Wechat money is virtual currency
WeChat payment, Alipay, mobile payment, all belong to the network virtual currency, all of these three belong to China's legitimate trading means, and are protected by relevant laws. p> The network virtual currency refers to the online equivalent, which is stored in the network or related electronic equipment in the form of digitization by a certain issuing body based on the public information network and by means of computer technology and communication technology, and realizes the functions of circulation and payment by means of data transmission through the network system
extended information:
the third party payment has significant characteristics:
1. The third party payment platform provides a series of application interface programs, which integrates a variety of bank card payment methods into one interface and is responsible for docking with banks in transaction settlement, making online shopping faster and more convenient
Compared with other payment protocols such as SSL and set, the third-party payment platform is more simple and easy to accept The third-party payment platform itself is attached to the large-scale portal website and relies on the credit of the bank with which it cooperates. Therefore, the third-party payment platform can better break through the credit problems in online transactions and promote the rapid development of e-commerceit is recommended that you open wechat, find wechat wallet and recharge it.
you can also use the money in wechat. Direct to the bank card. And then take it out, so it's a solid coin
now, Alipay and WeChat are generally paid for RMB and foreign currencies are controlled. It seems that wechat also has no foreign currency account. Alipay seems to have it.
(1) stored value card: the most common one is magnetic card or IC card. Such as: Telecom ordinary telephone card, supermarket shopping card, campus consumption card, bus card, gas card, etc< (2) bank card: the most common ones are credit card and debit card. The characteristic of bank card is that there is no need to pay in cash, but each payment behavior requires the participation of the bank (such as on the POS machine authorized by the bank) in addition to the participation of both parties. The important feature of credit card is that users can pay within the bank credit line, that is, they can "overdraw", while debit card can not overdraw, they can only "deposit first, then pay"
(3) e-check: e-check is to make all the contents of the check electronic, and realize the transmission and processing of e-check among the drawer, payee, payer, bank, endorser and other relevant parties by means of network through encryption and decryption technologies such as digital certificate and digital signature, so as to realize e-commerce settlement
(4) e-cash: e-cash is the closest electronic currency to cash payment, which is developed to replace the actual cash. Such as mobile phone E-wallet. E-cash can realize the free payment between indivials, and has the characteristics of anonymity, multiple transfer and non tracking.