wallet with average ease of use and medium security
bitgo is a high security multi signature wallet, which protects your bitcoin from being stolen and lost. You keep your wallet on your own; Bitgo cannot spend or freeze money. Multiple bitgo wallets are also easy to use and provide advanced security features such as consumption restrictions and multi-user access
6. Keepkey
keepkey is a hardware wallet with high ease of use and medium security
keepkey is a hardware wallet to protect your digital assets such as bitcoin and Ethereum from hackers and thieves. Keepkey wallet supports multi currency hardware wallet, which is currently acquired by shapeshift. Keepkey adopts a unique recovery mechanism, which makes it more secure to use. This mechanism allows users to recover in 12 words. Additional security means that users do not need to store private keys on the device. They can recover their private keys and transactions and then erase the records on the device. This is currently the safest way to store bitcoin
7. Wookong
wookong is a hardware wallet with high ease of use and high security
wookong is a professional encryption digital asset escrow solution (Patent No.: zl201710884108.5) which combines high-strength cryptography algorithm and high-level financial security hardware solution. It has higher security than multi signature wallet and cold wallet. Main customers: financial institutions, exchanges and teams with higher security requirements than ordinary hardware cold wallets and multi signature wallets
8. Coinbase
coinbase is easy to use, medium security, and belongs to mobile phone and computer wallet
coinbase wallets, coinbase wallets come from Toshi wallets, and coinbase wallets are redefining the encrypted wallets that users expect. It's not just a tool for accessing cryptocurrency, you can see it as a foothold for exploring distributed networks. With coinbase wallet, you can: manage Eth and all your ecr-20 currencies (BTC, BCH and LTC will soon be supported); Receive airdrop and ICO currency; Purchase and store cryptocurrency (non replaceable currency, but can be used in the game or traded in the market); Can carry on the currency transaction without the service charge with any person in any place; Buying and selling currency through mass exchange or agent; It can access any third-party dapps to realize the functions of borrowing or lending to earn cryptocurrency by others in the blockchain through verification, service execution or task completion
9. Imtoken
imtoken is easy to use, medium security and belongs to mobile wallet
as a professional digital asset wallet, imtoken wallet is safe and easy to use; Support multi chain and multi currency management and exchange, so that blockchain technology can be better integrated into your life. Imtoken's vision is to make economic incentives consistent, privacy inviolable and value flow freely
imtoken has recently obtained a round a investment of IDG capital of US $10 million. He bin, founder and CEO of imtoken, said that this round of financing will support the development of imtoken's overseas market and the reserve of more technical talents
10. Atoken
atoken is easy to use, medium security and belongs to mobile wallet
atoken mobile digital currency wallet is light and safe, and supports 19 Currencies & Cross Chain swap. It aims to provide more convenient, more secure and more currency multi-dimensional services for the majority of digital currency users, and to build a leader in digital asset storage app.
virtual currency is a growing field of innovation, where there are business opportunities as well as risks. Even though virtual currency has been developing rapidly so far, there is no guarantee that it will continue to grow. Any investment of time and resources related to virtual currency needs entrepreneurship. There are many ways to make money with virtual currency, such as mining, speculation or new business. All of these methods are highly competitive and have no profit guarantee. Everyone should make their own appropriate assessment of the costs and risks involved in any such project. Bitcoin, Ruitai and Laite are all like this.
No. Virtual currency with good operation and investment will survive for a long time and will not go bankrupt in a few months, such as bitcoin and internet currency of Internet companies
there are various types of virtual currencies. The virtual currencies with high acceptance abroad are Facebook's f currency, online game second life's Linden currency, etc., while the representative virtual currencies in China are Tencent's Q currency, Sina's u currency, online currency, Shanda Yuanbao, etc
virtual currency is different from check and telegraphic transfer. The value that virtual currency can't realize can't be transferred by bank. At present, it can only circulate in the network world. Virtual currency is released by various network organizations, and there is no unified issuance and management standard
2. The special currency issued by the portal website or instant messaging service provider is used to purchase the services in the website the most widely used is Tencent's q-coin, which can be used to purchase value-added services such as membership and QQ show
3. Virtual currency on the Internet. For example, bitcoin, Wright currency, etc. bitcoin is an electronic currency proced by open-source P2P software. Some people also translate bitcoin as "bitcoin", which is a kind of network virtual currency. It is mainly used for Internet financial investment, and can also be directly used in daily life as a new currency
The essence of money is the general equivalent. In the process of the continuous development and evolution of human history, it has gone through the stage of physical money, the stage of substitute money, and then entered the stage of credit money. In primitive society, people exchanged livestock, salt, shells and other hard to get goods as general equivalents
in the long history, the emergence of metal currency makes the economic life achieve unprecedented prosperity. However, e to the inconvenience of carrying metal money, paper money became the mainstream form of money. With the rapid development of modern information technology, e-money has come into our life
if the evolution process from physical money to value symbol paper money is the first qualitative leap in the history of money development, then the evolution process from paper money to electronic money is the second qualitative leap in the history of money development
from the perspective of money form, physical money itself is a commodity in addition to performing monetary functions; Paper money is a symbolic tool of value for commodity exchange and a credit currency; Electronic currency is the proct of highly developed Internet economy and continuous progress of bank payment and settlement technology. It not only has the function of traditional currency, but also can continuously improve digital currency
At the same time, the virtual money market based on electronic information is also booming. By the end of 2014, the number of Internet users in China had reached 632 million, including 517 million registered users in the online game market and 114.48 billion yuan of sales revenue, an actual increase of 37.7% over the previous yeara huge virtual space based on the Internet has been formally formed. As a kind of virtual currency with intrinsic value, convenient online trading behavior, low transaction cost, and service providers' issuance, it emerges as the times require
first of all, from the functional analysis. Virtual currency is a kind of transaction medium in the Internet virtual space, which has the function of value scale, but the value scale of virtual currency is different from that of legal currency
using virtual currency to purchase virtual procts and services can only be within the scope specified and allowed by the issuer of virtual currency (Internet operator), and the size of this scope depends on the number of virtual procts and services. If the virtual procts and services provided by the website are large enough, the scope of virtual currency will be large
the currency value of virtual currency depends on the pricing of virtual currency by issuers. When no currency can communicate between virtual cyberspace and reality, the pricing of procts and services is still based on real RMB. That is to say, when issuers of virtual currency price their own virtual currency, they should first convert the price of virtual currency based on RMB