Red flame mining auxiliary
time of establishment: January 16, 2013
registered capital: RMB 2 million
Business Registration No.: 440301106837473
enterprise type: limited liability company (solely owned by natural person)
address: b825, 99 Dahe Road, Dahang community, Guanhu street, Longhua District, Shenzhen City (Office)
Now you only need to bring your ID card to any bank with foreign currency business. In the past, you need visa and other documents to buy foreign exchange. But now you don't need it. Every citizen has 50000 US dollars of foreign exchange purchase amount every year. If the amount exceeds this amount, you need to prove the purpose
if you want to deposit the foreign currency in the bank, you can open a foreign currency account. When you withdraw the foreign currency, the bank will mainly pay for the foreign currency
extended data:
compared with RMB financial procts, the current yield is about 4.3%, and the US dollar financial procts with less than 1% yield can only be regarded as low interest procts. There are also costs to convert RMB into US dollars
take bank of China (601988, Guba) as an example, the selling price on January 20 was 6.59, and the buying price was 6.51. This means that it takes 65900 yuan to exchange RMB for 10000 US dollars in foreign exchange. However, if the 10000 US dollars are converted into RMB again, you can only get 65100 yuan. Once you buy and sell, you will lose 800 yuan, almost 1.2%. According to this standard, only when the appreciation rate of US dollar against RMB is significantly more than 3%, it is appropriate to exchange RMB for us dollar to buy US dollar financial procts
for ordinary people, the investment channel after the exchange of US dollars is relatively single, mainly foreign currency deposits and US dollar financial procts, whose income is far lower than that of RMB deposits and financial management in the same period. Only when the appreciation space of US dollars is greater than the income difference between RMB and US dollar financial management, it is cost-effective to exchange US dollars and invest in US dollar financial management
However, in the medium and long term, the strengthening of the US dollar is a major trend, and the US dollar wealth management income is expected to usher in a midline rebound. For investors, it is meaningful to appropriately allocate part of US dollar assets or invest part of short-term and medium-term US dollar financial procts from the perspective of risk diversification