Virtual currency of civil servants

1.

The digital currency of the central bank is DCEP

the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency

The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous

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Application of digital currency

I. fast, economic and safe payment and settlement

cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed

At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:

3. Bill finance and supply chain finance

in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs

reference materials

network digital currency

2. Viewpoint: digital currency exists to replace paper money, and it will become a trend in the future< p> Although for & quot; Digital currency & quot; This term is already familiar to many people, but I believe most people do not know very well what this is for. Even a lot of people will equate the digital currency with WeChat or Alipay, which is not accurate. So, I'd like to take this topic to talk about digital currency in simple and easy words

so, what's the significance of this digital currency? Why do you have to work hard to do this? For most people, it really won't have any impact, but for a small number of people, it will have a great impact. This small group of people are those who engage in illegal activities

for example, if some people are corrupt and accept bribes, they specify that they can't let others put money on the bank card. That means they are directly arrested, but they can't be found with cash. If we restrict the large amount of cash consumption in the future, for example, if you have to spend more than 5000 at one time, you can't use cash, you need to use digital currency. In this way, those who have bribed tens of millions of cash in their families may not want to spend all their money in their lifetime. And their illegal income doesn't go to the society. It's just paper. They still occupy space at home. Once they start to spend money in digital currency, it's easy to find out. That is to say, all our income will be counted. Once they are involved in crimes, it's easy to be caught. At that time, there will be less Telecom fraud, This is the meaning of digital currency

3. virtual currency is something that anyone can participate in. It has nothing to do with your career. The central bank clearly defines bitcoin as a special Internet commodity, which people can buy and sell freely at their own risk. However, it denies its monetary attribute. At present, bitcoin cannot and should not be used as currency, and financial institutions are not allowed to provide procts or services related to bitcoin
digital currencies such as Ruitai coin, Laite coin, Weimeng coin, doggy coin and Ethereum are also applicable to the younger brother of bitcoin. Therefore, bank employees can participate in it.

4.

WeChat payment and Alipay payment, there are security risks! they are pioneers of digital payment and may not be eliminated in the future

at the national level, first of all, you must accept , and all aspects of functions will graally improve. Second, the trust based on the country is far greater than that of the indivial. Third, it is superfluous for other things to compete with the country, as long as they still want to live

will we miss the days of using paper money in the future? I feel that money has run faster since I used WeChat and Alipay, and I often don't remember what I bought, but I didn't have any money. There are so many old people in remote mountainous areas who use digital currency? It seems that they are old and their ability to accept new things has declined

5. Anyone can buy it. It's not against the law, but it's important to note that it's not guaranteed by national credit. Most of it is fraulent. Even bitcoin is mostly used for money laundering and speculation, and it may collapse at any time.

6. Buying and selling bitcoin is not an illegal act. National civil servants can still trade bitcoin. It's just virtual currency on the Internet. It's just that the state does not allow it to be sold in international and domestic markets, but it can't be said that the exchange is illegal

7.

bus line: Metro Line 4 → No.45, the whole journey is about 7.8km

1. Walk about 120m from Hangzhou east station to exit D of East Railway Station

2. Take Metro Line 4, pass 4 stations, reach Qianjiang Road Station

3. Walk about 300m to Qianjiang Road Station

4. Take No.45, pass 4 stations, reach Beikou station of University Road

5. Walk about 180m, Reach the financial wealth center

8.

bus line: line B 3C, the whole journey is about 4.4km

1. Walk about 130m from Hangzhou east station to west station of East Railway Station

2. Take line B 3C, pass 4 stops, and reach the South Station of city bus group (or take No. 3 and No. 28 of B branch)

3. Walk about 540M to No. 69 North Ring Road

9.

bus line: No.325 → Metro Line 1 → Metro Line 4, the whole journey is about 14.1km

1. Take No.325 from Jiubao, pass 2 stops, and reach Niutian community station

2. Walk about 170m to Jiubao station

3. Take Metro Line 1, pass 3 stops, and reach Pengbu station

4. Walk about 30m. Transfer to Metro Line 4

5. Take Metro Line 4, pass 7 stops, Get to the citizen center station

6, walk about 580 meters to the wealth financial center