Insurance and mining

4.

It's not against the law

The laws and administrative regulations in China do not prohibit the proction, holding and legal circulation of bitcoin, nor do they prohibit the sale of bitcoin mining machines

2. The investment and transaction of "virtual currency" represented by bitcoin are on the rise. For this kind of virtual goods generated in the Internet environment after the development of Internet technology, there are policy and commercial risks in related transactions. However, under the premise of not violating the mandatory provisions of laws and administrative regulations, the contract signed by the parties is a valid contract

3. Bitcoin is generated by "miner" and "mining", and "miner" can be assumed by anyone in any place in the world. "Mining" is a process in which "miner" provides certain computer computing power according to the open source software provided by the designer, and obtains the special solution of the equation through complex mathematical operations, The miner who gets the special solution gets a certain amount of bitcoin reward

Because bitcoin is based on workload proof, it is related to computing power. To have computing power, we need to consume power, so its power consumption is very large. It is precisely because of such a large power consumption that the safe and stable operation of bitcoin system can be guaranteed

extended information:

according to the data of btc.com website, up to now, the computing power of the whole bitcoin network is about 51.65 eh / s, which is equivalent to 1.84 million bitcoin S15 (28T computing power, 1596w power) mining machines in operation, and the daily power consumption is about 69.92 million kwh. Divided by the current proction of 1800 bitcoins per day, excluding other costs, each bitcoin will consume 38800 kwh of electricity. "

from this point of view, although the current price of bitcoin is expensive, the cryptocurrency market website coinmarketcap.com shows that the current unit price is about $7900, but the cost of mining a bitcoin is not low at all

5. It's not against the law<
in the notice of the people's Bank of China
Ministry of instry and information technology
China Banking Regulatory Commission
China Securities Regulatory Commission
China Insurance Regulatory Commission on risk prevention of bitcoin (Yin Fa [2013] No. 289), in addition to clarifying the attributes of bitcoin as a network virtual commodity, the notice mainly specifies the following contents:
first, the, It is clearly required that all financial institutions and Payment institutions at this stage shall not carry out business related to bitcoin, price procts or services with bitcoin, buy or sell bitcoin as central counterparties, underwrite insurance business related to bitcoin or include bitcoin into the scope of insurance liability
Second, Internet sites that explicitly require bitcoin registration, trading and other services should be filed with the telecommunications regulatory authorities, and earnestly perform the anti money laundering obligations, identify users' identities, and report suspicious transactions
thirdly, relevant departments, financial institutions and Payment institutions are required to correctly use the concept of money in their daily work, pay attention to strengthening the ecation of the public's knowledge of money, and incorporate the concepts of correct understanding of money, correct treatment of virtual goods and virtual money, rational investment, reasonable control of investment risks, and maintenance of their own property security into the content of financial knowledge popularization activities, To guide the public to establish a correct concept of money and investment
extended information:
the notice requires that at this stage, all financial institutions and Payment institutions shall not price procts or services with bitcoin, buy or sell bitcoin as a central counterparties, underwrite insurance business related to bitcoin or include bitcoin into the scope of insurance liability, and shall not directly or indirectly provide customers with other services related to bitcoin
including bitcoin registration, trading, clearing, settlement and other services for customers; Accept bitcoin or use bitcoin as a payment and settlement tool; Carry out bitcoin and RMB and foreign currency exchange services; Carry out bitcoin storage, custody, mortgage and other services; Issuing financial procts related to bitcoin; Take bitcoin as the investment target of trust, fund, etc
according to the notice, bitcoin Internet sites, as the main trading platform of bitcoin, should be put on record in the telecommunications regulatory agency in accordance with the provisions of the Telecommunications Regulations of the people's Republic of China and the measures for the administration of Internet information services
at the same time, in view of bitcoin's high risk of money laundering and being used by criminals, the circular requires relevant institutions to earnestly perform legal anti money laundering obligations such as customer identification and suspicious transaction report in accordance with the requirements of anti money laundering law of the people's Republic of China, so as to effectively guard against bitcoin related money laundering risks
source of reference materials:
five ministries and commissions including the people's Bank of China and the government of China issued the notice on preventing bitcoin risk
five ministries and commissions including the China securities regulatory network and the central bank issued the notice on preventing bitcoin risk

6. Insurance salesman is through the performance of commission, the base salary is very small
if you are willing to take out insurance, you can try it
insurance salesman refers to the general name of insurance salesmen who have obtained insurance qualification certificate. Now there are two forms of insurance salesman: traditional insurance salesman and telephone insurance salesman
generally speaking, part-time insurance salesmen refer to the traditional way of selling insurance. Traditional insurance salesmen have no requirements for ecation background. As long as they can pass the examination of insurance qualification certificate, they can sell insurance
insurance companies regularly train insurance salesmen to understand insurance procts and motivate them. The insurance salesman, whether part-time or full-time, is not a regular employee of the insurance company. The insurance company will give a certain base salary, and the insurance salesman mainly relies on commission. The Commission after selling insurance plus the reward for completing certain performance
if you have your own formal job, the insurance business is only a part-time job and does not rely on insurance for support, you can try it. Whether you can earn money or not, you can at least broaden your contacts and learn to communicate.

7. Hunhebao or Xinhua News Agency

8.

1. RMB is China's legal currency

2. RMB is China's only legal currency

3; Credit guarantee (government bond, commercial paper); Gold foreign exchange reserves.

5. RMB implements a managed monetary system.

6. RMB capital account has not yet been freely convertible.

regional currency:

regional monetary system under the condition of one country, two systems:

1. Along with the return of Hong Kong and Macao to the motherland and the realization of one country, two systems, RMB, Hong Kong dollar, Hong Kong dollar and Macao have emerged in China The unique historical phenomenon of "one country, three currencies" in Australian dollar

Whether the situation of "one country, three currencies" will lead to the phenomenon of "good currency expelling bad currency" or not, the essence of which is that "one country, three currencies" is a currency phenomenon under the specific historical conditions connected with one country, two systems, which is not three currencies circulating in the same market, so it will not lead to the phenomenon of "bad currency expelling good currency"

extended data:

system development:

monetary system, also known as monetary system, is a kind of money circulation structure and organizational form determined by a government in legal form. The typical monetary system includes monetary material and monetary unit; The casting, issuing and circulation of currency; The preparation system of currency issue

Monetary system also refers to the international monetary system, that is, the organizational form of international currency circulation. In order to solve the needs of international monetary problems such as international means of payment and international reserve assets in international trade and international settlement, countries should pay attention to all aspects of international monetary circulation

including currency exchange and exchange rate setting, balance of payments adjustment, international settlement system, international reserve system, international monetary relations, international financial market, etc., a set of principles, regulations, methods and institutions of the system spontaneously or through negotiation and adjustment in the international scope, forming the international monetary system

The original international monetary system the international gold standard monetary system was formed spontaneously from 1870s to the beginning of the 20th century to meet the needs of international economic relations and the reality of domestic monetary systems

9. 1.1 definition of money

what is called money in economics is what is called money in people's daily life. Due to the different forms of money in different periods, people focus on the definition of money. Some economists define money from physical money or commodity money, pay attention to the intrinsic value of money, and reveal the origin and attribute of money from the intrinsic contradiction of goods; Starting from the convenience of commodity exchange, some economists pay attention to the medium of money, and reveal the origin and attribute of money from the perspective of solving the difficulty of barter. If we do not consider historical factors and only define money from a modern perspective, we will define money as something stipulated by national laws and generally accepted by the society in the transaction of goods and services or debt repayment. Universal acceptance is an important feature of money

to correctly understand the definition of currency, we need to distinguish the following concepts:

1.1.1 cash currency

cash is the paper money and coin owned by families, instrial and commercial enterprises and government departments. Cash is an important part of money. It has high liquidity. The amount of cash is related to a country's monetary payment and settlement system. The more developed the payment and settlement system is, the less advanced the demand is, and vice versa. Cash has a great influence on people's daily consumption

the face values of cash notes in China are 100 yuan, 50 yuan, 20 yuan, 10 yuan, 5 yuan, 2 yuan and 1 yuan respectively. The secondary currency is equal to the local currency, namely Jiao and Fen

1.1.2 deposit currency

deposit currency is a means of payment and storage in the form of deposit. According to different standards, deposits can be divided into different types. The most important criterion is whether the payment transaction can be completed by bank transfer. It can be divided into two categories: one is the demand deposit that can be transferred directly through financial institutions, which is generally acceptable. In our national monetary statistics, it is calculated as currency in circulation; The second type is deposits that can not be settled directly by transfer, including time deposits and savings deposits. These deposits must be converted into cash or current deposits before the transaction payment function can be completed. In statistics, it will be included in the category of broad money

1.1.3 money and wealth

as a measure of value and a means of exchange, money is the general representative and symbol of social wealth and the best means of value storage. Therefore, money is an important part of wealth and the main form of wealth. In addition, wealth also includes real estate, real estate, stocks, bonds and other physical or storage forms

1.2 function of money

1.2.1 value scale

money plays a value scale function in the performance and measurement of the value of goods and services. The value scale of money shows the value of goods as a certain price, so that the value of goods and services can be compared with each other, which is convenient for the circulation and exchange of goods. Money acts as a unit of price. As a measure of value, money only needs the concept of money, so it does not involve the issue of circulation

1.2.2 means of circulation

money acts as a medium for the exchange of goods and services and plays the role of means of circulation. The function of circulation means needs realistic currency. Under the condition of credit currency circulation, the amount of money is closely related to the price of goods. At the same time, as a means of circulation, money is an independent process from commodity trading to buying and selling, which makes the possibility of disjointed buying and selling exist. To maintain price stability, an appropriate amount of money is the key

1.2.3 means of payment

in the credit form of commodity transaction, currency acts as the standard of deferred payment and plays the role of means of payment

the important feature of payment means function is based on credit relationship. Due to the function of money as a means of payment, bond debt relationship will be formed. On the one hand, it can promote the real economy and overcome the restrictions of cash transaction on commodity proction and circulation; On the other hand, it may lead to the debt chain fracture caused by the failure to pay when e

1.2.4 value storage

money, as the representative of general wealth, temporarily withdraws from circulation and plays the role of value storage. Physical money and credit money have different characteristics to play the role of value storage. Credit money can improve the efficiency of savings. Compared with other wealth, it has the advantages of high liquidity and low cost. Under the condition of credit currency, the stability of purchasing power is the prerequisite for the normal use of storage means

1.2.5 world currency

it is the extension of the function of currency in the international field that currency plays the role of world currency. Whether a country's currency can become a world currency depends on the country's economic strength, international trade level and other factors

1.3 evolution of money

in history, money has experienced different forms, such as material object, gold and silver, paper money and so on. The following is an analysis of the evolution of different currency forms

1.3.1 physical currency

physical currency refers to the value that is equal to the value of money and ordinary goods. That is to say, it is not only a commodity, but also a currency

the development of real money has gone through two stages. The first stage is simple commodity currency, which takes its natural physical form as currency; The second stage is precious metal currency. The former as a currency is unstable, the scope of acceptance is limited, it is difficult to divide, and lack of a unified value measurement standard. Precious metals are more suitable for money. Its main characteristics are stable value, easy to divide, easy to store, with a unified value measurement standard. Precious metal currency needs casting. Its limitation lies in the relatively high circulation cost and limited output, which is difficult to meet the increasing demand for money in commodity circulation

at present, gold and silver are no longer monetary commodities, but they still play some functions of money, mainly in the aspect of value storage

1.3.2 substitute currency

in order to overcome the shortage of metal currency, people use some low value metal or paper instead of precious metal currency in circulation, which represents the value of metal currency in circulation. Its own value is lower than its value as money. Substitute currency overcomes the limitation of commodity circulation caused by the shortage of precious metals. The issuing basis of substitute currency is precious metal. In order to ensure the normal circulation of substitute currency, the free exchange with precious metal currency is necessary<

1.3.3 credit currency

credit currency is a kind of currency which is stipulated by national laws and is not based on any precious metal and plays an independent monetary function. At present, the currency issued by all countries in the world is basically credit currency

the main forms of credit currency are cash, bank deposit, credit card, electronic currency, etc

the amount of credit currency is directly related to the credit scale of the central bank. Credit currency has strong elasticity. Through the adjustment of credit scale, the scale of economy can be affected. Therefore, it is the core content of any country's monetary policy to regulate the credit scale of the central bank and maintain an appropriate amount of credit money

1.3.4 money quantity and purchasing power

purchasing power refers to the quantity of goods and services that can be exchanged by a unit currency. The more goods and services the unit currency exchanges, the higher its purchasing power; otherwise, the lower its purchasing power

in the period of precious metal currency circulation, e to the value of money itself, money can automatically adjust the amount of circulation, and the value of money can remain stable. In the period of credit money circulation, because money itself has no intrinsic value, its purchasing power is directly related to the amount of money in circulation. With more money in circulation, the price of goods and services rises, and the purchasing power of money declines; On the contrary, the price of goods and services will fall and the purchasing power of unit currency will increase. Therefore, to ensure the smooth operation of the economy, it is necessary to effectively control the amount of money

1.3.5 China's current currency

China's current currency includes cash and bank deposits

bank deposit covers a wide range and is the main component of modern currency

in China, currency is divided into three levels according to liquidity: M 0 (cash); m 0 (cash); M 1 (M 0 + current deposit); M 2 (M 1 + time deposit + savings deposit). M 1 is the narrow money supply, M 2 is the broad money supply. Due to the different financial assets and liquidity of each country, the specific content of the division is different, and can be adjusted according to the actual situation, so there can be a broader division, such as m 3, M 4 and so on

1.4 evolution of monetary system

monetary system refers to the criteria and norms of currency circulation stipulated by the state in the form of law. The main contents are: to determine the materials of currency and subsidiary currency; To determine the unit of money; To stipulate the proceres and methods of currency circulation; Determine the preparation for issue and the external relationship of currency

standard currency is the standard currency of a country's monetary system. In terms of payment, the standard currency has the ability of unlimited legal compensation. That is to say, the creditor shall not refuse to accept the payment of goods and services and the settlement of debts

the secondary currency is the equal part of the standard currency, which is limited in use, that is, if it exceeds a certain amount, the creditor can refuse to accept it< The evolution of monetary system can be divided into the following processes:

1.4.1 silver standard

the main content of silver standard is silver as monetary material. Silver coin is the standard currency with unlimited legal compensation ability. Silver coins can be cast and melted freely. Internationally, silver and silver coins can be exported and imported freely. The paper money in circulation can be exchanged freely with silver money< In the 1840s, with the increase of world silver proction, the price of silver kept falling. Because the price of silver is unstable, silver as a currency is not concive to the stability of currency circulation and international payment. It weakens the ability of silver as currency. Therefore, many countries have graally transferred to the gold and silver standard system<

the content of the gold and silver standard system is: gold and silver are both coin materials, and gold and silver coins are the standard currency. Gold and silver currency has unlimited legal compensation ability. Gold and silver coins can be cast and melted freely, and gold and silver and gold and silver coins can be exported and imported freely in the world. Paper money and other currencies are freely convertible into gold and silver

under the typical gold silver two standard system, the price of gold and silver is completely determined by the market price of gold and silver. This standard system is also called parallel standard system. Due to the lack of stability in the price comparison of gold and silver, the two standard system of price comparison of gold and silver coins was later stipulated by the government, which was called "plicate system". The two standard system weakened further is called "lame standard system"

under the parallel standard system, gold and silver coins can be freely exchanged, freely cast, freely melted and freely exported. Under the compound system, because the price of silver in the market is falling, and the value of silver as money stipulated by the government is higher than that of ordinary goods in the market, arbitrage results in the full circulation of silver. The rule of bad money expelling good money played a role, and finally limited the casting of silver money. But gold coins are still free

10. Glory. Journey
singing: AKI Ajie
original singing: AKI Ajie
classification: cover
Language: Chinese
song style: ancient style
lyrics
glory · journey
Song / Dizi (yuanliuyue chaos)
CI / Jinfan
singing / AKI Ajie
later stage / ah Li
poster / 15 pieces
[Tang Hao Tang Sanda]
I'm going against the wind
to make the world look down on me
success or failure
let this battle prove for me
[Lixuan - Ghost crying on the mountain]
I name myself as a hundred ghosts
I'll fight with ghosts and monsters under the knife
I'll be alive again in the dead place
[Huang shaotian - sound of rain at night + yuwenzhou soxhall]
sword comes out of sheath
who can fight with me (to)
(backhand splitting the vast sky)
you stay behind me
strategize, light and shadow set up a cage
(you stay behind me, light and shadow set up a cage)
[Zhang Jiale dazzled with flowers]
don't ask
whether the fate has been unfair
this time leave all the pain
set foot on the road again
in the palm of my hand
thousands of flowers
[Wang JieXi Wang Bu Liuxing] < B R / > Where does the figure come from?
in an instant, it disrupts the stars in the sky.
who can see the puzzle?
the firefly or the dazzling rainbow in the dark night?
it's unpredictable, like a shadow with you.
[Xiao Shiqin - the death of the living]
turn over your hand and throw thunder.
you can lay a thousand mysteries with your hands covered.
who can escape this puzzle?
if there are thorns in the road ahead, you will go against the sky.
victory and defeat never end It's not decided by heaven
(Interlude)
[Fangrui haiwuliang]
this game
I win again by retreating
(what's the fear of gossip)
step by step in conversation and laughter
who can seize the opportunity of ghosts and gods doubt
(who can seize the opportunity step by step in conversation and laughter)
[Zhang Xinjie shibuzhuan]
in the war
still holding that ray of light
Zhuan Put on your white clothes and watch the stars in the distance to guide you forward as before
[Chu Yunxiu Fengcheng misty rain + Su Mucheng Muyu orange wind]
in the storm of the city
all the troops move with me
wait for a while
raise your hand to break the enemy's hundred thousand weight
thousands of miles of frost and snow or raging flames
life and death are in my hand
[Zhou Zekai - one shot through the cloud ]
side by side with each other this time,
it's easy for me to advance and retreat.
someone can always understand my thoughts at the bottom of my eyes.
the battlefield is surging up and down in silence.
I've achieved a glorious life.
[Sun Xiang - autumn of a leaf]
I hold my long tassel in my hand.
If I want to fight, I'll fight until the end.
it's only after a thousand hammers and a hundred trials that I can achieve this glory.
the flowing light crosses the cold front and the fighting spirit leaps into the sky.
young ambition There are thousands of passions.
[ye Xiu Jun Mo Xiao]
it's just starting from the beginning.
I'll fight to the end.
If I can meet you again at the end of the war,
looking back on this ten-year journey inadvertently,
with a smile of honor and disgrace