90 day earnings of money EOS mining
100 * 10% * 90 / 365 = 2.47 yuan. The 90 day yield to maturity is 2.47%
< EM > 100000 * 4.2% * 90 / 365 = 1035.7 < / EM >
50000 * 4.6% / 365 * 90 = 567.12 yuan
1. The interest is paid monthly and the principal is paid when e
the actual income was (3.1% ÷ 12) If x 10000 yuan x 6 months = 154 yuan, the monthly interest will be 25.6 yuan and the principal will be 10000 yuan after 6 months
2. One time repayment of principal and interest
actual income: 154 yuan
3. Equal principal and interest
return RMB 1666.6 per month and interest RMB 25.6 per month
4. Equal principal
RMB 1666.6 is returned every month, and the interest decreases month by month.
the premise is to choose the right platform for investment. Investment is risky and financial management should be cautious.
50495 yuan will be recovered after 90 days of financial management
According to the theme, the annual yield of financial procts is 3.9%the number of days in a year is 365 days,
then the daily interest rate = annual interest rate / 365 = 3.9% / 365 = 0.011%
the investment principal is 50000 yuan, that is 50000 yuan, and the investment period is 90 days, According to the formula:
interest = 50000 * 0.011% * 90 = 495 (yuan)
then the investment maturity recovery amount = 50000 + 495 = 50495 (yuan)
extended data:
financial risk control:
risk refers to the possibility that the decision-making can not achieve the expected goal e to the uncertainty of the future situation. When making an investment decision or financing decision, if there is only one result, there is no uncertainty, so it can be considered that there is no risk in this decision
However, if there are many possible results in this decision, the actual result may deviate from the expected goal, so there is a risk. Moreover, the greater the deviation, the greater the risk of the decisionthe financial decisions of enterprises are often faced with all kinds of risks. From the perspective of enterprise operation and financial management, risks can be divided into two categories: operation risk and financial risk
Business risk is also called business risk. Due to the proction and operation of the enterprise, it brings uncertainty to the expected operating income or pre tax profit of the enterprise. The source of this risk can be divided into two aspects: external reasons and internal reasonsthe external causes of enterprises refer to the changes of international and domestic macroeconomic situation and economic environment, the changes of market supply and demand and prices, the adjustment of national fiscal and tax policies, financial policies and instrial policies and other external factors
the internal causes of enterprises refer to the quality of enterprise managers and the comprehensive quality of all employees, the changing trend of proct image and market share, the leading degree of technology and the level of technology and equipment, the level of quality management, the change of cost control measures, and the enterprise's ability to respond to emergencies
Financial risk is also called financing risk. Due to financing reasons, the risk of repayment of principal and interest e to liabilities. When an enterprise carries out debt financing, it has to repay the principal and interest to the creditor regularly according to the contract or agreement. If the operating income of the enterprise is not enough to repay the principal and interest, it may cause financial crisis, and even bankruptcythe higher the profit rate of capital and the lower the interest rate of debt, the smaller the financial risk; On the contrary, when the debt interest rate is greater than the capital profit rate, the debt will not increase the net income of shareholders, but will become a heavy debt burden of enterprises. The total return on investment can be expressed by the following formula:
return on investment = time value rate + risk return rate
most of the investment directions of money market funds are agreement deposits. Because of the large amount of funds and the shortage of market funds, the bargaining power with banks is very high, and we can get higher interest rates than our bank deposits. In addition, it will invest in high credit AAA grade bonds within 397 days, buy back bonds and central bank bills with a maturity of less than one year
agreement deposits and short-term bonds generate income on every natural day.