Is IFPC Hyatt mining machine regular
Publish: 2021-04-15 06:42:42
1.
No, the company doesn't charge a cent, and the money is circulated in the hands of the players. The 1000 yuan invested is the money to buy the mint. Each Mint helps us proce 10 gold coins every day, and each coin is a dollar! As long as 100 can be converted into RMB! The company just provides a platform for you, just like you open a mahjong hall, play mahjong at your home, and provide us with a venue to play, we can give you a service fee! Therefore, bitcoin only charges us 50 yuan a year for network management
no performance and development requirements! If you don't want to do dynamic market, you choose to do static market! Just don't worry about anything, invest 1000 yuan to buy a mint and proce 10 gold coins every day! 300 yuan a month! Ten mints earn 3000 yuan a month
2. If there are no serious consequences, it will be regarded as illegal, and illegal is not necessarily a crime
if there are serious consequences, of course, they will be sentenced
not only Taobao, but also regular platforms are not allowed to sell. The central bank has issued a ban on the use of bitcoin procts
if there are serious consequences, of course, they will be sentenced
not only Taobao, but also regular platforms are not allowed to sell. The central bank has issued a ban on the use of bitcoin procts
3. Anji station, and then do 202 bus to Xiaofeng
4. Don't touch digital currency. It's useless to beat drums and pass on flowers. It depends on who runs fast!
5. normal. Asproex (Apollo) is a diversified international financial platform with full financial license and US MSB license, two advantages of efficient supervision and bank endorsement.
6. If you think it's cheating? I don't think the society has developed any more. With the change of the times, IPFs is a technology and trend oriented project. Hyatt has introced a joint-stock system and its marketing is also very popular,
7. Sometimes it's deceiving, but sometimes it's not. Generally, it depends on who the other party is. If you need money, try not to buy it to avoid being cheated
8. Maybe it's a newly established fraud company, whose business registration information can't be found on the Internet. I hope you're not from that fraud company. You can draw inferences from one instance by teaching you some tricks of cheating:
① money: asking for money in various names, recruiting men and women to remit money;?? All those who collect money are liars! All advertisements posted on bus stop signs, roadside walls and railings are liars
fees: fees for physical examination in designated hospitals and partners; Contract fee for acting as a model, photo fee, etc
3. Using fake recruitment to grab mobile phones and bags, most of them are in Dongguan; Talk on the phone casually, and then tell you that you have been accepted, please come for an interview, in fact, is to rob you
4. People: they take you to strange and remote places with their sweet words; Not ring office hours or in the evening
⑤ swindle deposit and liquidated damages by using agent processed procts; Many generations of processing everywhere to play small ads are mostly liars< (6) most of the company's contact numbers are not fixed lines, but mobile phones and PHS numbers, which are easy to change at any time. You can find it through 114. Regular company to leave the contact number is generally fixed telephone, and most companies can be found through 114< (7) pretend to pick up money on the ground and share with you; Pretending to be a pop can or a drink bottle won the prize; Call, text and post your mobile phone number to win the prize; Exchange foreign currency; Gambling on the ground; Some medicine's ancestral secret recipe, newspaper diseases; It's all cheating for rich women and rich people to ask for marriage, join the club and so on! You can call 110 as soon as you turn around. Greed, greed is the biggest reason for you to be cheated, when the time to lift a stone hit their own feet< There are a lot of cheater company names, which are relatively simple and constantly changing. For example: Guangzhou Weicheng company, Xiongyu Trade Center, Heyu enterprise, Guangzhou Haihua trade department, etc.
Four: those who collect money and have physical examination in designated hospitals are sure to be cheaters< In fact, the purpose of cheaters is money
no matter how grandiose and charming the liars are, they are just using your eagerness for success to cheat money. Physical examination in designated places, interview in other places, file keeping fee, clothing fee, reserved position fee, actor and model signing fee, photo fee, registration fee, post fee, deposit, handling fee, filing fee, registration fee, confidentiality fee, membership fee, deposit and so on, all of which are deceptive! Cheating!! As long as you cover your wallet tightly and don't pull out a dime, and then call the police, they have no way< 5. A large number of advertisements for recruitment and urgent employment are pasted everywhere on the roadside. The salary is clear and the welfare is amazing. 99.9% of them are basically liars! Recruitment of men and women public relations is all cheating
most of their recruitment positions are "typist, scribe, warehouse keeper, clerk, assistant, Porter, order dispatcher, trainee management, reserve cadre, salesman, broker, deliveryman, security guard, administrative secretary, male and female public relations, actor, model..." and many of them are pretending to be electronic factories and film and television companies. Generally, the positions they recruit are relatively low, and they even focus on fresh graates. The reason is that these people are easy to be cheated, have a poor sense of self-protection, and are hard to find a job! To earn money from the black sheep. And the high position is not only difficult to hook, and will soon find the relevant departments to deal with them
it's all cheating to recruit men and women for public relations! The common way is: first, ask your age, height, native place and so on, let you believe it, then let you go to a hotel, and then call him. When you call him, they will say they have seen you and passed the interview, and then use various excuses to ask for remittance to their designated bank account, After you remit money, scold you or say you don't know you, or simply say you don't know. Now they not only paste small advertisements everywhere on bus license plates, markets, greenbelts, pedestrian bridges, railings, university campuses and markets, threatening the environmental sanitation personnel to remove them. They also send people to distribute a large number of ugly leaflets near the Canton Fair and residential buildings, and even use English leaflets to cheat foreign visitors to the Guangzhou Fair, Damage the appearance of the city everywhere! Seriously damaged the image of Guangzhou
most of the formal enterprises advertise in Guangzhou Daily and future recruitment, or set up stalls in the formal talent market / labor market, such as Ruiqi talent market of East Railway Station, talent market on the 5th floor of book purchasing center, Southern talent market, Guangzhou labor center market at the entrance of Sanyuanli Avenue in Xinshi, and Baiye labor market on the 5th floor of red express in Xinshi market
99.9% of the people posted on bus stop signs and walls are cheaters!! No formal enterprise will put up large-scale advertisements everywhere on the station signs and roadsides. Because they are very clear that this is a very serious fine, up to tens of thousands of yuan! Moreover, the personnel managers of regular enterprises are not willing to do so. At most, the personnel managers of regular enterprises paste one or two advertisements to recruit workers near the gate of the factory, or some factories set up stalls on the roadside to recruit workers
only cheaters and villains are willing to take risks to scribble and post on the streets on a large scale, and the welfare is good. If it's so comfortable and good, there won't be so many bosses in Guangzhou, so it's better for them to work there. At present, there are not many generous bosses in Guangzhou. The basic characteristics of Guangzhou's labor market are low wages, hard working overtime, no social welfare, dection of wages, no one to manage complaints, frequent arrest of migrant workers for temporary residence permits (just like the white people arrested Indians in the United States in those years), stealing and swindling, and no one to manage complaints. This is also the fundamental reason for the massive transfer of migrant workers to the relatively standardized Yangtze River Delta in recent years
for all the advertisements posted outside, such as what group, what electronic factory... And so on, the usual contact address of these swindlers is a room in an office building, not a regular large factory. Because this is the deceptive place temporarily rented by these swindlers, they can transfer and escape at any time< 6. Companies that recruit all the year round should not go. Don't be superstitious about big companies. Everything depends on the actual treatment
it is best not to apply for the job. It is advertised, or very picky, or not very well paid. It makes you spend all your time on resumes, apply for a job, waste time and energy to run around and interview, such as Mei Group, Zhongshan Jinke information / Jinke information / Hongkong Jinke information group, Guangzhou Cade Clothing Co., Ltd., Li Bai group, Pretty Vally perfume company, lucky star children's procts company, Guangzhou Jingcai Cosmetics Co., Ltd., Shenzhou computer Co., Ltd., etc., among which there are many big companies with flying advertisements. Some of these "second-class cheaters" even throw your resume in the trash after going back. These companies recruit for the same position year after year. At most, they change the date in the advertisement. It is a waste of manpower and material resources< 7. The company is not big, office buildings and wages are not good, and the company name is frightening
Hong Kong * * International, American * * International, French * * group and so on. These company names are usually registered in Hong Kong with the help of some private agent companies in Guangzhou. There is not much truth, but there is a lot of moisture. Private cosmetics enterprises in Guangdong like this move most. Three or two people rent a place at random and become an international group. Many fresh graates blindly believe in big companies Big brands, entering these companies, seem to be on cloud nine and become international presidents. This article and the above-mentioned Article 5 often fall into a el. Such as the fake company "CP (Hong Kong) International Group Co., Ltd." and the swindler school "American International University". You can find out by searching for "fake" or "American International University" on the Internet
9. Job seekers' self-defense: single women should not go to remote places for interviews or go to interviews together; Not going to the interview ring working hours; Those who want money will not go; Don't take valuables with you
10. Four ways to deal with cheaters: 1. Find a lot of people to call cheaters' companies in turn, scold them and threaten them, lasting for more than a month, and call them whenever you have time; ② Labor, public security experts, city managers, personnel, instry and commerce, media multi pronged complaints, persistent complaints! ③ Find a few more friends come to smash curse! Beat up these swindlers! Or take advantage of the sneak attack and beating at work! Better cripple them! Start with swindlers and bad guys quickly! fight a quick battle to force a quick decision! Be cruel! Let him never forget! Since we don't care about go Vern ment, we common people can't always be slaughtered and bullied! ④ If the conditions are not ripe for the time being and we can't get rid of them at the moment, we can wait, plan well, and retaliate when the time is ripe Evil is rewarded with evil. We must not let these swindlers and villains whose hands are covered with the blood and tears of good people and job seekers go unpunished
● Guangzhou Zike Trading Co., Ltd.: room 415, 4th floor, Yuebei building, 617 Dongfeng East Road, Guangzhou, 020-83762925, Miss Wang, Guangzhou Zhanyi recruitment Plaza and other talent markets next to the headquarters of Tianhe Road South talent market. Job seeker: I went to a company in room 415, Yuebei building, Dongfeng East Road for an interview at 3:30 p.m. on May 25. I applied for a business assistant, but I could pass without saying a few words. I was told to go back and wait for the notice. At 6:00 p.m., I received the notice that my information had been passed by the personnel department. I was asked to bring 250 yuan, photos and copies of personal data back to the company today to sign the contract. The next day, after talking with them, I knew it was a liar<
● Guangzhou Hengsheng Digital Co., Ltd.: room 1906, henglexuan, HengAn building, Yuancun hilltop, Huangpu Avenue, Tianhe District, 020-31801176
● Longyuan trading company: room 603, building A3, Longyuan building, Gangding, Tianhe District, the so-called "swindler" is a swindler! He was also accompanied by Hengsheng company in room 1906, Heng'an building, Huangpu Avenue. When he first entered the company, he said that he had to pay for clothes, and then slowly, what kind of guarantee fee and so on
● Kangmin hospital: physical examination, No. 155, Xianlie East Road (near Shahe Street), 020-37397129
remarks deceptive tactics: these swindlers, with the signboard of "Guangzhou Hengxin Kedi Electronics Co., Ltd.," recruit people in the Nanyue talent market in the new market of airport road; With the signboard of "Guangzhou Zike Trade Co., Ltd.," we are looking for new employees in Guangzhou Zhanyi recruitment Plaza next to the headquarters of Tianhe Road Southern talent market Among them, a 50 year old man who recruited in the workplace speaks Cantonese
they are all interviewing at room 2508, 25th floor, Tianyu Building, 753 Dongfeng East Road (Tel: 22816019). When I arrived here, I found that the sign at the door was "Wangfu communication equipment Co., Ltd., Yuexiu District, Guangzhou City". I asked Miss Wang at the front desk why, saying that the personnel department of the head office was working here (in fact, it was a black hole, there were several outsiders). That Miss Hu's interview is very simple. She will give you high salary and general treatment (social security, medical insurance, subsidies, food and housing
① money: asking for money in various names, recruiting men and women to remit money;?? All those who collect money are liars! All advertisements posted on bus stop signs, roadside walls and railings are liars
fees: fees for physical examination in designated hospitals and partners; Contract fee for acting as a model, photo fee, etc
3. Using fake recruitment to grab mobile phones and bags, most of them are in Dongguan; Talk on the phone casually, and then tell you that you have been accepted, please come for an interview, in fact, is to rob you
4. People: they take you to strange and remote places with their sweet words; Not ring office hours or in the evening
⑤ swindle deposit and liquidated damages by using agent processed procts; Many generations of processing everywhere to play small ads are mostly liars< (6) most of the company's contact numbers are not fixed lines, but mobile phones and PHS numbers, which are easy to change at any time. You can find it through 114. Regular company to leave the contact number is generally fixed telephone, and most companies can be found through 114< (7) pretend to pick up money on the ground and share with you; Pretending to be a pop can or a drink bottle won the prize; Call, text and post your mobile phone number to win the prize; Exchange foreign currency; Gambling on the ground; Some medicine's ancestral secret recipe, newspaper diseases; It's all cheating for rich women and rich people to ask for marriage, join the club and so on! You can call 110 as soon as you turn around. Greed, greed is the biggest reason for you to be cheated, when the time to lift a stone hit their own feet< There are a lot of cheater company names, which are relatively simple and constantly changing. For example: Guangzhou Weicheng company, Xiongyu Trade Center, Heyu enterprise, Guangzhou Haihua trade department, etc.
Four: those who collect money and have physical examination in designated hospitals are sure to be cheaters< In fact, the purpose of cheaters is money
no matter how grandiose and charming the liars are, they are just using your eagerness for success to cheat money. Physical examination in designated places, interview in other places, file keeping fee, clothing fee, reserved position fee, actor and model signing fee, photo fee, registration fee, post fee, deposit, handling fee, filing fee, registration fee, confidentiality fee, membership fee, deposit and so on, all of which are deceptive! Cheating!! As long as you cover your wallet tightly and don't pull out a dime, and then call the police, they have no way< 5. A large number of advertisements for recruitment and urgent employment are pasted everywhere on the roadside. The salary is clear and the welfare is amazing. 99.9% of them are basically liars! Recruitment of men and women public relations is all cheating
most of their recruitment positions are "typist, scribe, warehouse keeper, clerk, assistant, Porter, order dispatcher, trainee management, reserve cadre, salesman, broker, deliveryman, security guard, administrative secretary, male and female public relations, actor, model..." and many of them are pretending to be electronic factories and film and television companies. Generally, the positions they recruit are relatively low, and they even focus on fresh graates. The reason is that these people are easy to be cheated, have a poor sense of self-protection, and are hard to find a job! To earn money from the black sheep. And the high position is not only difficult to hook, and will soon find the relevant departments to deal with them
it's all cheating to recruit men and women for public relations! The common way is: first, ask your age, height, native place and so on, let you believe it, then let you go to a hotel, and then call him. When you call him, they will say they have seen you and passed the interview, and then use various excuses to ask for remittance to their designated bank account, After you remit money, scold you or say you don't know you, or simply say you don't know. Now they not only paste small advertisements everywhere on bus license plates, markets, greenbelts, pedestrian bridges, railings, university campuses and markets, threatening the environmental sanitation personnel to remove them. They also send people to distribute a large number of ugly leaflets near the Canton Fair and residential buildings, and even use English leaflets to cheat foreign visitors to the Guangzhou Fair, Damage the appearance of the city everywhere! Seriously damaged the image of Guangzhou
most of the formal enterprises advertise in Guangzhou Daily and future recruitment, or set up stalls in the formal talent market / labor market, such as Ruiqi talent market of East Railway Station, talent market on the 5th floor of book purchasing center, Southern talent market, Guangzhou labor center market at the entrance of Sanyuanli Avenue in Xinshi, and Baiye labor market on the 5th floor of red express in Xinshi market
99.9% of the people posted on bus stop signs and walls are cheaters!! No formal enterprise will put up large-scale advertisements everywhere on the station signs and roadsides. Because they are very clear that this is a very serious fine, up to tens of thousands of yuan! Moreover, the personnel managers of regular enterprises are not willing to do so. At most, the personnel managers of regular enterprises paste one or two advertisements to recruit workers near the gate of the factory, or some factories set up stalls on the roadside to recruit workers
only cheaters and villains are willing to take risks to scribble and post on the streets on a large scale, and the welfare is good. If it's so comfortable and good, there won't be so many bosses in Guangzhou, so it's better for them to work there. At present, there are not many generous bosses in Guangzhou. The basic characteristics of Guangzhou's labor market are low wages, hard working overtime, no social welfare, dection of wages, no one to manage complaints, frequent arrest of migrant workers for temporary residence permits (just like the white people arrested Indians in the United States in those years), stealing and swindling, and no one to manage complaints. This is also the fundamental reason for the massive transfer of migrant workers to the relatively standardized Yangtze River Delta in recent years
for all the advertisements posted outside, such as what group, what electronic factory... And so on, the usual contact address of these swindlers is a room in an office building, not a regular large factory. Because this is the deceptive place temporarily rented by these swindlers, they can transfer and escape at any time< 6. Companies that recruit all the year round should not go. Don't be superstitious about big companies. Everything depends on the actual treatment
it is best not to apply for the job. It is advertised, or very picky, or not very well paid. It makes you spend all your time on resumes, apply for a job, waste time and energy to run around and interview, such as Mei Group, Zhongshan Jinke information / Jinke information / Hongkong Jinke information group, Guangzhou Cade Clothing Co., Ltd., Li Bai group, Pretty Vally perfume company, lucky star children's procts company, Guangzhou Jingcai Cosmetics Co., Ltd., Shenzhou computer Co., Ltd., etc., among which there are many big companies with flying advertisements. Some of these "second-class cheaters" even throw your resume in the trash after going back. These companies recruit for the same position year after year. At most, they change the date in the advertisement. It is a waste of manpower and material resources< 7. The company is not big, office buildings and wages are not good, and the company name is frightening
Hong Kong * * International, American * * International, French * * group and so on. These company names are usually registered in Hong Kong with the help of some private agent companies in Guangzhou. There is not much truth, but there is a lot of moisture. Private cosmetics enterprises in Guangdong like this move most. Three or two people rent a place at random and become an international group. Many fresh graates blindly believe in big companies Big brands, entering these companies, seem to be on cloud nine and become international presidents. This article and the above-mentioned Article 5 often fall into a el. Such as the fake company "CP (Hong Kong) International Group Co., Ltd." and the swindler school "American International University". You can find out by searching for "fake" or "American International University" on the Internet
9. Job seekers' self-defense: single women should not go to remote places for interviews or go to interviews together; Not going to the interview ring working hours; Those who want money will not go; Don't take valuables with you
10. Four ways to deal with cheaters: 1. Find a lot of people to call cheaters' companies in turn, scold them and threaten them, lasting for more than a month, and call them whenever you have time; ② Labor, public security experts, city managers, personnel, instry and commerce, media multi pronged complaints, persistent complaints! ③ Find a few more friends come to smash curse! Beat up these swindlers! Or take advantage of the sneak attack and beating at work! Better cripple them! Start with swindlers and bad guys quickly! fight a quick battle to force a quick decision! Be cruel! Let him never forget! Since we don't care about go Vern ment, we common people can't always be slaughtered and bullied! ④ If the conditions are not ripe for the time being and we can't get rid of them at the moment, we can wait, plan well, and retaliate when the time is ripe Evil is rewarded with evil. We must not let these swindlers and villains whose hands are covered with the blood and tears of good people and job seekers go unpunished
● Guangzhou Zike Trading Co., Ltd.: room 415, 4th floor, Yuebei building, 617 Dongfeng East Road, Guangzhou, 020-83762925, Miss Wang, Guangzhou Zhanyi recruitment Plaza and other talent markets next to the headquarters of Tianhe Road South talent market. Job seeker: I went to a company in room 415, Yuebei building, Dongfeng East Road for an interview at 3:30 p.m. on May 25. I applied for a business assistant, but I could pass without saying a few words. I was told to go back and wait for the notice. At 6:00 p.m., I received the notice that my information had been passed by the personnel department. I was asked to bring 250 yuan, photos and copies of personal data back to the company today to sign the contract. The next day, after talking with them, I knew it was a liar<
● Guangzhou Hengsheng Digital Co., Ltd.: room 1906, henglexuan, HengAn building, Yuancun hilltop, Huangpu Avenue, Tianhe District, 020-31801176
● Longyuan trading company: room 603, building A3, Longyuan building, Gangding, Tianhe District, the so-called "swindler" is a swindler! He was also accompanied by Hengsheng company in room 1906, Heng'an building, Huangpu Avenue. When he first entered the company, he said that he had to pay for clothes, and then slowly, what kind of guarantee fee and so on
● Kangmin hospital: physical examination, No. 155, Xianlie East Road (near Shahe Street), 020-37397129
remarks deceptive tactics: these swindlers, with the signboard of "Guangzhou Hengxin Kedi Electronics Co., Ltd.," recruit people in the Nanyue talent market in the new market of airport road; With the signboard of "Guangzhou Zike Trade Co., Ltd.," we are looking for new employees in Guangzhou Zhanyi recruitment Plaza next to the headquarters of Tianhe Road Southern talent market Among them, a 50 year old man who recruited in the workplace speaks Cantonese
they are all interviewing at room 2508, 25th floor, Tianyu Building, 753 Dongfeng East Road (Tel: 22816019). When I arrived here, I found that the sign at the door was "Wangfu communication equipment Co., Ltd., Yuexiu District, Guangzhou City". I asked Miss Wang at the front desk why, saying that the personnel department of the head office was working here (in fact, it was a black hole, there were several outsiders). That Miss Hu's interview is very simple. She will give you high salary and general treatment (social security, medical insurance, subsidies, food and housing
9. Financial Consultant (consultant type)
Job Description:
five or six years ago, financial management was still a strange word for ordinary citizens. With the continuous growth of personal wealth in China, people's demand for financial management is becoming more and more intense, and professional financial consultants are rapidly becoming popular. Just like lawyers, analysts, accountants and counselors, they use their professional financial knowledge to provide us with financial planning services. The work of a financial consultant mainly includes:
meeting and communicating with clients, mastering clients' information, analyzing clients' basic situation, mastering clients' financial objectives and needs, and providing financial advice to clients
guide customers to record financial revenues and expenditures and balance sheet accounts, analyze customers' financial revenues and expenditures, and judge customers' financial status
independently design the feasible scheme according to the customer's needs and give specific operation guidance
collect feedback from customers in time, analyze the implementation results of the scheme, and write a report< Core competence:
knowledge requirements: major in finance or finance, with basic knowledge of economics, consumer spending, insurance, investment, monetary finance, instrial investment, taxation, financial accounting and relevant laws and regulations
skill requirements: proficient in English
experience requirements: working experience in securities, insurance and banking
professionalism: need to have the ability of rational analysis and problem-solving, good at communication, strong sense of responsibility, good character and professional ethics, relative independence of work<
career status:
Personal Finance rose in the United States in the early 1990s and matured in the late 1990s. After more than 10 years of development, independent financial advisor has become a new career. The amount of savings of domestic residents has exceeded 10 trillion yuan. According to the survey of professional financial websites, 78% of the respondents have demand for financial services; More than 50% of the people are willing to pay for financial services. In the next 10 years, China's personal finance market will grow at an average annual rate of 30%, and will become a country with great potential after the United States, Japan and Germany. Experts said that according to the estimation of 100 people served by one financial consultant, the gap of domestic financial consultants is at least 100000. But at present, there is no special financial advisor in China, and professionals engaged in financial planning are scattered in insurance, banking, securities and other financial instries, so the demand for local financial advisors with professional background is ready to develop
risk and return:
employees engaged in personal financial management should be professionals who have received strict training and obtained corresponding qualification certificates. Financial planning is a comprehensive financial service, aiming at the whole life of customers rather than a certain stage of planning. Practitioners should not only have profound professional knowledge, proficient investment and financial skills, rich financial experience, but also be familiar with the financial business fields such as stocks, funds, bonds, foreign exchange and so on
there is no gender limit for financial planners. Women have the advantages of being careful, cautious, less likely to make mistakes, more likely to win the trust of customers, and being able to provide customers with more meticulous and patient services. However, this profession is a very rational profession, so it also needs women to exercise their logical and analytical skills. In the face of market turmoil, keep a cool and rational mind, can be in this instry like fish in water
the income of financial advisors consists of three parts: fees for financial advisors, commissions for sales of financial procts, and revenue sharing after providing asset management services. Professionals believe that the annual salary of domestic financial planners should be between 100000 yuan and 1 million yuan
career trend:
development path: according to the national professional standards for financial planners, financial planners are divided into two levels: financial planners and senior financial planners. At present, there are nearly ten kinds of financial planner certification in the market, including Registered Financial Planner (CFP) certification, financial adviser (RFC) certification, Registered Chartered Analyst (RCA), recognized financial adviser (CHFC) certification, Registered Financial Planner (RFP) certification, licensed wealth manager (CWM) certification, registered Financial Analyst (CFA) certification, etc. In foreign countries, the most authoritative certification project is registered financial planner (CFP), referred to as "Registered Financial Planner". In foreign countries, only those who have obtained CFP qualification can engage in personal finance business
transformation opportunities: financial advisors can not only develop their skills in insurance, securities, banking and finance, but also develop in the direction of management consulting and financial consulting
professional model:
Mao Danping: personal finance expert, member of international FPA Association; President of Zhongda Junrong investment consulting company, deputy director of Zhongda Junrong personal finance research center, consultant of IFPC (China CFP Preparatory Committee) Financial equation columnist, 21st century economic report. He was an investment consultant of ASB bank in New Zealand and a research fellow of Shenzhen Stock Exchange.
Job Description:
five or six years ago, financial management was still a strange word for ordinary citizens. With the continuous growth of personal wealth in China, people's demand for financial management is becoming more and more intense, and professional financial consultants are rapidly becoming popular. Just like lawyers, analysts, accountants and counselors, they use their professional financial knowledge to provide us with financial planning services. The work of a financial consultant mainly includes:
meeting and communicating with clients, mastering clients' information, analyzing clients' basic situation, mastering clients' financial objectives and needs, and providing financial advice to clients
guide customers to record financial revenues and expenditures and balance sheet accounts, analyze customers' financial revenues and expenditures, and judge customers' financial status
independently design the feasible scheme according to the customer's needs and give specific operation guidance
collect feedback from customers in time, analyze the implementation results of the scheme, and write a report< Core competence:
knowledge requirements: major in finance or finance, with basic knowledge of economics, consumer spending, insurance, investment, monetary finance, instrial investment, taxation, financial accounting and relevant laws and regulations
skill requirements: proficient in English
experience requirements: working experience in securities, insurance and banking
professionalism: need to have the ability of rational analysis and problem-solving, good at communication, strong sense of responsibility, good character and professional ethics, relative independence of work<
career status:
Personal Finance rose in the United States in the early 1990s and matured in the late 1990s. After more than 10 years of development, independent financial advisor has become a new career. The amount of savings of domestic residents has exceeded 10 trillion yuan. According to the survey of professional financial websites, 78% of the respondents have demand for financial services; More than 50% of the people are willing to pay for financial services. In the next 10 years, China's personal finance market will grow at an average annual rate of 30%, and will become a country with great potential after the United States, Japan and Germany. Experts said that according to the estimation of 100 people served by one financial consultant, the gap of domestic financial consultants is at least 100000. But at present, there is no special financial advisor in China, and professionals engaged in financial planning are scattered in insurance, banking, securities and other financial instries, so the demand for local financial advisors with professional background is ready to develop
risk and return:
employees engaged in personal financial management should be professionals who have received strict training and obtained corresponding qualification certificates. Financial planning is a comprehensive financial service, aiming at the whole life of customers rather than a certain stage of planning. Practitioners should not only have profound professional knowledge, proficient investment and financial skills, rich financial experience, but also be familiar with the financial business fields such as stocks, funds, bonds, foreign exchange and so on
there is no gender limit for financial planners. Women have the advantages of being careful, cautious, less likely to make mistakes, more likely to win the trust of customers, and being able to provide customers with more meticulous and patient services. However, this profession is a very rational profession, so it also needs women to exercise their logical and analytical skills. In the face of market turmoil, keep a cool and rational mind, can be in this instry like fish in water
the income of financial advisors consists of three parts: fees for financial advisors, commissions for sales of financial procts, and revenue sharing after providing asset management services. Professionals believe that the annual salary of domestic financial planners should be between 100000 yuan and 1 million yuan
career trend:
development path: according to the national professional standards for financial planners, financial planners are divided into two levels: financial planners and senior financial planners. At present, there are nearly ten kinds of financial planner certification in the market, including Registered Financial Planner (CFP) certification, financial adviser (RFC) certification, Registered Chartered Analyst (RCA), recognized financial adviser (CHFC) certification, Registered Financial Planner (RFP) certification, licensed wealth manager (CWM) certification, registered Financial Analyst (CFA) certification, etc. In foreign countries, the most authoritative certification project is registered financial planner (CFP), referred to as "Registered Financial Planner". In foreign countries, only those who have obtained CFP qualification can engage in personal finance business
transformation opportunities: financial advisors can not only develop their skills in insurance, securities, banking and finance, but also develop in the direction of management consulting and financial consulting
professional model:
Mao Danping: personal finance expert, member of international FPA Association; President of Zhongda Junrong investment consulting company, deputy director of Zhongda Junrong personal finance research center, consultant of IFPC (China CFP Preparatory Committee) Financial equation columnist, 21st century economic report. He was an investment consultant of ASB bank in New Zealand and a research fellow of Shenzhen Stock Exchange.
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