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the insurance policy does not need to be taken with you. At present, insurance companies will provide card certificates with the policy number and the insured information, which can be used as a report. However, when applying for claims, you need to show the original policy
at present, e to the heavy business of automobile insurance, various companies have not issued electronic insurance policies for automobile insurance for the time being, so there is a certain cost in policy management. However, for other types of insurance, such as short-term life insurance, travel insurance and even freight insurance, they have begun to issue electronic insurance policies, which are environmentally friendly, easy to keep and not easy to lose, There is a member center to save, no need to download, you can download at any time, more convenient
To master the claim procere of compulsory traffic insurance is not only beneficial to the driver's friends, but also beneficial to the victims of traffic accidents. Therefore, we all have to learn the claim procere of compulsory insurance. First report to the insurance company after the accident. The staff of the insurance company have different treatment methods according to different accidents. Here are several situations: simple accident: the insurance company directly sends the surveyors to take photos and determine the loss. No one injured in traffic accidents of both sides: handled by Tianjin rapid claims center. The rapid processing center is responsible for determining the amount of loss, and there is no need to issue a traffic police accident confirmation certificate; Determine the amount of loss on the spot according to Tianjin standards, and complete the survey and loss assessment at one time; The prices issued by the rapid claims center are recognized and recognized by all insurance companies. Generally speaking, the minor scraping accidents can be solved in the fast center, and the fast handling accidents should meet the following conditions: the accident occurs within the coverage of Tianjin fast center; The vehicles of both parties are insured by the insurance companies in Tianjin and must be the collision accidents between motor vehicles; No injury was involved; The accident loss is small and both parties can move by themselves; The responsibilities of both parties are clear; Both parties need to bring their driver's license, driving license, compulsory traffic insurance policy or logo to the Express Center. Traffic accidents with injuries or accidents that can't be handled by the Express Center: need to call the police. After this kind of accident is reported to the police, the insurance company's loss assessment personnel will investigate and determine the amount of loss for you. In case of personal injury, we need to remind you that for personal injury, we need to provide the medical expense receipt, medical record, ID card , medical diagnosis certificate, salary certificate and accompanying certificate of the injured. We must be fully prepared, To avoid the loss of insurance company e to lack of information. In particular, we should remind you that if you fail to report the accident to the police in time and solve the accident with the other party in private (commonly known as "private accident"), it will be difficult to get insurance claims in the later period, causing unnecessary losses to the insured. Finally, it should be noted that if the compulsory traffic insurance and commercial insurance are underwritten by the two insurance companies respectively, the original traffic accident materials should be handed over to the insurance company that underwrites the compulsory traffic insurance first, and the of the special seal for claim settlement should be obtained, and then handed over to the insurance company that underwrites the commercial insurance for claim settlement
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