区块链应用认证

Ⅰ 浠涔堟槸KYC璁よ瘉锛熶竴鏂囪绘噦鍖哄潡閾句腑KYC璁よ瘉

浼楁墍鍛ㄧ煡锛屾垜浠鎯宠佹姇璧勬暟瀛楄揣甯侊紝瑕佸仛鐨勭涓浠朵簨灏辨槸閫夋嫨涓瀹朵氦鏄撴墍杩涜屼拱甯侊紝濡傛灉浣犳槸甯佸湀鑰佹墜锛屽湪閫夋嫨濂戒氦鏄撴墍鍚庡氨浼氱啛缁冪殑鐧诲綍娉ㄥ唽鐒跺悗瀹屾垚KYC璁よ瘉锛屼絾鏄濡傛灉浣犳槸涓涓甯佸湀鏂版墜锛屽逛氦鏄撴墍鐨勬祦绋嬭繕涓嶆槸寰堟竻妤氾紝閭ｄ箞浣犲彲鑳藉氨涓嶅お娓呮氬埌搴曚粈涔堟槸KYC璁よ瘉锛孠YC璁よ瘉瑕佹庝箞鎿嶄綔锛屾垜浠鍙堜负浠涔堣佽繘琛孠YC璁よ瘉锛屽逛簬澶у剁殑杩欑嶇枒鎯戝竵鍦堝瓙灏忕紪閮芥槸鍙浠ョ悊瑙ｇ殑锛屾瘯绔熺涓娆′氦鏄撴湁涓嶆槑鐧界殑鍦版柟鏄寰堟ｅ父鐨勩傞偅涔堝埌搴曚粈涔堟槸KYC璁よ瘉锛熶笅闈㈠氨璁╁竵鍦堝瓙灏忕紪鏉ュ甫澶у朵竴鏂囪绘噦鍖哄潡閾句腑KYC璁よ瘉銆
浠涔堟槸KYC璁よ瘉锛
韪忓叆鍖哄潡閾句骇涓氱殑鏂版墜鍦ㄥ悇浜ゆ槗鎵娉ㄥ唽浼氬憳浼氶亣鍒颁互寰涓鑸缃戠珯鐨勬敞鍐屼細鍛樻病鏈夌殑KYC瀹炲悕璁よ瘉锛岀涓娆￠亣鍒伴氬父鍗佸垎涓嶄簡瑙ｏ紝鍦ㄩ獙璇佺殑杩囩▼涓浼氱板埌鍚勫紡鍚勬牱鐨勯棶棰橈紝浣嗘病瀹屾垚KYC瀹炲悕璁よ瘉灏卞湪浜ゆ槗涓婂氨浼氭湁鎵闄愬埗锛屾墍浠ユ柊鎵嬬殑绗涓涓鎸戞垬灏辨槸閫氳繃鍚勫ぇ浜ゆ槗鎵瀹炲悕璁よ瘉銆
KYC璁よ瘉閫氬父鍜孉ML鍙嶆礂閽卞垎涓嶅紑锛屽畠浠鏄閲戣瀺棰嗗煙閲岀殑涓撲笟鏈璇銆侹YC鐨勬剰鎬濇槸浜嗚В浣犵殑瀹㈡埛(Know Your Customer鐨勭缉鍐)锛屼负浠涔堣佷簡瑙ｄ綘鐨勫㈡埛鍛?涓轰簡閲戣瀺瀹夊叏锛岄噾铻嶅畨鍏ㄩ渶瑕佸弽娲楅挶ALM(鍗矨nti Money Laundering)銆傛墍浠ラ渶瑕佸疄鍚嶈よ瘉锛屽苟瑕佹眰瀹㈡埛鎻愪緵韬浠借瘉鏄庡拰甯镐綇鍦板潃銆
KYC瀹炲悕璁よ瘉鐨勮嫳鏂囧師鏂囨槸Know Your Customer鐨勭缉鍐欙紝鐭ラ亾浣犵殑淇℃伅锛屼负浠涔堣佽╃綉绔欑煡閬撹嚜宸辩殑鐪熷疄淇℃伅鍛? 涓轰簡閲戣瀺瀹夊叏锛岄噾铻嶅畨鍏ㄩ渶瑕佸弽娲楅挶闃插埗涓庢墦鍑昏祫鍔╂亹鎬栦富涔夛紝鎵浠ラ渶瑕佸㈡埛鎻愪緵鐩稿叧鐨勮祫鏂欙紝閫氬父浼氳佹眰瀹㈡埛鎻愪緵韬浠借瘉鏄庡拰甯镐綇鍦板潃绛夈
KYC瀹炲悕璁よ瘉鎵椤荤殑鏂囦欢(鍥藉唴浜ゆ槗鎵涓鑸鍙闇瑕佽韩浠借瘉)
1.韬浠借よ瘉鏂囦欢锛氳韩浠借瘉銆侀┚鐓с佸眳浣忚瘉銆佹姢鐓х瓑鏀垮簻棰佸彂鐨勬湁鏁堣韩浠借瘉浠
2.鍦板潃璁よ瘉鏂囦欢锛氫竴鑸涓轰笉瓒呰繃3涓鏈堝唴鐨勬按鐢点佺噧姘旇处鍗曟垨淇＄敤鍗¤处鍗曠瓑
KYC璁よ瘉娉ㄦ剰浜嬮」
1.鎻愪緵鐨勬枃浠讹紝鏃犺烘槸韬浠借瘉杩樻槸鍦板潃璇佹槑锛岄兘瑕佹敞鎰忕収鐗囨槸鍚︽竻鏅般侀湶鍑哄畬鏁寸殑鍥涜掋佽佸钩鏁
2.鎻愪緵鏈浜轰笌璇佷欢鍚堢収鏃讹紝鎷嶇収鐨勬椂鍊欒佹敞鎰忚瘉浠舵槸鍚︿細鍙嶅厜銆佹槸鍚︽ā绯婏紝鏈浜虹殑鑴告槸鍚﹀畬鏁撮湶鍑恒
鏈浜轰笌璇佷欢鍚堢収鏈変釜鎷嶇収灏忔妧宸э紝銊ц埇浜轰細涔犳儻灏嗚瘉浠堕潬杩戣韩浣撴垨涓嬪反锛岃繖鏍峰规槗閫犳垚鍚堢収鐨勮瘉浠朵笂鐨勬枃瀛椾笉娓呮氾紝琚椹冲洖鏃朵篃涓嶇煡閬撹佹庝箞淇姝ｏ紝鍏跺疄寰堢畝鍗曪紝鎵嬫寔璇佷欢鍚戝墠灏嗚瘉浠堕潬杩戦暅澶达紝瀵圭劍璇佷欢鏂囧瓧纭璁ゆ竻鏅板悗锛岃皟鏁村ご鐨勪綅缃闇插嚭??瀹屾暣鐨勮劯铔嬶紝杩欐牱灏辫兘鎷嶅嚭瀹岀編鐨勬湰浜轰笌璇佷欢鍚堢収銆
缁间笂鎵杩帮紝灏辨槸甯佸湀瀛愬皬缂栧逛簬浠涔堟槸KYC璁よ瘉杩欎竴闂棰樼殑鍥炵瓟锛屽笇鏈涘竵鍦堝瓙灏忕紪鐨勮繖绡囦竴鏂囪绘噦鍖哄潡閾句腑KYC璁よ瘉鑳藉熷府鍔╁悇浣嶆姇璧勮呮洿鍔犲叏闈㈤忓交鐨勪簡瑙KYC璁よ瘉鏄浠涔堛傚叾瀹炵幇鍦ㄦ湁寰堝氫汉璁や负鍔犲瘑棰嗗煙鏄涓嶉渶瑕丩YC璁よ瘉鐨勶紝鍥犱负浠栦滑璁や负鍔犲瘑涓栫晫鏄涓涓鍘讳腑蹇冨寲鍖垮悕鐨勪笘鐣岋紝鍏跺疄浜嬫儏杩滀笉姝㈣繖涔堢畝鍗曪紝闅忕潃鍖哄潡閾炬妧鏈鐨勫彂灞曪紝寰堝氫笉娉曞垎瀛愪篃娉ㄦ剰鍒颁簡鏁板瓧璐у竵鐙鐗圭殑鎬ц川锛屽紑濮嬪埄鐢ㄥ畠鐨勭壒鎬у仛涓浜涢潪娉曠殑琛屼负锛岃繖鏄闈炲父鍗遍櫓鐨勶紝鎵浠ュ湪鍔犲瘑璐у竵棰嗗煙蹇呴』瑕佷弗鏍肩殑鎵ц孠YC瑙勫垯銆