Talk about your views on cash and virtual currency

1. The world's first digital currency was invented and issued by David Chaum, known as the father of digital currency. As a mathematician, cryptographer and computer expert, he began to study how to make digital currency in the late 1970s. Digital currency is a kind of currency existing in the form of electronic number, which is an electronic flow of information transmitted on the network through the circuit composed of 0 and 1. Compared with the traditional real currency, i.e. paper money and coins, digital currency has obvious advantages: traditional currency has greater storage risk, expensive transportation costs, and requires a lot of investment in security and anti-counterfeiting. Digital currency is different from e-currency such as credit card and e-check. It has higher level and higher technology content. It can be used without connecting to the bank network and is very convenient for customers. By the end of 1995, as more and more users of the digital currency invented by JOM, it was accepted by a bank called Mark Twain, enabling it to convert to the real deposits in the user's account
network virtual currency can be roughly divided into
the first category is familiar game currency. In the era of stand-alone games, the protagonist accumulates money by knocking down the enemy, entering the gambling house to win money, and using these to buy Herbs and equipment, but it can only be used in his own game console. At that time, there was no "market" between players. Since the establishment of Internet portal and community, the realization of game networking, virtual currency has a "financial market", players can trade game currency
the second type is the special currency issued by the portal website or instant messaging service provider, which is used to purchase the services in the website. The most widely used is Tencent's q-coin, which can be used to purchase membership, QQ show and other value-added services
the third kind of virtual currency on the Internet, such as bitcoin (BTC), Wright currency (LTC), etc. bitcoin is an electronic currency proced by open-source P2P software. Some people also translate bitcoin as "bitcoin", which is a kind of network virtual currency. It is mainly used for Internet financial investment, and can also be directly used in daily life as a new currency.

2. Digital currency has a wide range of transactions, virtual currency is small, knowledge is limited, language expression ability is general, but we have tried our best to answer, hope the answer can help you!

3.

The differences between e-money and virtual money are as follows:

1. Electronic money refers to using a certain amount of cash or deposit to exchange from the issuer and obtain data representing the same amount, or through the quick payment service launched by the bank and the third party to transfer the balance in the bank through some electronic ways, so that transactions can be carried out. Strictly speaking, it is a kind of currency that consumers use the bank's Internet banking service to store value and make quick payment to the issuers of electronic currency, and make consumers trade electronically through media (two-dimensional code or hardware equipment)

Virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum"

The detailed explanation of electronic currency is as follows:

1. Concept: it is an encrypted serial number representing cash, which can be used to represent the currency value of various amounts in reality. With the transformation from paper-based economy to digital economy, e-cash will become the mainstream

2. Features: anonymity, transaction cost saving, transmission cost saving, low holding risk, flexible and convenient payment, anti-counterfeiting and anti repetition, non traceability

There are two kinds of e-cash: one is based on the Internet and keeps the binary data representing the value of money in the hard disk of the computer terminal; One is the electronic wallet that keeps the monetary value in the IC card and can be circulated without the bank payment system

4. Definition: consumers pay traditional money to the issuers of electronic money, and the issuers store the equal value of traditional money in the electronic devices held by consumers in electronic form

4. Virtual currency is more convenient, sometimes it is not convenient to carry cash. Virtual currency plays a great role in life, but it also has negative effects

5. Views on virtual currency
from q-coin and counting roll used to buy props to bitcoin which can be exchanged with us dollar and euro today. It shows that the utilization rate and universality of virtual currency are graally increasing. I think this kind of virtual currency has both advantages and disadvantages. Virtual currency makes up for the deficiency of currency, but it will not replace the real currency
1. Security of virtual currency. The day before yesterday, a bitcoin trading platform headquartered in Japan was favored by many people. However, e to the loss of 750000 bitcoins from customers and 100000 bitcoins of its own, the company had to file for bankruptcy protection. This fully shows that the security of virtual currency is difficult to guarantee
2. The use of money cannot be regulated. The problem is that there is no manager similar to the central bank. Due to the strong anonymity, it is easy to be used for illegal transactions such as speculation and drugs, as well as money laundering. Without the network of financial institutions, it is difficult to grasp their liquidity, which will bring difficulties to taxation
although it has many uncertainties, virtual currency is very effective and reliable to a certain extent
1. The possibility of inflation of virtual currency is small, and it is not affected by policy. Avoiding the influence of the central government on finance, virtual currency can prove the stability of its value because of its limited circulation. It will not raise prices and lower the value of money because of the increase of money supply
2. Strong circulation. People can use bitcoin to trade anywhere in the world where there are networks and computers, which is very convenient
it not only saves time, but also saves a lot of transaction costs
after comparison, I think that the virtual currency will be saturated and will not pose a threat to the real currency. On the one hand, in the backward regions and countries, they rely more on currency, resulting in a gap with the developed regions. On the other hand, with the development of network technology, the security of virtual currency will be more and more difficult to determine. It is also very difficult for people to use a lot of money in the form of virtual currency in huge investment. Especially in a country with traditional culture such as China, people are more confident that they will hand over their property to the financial instry such as banks, rather than in the online world like flowers in the mirror< There is no comparability between bitcoin and stock. Stock is people's profit expectation for a company. For example, a company constantly proces new procts to increase its wealth. People can obtain wealth growth with the company by holding shares of the company. And the stock is an investment proct, without monetary attribute, it is impossible to say how much ICBC stock an iPad is worth. On the contrary, like bitcoin, the stock can be converted into legal currency through the exchange to purchase the iPad. Similarly, in the so-called companies that accept bitcoin payment, all of them are marked with legal currency. They accept bitcoin through a third-party company, and finally receive legal currency from a third-party company
therefore, stock is people's expectation for the future development of a company, and it is an investment proct. There is no comparison with bitcoin, which clamors to become a currency
2. The existence of money lies in circulation and pricing. A thing that has been reced to a speculative tool since its existence, expecting appreciation and redistributing wealth can not become money
3. As cndx God said, bitcoin will have 2.0 in the future, which will be seamlessly connected with 1.0. That's funny. Why should the inventor of 2.0 connect with 1.0? Just as bitcoin does not connect with RMB, it is another opportunity for wealth redistribution
4. The existence of virtual currency can only meet the money laundering needs of a small number of people, so there is a market. For example, if someone wants to launder US $1 million recently, the ratio of bitcoin to legal currency will change, which is also in line with the market rules. Of course, money laundering is risky. If you buy one million dollars of bitcoin, you will hold it forever without losing any money
5. My legal currency is in the bank. If I lose it, I can still get it back with my ID card. Is my bitcoin password gone? Who should I go to
6. The currency expected by cndx will not be lost. At most, it will play in a certain circle just like Q currency
7. This thing is the proct of anarchism. If you want to embody value, you can only do it without government. The distribution of wealth depends on power and blood. For example, if you hold 10000 bitcoins, ZF says not to use them, and you say I'll use them. Bang, you're dead. Oh, bitcoin has appreciated again, because the total amount is less than 10000.

6. "There is no interest charged on the account, there is no payment, the account is closed. In addition to the small amount of cash that can be withdrawn by the buyer, the account shall be settled by transfer. " According to p66, "basic accounting practices."

7. People say that time is money, often from the perspective of cost accounting. They assume that the more time a thing takes, the higher the cost. Experience seems to have proved it. Projects that exceed the scheled time limit usually cost more than budget, such as the channel tunnel or the new British Library

on the other hand, in order to save costs and shorten the time, the results may not always be successful. In the early 1990s, when the proct and market were not mature, Apple's designers and marketers rushed Newton palmtop to the market. Newton entered the market half baked and was soon overtaken by rival palm pilot

to understand the relationship between time and money, a better and more creative idea is to regard both as commodities, which can be traded. The two can also trade with each other. Money can be used to buy time, and time can also be used to create money

enterprises often need to buy time, and what they have to buy every day is to buy labor from employees. Harrington Emerson, an American engineer, said as early as 1913 that many companies mistakenly thought that hiring workers was buying their output, while workers thought they were selling their time. Emerson said that this misunderstanding is one of the main reasons for the tension between labor and capital: the company hopes to invest as little as possible in each unit of output, so as to rece the cost, while the workers are eager to get more returns and maximize their own interests because of their time

he believes that the solution is to create a mechanism to reward workers for their time while increasing proction. Pay workers more and treat them better, so they will spend more time for you and use it more efficiently; The resulting increase in output will exceed the added value of labor costs

when a company is carrying out technological innovation or engaging in creative activities, it is spending time to create money. The example of Newton's handheld computer shows what will happen if we don't invest enough time

an opposite example might be the story of polaroid. Edwin land, founder of Polaroid, began to develop instant photography in 1947, but he didn't launch the famous Polaroid SX-70 until 1972. Previously, Polaroid has launched a camera using black-and-white film, but the company's ultimate goal is a color camera. Rand is not content to be second. He doesn't want to rush on the horse, otherwise he will occupy the resources of other important projects. He designated the SX-70 as a minor project for the time being, allowing it to mature slowly. It took 25 years to perfect the proct, but once it was put on the market, it was a great success

there is a close relationship between time and money, which is not as simple as time consuming money in accounting sense. They are not inverse relationships, but the more time you put in, the more money you can create, and vice versa. Notice this simple formula: the faster something comes out, the cheaper it is. Also remember another adage: haste makes waste< After Einstein became famous, he still maintained his frugal lifestyle in the face of favorable treatment. When he had an annual salary of $16000 in front of him, he only wanted to charge $3000, and said something that shocked many people: "in my opinion, every extra property is a stumbling block for a character, and only a simple life is the driving force for me to create!" In this regard, I can't help thinking, life is not just the need, like Einstein, should establish a correct concept of money

there was a story about Guo Jing who came to the Central Plains from the desert and offered money to redeem himself for the people in the biography of archery heroes, and there was a story about Jiang Xiaoyu who first came out of the lake and threw gold and silver jewelry on the roadside in the story of peerless double pride. Although both of them are martial arts novels, we can see Jin Yong and Gu Long's understanding of money through the two novels&# 0; Money is just outside the body, too much in the body will only become a burden. This kind of understanding of money coincides with the viewpoint in Sima Qian's biography of Xiake. Because of this, Fang you and his two men are the leading figures in the martial arts world. Therefore, to establish a correct view of money, we should first have a correct understanding of money

secondly, it is necessary to seek money through proper channels

as the saying goes, "a gentleman loves money and takes it in a proper way.". Just as Fan Li, who bid farewell to the king of Yue, earned the wealth of his country with his wisdom and achieved the reputation of Tao and Zhu; On the contrary, he Li, who was close to Qianlong, gained endless treasures by virtue of his power, but in the end, he only left behind the reputation of corrupt officials. Fan Li is the representative of wealth and is respected by the world, while he Lu is only the top of the blacklist of corrupt officials and despised by later generations. The reason is that it is not difficult for us to come to such a conclusion that those who seek money with the right way will be famous in history, while those who seek profit with the wrong way will be infamous for years

finally, we should learn to evacuate money timely

back then, when Li Bai came to the Central Plains from the sword Pavilion, all his gold was gone, but he could chant "all the gold is gone, come back again". How heroic is that? Again, what is Chai Jin's sense of loyalty in order to relieve his enemies? Finally, let's appreciate Eugenie in the miser. How happy is Eugenie when she doesn't obey her father's wishes, evacuates her family wealth and establishes a school? Therefore, timely evacuation of wealth, can make the heart get happiness

friends, we can't help dealing with money in our life, but we should establish a correct view of money, because only in this way can we successfully control money and make it our eternal servant< Mr. Lu Xun said: there is no road in the world, and more people walk, so it becomes a road

the same is true of money: there is no money in the world, and a smart person will have money as soon as he pats his forehead

Mr. Lu Xun said: the most painful thing in life is to wake up and have no way to go

so we are like this: the most painful thing in life is waking up without money to earn

Lu Xun also said: if you don't break out in silence, you will die in silence

some people also ponder this way: if you don't break out in money, it will be wasted in money

Mr. Lu Xun also said: I am angry

in the end, there are still many successors in front of money: for money, I will fight

the history of money, especially the history of money supremacy, is a very recent and short history of human history. Compared with the ancestors who swung sticks and chased rabbits, the people who now think of ways and count tickets are almost the same. Compared with survival, money is more often worthless—— See how vicious money is in its short history! Even adjectives are full of money! Since the money as the abstract of happiness, ancient and modern people will mistakenly take money as the only happiness to pursue. In this short history of money, money inflation has become the only and highest benchmark to measure all human happiness: almost happiness can be traded and settled with money. Therefore, people who pursue specific satisfaction, happiness and happiness forget the fundamental meaning of happiness and pursue money wholeheartedly

I have to describe the academic view. The famous philosopher Schopenhauer expounded a famous saying about the relationship between money and happiness in the psychology of money: "money is human happiness in the abstract; He, then, who is no longer capable of engaging human happiness in the concrete devotes himself otherwise to money. ". Money is the abstract embodiment of human happiness; People have lost the ability to enjoy real happiness, so they all devote themselves to money. " As the saying goes, a full man doesn't know a hungry man is hungry. We don't have to set up a high place and build a good memorial archway in front of money. We vow not to be a whore enslaved by money. But I always want to know more about the relationship between money and happiness. Money itself is still happiness, just a highly abstract and generalized form of concrete happiness. First, there is no space and time to feel the specific happiness; Second, forget that money is only a means to obtain happiness, and the means as the purpose. As far as human beings are concerned, the history of money acquisition is at the same time the "acquisition" history of concrete happiness, which is a kind of collective consciousness or unconsciousness; As far as indivials are concerned, people are born without knowing what money is. Therefore, the various functions of money are the result of nurture. Virtual is the possible expression of reality, money is the virtual expression of happiness. The history of human evolution is the history of continuous virtualization...

originally, money is enough to make people dizzy, not more dizzy in the literary world! So we must completely vulgarize the masses! Even the old sayings such as "what's not sick, what's not without money", "money is not omnipotent, but without money is absolutely impossible"... Have been completely abandoned - all from the contemporary history of money, and proceed from reality: the new rich should not forget to accumulate some virtue while pursuing profits, and the moonlight clan should not become the sunshine clan next step; Rich and strong waist does not mean that the waist is straight. Without money, the pocket has a bottom, not the heart has no bottom... It's ridiculous that someone should take money as a symbol of today's life, saying that the symbol of the contemporary poor is: the poor eat meat, the rich eat vegetables; The poor are white and fat, the rich are black and thin... It is this kind of inexplicable theory that makes the rich miserable and the poor miserable. We should cherish life, and we should not neglect life and respect the happiness of life for the sake of money! Think about the old robbery lines: money or life? In the face of this kind of problem, more people will not hesitate - to death

no matter how good or bad the denotation effect of money is, the quality of money itself is beyond reproach. No matter how brilliant or great the previous life of money is, the afterlife of money will become more virtual until it may disappear. We can't catch up! It's hard to say whether it's luck or misfortune

people who get lucky and lose their lives and can't get along with money are very much like doggies circling around their tails. After enjoying this, they are still depressed

Mr. Lu Xun said: there are two trees in front of my house, one is a jujube tree, and the other is a jujube tree - I'm afraid to think about my two hands, one hand is money, and the other hand is money

money itself is nothing, the most important thing is how you treat it.

8. Any kind of goods that can perform the functions of medium of exchange, value scale, deferred payment standard or fully mobile means of wealth storage can be regarded as money
1. Barter
2. Metal currency
3. Iron currency
4. Gold and silver
5. Paper currency
6. Gold standard
7. Currency security
8. Modern currency
9. Chinese currency

9. Cash is pure cash, which is the cash currency we use. It can be divided into many kinds, such as the cash currency and the paper currency.