Can money as a means of storage be virtual
No
banknotes do not have the function of storage means. Only when the value of paper money remains stable for a long time can people store paper money. The paper money has the function of storage means (in the bank), but does not have the function of storage means
The storage function of money is the function of money withdrawing from circulation and being preserved as the general representative of social wealth. As a means of storage, money can spontaneously regulate the amount of money in circulation. When the amount of money needed in circulation decreases, the surplus money will withdraw from circulation; When the amount of money needed in circulation increases, part of the stored money goes into circulation As a means of storage, money must be real and valuable gold and silver money. Only gold and silver coins or gold and silver strips can play the role of currency storage{rrrrrrr}
extended data:
function of currency:
1. Value scale
value scale is the most basic and important function of currency, that is, currency acts as a scale to express and measure the value of all other commodities. The quantity of commodity value depends on the length of social necessary labor time. Here, social necessary labor time is the internal measure of commodity value
However, under the condition of commodity economy, the amount of commodity value can not be expressed directly by labor time, but only by currency as the representative of value. It can be seen that money performs the function of value measure 2. Means of circulation
means of circulation refers to the function of money as a medium of exchange in commodity circulation. Before the emergence of money, commodity exchange was the direct exchange of goods, that is, commodity commodity. After the emergence of money, commodity exchange is carried out through money as a medium, namely commodity currency commodity. Here, money plays the role of medium in the exchange of two kinds of commodities and performs the function of circulation means
3. Means of storage
meaning: storing wealth (the symbol of wealth) is not money in concept, but must be gold and silver bars (such as metal bars, etc.) of sufficient value
Means of payment refers to the function of money when it is used to pay off debts. In commodity exchange, the sale of goods can be carried out on credit instead of cash, and cash can be paid after a certain period of time. The Seller becomes the creditor and the buyer becomes the debtor. After the agreed time limit, the buyer pays off the debt to the seller in currency. Here, money plays the role of means of payment 5. World currency
meaning: when money plays a role as a general equivalent in the world market, we call it world currency. As a world currency, it must have full value, be a precious metal block, and play its role according to its actual weight. In fact, it is gold and silver that play the role of world currency. Paper money cannot be used as world currency
function: purchase foreign goods in the world market and pay the balance of payments. The need for real money, as a representative of social wealth, is generated when countries transfer from one country to another
banknotes do not have the function of storage means. Only when the value of paper money remains stable for a long time can people store paper money. The paper money has the function of storage means (in the bank), but does not have the function of storage means.
The medium of transaction is the commodity that is most easily exchanged with other commodities. Metal currency has the characteristics of Storability at the same time. Paper currency is relatively poor in storability. Generally, the medium of transaction can also meet the requirements of value stability, because it also needs value stability to perform the function of the medium of transaction. Therefore, money, especially metal money, can be used as a means of storage, while paper money does not have these characteristics, so it can not be used
related introction:
as a general equivalent, money can buy any commodity, so it becomes the general representative and direct embodiment of social wealth, which arouses people's desire to store it. As a means of storage, money must be real and valuable metal money to ensure the stability of storage value
extended data
the effect of deposits is between cash and bonds, most of the deposits will be loaned out by banks, but banks need to maintain a certain proportion of reserves in order to maintain liquidity and meet the withdrawal needs of depositors at any time, and this part of reserves will precipitate and become storage currency
The storage method has three characteristics:1
When it needs to be used, it can be easily exchanged with other commodities and converted into the required form Its value is stable and can be converted into other items with the same quantity before and after storagebanknotes do not have the function of storage means
only when the value of paper money remains stable for a long time can people store paper money. The paper money has the function of storage means (in the bank), but does not have the function of storage means.
As a means of storage, money can spontaneously regulate the amount of money in circulation. When the amount of money needed in circulation decreases, the surplus money will withdraw from circulation; When the amount of money needed in circulation increases, part of the stored money goes into circulation. The money used as a means of storage must be real and valuable gold and silver money. Only gold and silver coins or gold and silver strips can play the role of currency storage
banknotes do not have the function of storage means. Only when the value of paper money remains stable for a long time can people store paper money. The paper money has the function of storage means (in the bank), but does not have the function of storage means
extended data:
characteristics:
storage means should have three characteristics:
first, it is not easy to damage and deteriorate in the process of preservation
Secondly, when it needs to be used, it can be easily exchanged with other commodities and converted into the required form Thirdly, its value is stable, and it can be converted into other items of the same quantity before and after storagethe transaction medium is the commodity that is most easily exchanged with other commodities, and naturally meets the second condition. At the same time, metal currency has the characteristics of storage resistance, which also meets the first condition. Paper currency is relatively poor in storage resistance, but bank deposits can help solve this problem
generally, the transaction media can also meet the requirements of value stability, because the implementation of the function of the transaction media itself also needs value stability. Therefore, money, especially metal money, can also be used as a means of storage
banknotes do not have the function of storage means
only when the value of paper money remains stable for a long time can people store paper money. The paper money has the function of storage means (in the bank), but does not have the function of storage means.