Digital virtual currency RMB
digital currency is an index character RMB, which is a legal encrypted digital currency. It is not only a payment tool, but also a currency. It is essentially different from Alipay and WeChat payment. P> Alipay, WeChat payment and mobile phone banks are all electronic money, is not digital money. These are all payment methods based on electronic accounts, which are in essence just a process of informatization of legal currency, not digital currency in a strict sense. Moreover, it is completely different from q-coin and bitcoin commonly referred to as q-coin and bitcoin, all belong to virtual currency. Compared with digital currency, the most fundamental difference lies in the difference of issuers virtual currency is the electronization of illegal currency, the issuer is not the central bank, and it can only circulate in a specific virtual environment, such as online game currency, which is mainly used for the purchase of virtual goods, but generally does not have security, so virtual trading platforms, such as smart star Witkey, XX one, XX eight, etc., are designed to provide secure trading protection. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency, bitcoin is illegal digital currency
What is virtual currency? What is virtual currency? There are 6 answers with rewards.
Ping An Bank, I know.
high quality organization answer owner
network authentication: Ping An Bank official account number
focus on becoming the 3605th fan.
virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum". According to the notice and announcement issued by the people's Bank of China and other departments, virtual currency is not issued by the monetary authority, has no legal compensation and mandatory monetary attributes, and is not a real currency
in addition, if you are going to travel Penang by bus, you can consider buying a rapid passport of RM30 for a week, and you can take any rapid bus< br />
Digital RMB is legal tender with unlimited legal compensation. Unlike the three party payment tools such as WeChat Alipay, the use of digital Renminbi can be completed without binding the bank account. p>
in transaction payment, no unit or indivial can refuse to accept digital RMB. To make payment more convenient while ensuring safety is the first consideration of digital RMB. The central bank's digital currency DC / EP adopts a two-tier operation system. The people's Bank of China issues digital currency directly to the public
In the two-tier operation system, the people's Bank of China first exchanges digital currency to banks, and then these institutions exchange digital currency to the public. So it seems that your salary should be paid to the bank account first, and then converted into digital RMB extended information:
the introction of digital RMB is as follows:
it is mainly used in the high-frequency business scenario of small retail. It adopts a two-tier operation system. The central bank first exchanges the digital currency to banks or other operating institutions, and then these institutions exchange it to consumers. It is understood that digital RMB is not a virtual currency, nor an online payment or e-wallet, but a legal digital currency issued by the central bank based on national credit
for financial innovation, it can not be completely realized. In this case, the relevant representatives of the central bank put forward the relevant contents of digital RMB and pointed out that the era of digital RMB is coming
Mobile payment means that mobile clients use electronic procts such as mobile phones to make e-money payment. Mobile payment creates a new payment method and makes e-money popular. Because of the advantages of convenient and fast payment, eliminating counterfeit money, no change and so on, it is loved by many people< The Ministry of Commerce issued the "overall plan for the pilot project of deepening the innovation and development of service trade in China", and officially announced that the number of digital currency has expanded from the original 4 pilot cities to 28 , which means that digital currency is coming towards us. The same virtual currency and bitcoin, so these virtual currency can replace the status of paper money
Therefore, it is essentially no different from the paper currency RMB, and will not be wildly hyped like bitcoin. In a short period of time, virtual currency can not completely replace traditional currency. There are mainly two constraints: the first is the user's will, not everyone is used to this payment method; the second is the satisfaction of technical conditions, because the speed of transaction payment is mainly limited by the technical realization, and the goal of digital currency is only to replace part of the cash in circulation. So for a long time, it should be used in parallel with banknotesWith the rise of blockchain technology, virtual currency has become one of the important application scenarios of blockchain technology. Virtual currency is a kind of virtual encrypted digital currency popular on the Internet Financial point-to-point lending platform. With the expansion of Internet consumption, virtual currency is generated and eventually circulates in a large number of virtual markets. With the development of virtual currency, these currencies can also be used as money for consumption. However, the risk of virtual currency as a currency transaction is very large. In order to prevent the development and spread of virtual currency, the country began to issue digital RMB in China
The advantage of digital RMB is very obvious, its use can greatly rece the waste of paper currency resources, and also facilitate the security of people's mobile consumption