Three post-95 college students use virtual currency
in view of the possible risks of virtual currency, many international organizations and central banks have responded publicly to the supervision of virtual currency system. These responses can be roughly divided into four categories: warning and risk warning, supervision and registration permission, legislative norms, and explicit prohibition
(1) warning and risk warning
some central banks and regulators have issued risk warnings against the special currency and virtual currency system. The federal financial regulatory authority of Germany, the Bank of France, the central banks of the Netherlands and Belgium have issued public warnings against the possible money laundering and terrorist financing caused by the use of bitcoin. In the report released at the end of 2013, the European Banking authority (EBA) warned consumers of many risks of virtual currency, such as exchange loss, e-wallet theft, unprotected payment, price fluctuation and so on. Although Spain did not have a similar risk warning, it issued a timely information announcement related to virtual currency
(2) supervision and registration license
generally speaking, international organizations believe that the supervision of virtual currency should find a balance between risk prevention and innovation promotion. Since 2012, Sweden has required transactions related to virtual currency to be registered with financial regulators. Other countries pay attention to qualification supervision, so as to make it indirectly meet the requirements of prudential supervision. In other countries, the regulation mainly focuses on the business model of virtual currency transaction. The financial prudential regulatory authority of France regards the provision of bitcoin circulation and trading services and the act of earning funds in the process as a payment service and requires the authorization of the government. In addition, some countries focus on the intermediary institutions related to virtual currency. The German federal financial regulatory agency and Danish regulators believe that the provision of intermediary services for virtual currency needs to be authorized< (3) legislative norms
at present, some countries have proposed legislation to regulate virtual currency transactions. Canada plans to legislate to allow the government to supervise the transaction of bitcoin, and to include the transaction of more than US $10000 into the scope of suspicious supervision. The United States hopes to adjust the relevant legal structure should be compared with the development of the special currency. In order to make the Bank Secrecy Act (BSA) applicable in the context of network, the financial crime enforcement network (FinCEN) of the U.S. Department of the Treasury issued the explanatory guidance on the behavior and subject definition of private generation, holding, distribution, trading, acceptance and transmission of virtual currency in 2013. The European central bank stressed that it should strengthen international cooperation under the existing legal framework, and regulate virtual currency from the European and global level under the existing legal framework. More countries believe that bitcoin is not a currency in circulation, has no legal status, and does not meet the definition of financial instruments, such as Finland, Sweden, Malaysia and Indonesia
(4) it is forbidden
in some countries, bitcoin related transactions are prohibited. In December 2013, the people's Bank of China banned financial institutions from trading in bitcoin, which was subsequently extended to payment service providers. The central banks of Thailand and Indonesia share the same attitude. The circulation of anonymous internet currency (including bitcoin) is prohibited by the Russian judicial inspection department as a substitute for currency. The Central Bank of Russia has earlier included the provision of bitcoin services in the scope of suspicious transaction monitoring. The U.S. Securities and Exchange Commission (SEC) has banned the issue of unregistered shares in exchange for bitcoin, and unregistered online securities trading activities in virtual currency.
Wang
garrison
2009
year
4
month
19
day -
4
month
30
day, I had the honor to participate in the second post training class of College Counselors in Jilin Province,
sincerely thank the school for creating conditions for me,
provides me with the opportunity to learn from senior leaders and experts in this field, and creates a platform for me and other college counselors to communicate with each other<
this training course is the only one with the highest level of experts, the longest learning time, the most complete learning
content and the most activities I have participated in since I came to China.
it has benefited me a lot< The experts of the training course are Xu Yanguo, director of the ideological and Political Work Department of the Ministry of ecation,
Weng, Deputy Secretary General of Shanghai municipal government,
tie Hui,
professor of China Youth College of political science,
doctoral supervisor,
Lu Shizhen, President of the Youth Development Research Institute of China Youth College of political science,
director of China Mental Health Association, and
fan Fumin, chairman of College Students' psychological counseling professional committee,
Qing Dynasty,
professor and doctoral supervisor of China University,
Bing Zheng, professor and doctoral supervisor of Jilin Academy of Social Sciences,
Secretary General of China Ethics Society,
director of ethics and morality research center of Renmin University of China,
professor of Renmin University of China,
Wu Qiantao, professor and doctoral supervisor of Jilin University Gao Wenxin, doctoral supervisor and assistant to the president, Zhang Yanyan, deputy secretary of the Party committee of Peking University, and other senior leaders and ecation experts on the ideological and political ecation front< The contents of the study include the leaders of the general headquarters of Ideological and political work of our students explaining to us the role orientation of today's counselors, the national policy for counselors, the growth and outlet of today's counselors, etc; There are senior experts from the ecational front of colleges and universities to teach us the characteristics of contemporary youth and the methods of mental health ecation< There are some current
famous leaders of student affairs in Colleges and universities who teach us the ideological and political work in typical colleges and universities
there is an introction about the student work of the key universities of the Ministry of ecation
there is an outstanding representative of counselors working in the front line like us, the national excellent assistant director Li Qin
the training course enables us to receive all-round training in all aspects< During the training period,
we also participated in two forums and two visits to Northeast Normal University, which enhanced our communication and knowledge< Through the training, I have the following experiences, which are reported as follows:
first, I fully realized the importance of counselors' work, understood the relevant background and policies of the state in the ideological and political work in Colleges and universities, and was encouraged
Xu Yanguo, director of the ideological and Political Work Department of the Ministry of ecation, pointed out in the training, The team of counselors is the personal guard of the party and the state, and the task of counselors is to train qualified socialist builders and reliable successors<
"it's easy to get a good teacher,
it's hard to get a good teacher"
,
this sentence puts the role of counselors in the work of ecating people in a lofty position,
as a counselor, we should not only teach students to survive,
but also teach students to be human beings,
it's extremely noble to be a tutor and good teacher< As a teacher who has direct contact with students' study and life,
counselors' speech and behavior not only affect the formation of students' Outlook on life,
world outlook,
values,
but also affect the growth of students< Therefore,
college counselors must fully understand their responsibilities,
further enhance their sense of honor,
sense of responsibility and historical mission,
take on the sacred mission of cultivating excellent talents for the party and the country,
promoting the prosperity and development of the motherland< At the same time, director Xu pointed out that in order to thoroughly implement the spirit of the opinions of the CPC Central Committee and the State Council on Further Strengthening and improving the ideological and political ecation of college students and effectively strengthen the construction of college counselors,
the Ministry of ecation formulated the
regulations on the construction of college counselors on May 20, 2006, which put forward the orientation of college counselors. College counselors are both teachers and administrators, organizers, implementers and instructors of students' daily ideological and political ecation,
they are intimate friends and life mentors for the healthy growth of college students< According to the regulations, counselors should account for a certain proportion in the evaluation and employment of university teachers, the evaluation criteria should be independent, the evaluation criteria should be in line with the actual work of counselors, and the achievement identification should be flexible< Director Xu pointed out that in the future, the Ministry of ecation should organize regular training for counselors in combination with the improvement of their comprehensive quality, and organize the selection of national excellent counselors, so as to create a good platform and environment for the growth of counselors< In combination with the Ministry of ecation '
24
orders, director Xu showed us the importance, background and future development of counselors' work.
the Ministry of ecation's training for college counselors and the training for college counselors in the whole province organized by the research base fully illustrated the importance that the state and higher ecation departments attach to the work of counselors and students,
feel much more drum
dance, more energetic< Second, we should fully realize that we should improve our ability and quality to adapt to the student work in the new period. How to meet these new expectations and requirements and solve the problems existing in the current
student work is a problem that must be faced up to and urgently needed to be solved in order to do a good job of College Counselors in the new period< Through the explanation and teaching of relevant leaders and experts in the training process,
I deeply realize that the counselors in the new period are not the former nanny counselors,
fire brigade counselors and management counselors<
contemporary counselors should understand the importance of their work,
deeply understand and master the knowledge of mental health,
be familiar with the characteristics of the working group,
implement the party's major policies into the student work,
be an expert counselor,
only in this way can
have the ecational effect on students. After listening to the reports of experts, I deeply realize that
I have many shortcomings in student work
these deficiencies include,
insufficient cognition of students,
insufficient level and structure of self-knowledge,
insufficient ability to solve students' psychological problems,
insufficient ability to keep pace with the times and do a good job in students' work,
insufficient theoretical literacy. In the future work, we must face up to these shortcomings,
be determined, planned and step-by-step to supplement and improve, make up for the deficiencies, improve their ability and quality,
strive to be a qualified college counselor,
adapt to the needs of the post,
meet the new requirements and expectations of the majority of students in the new period and new stage
three, fully aware of the advanced nature of the instructor's model, and realize that there is a big gap between
training course. We invite the national excellent counsellor and the national excellent student Huang Lai daughter's counsellor
ring the training, experts have repeatedly mentioned the last national excellent counselors
Fudan University "forgive me", and I was deeply impressed by the touching deeds of the two excellent counselors<
1
, to be a conscientious person
"words of inclusion" is the epitome of the work of an ordinary college counselor, her behavior is very ordinary,
very ordinary,
it can be said that as long as a counselor who has been with students for four years, she will experience the trivial work of inclusion,
as long as she has a little sympathy and a little sense of responsibility
responsible teachers will sincerely pay for the students,
every senior
school counselor has a certain writing ability at the same time,
but why is there only one
inclusive heart language
only one inclusion? It shows that we are not living with our heart,
working with our heart
of course,
we can say that there are too many
trivial tasks that make us have no time,
especially when there are large-scale activities or important periods,
we don't even have time to sleep,
but we can't do it every day, every week, every month,
including diary,
I believe she doesn't have so much time to write diary,
what she wrote was weekly notes
this shows that inclusion is a person who has a heart of
and a heart of
life, he will certainly have a heart of work,
in order to serve the students well in his work,
lead the way<
2
, be a person without regret and selfless dedication
Li Qin put forward his theory of paratroopers in his report: if a person asks a paratrooper, you may be surrounded and arrested by the enemy as soon as you fly,
aren't you afraid? The paratrooper replied:
we paratroopers were born surrounded
- we want to be people who have no regrets,
we want to be people who give selflessly
I think it's very vivid and appropriate for counselors to
talk,
we should agree< The story of Li Qin and his classmates helping Huang Lainu and his father selflessly in his report has infected everyone,
this kind of help has surpassed the level of teachers and students,
and even the level of relatives, which shows that he has fully understood and applied the theory of paratroopers to his work practice.
On September 4 last year, the central bank issued a document clearly calling for the suspension of token issuance financing. This kind of financing subject raises so-called "virtual currency" from investors, such as bitcoin and ether coin, through the illegal sale and circulation of token, which has been prohibited in China since then. Now half a year has passed, what is the market situation of virtual currency? CCTV financial channel investigation team concted in-depth reports on this
the following is the whole process record of CCTV's "news survey", edited and sorted by the app of liandede:
still hot money speculator
in January this year, Yang Chao, a virtual currency investor, saw the price rise of bitcoin and raised money for investment, but he lost tens of millions in less than two months
virtual currency investor Yang Chao: I bought bitcoin at 100000 yuan per gram at that time. Then I bought about two million and three million bitcoin at this price. After that, the price of bitcoin began to decline. Then every 10% decline, I made up for it, made up for it, and bought it
In fact, this is not the first time that Yang Chao has fried currency. Before the ban on token issuance financing and trading platforms, his losses had exceeded 2 million. Reluctant Yang Chao believes that the ban on ICO issued by the central bank has no effect on investors like him. However, the result of re-entry is even more disappointing 
the frequent occurrence of air currency and the increase of newly issued tokens by more than 30 times
in the document issued by the central bank in September last year, the issuance and financing of tokens was clearly defined as: "in essence, it is an unauthorized illegal public financing behavior, suspected of illegal sale of token bills, illegal issuance of securities, illegal fund-raising, financial fraud, pyramid schemes and other illegal criminal activities." However, because of the technical convenience, there are still a large number of domestic "virtual currency" investors buying and selling tokens, and even the situation is getting worse. Why is it so hot
Mao Hongliang, director of the blockchain Research Office of the national Internet financial security technology expert committee: after September, the online digital currency has been much richer than before. For example, the online currencies of fire coin and OK are more than 100, which is even richer. Before September 2017, there were basically three, bitcoin, lightcoin and Ethereum
is increasing in the number of new currencies. Li Xiaolai, known as "the first person of bitcoin in China", admitted that it is impossible to avoid the bubble in the token market. Behind the enthusiasm of investors and the endless emergence of token issuance and financing is the continuous breaking and even direct disappearance of token in the market
Li Xiaolai, a virtual currency Investor: there must be some coins that have been invested that have disappeared, disappeared and become rotten. There must be, and the proportion is still quite large. I'm sorry not to tell you. Who has nothing to say that you see me so stupid. It is obvious that there are bubbles and bubbles, but no one knows where the bubble is. The most dangerous part of p>
in the bubble is the "air coin" which has no solid project support. p>
on January 15, 2018, hero chain, known as the world's first gaming platform supporting digital cryptocurrency, was "broken" when it went online, and its issue price dropped from 0.6 yuan to 0.05 yuan
On March 14, the Public Security Bureau of a county in China filed an investigation on suspected fraud.
in January 2018, the space chain, which focuses on "launching satellites" and building the concept of space operating system, carried out ICO
on January 10, it issued token SPC to private investors, and in just one day, it raised nearly 1 billion yuan.
on March 28, it launched a private placement, On February 1, 2018, the art chain was suspected of false publicity and fell into a coin refund storm. After that, the project side carried out a 1:1 buyback. At present, the website is offline and the founder is missing
There is another important reason for the frequent occurrence of "air currency". Different from other financing projects, the financing subject of token issuance financing does not need to be a real company, just a temporary "team" can become the financing subject. After the central bank banned the issuance of token financing, the original domestic token projects have chosen to move their servers and the registered places of financing entities abroad. The token financing project with the "team" as the main financing body does not even need to move the registered place out, and it can continue to raise money as usualthe celebrity platform ignores the value and falls into the capital game
there is a logic behind the issuance of a large number of different kinds of tokens, that is, each token is a "virtual currency" based on a certain blockchain technology or application. Theoretically, to be optimistic about this token is to be optimistic about the blockchain technology behind it. However, even some air coins, i.e. tokens without any real items behind them, are still accepted by the market in a round of soaring and plummeting market. What's going on
the reporter found that for ordinary investors, in the current pricing of virtual currency, even the token with real entity project support is difficult to price with reference to the IPO project and the valuation of entity project. In the case of completely opaque information, the price of a virtual currency completely depends on the packaging of the project, or even who is responsible for the project. Li Xiaolai often appears in the publicity of some projects and becomes a platform person, including some air projects
experts say that as long as the capital is willing, even if there is no project behind the air currency, there is a possibility that the price will rise sharply. Because of the lack of effective supervision in various countries, capital can easily circle the funds of small investors through the up and down game. This kind of operation is not difficult for a large number of newly issued tokens or small currencies with small total amount of financing in the current market. The risk of the "virtual currency" market is magnified by non disclosure, non transparency, uncertainty of project value and investors' expectation of sudden wealth
Liu Xiaolei, director of the Department of finance, Guanghua School of management, Peking University, and director of the blockchain laboratory: you have no value, but you can still speculate very high. Why is bosha? Although the value is zero, I'm selling it for ten yuan now, and others are willing to buy it for the next twenty yuan. I'm looking for a bigger fool to sell it to him
in fact, in March this year, the central bank issued the notice on further prevention of bitcoin risks to restrict banks and third-party payment institutions from serving bitcoin transactions. Later, some domestic trading platforms launched the "recharge code" mode, bypassing financial institutions, selling point cards through online store sales and other forms, and using them to recharge websites. With the financial institutions comparing the prohibit of the special currency, especially the prohibit of Alipay, the way of charging the bitcoin is almost blocked. The curve mode of the recharge code is also in trouble.
Virtual currency is a hot topic in recent years, and many people have made a lot of money because of it, but the current situation of these people is so sad
some people become famous and realize the freedom of wealth, while some people continue to speculate like gamblers and lose everything
this kind of people all heard that other people made money from it, and then they regretted very much. Why didn't they buy a few bitcoins in those years
then, in order to make up for this regret, these people are crazy, looking for this coin and that coin every day, spending all their savings, but in the end, few of them increase their prices
you should know that scarcity is the most important thing. Now all kinds of virtual currencies have been saturated for a long time. What's the use of joining in this? If you don't say anything else, just bitcoin, a lot of people can't do it, OK
in 1985, an ancient tomb 300 years ago was excavated at a construction site in panchevo, capital of Banat state, Yugoslavia. One of the workers was accidentally cut by a bone. Before the medical staff arrived, the worker was dead...
you sent it by mobile phone, I can't get too many words... I guess that's what you're looking for
The departure time from Jiaxing north bus station to Putuo passenger transport center is 8:10, 9:50, 2 shifts a day
{rrrrrrr}
Jiaxing north bus station can take No.78, No.79 to Jiaxing passenger transport center
bus line: No.79, the whole journey is about 12.0km
Jiaxing north bus station can take No.79, after 15 stops, Arrive at Jiaxing passenger transport center station