1. More than 20 times of the bank interest rate in the same period, the annual yield is 405%. 75%, which is the annual yield. What you said is that this month's rate of return is 33, which is firmly attacked by the national law, that is, the maximum interest rate of private financial management should not exceed about 20%. Now bank financial management should be floating around 5%. The maximum financial management income allowed by the law is four times of the bank financial management interest rate of the same period, which is absolutely impossible
2. Don't invest in a big scam, or you will lose everything.
3. POS financing is current financing, without lock in, only need to register, can be sold or withdrawn at any time. After the maturity of the current financial management, you need to manually join the next financial management to continue to participate in the POS
mining. The interest shall be calculated according to the average position of the account in 14 days (excluding borrowed position), and the interest shall be paid once every 14 days.
4. Hello, if you buy through CMB, our bank's financial procts are published on the home page. Open the personal financial page, and you can classify the financial procts you need through "search" (if you need corresponding financial planning suggestions, please go to our bank's outlets or contact your customer manager directly to try to understand.) Warm tips: please read the proct manual carefully before purchasing.
5. If you hold CMB card, you can try to understand CMB's "chaochaoying": purchase from 1 point, redeem from 1 point, and the limit is 50000; 7 * 24 hours transfer in and out at any time, no cost; Fast redemption and real-time receipt (system default).
6. It is recommended to purchase through formal platform. At present, the financial procts on sale by our bank generally do not guarantee the principal (except 6906 and 8136), and do not guarantee the income. The income and principal may be lost e to market changes. It is suggested that you choose the procts suitable for your risk tolerance to invest.
7. At present, the "most reliable" proct is of course "deposit". According to the deposit insurance system, 100% compensation is made within 50W. Of course, "deposit" does not mean to go directly to the bank's survival period or fixed term. You can pay attention to the smart deposit procts or certificates of deposit issued by small and medium-sized banks, and the yield can be around 4%
for example, there are some current and fixed bank deposit procts on the xiaoman financial app (the original network financial management) platform. For example, the current proct "Sanxiang bank current" withdraws about 3.8% of the income in advance, deposits and withdraws at any time, with the value of interest on the same day, unlimited holidays, withdrawals on any natural day, real-time arrival on the same day, no trading day limit, unlimited limit, and 100% compensation within 500000; For example, the fixed-term bank financial proct "Zhenxing smart deposit", with an annualized yield of about 4.8%, belongs to the bank deposit proct, with 100% compensation within 500000, which is suitable for stable and above investors
there are also some selected equity fund procts, which are suitable for investors who can bear certain risks and pursue wealth preservation and appreciation. Investment risk, financial management need to be careful Oh
8. If you need to invest in financial management, it is recommended to choose the bank's formal financial management procts, so that bank financial management is safer
ABC issues a variety of financial management procts, investment includes a variety of fields, different risk levels can meet the needs of multiple users, and different closed periods of a variety of closed financial management procts can meet the needs of different situations, The real-time redemption function of open-ended financial procts ensures the liquidity of investment. For details, you can log on the official website of ABC. Under the investment and financial column, you can query the information of the issued financial procts and select the appropriate procts. Website: http://ewealth.abchina.com/fs/
