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Hello, to determine whether a certain illegal fund-raising is or not, we can't judge it by our own subjective consciousness, but need to analyze it in combination with relevant characteristics. Often illegal fund-raising has the following characteristics:

1. Fund raising without the approval of relevant departments according to law, including those without approval authority; The departments with approval authority approve fund-raising beyond their authority, that is, the fund raiser does not have the subject qualification of fund-raising
2. Promise to repay the principal and interest to the investor within a certain period of time. Besides currency, there are also physical and other forms of debt service
3. Here, the "unspecific target" refers to the public, not the specific minority
4. Cover up the essence of illegal fund-raising in legal form. In order to cover up their illegal purposes, criminals often sign contracts with investors (victims), disguise as normal proction and operation activities, and maximize their ultimate purpose of obtaining funds by fraud