Industrial and commercial virtual currency

2.

China does not have the first legal virtual currency. At the end of 2013, the central bank and other five ministries and commissions issued the bitcoin risk notice, which clearly defined bitcoin as a special Internet commodity, and the public can buy and sell it freely on the premise of taking their own risks

other digital confidential currencies are also suitable, such as Laite coin, the ancestor of Shanzhai coin, Fuyuan coin for business points in jewelry instry, dog coin for small reward, etc. But although virtual currency exists legally in our country, it is illegal to cheat under the guise of virtual currency

extended data

as the proct of e-commerce, virtual currency has begun to play an increasingly important role, and it is more and more connected with the real world. However, with the growth of virtual currency, the relevant laws and regulations are lagging behind, which has laid many hidden dangers

fraud

the private transactions of online virtual currency have realized the two-way circulation between virtual currency and RMB to a certain extent. The activity of these traders is to buy all kinds of virtual currencies and procts at a low price, and then sell them at a high price to earn profits. With the increase of such transactions, there are even virtual mints

in addition to the virtual currency provided by the main company, there are also some people who specialize in "virtual coin making" to obtain virtual currency by playing games and then resell it to other players. Take Wenzhou as an example, there are about seven or eight such "virtual mints" with four or five hundred practitioners. This not only creates a bubble for the price of the virtual currency itself, but also causes trouble for the normal sale of the issuing company. It also provides a platform for selling and collecting money and money laundering for various cyber crimes. p>

impact system

in modern financial system, the issuers of money are generally central banks, which are responsible for the management and supervision of money operation. As the equivalent exchange goods used to replace the real currency circulation on the Internet, the virtual currency on the Internet is essentially the same as the real currency. The difference is that the issuers are no longer central banks, but Internet companies

if the development of virtual currency makes it form a unified market, each company can exchange with each other, or virtual currency is integrated and unified, and all of them are based on the same standard and price, then in a sense, virtual currency is currency, which is likely to form a threat impact on the traditional financial system or economic operation

network problems

in addition to direct cash, virtual currency can also be purchased by SMS, internet transfer and fixed telephone recharge. These ways of purchase not only provide convenience for users, but also have many risks

such as embezzlement of telephone recharge and purchase by minors. In addition, virtual currency does not have the anti-counterfeiting technology of real currency. Computer hackers may use its security loopholes to proce counterfeit currency. Relevant personnel of the State Administration for Instry and Commerce said that virtual currency transaction is a business behavior derived from the Internet era, and there are no clear legal provisions to regulate it, and there are no items related to virtual goods transaction in the scope of instrial and commercial registration

but when the virtual property transaction graally employs people, places are fixed, transaction profits are clear, and has the nature of operation, it may involve market order and tax issues. Even game operators have no ability to control. There are a large number of "counterfeit banknote makers" in the network. Take the winger who is mainly engaged in chess and card online games as an example, the purchasing power of his online currency has shrunk by nearly 40% in one year. Many people point out that such inflation will only damage netizens and make them lose confidence in the Internet

reference source : network virtual currency

3. Of course, virtual currency can't be registered by itself. If virtual currency can be registered by itself, then virtual currency has no value and is too cheap. The development of virtual currency needs to have certain technology, virtual currency needs to have wallet, need to have a trading platform
however, some people did issue their own digital currency. Xue Manzi issued his own digital currency, which belongs to personal currency, but then disappeared. Digital currency needs a good application scenario planning in order to live longer. For example, Ruitai asset mortgage dividends, Qianjin overseas luxury purchasing agency, and bitcoin have more uses. Blockchain technology is derived from bitcoin.

4. Electronic procts are one of the commodities with serious price drop. Technology is improving, and performance is improving step by step. Although Intel is called "toothpaste factory" with a smile, it can't stop the progress of processor. The same is true for graphics cards. And the progress of the graphics card is greater than that of the processor. The notebook loaded with 3060 graphics card can be regarded as a high configuration, and the price is naturally not low. The price drop is inevitable. So buy a computer can't catch up, in their ability range, enough for their own use.

5. Whether MBA is MLM or not should be judged according to its specific operation mode

according to Article 2 of the regulations on the prohibition of pyramid selling issued by the State Council, what is pyramid selling? It refers to that the organizers or operators develop personnel to seek illegal benefits by calculating and paying remuneration to the developed personnel based on the number of personnel directly or indirectly developed or sales performance, or requiring the developed personnel to obtain the qualification to join in on the condition of paying certain fees, Disturbing economic order and affecting social stability< It can be simply summarized as follows: first, you need to pay the entry fee< Second, we need to develop offline. Need to constantly find partners, and set up a team under the guise of doubling income to ince others
Third, determine how much you will get in return according to the number of people below and their business performance< Article 7 of the regulations on the prohibition of pyramid selling of the State Council is an act of pyramid selling:
(1) organizers or business operators, through development personnel, require the developed personnel to develop other personnel to join, To calculate and pay remuneration (including material rewards and other economic benefits, the same below) to the developing personnel based on the number of the personnel they have directly or indirectly developed in a rolling way, so as to seek illegal benefits
(2) the organizer or business operator, through the developer, requires the developed person to pay fees or pay fees in disguised form by way of subscribing for commodities, so as to obtain the qualification of joining or developing other persons to join and seek illegal interests
(3) the organizer or business operator, through the development personnel, requests other personnel developed by the development personnel to join, forms the relationship between the upper and lower line, and calculates and pays the online remuneration based on the sales performance of the lower line, so as to seek illegal interests.

6. This should be a false message. It is impossible for Harbin Instrial and commercial bank to use virtual currency for payment, let alone carry out virtual currency related business
at the end of 2013, the central bank and other five ministries jointly issued a bitcoin risk notice, in which bitcoin was clearly defined as a special Internet commodity. At this stage, bitcoin cannot and should not be used for payment. All financial institutions shall not provide bitcoin related services
counterfeit coins such as Ruitai coin, Laite coin and doggy coin are also suitable for bitcoin's younger brother, so this is a false information, just a lie of the direct sales team.

7. Both digital gold coin and cryptocurrency belong to digiccy. Digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency&# 8203;&# 8203;&# 8203;

8. ICBC's ten currency card, also known as multi currency credit card, can use multiple national currencies (currently supports 10 foreign currency currencies)
10 foreign currencies include RMB, US dollar, euro, Hong Kong dollar, British pound, Japanese yen, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar
when ICBC's multi currency credit card is used in the corresponding countries or regions of 10 foreign currencies, Automatic consumption by local currency, no currency conversion, free of conversion fees for customers.

9. You can go to the branch of ICBC to apply for opening. Or you can search the internal experience wallet in your own mobile bank, or you can open the digital wallet.