Is wechat red envelope a virtual currency
10 10, two major domestic payment giants Alipay and WeChat simultaneously voicing, prohibiting the use of platforms in virtual currency transactions. Why did Alipay and WeChat voice at the same time? The reporter understands that this may be related to a dynamic trend of a virtual trading platform in the near future. P>
Alipay and WeChat: once found and resolutely retreated,
has repeatedly banned payment agencies to provide virtual
services. In fact, the central bank and its branches have repeatedly requested payment agencies not to provide services for virtual currency transactions.
as early as the end of 2013, the central bank and other ministries and commissions issued the notice on preventing bitcoin risks, which made it clear that all financial institutions and Payment institutions should not price procts or services with bitcoin, buy or sell bitcoin or act as central counterparties, underwrite insurance business related to bitcoin or include bitcoin in the scope of insurance liability, Shall not directly or indirectly provide customers with other services related to bitcoin, including: providing customers with bitcoin registration, trading, clearing, settlement and other services; Accept bitcoin or use bitcoin as a payment and settlement tool; Carry out bitcoin and RMB and foreign currency exchange services; Carry out bitcoin storage, custody, mortgage and other services; Issuing financial procts related to bitcoin; Take bitcoin as the investment target of trust, fund, etc
in September 2017, the central bank and other seven departments jointly issued the announcement on preventing the financing risk of token issuance, which stipulates that financial institutions and non bank payment institutions shall not directly or indirectly provide procts or services such as account opening, registration, trading, clearing and settlement for token issuance financing and "virtual currency"
similarly, the business management department of the central bank issued a notice in January 2018, requiring all legal person Payment institutions under its jurisdiction to carry out self inspection and rectification work in their own units and branches, forbidding to provide services for virtual currency transactions, and taking effective measures to prevent payment channels from being used for virtual currency transactions
virtual currency is still a chaotic instry, and MLM is very popular in China. However, there are also some applied digital currencies, such as the tokens of Euroland crowdfunding and crowdfunding projects.
you can also use the money in wechat. Direct to the bank card. And then take it out, so it's a solid coin
related information:
1. Wechat red envelope is an application launched by wechat, a proct of TX, on January 27, 2014. It can send red envelopes, check receiving and sending records and withdraw cash. On April 14, 2014, "Android mobile phone users can get wechat red packets as long as they scan the red QR code around them with wechat and successfully install other application software through Tencent app Bao
2. More than 50% of the users did not withdraw the funds from the wechat red envelope, and there were not a few users who did not withdraw because of the small amount of red envelope. It is understood that the number of group red packets is 100 yuan at most and less than 1 yuan at least. Users who grab a small amount of money and don't care about the money naturally choose to let it settle. Some users just regard this as a new year's activity to show the excitement of the festival, and they don't want any follow-up actions
3. Some users don't know that the wechat red envelope is real RMB, thinking that the red envelope is a virtual currency similar to Q currency. In addition, only by binding the bank card can we get the red envelope, which makes some users feel uneasy. Whether the bank card can be unbound, whether it will encounter phishing red packets, these mobile payment security problems also make users delay red packets cash.